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Insurance in the state of CA?

I had two questions regarding insurance in the State of California. I was involved in an accident in which the other car was totaled, but mine ended up only with a bent control arm. Question 1: If my vehicle was hardly damaged and easily repaired by the spare control arm in the garage, do I still need to file a claim with my own insurance company? Question 2: If the police took insurance information for both parties at the scene and gave us each other's information, whose responsibility is it to provide the other party's insurance company with my own insurance information?

   








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Car insurance help?!?
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Good first car for a teenager?
I'm getting my first car soon, already have about 50 hours of driving in my dad's 2011 Hyundai Sonata. Here were my ideas- 2003-2006 Acura RSX Type-S 2004 Pontiac GTO 5.7 LS1 1998-2002 Pontiac Trans Am 2003 Ford Mustang GT 2005 Ford Mustang GT 2004 Pontiac Grand Prix 1997 Chevy Camaro Z28 Also should I get a manual or an automatic for my first car?"


Health Insurance for 18 going to 19 year old?
My boyfriend is currently 18 years old. In January he will turn 19. He has no health insurance.We live in Texas. He's currently working/has his own income but still lives in his grandma's home. He started working making roughly about 250-300 every week, this has however only been for half the year before he was only making minimum wage. Should he get insurance from where he works? Or can he qualify for Medicaid or something of that sort? How does insurance work when you move out also?? Who qualifies for Medicaid? How? We're honestly clueless about all this, and no one has given us information. I've tried doing online research but it's all confusing.. I was hoping someone would help me out. Anything will help. Thank you."


If I get married can I just notify my health insurance or do I have to tell my employer as well?
ok thank you. The reason I don't want my HR manager to know is he will tell everyone. I know that is the opposite of an HR managers. However he tells alot of personal information about employees often. He also sits an a cubicle and discuss everyone personal information on the phone for everyone to hear sitting next to him.


Someone hit my car...will my insurance rise?
Someone hit my car last week and got a ticket. She received a ticket. Someone also hit my car a few months ago. Their fault. Is my insurance going to go up because of this second one. I imagine it wouldn't since her insurance will take care of my car but I'm not sure.


Why is home insurance limited to each and every different type of disaster?
The home is either livable or NOT livable...it matters NOT what disaster ruined the home.. Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident.... a disaster is a disaster... the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise? How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren't refunded some of that money you spend year after year after year? Again, once you've paid in insurance the amount of the home value.. what difference does it make if you replaced the home 'money-wise' already in insurance premiums? Why not spend those premiums on a second home instead? Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. What's the best home insurance? I'd love to hear more solutions."


"Are there any type of mortgages where I can use my life insurance as collateral?, Pay interest only till death
Thank you Diane C. That is excatly what my question was about. You were a great help.


How to find affordable Health Insurance options?
i live in san francisco, CA and am about to turn 30 (female). i haven't had insurance since leaving a job with a good plan about 5 years ago and i'm (haha, pun intended) *sick* of it! webMD and i can only do so much, and i'm beginning to think the doctor at the clinic i've been going to doesn't know what she's doing. money is tight (surprise surprise) but i do need to get real about covering myself. anyone else been in a similar boat and found a good solution? OR know of any sources where i can begin leg-work of my own? thanks so much!"


What's the best home insurance company?
My AllState insurance is comming up for renewal soon and I was wondering if anyone had any good experiences with any other home insurance companies? I'm looking for a change and was hoping someone had a suggestion?


What is the best car insurance company ?
What is the best car insurance company ?


If my wife buys a car will my current insurance increase?
My wife is going to buy a car to learn in and use to get used to driving after passing her test. I am insured on my car and she is a named driver. If she gets a car and is insured as the main driver in it when I tell my insurance about her car how will my insurance be affected? Her insurance will probably be with a different company.


With 4 Million currently uninsured and several million dropping their Obamacare policies this year how is this making a difference?
That should read 40 Million


Can woman still file an insurance claim?
Today as I was backing out of a parking space, I looked to the sides of my car to make sure there was nothing in the way, and then I looked behind me to make sure there were no cars coming. I let off of the brake while looking behind me for anything in the way. As I was looking to the back, a woman in the car to my right opened her door, resulting in my car scraping hers. I got out to see if her car was damaged and there was a tiny place where the paint looked lighter than the rest, and it was a little less than one inch long and 1 centimeter wide. She told me twice not to worry about it and that it was okay and said that she did not want my information. She is not injured. My question is that if she happened to have gotten my license plate number while I left, could she still file a claim or anything against me? Could I get in any legal trouble since she said that it was alright? I'm worrying myself to death about this. Thank you in advance."


