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Should I lie on income to get better insurance?

Ok so I live in a state that has declined the expanded medicaid. Which means I get neither medicaid or any assistance with federal marketplace at my income. I am going to fall $2000 shy of the minimum necessary. I am not one to break laws or take a hand out, my wifes health is very bad after a messed up c - section that 3 surgeries since and she still isn't able to stand or lift. I do have a plan through my job but it doesn't qualify as insurance under the affordable care act. I pay $3200 a year for $4650 max paid out. I am left with $115 after a doctor visit, they pay a max of $75 towards ER visit. So you can understand why I want decent coverage. To get a private plan will cost me over $600 per month which isn't possible on our income. TL:DR ----- Would it be wrong to add income I don't have to qualify for a federal marketplace plan? (Yes I know I will pay more tax but small price to pay so I don't go bankrupt on medical bills)

   








Can I suspend my car insurance?
Car Insurance Help! (PLEASE HELP)?
Car insurance for 2 people, is it cheaper to insure 2 seperate cars or 1 ?
Progressive vs Allstate Auto Insurance?
Is a Chevy Blazer a good car for a teen?
Health insurance?
IN KENTUCKY, WHAT is the law in regard to home owners insurance?
How much would insurance cost for me?
I need information on the health Insurance Reform Act?
Would a pontiac grand prix have high insurance?
Does statefarm cover windshield damage? I have full coverage?
Whats the cheapest car insurance arround at the mo?
Car insurance question?
How much will car insurance be for a VW Polo for a 17 year old?
16 yr old..car insurance rate?
Health insurance and ma.health?
Can someone please help me find the best insurance for me?
How much content insurance do i need?
Do I have to purchase liability insurance from rental car company?
Car insurance please help!?
Short term health insurance for baby?
What is the best cheapest health insurance with full coverage for myself?
Do I need insurance to drive my own car with a permit in Arizona?
Why is insurance so high on the scion tc?
Health care bill will make health services more affordable and of higer quality?
Flood insurance - Katrina and Sandy?
Should health-care coverage be behavior based much like auto insurance is?
Will my car insurance go up if i buy a new car?
Craigslist buying a car?
Looking for health insurance that covers IVF?
First time driver, why is a Smart Fortwo 2002 reg third party fire and theft so expensive on insurance?!?
Does renters insurance repair the rental property (home or apartment) after a fire or just cover the renters damaged belongings?
Extending court date better or worst for no insurance?
Extending court date better or worst for no insurance?
Do all car insurance companies need a deposit?
Car Insurance in India?
$100 month car insurance is that a good deal ?
How do i find the cheapest car insurance ? can i go for 6 months rahter then 12 ?
Car Insurance in England question?
How much would car insurance be for....?
Is my car covered under my insurance?
How are car insurance companies regulated?
Do most health insurance plans...?
Does Sooner Care cover invisaligns for teens?
Are these all life insurance has same kind of plans or they have several ,which one do you have?
Questions about serial numbers and home insurance?
Question about car insurance and car shop.. Need help.?
Car insurance for young driver?
Is it possible to buy a car insurance without owning a car, and then use it for renting a car?
Got my 1st speeding ticket under mom's insurance. Will her insurance go up?
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Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?
Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?


What would Jesus do I f he didn't have car Insurance?
what would Jesus do I f he didn't have car Insurance ? and there was no help from god?


"My parents are looking for affordable health insurance, they want to retire any suggestions?"
My mother is 57, my Dad is 61, any suggestions?"


Is medicaid considered as health insurance for your taxes?
you know how you have to have health insurance when you claim your taxes or you get fined is medicaid one of the choices or does medicaid not count for that!


What is the best car insurance company in North Carolina?
Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad's and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I'm going to have to do this soon, might as well do it now and learn more responsibility. My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn't want me to go anywhere else because she think NC insurance is crap. I like that MetLife gives me what I need but I'm not paying more than I have to in insurance. Sorry Mom. So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance. Here are my only two liabilities in my driving history: 1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition. 2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.) Any experiences? I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there's got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it's true) Thank you!"


Cheap Cars for an 18yr old to Insure?
Cheapest I've found so far is a Classic Mini City 1.0 @ 2,500, Corsa 1.0, KA 1.3, Skoda Fabia all came out at 4,500... Any Ideas on anything else? Thanks"


"Do I have a conviction, car insurance?"
I had my car licence for less than 2 years and went out to view a car, I was offered a test drive which I accepted. The police pulled me over and I was done for not having any car insurance, stupid of me but I never thought, my full licence was revoked and I had to start all over a gain on a provisional licence and also received a heavy fine. I reset my test again and passed and when I am asking for insurance I am asked for any convictions, I have not got a conviction on my licence or any points, my friend says I have been punished already by having my licence taken off me and re sitting my test again, and paying a fine. I now have had my full licence for 1 year instead of 3 years, what am I supposed to declare my licence is clean?"


