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How strict is Humana health insurance with pre-existing conditions?

I've had acne since my teens but it's really been bothering me lately psychologically and hurting alot when trying to sleep on my back from cysts. Also sometimes minor acne on my face has been causing permanent scars. I want to go to the dermatologist and see if I can get accutane, but I just got my health insurance beginning of the year and had no creditable coverage before that. According to their written policy, I might not be eligible since I actually went to the doctor and got antibiotics for acne less than 24 months before enrollment in the health plan. I would like to say that the condition manifested itself in the past month psychologically which caused me to seek out accutane, which is true. Should I even mention my past diagnosis can they check it somehow? I really don't want to pay $3000 out of pocket for accutane, but I feel I really need to do this now for my own well being. What should I say to the doctor, how much will they investigate preexisting condition

   








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https://ceheartabasthorn.wordpress.com/2017/05/14/how-much-would-average-insurance-be-for-a-20-year-old-student-for-a-2011-camaro-ls-be/

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Lapse in insurance... payments still owing to the bank?
Hi, my insurance was not renewed at the start of the year. i still owe the bank about 8k on the car. the bank has not contacted me about this yet but i have continued to make car payments. Meanwhile, I have put the car in storage and am not driving it. I cannot afford insurance until August of 2015? Will the bank repo my car when i eventually do get insurance again because of the lapse?"


Car accident and they got old insurance.?
oklatom - Perhaps you forgot to read the part that said I left in an ambulance... And I JUST got the insurance the day prior. I think the temp card may have been in my wallet, and they didn't ask me for it, nor did they query me for the information; As far as I knew, all was well. They tried simply looking it up in the system. Not sure what your problem is, but take your anger elsewhere, and instead of criticizing through the amount of words you wrote, you could have written a constructive answer. Thanks."


Car Insurance for young driver?
Hi, I'm currently doing my drivers licence and should get it by the end of next month and I'm just confused about the cost of insurance.... I'm planing to buy small Fiat which is Insurance Group 5 and I looked up for costs through money supermarket and the cheapest deal was over 9000 for a year and that's just ridiculous so I'm a bit confused about it and don't know if i did something wrong when filled the information but anyway what the average cost should be like? Thanks in advance"


I want to get a Triumph Daytona 675. Any tips on that or even Insurance?
Alright guys, I have been looking into buying a Triumph Daytona 675. Its not so much the price of the bike that I am worried about, but its the insurance that will kill me. So, I am definitely new to buying bikes, and getting insurance. But i did try to get quotes from some big name companies. TOO MUCH! Any of you know of companies that specialize in motorcycle insurance for cheap, with an at fault accident on record? The lowest rate I got was from Dairyland for about 1800 a year. That is still quite a bit, so i was looking ofr something cheaper. If you all could help me out, that would be fantastic. p.s. I live in the state of South Carolina. age 18."


Colorado Cheap auto insurance?
I'm just looking for like liability just so i can get the cheapest rate for now. Live in Colorado, Aurora 80011"


Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?
Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?


3rd party/ business car insurance?
Because im a young driver my insurance will be really expensive so i am getting 3rd cover insurance however this job i found requires me to have b1 insurance my question is do i have a have a comprehensive insurance to also have a b1 insurance? and how much more would business insurance cost me?


Nevada/or California car insurance cheaper?
I just moved to Las Vegas from California and learning car insurance is more in the silver state. When I go to purchase new car insurance can I lie and say I live in California still. What are the cons to keeping my insurance registered in Cal?


Would a diagnosis of Trichotillomania affect term life insurance rates?
Would a diagnosis of Trichotillomania affect term life insurance rates?


What is the cheapest car insurance for a teenager?
How much is it?


First time car buyer (uk)?
i am looking to buy my first car brand new i am looking for something affordable and with 4 doors anything under the 10.000 range. i dont want anything big just a nice little run around any one have any suggestions


Does Pass Plus reduce the insurance rate if the young driver with it is the second driver?
I'm 17 and want to get a second hand car but the insurance is too high. I plan to get the car, put it in my dad's name and then drive it myself. Will that reduce insurance premiums?"


