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I want the full facts about whole life insurance?

I was looking to buy term life insurance and this agent says term insurance is bad since it expires at the end of the term. He said I should get whole life. It will provide protection for the rest of my life. I told him I don't want whole life. I want a 30 year level term. I have no intention of having life insurance when I retire. He then said whole life builds cash value which I can use for retirement. He keep talking about all the cons of term life insurance and only the pros of whole life. He just seems very pushy and I told him to leave. So my question is: Can you give me the full details about whole life insurance and why would anyone need it?

   








Cheap motorcycle insurance?
Car Insurance Claim Check (Farm Bureau Insurance)?
How much will car insurance cost me? a 18 yr girl in PA no violations or accidents on my record?
Rear ended someone.. how much to get fixed without insurance?
How much is auto insurance ?
Can I drive my wife's car if we live together and I'm not on her insurance?
How are you paying for health insurance if you are one of the millions recently laid off?
How do you know if you qualify for Medicaid?
What is the best Life Insurance, to be with?
Ilive eith a person and his house burnt down and his insurance paid for everything. we are not married but h claimed all my things as well?
What is the law about material misrepresentation during first 2 years of a life insurance policy?
Auto insurance question...?
What is the best maternity insurance? ?
Which insurance is better?
How much would i expect to pay for insurance on a 2000ish camaro?
Need car insurance help!?
Car insurance/Car warranty advice!?
I need help finding the cheapest insurance...?
Can you get life insurance if you smoke marijuana?
What do you think about life insurance? Do you have it? Details below.?
What does car insurance cost in British Columbia, Canada?
How much for a 17 year olds car insurance with a sports car?
Can I drive car on my wife's insurance?
Do i need insurance when buying/selling cars?
Do you need insurance to renew your tag?
Insurance rate for a 2000 toyota celica?
Best way to save money on car insurance?
Home Insurance Help Please?
Insured Driver driving someone else's uninsured vehicle?
How much does an average health insurance plan cost for a single woman?
Insurance on a streetbike?
How much can i afford for a car including full insurance on it..?
How can I find the rates of reasonable and customary medical charges that insurance companies go by?
How can I find the rates of reasonable and customary medical charges that insurance companies go by?
Will my health insurance be valid when I go on 3 month maternity leave from work?
Am new in getting dealer's license but how much will I be charge for surety insurance bond? My credit is very terrible too Thanks?
Online Auto Insurance Quotes, are they really safe and accurate?
Auto insurance for a 19 yr old with a 1989 corvette?
Autoplan insurance in Vancouver?
Does one speeding ticket make your insurance go up?
Strep Throat...No Insurance..No Money????
Auto Insurance/Roadside Service. Is Roadguard Auto Club a scam?
Average Health Care Insurance?
What is a good (cheap!) health insurance?
What are my options, health insurance wise?
I am a recent graduate from California..moving to New York..what state should my health insurance be in?
Tornado and insurance problems in enterprise, alabama?
How will the insurances work out with 95 car accidents at one scene?
Live in different states then parent: Car insurance?
Will my license get suspended if I don't have insurance?
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"Solo accident, going to file sr-1, repair estimate $2200. should i tell insurance? (2nd accident in 5 months)?"
first of all, yes, i am a bad driver and i'm really going to drive slow from now on. this is my 2nd car accident in 5 months. the first one was deemed 70% my fault(my car and another one involved, we went through insurance). in this most recent one, it was just my car and a wall initial repair estimate is about $2200. i'm going to file an sr-1. so it looks like i have several options: option1) file the SR1, don't even call the insurance company, pay out of pocket option2) file the SR1, tell insurance, get them to pay for some of the repairs, and i pay for the rest option3) file the SR1, tell insurance, have them pay for all of the repairs how would my future insurance premiums be affected in each situation? how would it affect my DMV record and points against my driving record? i'm guessing the insurance company will find out even if i don't call them directly because of the SR-1 i'm going to file. but if i don't make the insurance company pay, will they not hike up my premiums as much? any suggestions or knowledge about sr-1 and insurance? thanks!!"


150cc scooter. Insurance? and License?
I am planning on purchasing a 150cc trike scooter(2 in front, 1 in back) and i was wondering if this scooter would be covered under my parents insurance seeing as i am currently under theirs? and if not how much would i need to pay a year(on average) to become insured for this scooter? I am pretty sure that a 150cc is classified as a motorcycle in Wisconsin, which is where i am currently residing. So i believe that i am required to take motorcycle safety classes and receive a motorcycle license. Correct me if i am wrong. If i were to go with a 50cc trike would i have to deal with any of the above insurance issues and licensing issues?"


