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Is my car covered under my insurance?

I have a 2008 car that has full coverage even though it is paid off. My wife is not on the insurance. I am a former cop and from what she told me, the other vehicle is at fault because he came into her lane and hit our car, but there was no police report. I already called my insurance company and gave the normal information. My question is... will my car be covered because she is not on my insurance? I have been reading and people say the car is covered, not the driver so it should be, but I also read someone who said if someone lives with you and you did not tell the insurance company they could have possession of your car, that they may not cover it. I was a cop, but only did the reports. I didn't deal with insurance so I am naive when it comes to this stuff. I am okay with things going the way they should, but I don't want the insurance company tricking me into some minor technicality that will keep them from covering me. Is there anything I should do or not do? It was damage from the front to the back and we cannot afford to pay for it ourselves.

   








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https://epinmenjagar.wordpress.com/2017/05/28/is-it-possible-to-get-a-new-auto-loan-on-a-used-vehcile-after-repossession-2-years-ago/

https://compsusanthroves.wordpress.com/2017/06/01/i-hit-a-parked-car-and-damaged-the-front-of-my-car-is-it-cheaper-to-go-through-insurance/






























































What happens if I'm an uninsured driver and I get into an accident?
Im 16 years old and I live in California and I am licensed. I recently got into an accident (rear ended someone) and it is my fault. Now, we have car insurance of course and my father and I thought I was insured but we found out today that I was never insured. My father never finished the process of insuring me. He called our insurance company when I got my permit to insure me but he didn't know he had to call again when I got my license. I've been driving my car uninsured and I rear ended someone. Now I don't know what happens or what this means. Please someone who knows a lot about this or even experienced this themselves help me. I don't know what happens next. Does this mean my father or I will get in trouble or get a violation or a fee or something? Will I ever be able to be insured now? Someone please give me an accurate answer thanks so much!"


Im moving to Las Vegas. How much is car insurance in Nevada?
I am moving to Las Vegas. I am also planing to buy a car. How much is the car insurance in Nevada?


How to find stolen life insurance benefits?
If someone were to submit a benefit disclaimer letter to a life insurance company with a forged signature (the beneficiary was never told of the policy). What would be the best advice (other than seeking an attorney) to find any and all life insurance company names at the time of the insureds death? Can I report a fraud claim with my state (Ohio) if I have physical proof? I can file a missing life insurance/annuity search request, but dont know if this will help me find any disclaimed benefits already stolen. I have a feeling life insurance companys would keep this quiet. I suppose I could cold call the life insurance companys that operate in my state and ask if they have my name on file."


Cheapest car to buy and insure for teen?
so iv just passed my driving test im 17 me and my mum are going half on a car and insurance what is the cheapest car to buy and insure for a girl


"Aca. If I pay $327.00 per month and my deductible is $4,500.00. I average 1 hospital trip every 5 years. I am just giving $ away.?"
Aca. If I pay $327.00 per month and my deductible is $4,500.00. I average 1 hospital trip every 5 years. I am just giving $ away.?"


California Temporary Driver's License?
I'm 20 years old and have a valid UK driver's lisence. As I am now living in California, I was given a 'California Temporary Driver's License'. This expired yesterday but I have my behind the wheel test on Monday (12/7/09). Is this expiration going to be an issue? I did mention it at the DMV office, but the woman just ignored my question as if it was stupid and continued to book my test. Surely it means I am not licensed to drive a vehicle on my test date? Also, the car I will be driving is fully insured by someone I live with, and it is her name that is on the insurance documents. The policy insures anybody with a valid license- can I use this for the test providing it passes all their other requirements referred to on their website? Thank you in advance for any help. I have searched through all DMV related sites but this issue is never addressed."


Insurance question?
When setting up your insurance online does the company know how many years NCB you have? if not could you lie?


Which is the best car insurance coverage for an affordable price?
Right now I am insured with Allstate. I am under an Allstate plan called the gold protection plan in which I will be eligible for a new car if there is an accident. I think I am paying a liitle too much for car insurance. I have a 2004 Honda civic and a 2006 Honda civic. Both cars has full coverage. Does a two year old car need full coverage. I am a safe driver and so far there have been no accidents. But two times some one came and hit my older car and both times the damage was covered under the other party's insurance. Is comprehensive coverage enough for me or is it a good idea to keep the full coverage. Any recommendation.