How long does a life insurance company keep a death certificate?
If a person who died many years ago was said to be listed as beneficiary on a life insurance policy of a relative, and the insured relative died last year, about how long does the average insurance company hold the certificate during its investigation? Weeks or months? Does it make any difference that both people lived in different states? Please state some factors involved. Thanks."


What is a good (cheap!) health insurance?
i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?


What is the best first car that gets good gas mileage for a 16 year old?
What is the best first car that gets good gas mileage for a 16 year old?


Which Term Life Insurance policy to cancel?
Well....my rates seem high because the policies are for a high amount. I do this to make it easier for my hubby to outright own any home we may have, pay off debts. So, I guess I need to let you know that my policies are $250k each. It seems high, but I believe that the return is worth it. Even if I'm not here to enjoy it""."""


Why are some insurance companys rates so much higher then others?
Isn't there a risk guide"" insurance company's use? shouldn't that be the same or similar for all Insurance company's? I ask because I switched insurance company's and saved $300 for a 6 month policy. That seems to be a bit excessive to be ""off"" by that much."""


"Boyfriend is on my insurance, but has left on my motorcycle and won't return it. What do I do?"
My boyfriend and I are on unsteady terms, as in, he is being incredibly untrustworthy and I've caught him in several lies. He was out of a car, out of a way to work, a few months ago and I signed for purchase of a motorcycle (I wanted one anyway) for him to use now and teach me later. Everything is entirely in my name, save for the insurance, which has both our names on it. My concern is, now that things are getting uncertain about our relationship, if he will not answer calls or texts and does not return the bike, what do I need to do in order to either get it back or file on insurance, even if the insured is the one that took it? I am very confused of where to go if this turns into a worst-case scenario."


How do I arrange for insurance when buying a used car?
Im looking to buy a used car in Toronto. I was wondering how do I go about arranging for insurance for it?


"What are the insurance range for a CBR600RR, beginner drive with 5 years of ecxcellent SUV driving expereinces
I live in So. Cal and want to purchase the CBR600RR (06-08 model) how much insurance should I expect to pay for this car?


Should I lie on income to get better insurance?
Ok so I live in a state that has declined the expanded medicaid. Which means I get neither medicaid or any assistance with federal marketplace at my income. I am going to fall $2000 shy of the minimum necessary. I am not one to break laws or take a hand out, my wifes health is very bad after a messed up c - section that 3 surgeries since and she still isn't able to stand or lift. I do have a plan through my job but it doesn't qualify as insurance under the affordable care act. I pay $3200 a year for $4650 max paid out. I am left with $115 after a doctor visit, they pay a max of $75 towards ER visit. So you can understand why I want decent coverage. To get a private plan will cost me over $600 per month which isn't possible on our income. TL:DR ----- Would it be wrong to add income I don't have to qualify for a federal marketplace plan? (Yes I know I will pay more tax but small price to pay so I don't go bankrupt on medical bills)


How much would my car insurance cost? ?
Ok, I'm 14 almost 15, and when I'm 15 I will go get my drivers permit, I live in missouri, and Im pretty sure I will be getting my grandmas car. If I got a low end 7 dollars an hour job at 15, would I be able to afford the insurance on my own? my mom doesn't want me on her policy, but I won't be driving her car anyway with my grandmas car that I'll be getting. How is this gonna work, cause I'm clueless. Please help!!!!"


Can one ask a car insurance company to not file a claim?
If one had an accident and it is their fault, can they ask their insurance company to not file a claim and you take care of the collision damage to the other car? If the other person calls their insurance company, who in turn contacts your, is your insurance company obligated to file the claim because they now know?"


Best Home/Condo Insurance Companies?
I am looking to obtain insurance for my condo in British Columbia, and was wondering if someone could recommend the best company to with. Currently I am just familiar with BCAA who is supposed to be good and reliable, however they are pricey. Then I found Square one insurance who is affordable, but being a smaller company, I am not too sure about them. Could you please let me know what home/condo insurance company you use would be of great help. Thanks"


I am 16 and just got my license and I am wondering how much insurance would cost for a 1994 Mitsubishi 3000GT?
live in Illinois and I already own the car. My parents are saying that the insurance is going to be to much to pay for. How much do you think it will cost per month? I am just getting liability by the way


Will my motorcycle insurance cover the damages to my bike if my brother (who has no valid drivers license) wrecked it?
My brother recently wrecked my motorcycle. I let him take it a few miles down the road to show his GF since it wasnt far. He was life flighted and the bike is destroyed. The insurance company wont cover his medical bills, which i understand BUT i did NOT know he had no drivers license. He has been driving my parents vehicles lately and did not tell anyone he didnt have a license. Do you think the insurance will still cover the damages? The other kicker is that the license plate on the bike expired last month! I havent had the bike for even 10 months so i assumed it was still up to date. I got the bike out of the garage for the first time since winter to look it over for the summer when he asked to leave with it for a few minutes."