Why is the emphasis on lowering health insurance costs instead of lowering the price of health care?
When I was growing up (70's and 80's) insurance was for just in case"" like car insurance only covers you for accidents. You don't need insurance to pay for an oil change"


Just hit a deer while ago (Questions about insurance)?
While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be [i]too[/i] bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happen. 1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts) 2. Will my insurance rates go up? (The damage [b][i]can't[/i][/b] be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever) 3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)"


If Im late 4 days on my car insurance payment will they terminate my policy?
There was an unexpected illness in the family and I am going to be about 4 days late paying my auto insurance bill. How will this affect me? will they cancel my policy? will they charge me an extra fee? any help is appreciated...


Homeowner insurance am I right?
So am I right? If I rent-to-own a home but the deed is still in the owners name untill I pay off the house. I cannot get homeowner insurance because the deed is in the owners name? But after I pay the house off I can get homeowner insurance because the deed will be in my name? I am paying the homeowners insurance though and if somthing happends to the house what the insurance will pay is the balance and I get nothing. So I should get renters insurance ??


How does life insurance work?
How does life insurance work?


Want to be an auto insurance agent?
I am from WA state and I want to get auto insurance agent license because I want to work on a insurance related school project. I am ready to appear for the exam but WA state requires affiliation or sponsorship from an Insurance Agency. Considering I am not planning to sell auto insurance how can I approach an auto insurance agency and request them to vouch for me so that I can get agent license?


What to do with my car insurance after accident?
Was involved in a car accident and my car was totaled, I only had liability seeing as it was a older and cheap car. anyways I have a question regarding the insurance, am I able to cancel the insurance or do I have to continue paying the insurance?"


First traffic violation. How much will it affect my insurance?
The cop said its 1 point off


Comprehensive Auto insurance?
I'm sure someone has already answered this question, but i couldn't seem to find it. Ok I have AAA comprehensive auto insurance and my question is if i was parked outside at a meter and someone hit me would i be covered? Also same scenario just in a parking lot. Thank you, for anyone that answers this question"


Question about Car insurance?
We have only had insurance with Geico for 3 months


Buying cars GTA 5? Please help!?
I bought a garage but I still can't figure out how to buy cars and get insurance and stuff? I know it says do it online but when I hit start and go to online It says it hasn't launched yet


Question about life insurance?
My father passed away 7 years ago and it was ruled accidental (even though it was suicide) My step mother said there was no life insurance, but she has been spending money like crazy since. Buying new houses, cars etc......How would I go about investigating and seeing if there was any insurance? If I need to consult a lawyer, what kind of lawyer?"


What can I do when I was caught speeding with my friend's car which doesn't have insurance?
Yesterday, I was pulled over by a cop for driving too fast. It's my friend's car, and he has not bought any insurance for the car yet. I did not know this when I was speeding. I am not familiar with the laws, but the cop let me either appear in the court or pay the fine. However, whatever I choose, I am required to bring the proof of insurance. I know it is late, but I am going to buy an insurance for his car as soon as possible. What can I do? what punishment will I get? Am I going to the jail, or my driver's license may be suspended? Any piece of advice will be greatly appreciated!"


I want the full facts about whole life insurance?
I was looking to buy term life insurance and this agent says term insurance is bad since it expires at the end of the term. He said I should get whole life. It will provide protection for the rest of my life. I told him I don't want whole life. I want a 30 year level term. I have no intention of having life insurance when I retire. He then said whole life builds cash value which I can use for retirement. He keep talking about all the cons of term life insurance and only the pros of whole life. He just seems very pushy and I told him to leave. So my question is: Can you give me the full details about whole life insurance and why would anyone need it?


What is a good type of health insurance for younger married couple.?
My wife and I are both 20 years old and don't have health or dental insurance which we definitely need. We have had a lot of hospital bills and can't keep up with them. We were denied for medicaid so I am looking for a type of health insurance that will be cheaper but include health and dental benefits. I just wanted to ask you guys before I spend all day researching stuff so if you have any advice that'd be great. Thanks


Would getting rid of health insurance lower healthcare costs?
More specifically, would making medicine (office/hospital visits, treating cancer/disease, buying medicine) essentially a purchasable product drive healthcare costs down more than a health insurance reform or a single payer system reform? When you consider this question, please consider how a free capital market works with supply and demand. Consider this, we wouldn't have insurance administrative overhead to worry about and a competitive market may make everything cheaper, if competition between pharmaceuticals/doctors/hospitals increases."