Which auto insurance company do you recommend?
I've had the following insurance and was not pleased: -Insure One (real insurance: Access American Casualty)=Cheap but HORRIBLE CLAIM PROCESS -Farmers Insurance Group: Pricey and more hidden fees hence had to switch because I felt like I was paying too much and getting scammed (I tried resolving the issue but rep said there is nothing we can do""). Currently I'm with GEICO and I am paying the same as I was with Farmers (except w/out the random charges)"


Can I Rely on Retroactive Coverage in Regards to My Health Insurance?
I just enrolled in an insurance program through my job. I got the card today but it does not officially"" take effect until 1/15"


Gta V - How do i get car insurance?
I got myself a nice Bugati Veyron, how do i get car insurance on it?"


What happens if I don't fix roof and keep insurance money?
What happens if my homeowner's insurance sent me a check for repairs to my roof and I spend it on bills instead? The same day we recieved the ins ck we also rec'd a notice from the irs saying they were going to put leins on some of our belongings. And we haven't paid our property taxes. My husband had an accident and the surgery had a 2 month recovery time so he didn't get paid. The contractor is ticked because we are not having the repairs done and says he will report us for insurance fraud. The check was made out to us only. Anyone know the scoop?


Negotiating with Auto Insurance Companies?
I was in a car accident last October, at the time of the accident I did not have auto insurance. I was at a stop sign and thought I saw the car in front of me pull forward. I began to check my ways looking left and right, rolling forward as I did. Unfortunately the car did not pull forward and I hit it going maybe a few MPH. I was so shocked at the time since I just got the money to pay for car insurance that day that I forgot to take a picture of the damage (which appeared to be very minimal, just a slight dent on the back right portion of her bumper). She was driving a Acura TSX that was probably a 2008 model or so. Anyways, I ended up getting the charges dropped for driving without insurance seeing is how I purchased insurance just a few hours after the accident. But my insurance geico"" was not able to claim me"


Insurance company is demanding I pay for car I hit in an accident without any grounds Please help!?
Hi there :) Back in October last year I had an at fault"" (so they say) accident in New South Wales at a large round about going into Windsor"


Can hawaii suspend my california license for no proof of insurance.?
Can hawaii suspend my california license for no proof of insurance.?


Is my car covered under my insurance?
I have a 2008 car that has full coverage even though it is paid off. My wife is not on the insurance. I am a former cop and from what she told me, the other vehicle is at fault because he came into her lane and hit our car, but there was no police report. I already called my insurance company and gave the normal information. My question is... will my car be covered because she is not on my insurance? I have been reading and people say the car is covered, not the driver so it should be, but I also read someone who said if someone lives with you and you did not tell the insurance company they could have possession of your car, that they may not cover it. I was a cop, but only did the reports. I didn't deal with insurance so I am naive when it comes to this stuff. I am okay with things going the way they should, but I don't want the insurance company tricking me into some minor technicality that will keep them from covering me. Is there anything I should do or not do? It was damage from the front to the back and we cannot afford to pay for it ourselves.


Can i drive my friends car without insurance?
Hi, I am 17 years old and I've had my G2 for almost a year. Can I drive my friends car without being under that cars insurance? i have insuracne on both my cars but is it cool if i use his? i live in ontario btw."


Empire bcbs insurance cover elective c section?
Empire bcbs insurance cover elective c section?


I am on Social security Disability. I am trying to see if i can get Insurance?
I am on Social security Disability. I am trying to see if i can get Insurance?