What car insurance quote should I accept ?
Lindsay, thats interesting. I discovered last night that AVIVA are rated No.2 in the UK and are an international company. Their quote is lowest at 240 the others are 314 / 315 all full comprehensive."


Bill to allow insurance plans to not cover Obamacare requirements?
@Cantankerous It's not actually socialist, and I don't think I called it so. But it requires people to pay into a system even if they don't want to. And it requires private insurance companies to offer a certain standard of care that ultimately raises costs. Some of this care consists of things people will not need (Maternal Care for Men, Testicular Cancer for Women). It's collecting one large pot, to spread the costs across everyone. But then it continues to offer discounts to a certain amount of people. This redistributes the wealth. I'm not saying insurance companies already work similar to this, it more so makes my point on how Obamacare as well as our current system is terrible. Obamacare just makes it worse. Why do we need insurance"" to cover basic care that has nothing to do with risk?"""


What is the best car insurance?
What is the best insurance I can get for my buck? Also, which is the most economical, and also a great choice?"


How strict is Humana health insurance with pre-existing conditions?
I've had acne since my teens but it's really been bothering me lately psychologically and hurting alot when trying to sleep on my back from cysts. Also sometimes minor acne on my face has been causing permanent scars. I want to go to the dermatologist and see if I can get accutane, but I just got my health insurance beginning of the year and had no creditable coverage before that. According to their written policy, I might not be eligible since I actually went to the doctor and got antibiotics for acne less than 24 months before enrollment in the health plan. I would like to say that the condition manifested itself in the past month psychologically which caused me to seek out accutane, which is true. Should I even mention my past diagnosis can they check it somehow? I really don't want to pay $3000 out of pocket for accutane, but I feel I really need to do this now for my own well being. What should I say to the doctor, how much will they investigate preexisting condition


Insurance for a non-running vehicles Title Transfer?
I am the Buyer.


Question about Health insurance and a new job?
Hello, my husband is thinking about leaving his current job and going to work someplace else. Before everybody starts saying don't let him leave his job because of how the economy is, he already has a place that he knows he can go to and can most likely make more money there then he is now and also be happier there then he is where he is at now. My question is about health insurance. I am not quite sure how things work when somebody changes jobs. My husband works full time where he is at now and our health insurance is through his job because I am a stay at home mom. Anyhow, my question is, if he goes to work at this new place full time will he be able to get health insurance right away or is there a certain amount of time he will have to wait? I am concerned about having a period of time without health insurance because I have thyroid issues and we have son to take care of as well. And I thought that I had heard that there is a waiting period to be able to obtain insurance when starting a new job. I could be wrong but I am not sure. Any input would be great. LOL Thank you."


Can I take my car to get repaired anywhere even if my insurance says no?
I got my window broken when someone broke into my car and I had an appt at the dealership where I bought to the car to get it repaired ASAP (and was going to) but my insurance nixed the idea. They said they wouldnt pay a dime if I did that. I HAVE to go to their suggested business. Now I have to drive to and from work with a taped up window for 2 more days till THEIR guy can fit me in. Is this legal??? It seems so unfair. BTW- I have Mercury auto insurance and I live in California.


Insurance.............?
cheap bike insurance for a scooter in uk,any ideas?"


How does held back depreciation work after loss in homeowners insurance?
After a fire, my contents were priced and a check given to me by the insurance adjuster, with depreciation held back.I have purchased almost all items and submitted receipts for them to the adjuster. The adjuster will not pay me any of the held back depreciation because the total amount I spent is not above the total money he paid me for the contents. Is this how it is supposed to be? If they hold back depreciation, how does one replace everything on the list? Some people don't have extra money hanging around to spend. Should a policyholder be expected to use their own money after a loss?"


"Getting in a car accident without collision insurance, how to sell?"
Hi I recently got into afront end collision car accident and I don't think I will keep the car. I dont have collision insurance, and the insurance company would have called it totaled because the car has expensive parts. The car isn't too badly damaged, many people still want my car because it is rare and possibly fixable. When I sell the car do I Iist it as clean title"" because insurance didn't get involved. The car is visually damaged so I'm not trying to hide anything. Do I have to list all problems with the car? Is ebay a good idea to sell a car like this (more exposure)? Thanks"""


How to purchase unwanted life insurance policies?
I am a investor seeking a website to purchase unwanted life insurance policies/ domestic or international doesnt matter.