I am a new driver look for the cheapest car insurance possible i would love if anyone can point me into the right Direction?
I am a new driver look for the cheapest car insurance possible i would love if anyone can point me into the right Direction?


Camper van Insurance for 17 year old?
How much would this be, on average for a second hand camper?"


Should people be required to have health care coverage like they do for car insurance?
That way if someone's not covered the hospital can refuse to treat them just like a car insurance company can refuse to cover someone who didn't have coverage with them. Problem solved, no need for the gov to intervene. Only those over 65 years old should be allowed to apply for medicaid, all other working age bodies should buy it themselves especially if they can all afford monthly cell phone and internet bills and clothes and vacations and stuff."


Why are the insurance rates high on a Ford Mustang?
Why are the insurance rates high on a Ford Mustang?


"If we did the following things, would health care then be affordable for most americans?
allowed people to buy insurance across state lines. protected doctors from lawsuits so that they didnt have such high insurance costs & wouldnt unnecessarily test patients just to protect themselves from a lawsuit. allowed citizens to buy drugs from international pharmacies which are much cheaper. and anything else i may have missed.


Does anybody know of a good affordable life insurance?
I live in California, im 19, im perfectly healthy(i've never smoked and i've never drank...ever)and im trying to find a life insurance policy to purchase for myself, since at the time i was born my parents couldn't afford one. So, i decided to do the smart thing and decide to get myself life insurance. I would like to know of people's opinions on life insurance, and which ones are best for someone my age."


So what happens to that money I put into the SGLI life insurance policy my family never needed?
Now that I am separated after 6 years and a 11 month extension my SGLI is now gone as well. With that said what happens to the money I put into it I mean I couldn't cash it out like a regular life insurance policy does that just mean they just basically took roughly 2 grand from me I know what I'm going to get you would not be saying that if your family needed it but the point is they didn't so what happens to that money?


Car insurance total loss?
I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME"


Whole life insurance policy?
My whole life insurance policy has been paid up? My mom borrowed money off of it in the past...how much are you allowed to borrow on that?


Hit by a FedEx truck and they won't fix my car till I sign a paper?? Insurance problem?
I was hit by a FedEx truck 3 weeks ago and they have taken forever to respond to me. Now that they have finally responded they claim that they cannot give the mechanic the go ahead"" to fix my car till I sign a paper that lists the estimated damage price on it...... All the appraisers have told me that there might be additional damage when they get look at the inside of the car. This doesn't sound normal to me. In the past we've never had to sign a paper before they fixed our car. The estimated damage is in the thousands"


Does anyone use CHIP health insurance for their child?
I will be taking a new job with a small company that does not provide insurance, so we'll be buying our own. The only problem with this is that my 2 year old son was recently diagnosed with epilepsy, so nobody will cover him (or it costs a TON.) So we're considering putting him on CHIP, which is PA's state health insurance program. Anyone else use this? I'm very curious about the waiting period before he would be covered."


Which companies insure homes that have had water damage claims?
Which companies insure homes that have had water damage claims?


Can I get full coverage insurance for a salvage rebuilt title?
I want to know if there is the possibility of getting a full coverage insurance for a salveage rebuilt titled car? Well a friend was telling me that he thinks it's possible and the insurance company will charge you and extra 10%. I'm confussed and hope I'll get good advise on this from experts out there.


I want the full facts about whole life insurance?
I was looking to buy term life insurance and this agent says term insurance is bad since it expires at the end of the term. He said I should get whole life. It will provide protection for the rest of my life. I told him I don't want whole life. I want a 30 year level term. I have no intention of having life insurance when I retire. He then said whole life builds cash value which I can use for retirement. He keep talking about all the cons of term life insurance and only the pros of whole life. He just seems very pushy and I told him to leave. So my question is: Can you give me the full details about whole life insurance and why would anyone need it?


"What is aarp insurance exactly mean, types of aarp insurance and its benefits?"
I need information about aarp insurance, types of insurance available and how to get a aarp insurance at a lower cost"


My attempted insurance quotes for a motorcycle are above $2000!?
I always planned on getting a motorcycle. So before planning I tried to get some anonymous quotes. I entered information of being around the age of 20 and just receiving a M2 license and the vehicle in question being a CBR500R. All the quotes I got are above $2000, most at the $3000 mark which is more than I can afford per year! Can anyone explain to me why it is so high?"