How do I lower my car insurance?
I have a 2001 Toyota Rav4L with 65K miles on it and paid for. The Kelly Blue Book value gives me an average estimated value of $9,000. My insurance now with Liberty Mutual is $113/month. So a little over $1,300/year. I called last time to get a lower rate but they convinced me that this is the minimum I should stay with and lowered it from $150 by increasing my deductible. I put my specifics in progressive and quote-net and ended up with half the rate for nearly exactly the same conditions that liberty is offering me. I plan to take public transportation more and park the car. I just want to be able to legally drive it to get somewhere in case of emergency and be covered if the car is hit. What would you suggest?"


My GF just renewed her car insurance and has to pay an extra 55 a year for 3 years because...?
In June last year some halfwit drove into the back of her while she was stationary at a junction, no claim was made as an accident management firm was used to claim the money back from the halfwit, it was a no fault accident on the GF's part, she also had full no claims bonus at the time. So will every company charge her this premium or is it just her insurance company? This is so unfair!"


"Home Insurance Sworn Proof of Loss: Whole loss and damage was""...?"""
I intend on disputing the amount that the insurance company has given me to rebuild. The insurance company wants to give me $92, 000, but my contractor says it will take $109, 000. Under whole loss and damage"" should I put the insurance company quote or the contractor's quote? Also"


Insurance in the state of CA?
I had two questions regarding insurance in the State of California. I was involved in an accident in which the other car was totaled, but mine ended up only with a bent control arm. Question 1: If my vehicle was hardly damaged and easily repaired by the spare control arm in the garage, do I still need to file a claim with my own insurance company? Question 2: If the police took insurance information for both parties at the scene and gave us each other's information, whose responsibility is it to provide the other party's insurance company with my own insurance information?


When can I drop full coverage insurance?
I have a 2010 nissan versa I have full coverage I wanted to know how long until i can drop the full coverage and will my insurance rate be lower?


Why do insurance companies hate performance/modified cars?
It seems like the ideal insurance company wants you to drive a safe and slow bumper car and have absolutely no fun driving to and from wherever you are going. They assume that any sports car or car with performance enhancements means you will crash. It means you are a reckless driver and no good to the general public. It means you will blatantly violate the rules of the road and have no remorse for doing it. All of that is a load of crap... Most of the major car companies don't even offer, when getting a free quote, to see Ferrari's or Lamborghinis prices, they just won't insure them! Your expected to report any and all modifications to the company so they can jack up the premium. So why do they hate those types of cars so much?"


Can I drive my dads car if I'm not on the insurance?
My dad has 3 cars under his name and since I have my g2 , the insurance company said I have to be a primary driver of one of the cars .. I am 18 and cannot afford it at the moment .. Can I drive my dads car sometimes ? When I really need too and if I get pulled over by the cops just tell them that my dad gave me permission ? I know if I crash I'm going to get ****** by the insurance company and I'm going to make my dads insurance bad too , but I never think negative like that, even though anything can happen."


Has anyone purchased car insurance online?
I want to purchase geico online but would like some input on any experiences with online auto insurance policies?


Will my AT&T wireless insurance cover eBay phones?
I can't stand my Tilt2, and I want to get a different phone without paying the outrageous prices on the AT&T site. I was just wondering, will their insurance plan cover a phone I buy off ebay? any help is greatly appreciated. (p.s. the phone I want is also sold by AT&T, and their insurance covers it if you buy it from them.)"


Drivers ed certificate?
In ontario where do i get my certificate? i recently got my g2 and now i need some certificate for insurance purpose, do i get it from my driving school or from service Ontario? i know service Ontario will give me a drivers license history sheet. is that what i need? thanks!"


Insurance difference Renaultsport Clio 172/182?
Hi, Does anyone know why the 172 is higher in insurance than the 182? The 182 is 10bhp more. I can only imagine it's because it's newer and possibly more efficient but not by much. Does anyone know if the 172 is more prone to failure?"