"Pregnant and no health insurance, what can i do?
Also I can be put on my husbands kaiser work insurance till open enrollment in November and my due date feb 18.... Can this work?


Where can i find cheap auto insurance in buffalo ny?
looking for insurance for my dodge caravan


How does health insurance work in the US?
I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!"


Cheap car insurance for 17 year old?
I just turned 17 and passed my test and im looking at getting a car, i tried a few places with a group 1 insurance car (citroen c1) and the cheapest i can get is 6,500. Which is the best place to go to and is there any other car that would be cheaper to buy and insure? I have a budget of around 4,000 to buy and insure a car. Any answers appreciated thanks"


Question about Ontario Car Insurance and transferring vehicles.?
My Fiance and I both have our own vehicle. I have a civic and she has a beaten up corolla. We have decided to purchase a new toyota for her. Now here is the catch - She doesn t have the best credit score. So we decided its best for me to buy the car and have it in my name. We are wondering what is the best, cheapest way to organize the insurance for both of us? Should we put my civic under her insurance and the new toyota under my insurance? Any advice would be great. I will probably have to clarify this question when someone tries to answer, so feel free to ask me more questions about the situation."


Does anyone know an insurance plan for health and dental?
I am in need of health insurance and dental and i a in between jobs does anyone out there know a decent affordable insurance company that offers help to people like me thank you in advance


Best insurance for a young additional driver?
Hi, I am in the process of buying a car, and have been for ages, and i am now trying to find the cheapest insurance like i have been for ages. My um will be the main driver, as she is selling her cr, and i walk to school everyday, so i will b the 17 year old male additional driver. Whats the best insurance quote i can get? Anyone got any recommendations? Im looking at getting a peugeot 207, which are 1.4 or 6, and many of them the sport edition. Dont bother telling me to get a different car as this is the one i like and have saved up for. Many Thanks for any help with my cheap insurance, Thanks"


Reimbursement from Health Insurance Payment?
Three years ago I was injured in an automobile accident. I was not at fault. Last year I received a cash settlement from the at fault driver's insurance of which about a third of I had to pay back to my employee health insurance company for their payments for my medical bills. Am I eligible to make a claim to the my automobile insurance carrier for reimbursement of the money that was paid to my health insurance carrier?


How strict is Humana health insurance with pre-existing conditions?
I've had acne since my teens but it's really been bothering me lately psychologically and hurting alot when trying to sleep on my back from cysts. Also sometimes minor acne on my face has been causing permanent scars. I want to go to the dermatologist and see if I can get accutane, but I just got my health insurance beginning of the year and had no creditable coverage before that. According to their written policy, I might not be eligible since I actually went to the doctor and got antibiotics for acne less than 24 months before enrollment in the health plan. I would like to say that the condition manifested itself in the past month psychologically which caused me to seek out accutane, which is true. Should I even mention my past diagnosis can they check it somehow? I really don't want to pay $3000 out of pocket for accutane, but I feel I really need to do this now for my own well being. What should I say to the doctor, how much will they investigate preexisting condition


Gieco Auto Insurance - Better options?
I have seen all of Gieco's commercials on TV and their ads all over the internet. It's finally time for me to make a decision on auto insurance (I am 19 and am purchasing my first car in the next few weeks). I am located in the United States (Mass. to be exact). When I go to purchase insurance, should I trust Gieco? They seem reliable... or should I try out someone else? Thoughts?"


Is a 1.4 litre scirocco cheap to insure for a first time driver?
Hi I'm thinking to buy a 1.4 litre scirocco for myself at the age of 17 (first time driver). Its a 2010 model reg and a chunk of mileage done by the previous driver hence it's a used car. Thanks


"Property Theft Claim, Insurance is taking forever?"
Thank you to the other contributors, other than the one mentioned above. I also work in insurance, but it's Underwriting, and I've never dealt with claims personally or professionaly. We're told and held to a very strict timeframe, and the adjuster from my company told me that he's required to respond to phone calls, and close claims within 30 days whenever possible. Maybe I'm wrong in holding another adjuter to that standard. And maybe it's just ticking me off that he's not even emailing me a quick reply with the progress. Correct me if I'm wrong, but I'm the customer of that company, and a little upset that I have NO IDEA what my status is, but I've had to run all over and provide all sorts of papers, and research prices, etc."