Car insurance and the meaning to it.?
how does exactly car insurance work, when people say are you on his/her policy, premium insurance and so on... i am new to cars in a perspective point i am a new learner towards driving and i want to start learning what these words mean and what they do. if you could analysis the word CAR INSURANCE any specific site where i could learn these words from top to bottom of the meaning car insurance. thank you"


How much should whole life insurance cost for a younger individual?
Whoa calm down man..I only think it's expensive because my mom who is more than 20 years older than me pays a little bit more for $100k..yeas there's a big difference between $100k and 250K but even when I checked how much my $100k would be it was only a little cheaper. Considering the huge age difference between us i though it was too expensive


Will Geico raise my insurance?
I recently got a ticket for going 30mph over and I will most likely get 4 points on my license if I choose not to hire an attorney. If I take the 4 points, how long would it take to get the points erased for my license? And will Geico raise my insurance rate? I'm in Florida"


"Question about Home insurance?.Thank you for your answers""?"""
Hi my brother is buying a house and he pick Federated National Insurance for his home but he doesn't know to much about this company ,he lives in South Florida Miami""...can you let me know how is this company or advice me for another .... these are the Coverages/Deductibles Deductibles: Hurricane Deductible 2% AOP Deductible $2"


How do you find car insurance?
Ok heres the situatuion, Am 22 I dont drive yet and i dont have a clue what car i want! Am hoping to pass my test this summer and am willing to spend roughly 750-2000 on a car but i dont want to pay anymore then 500 a year on car insurance. The most irritating thing about this thing is the fact i dont know how i can get a rough quote without having to fill out loads of details etc. Is there any easy way of finding your first car? Am losing my patience really annoyed by the whole process. HELP ME!"


When you get liability insurance does the insurance stay the same even if you get a new car.?
Example: I have a 99 Buick and I pay $100 for liability. If I get a 2007 Gmc Sierra with the same liability coverage as the Buick will I still pay $100 a month or will it go up. I know liability only covers the other persons car and not mine. I know if you get full coverage the cost goes up with the year.


Insurance Rates on Cars?
If you happen to know off hand....what would the estimate insurance rate be for any of these cars 2000 Honda S2000 2001-2002 Audi TT 2006 Mitsubishi Eclipse 2008 Ford Mustang 2004-2005 Mazda RX-8 2007 Altima 2.5 Even if you don't have the year....if you know the car thats good enough...The insurance websites are blocked here and i won't be able to check them so any help would be appreciated....


How can one state offer more affordable insurance than another?
If Anthem Blue Cross/Blue Shield can compete nationwide as many others do it is not as though national insurance companies lack competition. So my question is; if every major insurance provider who could provider the greatest value due to economy of scale(greatest risk pool) in this nation how could a small company out bid a large one when faced with risk pools without cherry picking? How could insurance from one state be cheaper than another unless to bypass quality regulations and sell crap insurance?


"I need car insurance quotes from competing companies, how do i get that?
I need to get a list of car insurance quotes from compteing companies. Does anyone know of a good website that allows you to do that?


Can you drive your parents' car without insurance?
Im 17 years old , I live in California and my parents have AAA insurance and I have my Driver's license. is it true that you need permission from them in order to drive?"


Does Progressive Insurance have a grace period to pay?
I'm a little strapped for cash and my Progressive bill is due tomorrow. Does anyone know if they have a grace period to pay, or will they cancel my insurance if I don't pay it tomorrow?"


Can you change vehicle on a car insurance policy?
My car has been written off and i have jus got a new car, can i change the vehicle on my existing policy?"


Is my car covered under my insurance?
I have a 2008 car that has full coverage even though it is paid off. My wife is not on the insurance. I am a former cop and from what she told me, the other vehicle is at fault because he came into her lane and hit our car, but there was no police report. I already called my insurance company and gave the normal information. My question is... will my car be covered because she is not on my insurance? I have been reading and people say the car is covered, not the driver so it should be, but I also read someone who said if someone lives with you and you did not tell the insurance company they could have possession of your car, that they may not cover it. I was a cop, but only did the reports. I didn't deal with insurance so I am naive when it comes to this stuff. I am okay with things going the way they should, but I don't want the insurance company tricking me into some minor technicality that will keep them from covering me. Is there anything I should do or not do? It was damage from the front to the back and we cannot afford to pay for it ourselves.


Can I stay on my parents auto insurance policy if I move out?
I am covered under my parents' insurance policy (Ontario), but am planning to move out on my own. I do not own a car but I want to maintain coverage so that I have a good rating when I do decide to get one, and for the rare time I borrow their car. Can I stay on their policy even though I live elsewhere?"