Globe life insurance?
how reliable is globe life term life insurance.. and just what are the terms ..


What does health and medical insurance cover?
I know this insurance is usually offered by your employee. What does it usually cover other than like hospital stays. How much pay would the insurance cover


Is it true you can take a loan out on your Life insurance?
If I needed a small loan, could I take it out of my life insurance? If so, how does that all work?"


What lowers insurance for a car?
I am a 21 yr old male, and I know that I fall under the category of drivers who are not married, male, below 25 so insurance will be more expensive on me. What I want to know is what features make a car insurance less expensive? I know one big one is that it is a sedan and not a coupe. What else? (What are the big insurance savers?)"


Do you have health insurance?
mety- i do not beleive the second part of your answer.


If you dont have car insurance and are hit by another car does the other driver have to pay for your damages?
My sister was borrowing my car, she was hit by someone who tried to avoid a pedestrian, she said the person did not want to exchange insurance information because all i have on the car is gap insurance, so they exchanged personal information instead. The car is totaled, and i was wondering which steps i should take from this point. Police officers were dispatched to the scene, but i was told there was no police report. Don't officers have to fill out incident reports at the end of their shift?"


What are good sports cars for teenagers to get?
I am thinking about saving up to get a sports-type car, I'm a teenager with a very low budget, and just want a fun car to drive around in during the summer, I would prefer one that is older so it's less money, but still was built good, looks good, and shouldn't cost to much with repairs and insurance, keeping in mind that I am a teenage male. Any ideas?? Thanks, Jesse"


What is the best insurance website?
i need to know so i can go to it and get insurance


16 yr old..car insurance rate?
I am a 16 (almost 17) year old girl. I just finished all of my hours/behind the wheel/drivers ed. I would not be the primary driver and I would not have my own car. I am an honors student with pretty decent grades. About how much money would it be for me to get car insurance?


"My job offers health insurance but I feel their packages are too expensive, are there any affordable...?
insurance companies I can look at?


Should I lie on income to get better insurance?
Ok so I live in a state that has declined the expanded medicaid. Which means I get neither medicaid or any assistance with federal marketplace at my income. I am going to fall $2000 shy of the minimum necessary. I am not one to break laws or take a hand out, my wifes health is very bad after a messed up c - section that 3 surgeries since and she still isn't able to stand or lift. I do have a plan through my job but it doesn't qualify as insurance under the affordable care act. I pay $3200 a year for $4650 max paid out. I am left with $115 after a doctor visit, they pay a max of $75 towards ER visit. So you can understand why I want decent coverage. To get a private plan will cost me over $600 per month which isn't possible on our income. TL:DR ----- Would it be wrong to add income I don't have to qualify for a federal marketplace plan? (Yes I know I will pay more tax but small price to pay so I don't go bankrupt on medical bills)


Can you drive a family member's car on a permit with a 21+ friend in the passenger seat on insurance?
To put into further details, I am currently 24 and have a license with the LOFS 21+ restriction on it, or basically...A permit. Our household has 2 cars and one of the cars we have is intended to be mine when I get my driver's license. I have (after years) found a 22 year old friend willing to help me get my license because my single mother has been unavailable to teach me thanks to differing awake hours. I know my mother has both cars insured under herself, but I'm curious if I can get practice driving in for my road test with my friend as the passenger and be good insurance-wise?"


Liability insurance?
My sisters car has liability insurance and her name is the only one on it. (We don't live together) if I drive her car, and get pulled over, will I get in trouble. Since I'm not insured, is it like driving with no insurance."