So can I lie about my grades to the car insurance company?
So im 17 and getting my license in a couple of days. Apparently i need car insurance to drive by myself. Seeing as how my parentals want to pay less, they want as much discounts as possible (who doesnt?). So i kinda have like a 2.5 GPA and you need a 3.0 for the discount. So, im thinking i can get a report card, scan it and change the grades. When i do that, i just give it to whatever insurance company and they'll give me the discount. Sounds fool proof. Now, is it? Can the insurance company find out my real grades? i doubt they actually look. So can someone fill me in?"


The best car insurance company for a young driver?
Hey guys I'm 18 and about to get my first car and I've been notified that i need a car insurance before even buying a car from a car dealership. HELP! I've heard that young driver's insurance is more expensive than experienced driver's insurance, Is there a cheap car insurance for beginning drivers?"


How can I succesfully start a work from home in insurance sales?
I currently am licensed to sell personal lines insurance but I would like to start selling online at home....are there any good websites to learn more? or have any advice for successfully starting this on my own from home?


"When you get car insurance, is it the car itself that's insured, the person, or...?
does each person in the household have to get insurance for each car they use?


Are there any penalties for tricking your car insurance company?
My friend has been living & working in NYC for the past 5 years, but she's been telling her car insurance company that she never moved from Georgia to keep paying low rates and she never changed her driver's licence from Georgia to NY. But she drives her car here in NY every day so how did she manage this? If they found out would she get fined or anything?"


Do car insurance policies follow the car or the driver?
I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?"


"How much, on average, would it cost to get a Thyroid Function Test? (No insurance) Info on Hypothyroidism?"
I was told that I might have Hypothyroidism because of my constant low blood pressure & low body temp. I was reading the symptoms and seem to have the following. Poor muscle tone (muscle hypotonia) Fatigue Cold intolerance, increased sensitivity to cold Depression Constipation Muscle cramps and joint pain Arthritis Thin, brittle fingernails Brittle hair Paleness Dry, itchy skin Weight gain Thinning of the outer third of the eyebrows Low basal body temperature Impaired memory Impaired cognitive function (brain fog) and inattentiveness <-all the time now Migraine headache Sluggish reflexes Anxiety/panic attacks

Car insurance cost for a 25 year old?
Hey, I am wondering how much it would cost to insure a 25 year old driving a 2012 Ford escape. Thanks in advance!"


New car insurance???
If not this car what is a good 4- passenger 2-door car for me??


Whats the car insurance trick?
you know the ads that say you could pay $36 a month for car insurance in ga? whats the trick?


Does you're engine being a V-8 vs a V-6 matter in what u pay for insurance?
i'm 16 and want to buy a white mustang, i'll spend the extra money for the V-8 but i don't know if it will increase my insurance costs, will it?"


How much would health insurance cost me?
I'm doing a project for my economics class and need to know how much health insurance will cost me. If I am in my late 20's with no health conditions and make around $20,000 a year as a waitress in GA, how much can I expect to pay?"


How strict is Humana health insurance with pre-existing conditions?
I've had acne since my teens but it's really been bothering me lately psychologically and hurting alot when trying to sleep on my back from cysts. Also sometimes minor acne on my face has been causing permanent scars. I want to go to the dermatologist and see if I can get accutane, but I just got my health insurance beginning of the year and had no creditable coverage before that. According to their written policy, I might not be eligible since I actually went to the doctor and got antibiotics for acne less than 24 months before enrollment in the health plan. I would like to say that the condition manifested itself in the past month psychologically which caused me to seek out accutane, which is true. Should I even mention my past diagnosis can they check it somehow? I really don't want to pay $3000 out of pocket for accutane, but I feel I really need to do this now for my own well being. What should I say to the doctor, how much will they investigate preexisting condition