350z insurance cost tx 16year old?
how much is insurance for a 2006 350z for a 16 year old first car in texas?


"18, needs car insurance for ANYTHING please help ?"
OK ah cant take anymore of this... i'm 18 have had a license for 3 months now and live in the UK jarrow, tyne and Wear... All i want is a **** little car. But the insurance is ***** ridiculus no matter what i do a car costing 300 insurance will still be 5000 - 6000 doesn't matter if the engine is the size of a vacuume cleaner motor it jus wont go down. PLEASE somebody find me a car that isn't over 2000 that the insurance wont be beyond a joke. Been at this for over a week now and cant find anything. gocompare money supermarket direct line aviva. even put my mother as the main driver of the car with me as additional driver and still 5000 - 6000. Even insurance fraud is expensive PLEASE help me"


Need health insurance for my friend mother please read details..?
my friend mother is 66 years old she is a green card holder she is not working and never worked in the usa she had stroke two years ago while she is in her home country she is in usa now but she can't walk so she need physical therapy do you know affordable health plan for her she is not working her son and daughter live in wisconsin and connecticut?


Cheap insurance for a 95 reg 4.6 litre Range Rover as a young driver.?
I am aged 18, have had my license for over a year & have one years no claims discount. I have recently purchased a Range Rover with cost nothing to transfer over from the car already on my policy, however upon renewal it will cost me a whopping 4K to insure! Does anybody know of any companies which either specialise in this department or will be able to get me a cheaper quote? Currently I have tried both confused.com & comparethemarket.com but was wondering if there are some other cheaper companies which are a little more unknown. Would be really grateful if someone helps me find a cheaper quote as that is just daylight robbery."


Do you know of any low cost personal health insurance?
My employer recently cancelled our health insurance and I was looking to pick up a plan on my own. Do any of you have any companies that I can look into


I live in New York City and I want to get a car for one month during the summer. Any Suggestions?
I know there are cheap deals for monthly rentals, but I'm a poor college student and I need the cheapest deal. I could purchase a cheap car but I don't know how much insurance would be. I just want as many responses a I can get so I know what's out there and what I should consider."


Cancelling AAA insurance?
In trying to save money I recently switched my auto insurance from AAA to another company. My policy with AAA doesn't expire for a few more months. Am I going to have to keep paying both companies or get dinged with fees from AAA for cancelling before the policy expires?


Which brand of car is cheap to buy and insure for a 19yr old who has just passed?
i live in UK, London. im guessing something small would be cheap like a vauxhall corsa, but are ther any other alternatives because everyone i know who passed has a corsa. i want to be unique...kinda. also what price would i be looking at? anything under 500?"


Car insurance and financing help?
I currently own a 2014 subaru wrx and owe a little less than half on this car, I have had a total loss accident a year ago so my insurance on this car is insane (500$ a month). I am thinking of garaging this vehicle for a year or 2 and make the payments but cancel the insurance on it. In place of this I will fix up and insure my 1991 foxbody gt for around 90 bucks a month insurance. It will save me a ton of money and when I sell my subaru when it's paid off it will be more value due to the low miles from garaging it. The question is do I have to keep my financed car insured even though it's not being driven? And does this plan sound like a good idea or just keep making my 500$ a month insurance for the subaru and drive it daily."


In the State of Florida will home owners insurance cover you if you have an American Bulldog as a pet?
Volusia County, FL is the American Bulldog on the bad dog list for home owners insurance company's ."


Can I have monthly insurance?
I want to know if I can have a policy where I can insure my car for only 2 months? With my insurance I pay $560 per month and it will cost me $800 to cancel it mid-term. Is there any way to go around this because i'm shipping my car to Europe at the end of July but still need to use it here. I live in Canada and a response from a broker or an insurance company or even any one with the slightest experience will be greatly appreciated. Thank You!


How important is car insurance ?
My dad works for an insurance company so he thinks I need insurance but I can't afford it. Should I wait until I have enough money for insurance to buy a car?


How much does flood insurance cost?
How much does flood insurance cost, as well as wind insurance?"


I want the full facts about whole life insurance?
I was looking to buy term life insurance and this agent says term insurance is bad since it expires at the end of the term. He said I should get whole life. It will provide protection for the rest of my life. I told him I don't want whole life. I want a 30 year level term. I have no intention of having life insurance when I retire. He then said whole life builds cash value which I can use for retirement. He keep talking about all the cons of term life insurance and only the pros of whole life. He just seems very pushy and I told him to leave. So my question is: Can you give me the full details about whole life insurance and why would anyone need it?