What is the best home insurance company ?
home insurance


"Decent looking vehicle, good gas mileage,low car insurance? &Where to find good car insurance rates??"
I filled out a couple quotes from esurance.com and allstate and i got like $2100 & $4100 premium 6 month payment. Does that mean its going to cost me that much for insurance for only 6 months? If so, that is insane. That would be $350-$750 dollars a month. That cannot be real. My dad gave me a quote from Allstate(thats what he has) and it was about $117.00/Mth for a Chevy Blazer for 18 Year Old First Driver. I am very new to the whole insurance thing so can someone just point me in a small direction to the lowest priced insurance with good plans. I would absolutely love to have an older car(oldsmobile, or between 60s&80s)But thats way to pricy, along with a nice sports vehicle. Because of the gas mileage and decent look, i would like a Chevy Convert Tracker. Just give me some advice if you know what im talking about. :) Thanks Much xox Brittany xox"


Why won't an insurance company insure me since I had a claim in the last 5 years?
I had a fire claim in the last 6 months ($30,000 claim), and I am not happy with my current insurance company. It has taken them 6 months to pay out. I have been trying to get a quote from different insurance companies and they all say that they cannot give me a quote because I had a significant claim the last 5 years. Does anyone know of an insurance company that doesn't have this policy?"


How do I get AFFORDABLE health insurance in USA?
I am 18, and work full-time, but I have other expenses and cannot afford to pay $200 a month to see a psychiatrist. I make minimum wage. I don't know how much longer I can hang on without getting any help. All insurances I have tried to apply for have such large deductibles in the thousands range, again I have no money for that. My parents are not an option, they do not have insurance that I can be added onto. I have been denied medicare. What do I do? This is ridiculous and disgusting, I pay taxes, I guess I'm entitled to nothing."


What is the cheapest sr22 insurance in california?
i had one accident in 2009 and i am currently paying the other party but i hadnt done it before and the dmv took away my license now i need to get a sr22 one but they keep on giving me car insurance quotes,, any help appreciated im 20 years old and dont own a car my uncle lets me borrow his"


Govt Healthcare - Why not govt funded auto insurance?
I keep hearing people that we have a problem in the USA that people do not have health insurance. Another problem we have is that people do not drive with adequate auto insurance or collision. To me the government does not belong mandating healthcare coverage, however this train wreck is coming down the pike real soon. Since we are into the social programs, why don't we make auto insurance a government funded program as well. That way we all have equal coverage should we get into an accident. Thoughts on this crazy idea?"


"For a student: honda cbr250r new vs. cbr600rr used. First bike, also. Help?"
I'm a first time rider entering the market for the first time as well. I've got a pretty limited budget ($6k max) and starting college this upcoming semester I want to pay for it all at once. I have pretty much narrowed down my choices to those mentioned above, though not ruling out the kawasaki ninja 250. I've been told that you shouldn't buy new your first time, but my last used car was the definition of a lemon so i'm wary of used anything. My drive to work is about 25 minutes on a road perpetually under new construction. School is about 40 minutes away, majority of that drive on the highway. Those being my major commutes, and given the circumstances, which bike should it be?"


What is with health insurance?
Americans and whatever other country has health insurance. what happens if you don't have health insurance? What is health insurance? Why do you need it? I live in Australia and I don't understand why you need health insurance when we don't.


What type of life insurance would be best for me?
if i am a single dad with a 3 year old daughter and i make 25000 a year while working on my bachelor degree a what type of life insurance would be best for me


What does BIPD 25-50-25 and UM BI 20-40 mean on your ..auto insurance?
What does BIPD 25-50-25 and UM BI 20-40 mean on your auto insurance?


Can't find Oregon therapists without health insurance?
please help with this issue. Google doesn't even know where to find them. 10 points will be given to you if you direct me in the right direction I promise since this has been an issue for months for me


How do I terminate my insurance?
I wanted to cancel my health insurance ....do I need a 1month notice or something, or can I just cancel it anytime??"


How do you handle car insurance when student goes away for college?
Thank you. I figured it was along these lines. I would be insured because when I registered the car and redid insurance I told them about the job, the new car, college, etc. My Mom freaked because my insurance more than doubled, so she is thinking about canceling my insurance before the bill is due. It IS impossible for either of us to afford the insurance, so I have no idea what I'll do. Not good news for me, but thank you for the answers."


Should I lie on income to get better insurance?
Ok so I live in a state that has declined the expanded medicaid. Which means I get neither medicaid or any assistance with federal marketplace at my income. I am going to fall $2000 shy of the minimum necessary. I am not one to break laws or take a hand out, my wifes health is very bad after a messed up c - section that 3 surgeries since and she still isn't able to stand or lift. I do have a plan through my job but it doesn't qualify as insurance under the affordable care act. I pay $3200 a year for $4650 max paid out. I am left with $115 after a doctor visit, they pay a max of $75 towards ER visit. So you can understand why I want decent coverage. To get a private plan will cost me over $600 per month which isn't possible on our income. TL:DR ----- Would it be wrong to add income I don't have to qualify for a federal marketplace plan? (Yes I know I will pay more tax but small price to pay so I don't go bankrupt on medical bills)