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Please help with insurance.?

So i bought a car from a guy on Craig's list. And when i tried to transfer the car to my name on the title. But thet said the precious owner owed some money so now i cant transmfer my name on the title. Real question is. My name is not on the title, but i got in a wreck (their fault). Will i still be coverage for PiP and cash for my dmaged car?

   








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So i bought a car from a guy on Craig's list. And when i tried to transfer the car to my name on the title. But thet said the precious owner owed some money so now i cant transmfer my name on the title. Real question is. My name is not on the title, but i got in a wreck (their fault). Will i still be coverage for PiP and cash for my dmaged car?


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So i bought a car from a guy on Craig's list. And when i tried to transfer the car to my name on the title. But thet said the precious owner owed some money so now i cant transmfer my name on the title. Real question is. My name is not on the title, but i got in a wreck (their fault). Will i still be coverage for PiP and cash for my dmaged car?


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Please help with insurance.?
So i bought a car from a guy on Craig's list. And when i tried to transfer the car to my name on the title. But thet said the precious owner owed some money so now i cant transmfer my name on the title. Real question is. My name is not on the title, but i got in a wreck (their fault). Will i still be coverage for PiP and cash for my dmaged car?