Driving parent's car without insurance?
Yea I already know if I have an accident, i'm screwed. But would I be fine if I got stopped by the police?"


Car loans and insurance?
Okay, I recently took out a loan for a car, and I got liability only on the car. The bank just contacted me saying they need proof of insurance. When I take it in, and they realize that it is liability insurance only, what will they do? Because, I heard you need premium insurance when you buy a car with a loan. So am I gonna have to go premium or what will happen? I have a 1990 Nisasn 240sx. My bank is Great Plains Federal Credit Union. My insurance is American Family Insurance."


Family health insurance that is affordable?
Does anyone know of any family health insurance that is affordable.. my husbands gets laid of in the winter and we need to be able to afford it ..


Why do insurance companies do a credit check. bad credit doesnt make you a bad driver and the same with good?
Why do insurance companies do a credit check. bad credit doesnt make you a bad driver and the same with good?


How Do I Claim Life Insurance Benefits?
What to do to claim life insurance benefits?


Cheap car insurance for 17 year old in u.k?
can anyone tell me how to get cheap car insurance for my 17 year old in u.k


Home insurance first year up front?
the bank is requiring us to get a year worth of Homeowners insurance . and i am asking what is the norm (interior wall to wall) without personal items included.. should i go with the condos exterior insurance companies to just have it uniform. ?


Why do I need car insurance?
Ok, i have my permit and will get my driver's liscence soon, but i am not going to buy a car for a while. If i am just going to borrow one of my parents' cars, to go shopping and stuff like that, do i need car insurance if i never borrow it overnight or anything like that?"


Car insurance cost in UK... seems too expensive?
I was planning to buy a car in UK. Initially I was planning to buy a high end car but a friend of mine suggested to get a small engine car to get cheap insurance. I am new to UK - have been driving cars in India for over 10 years but the insurance was in dad's name so dun have any no claim bonus. When I compare insurance cost online I don't find much difference between a small car and a big one. Even the cheapest car costs about 2000/= to insure for the first year (for a new driver with no NCB). I don't quite understand it - are theses quote real? Any suggestion for me? New or used? Big or Small? My top concern is cost of insurance.


Law in regards to company cars and insurance...please help?
I was hired at a company but instructed that I could not drive the company cars nor my own car during work hours because I have had my license suspended in the past due to parking tickets (alot of them, a long time ago) My license is fine now. I have never had anything more than parking tix on my record. I want to apply for another job within the company but it would require driving. I am willing to drive my own car...for insurance purposes is there a waiver or something I can sign which would let me drive my own car on the job which would relieve them of any liablility should an accident occur?"


Concerning eligibility for Health Insurance?
I had a BMT in 1997 which was successful and I have maintained my health insurance with the same company since then. Now, i am considering retiring and moving. Would that past medical history affect the insurance rate I could get in another place?"


Does health insurance cover therapy?
I'm new at this whole health insurance"" all I know is that I have United Health Care ""choice plus premium"" health insurance. What I've been told by doctors is that it's pretty much the best....like the visa of health insurance accepted everywhere and covers a full range of medical needs. But does health insurance cover therapy? Or is that outside of health guidelines it's not a need it's a want? Kinda like liposuction?........Or breast implants. Does anyone know anything about this?"""


Can i get auto insurance without a car?
Can i get auto insurance without a car?


I gave my national insurance number in a phishing email pretending to be student finance. what do I do?
I gave my national insurance number in a phishing email pretending to be student finance. what do I do?


Is my car covered under my insurance?
I have a 2008 car that has full coverage even though it is paid off. My wife is not on the insurance. I am a former cop and from what she told me, the other vehicle is at fault because he came into her lane and hit our car, but there was no police report. I already called my insurance company and gave the normal information. My question is... will my car be covered because she is not on my insurance? I have been reading and people say the car is covered, not the driver so it should be, but I also read someone who said if someone lives with you and you did not tell the insurance company they could have possession of your car, that they may not cover it. I was a cop, but only did the reports. I didn't deal with insurance so I am naive when it comes to this stuff. I am okay with things going the way they should, but I don't want the insurance company tricking me into some minor technicality that will keep them from covering me. Is there anything I should do or not do? It was damage from the front to the back and we cannot afford to pay for it ourselves.