Homeowners and auto insurance?
Is there any website that I can go to to get a rough estimate of my homeowners and auto insurance without giving out all my personal information. I'm doing this for a class so there is absolutely no point in me spending an hour typing in my name, address, salary, and phone number when I don't even own a home. Thank you!"


"Is it true that the older the car, the lower the insurance cost?"
My dad has a car that is 4 years old, it is a subaru outback, with 200,000+miles on it (not a typo, he drives it all over the eastern coast). Now would the subarus insurance cost(total) be lower than if i bought my own used car?"


How much do you think insurance will cost me?
Im 16 and drive a 1994 nissan maxima, Thanks"


What would be the cheapest auto insurance for me? i am 19 and drive a 1998 camaro z28?
I live in ocala florida


Do i understand this correctly?
we have an omni whole life insurance policy. that can be used as a retirement savings account correct? it is my understanding that we can take the cash value when we reach a certain age.


Insurance.?
What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he got his parents to put it under there insurance that they were full time drivers, and he is a part time driver?"


Life insurance.........?
my boyfriend wants to get life insurance. he's 18, healthy, doesn't smoke. what's the best company to get it with ?"


How is a deductible of $11K affordable for most families. They need to pay $11K out of pocket before insurance will pay!?
How is a deductible of $11K affordable for most families. They need to pay $11K out of pocket before insurance will pay!?


Insurance in the state of CA?
I had two questions regarding insurance in the State of California. I was involved in an accident in which the other car was totaled, but mine ended up only with a bent control arm. Question 1: If my vehicle was hardly damaged and easily repaired by the spare control arm in the garage, do I still need to file a claim with my own insurance company? Question 2: If the police took insurance information for both parties at the scene and gave us each other's information, whose responsibility is it to provide the other party's insurance company with my own insurance information?


How much will it cost to insure a Subaru Impreza WRX?
It'd of course be under my parents insurance, which is either Travco, or Liberty Mutual. Not sure which one it is, I'm 17 got my license at 16 and a half. I live in Eastern PA near Allentown. The car year will be 2004-2008 and will have a value ~10k. I also have a 3.6 GPA, and I heard there is some good student discount. Thank you"


How much is motorcycle insurance for a 24 yr old in NJ? How does it compare to car insurance?
What is the cheapest price for a new beginner cruiser? or what price should i be expecting?


What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?
What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?


How much will the insurance cost?
Yamaha DT50MX, how much will the insurance cost, Monthly or yearly also monthly wise how much do people spend on petrol?"


How do I get car insurance for my 1972 VW Van????
According to NADA My Van is worth upto 20,000 http://www.nadaguides.com/default.aspx?LI=1-22-1-5013-0-0-0&l=1&w=22&p=1&f=5014&y=1972&m=1215&d=5728&c=7&vi=94818&z=93003&da=1"


Does USAA property insurance cover cell phones?
I have bestbuy insurance on my phone right now, but i heard of peoples homeowners insurance covering there phones."


"Insurance denies claim, A deer hit my car, its damaged my driver door and fender and made a slash in my conv top.?"
They acknowledge the damage to the door and fender and paid the amount reasonable for that but denied the claim about the slash in the conv top. Saying that because I put duct tape over it that left residue meant that it was pre-existing, when I only had duct tape on it for like 3 days due to it raining and me waiting on the appraiser to make a meeting with me. So know im faced to pay 1500 for a replacement top and installation. What can I do to make the insurance company pay for it? Its USAA and Im located in NC. Was I supposed to just let water seep in my car for 3 days waiting for the appraiser to come look at?"


Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deducatbale do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?"


Car Insurance?
Ok so my Car Insurance is due 9th Feb, ive had my quote through from Direct Line and I wanna stick with them... Thing is though, Im waiting to start receving incapacity benefit as i am really unwell and unable to work at the minute..so i cant afford it until my benefit starts coming through My car is taxed until June My question is, can i cancel my insurance and keep the car parked outside my house, but obviosuly not drive it, until i can get the insurance OR do I have to inform DVLA and declare my car as off the road?? Many thanks! xxx"


Car insurance question?
I just got a 94 Buick Park avenue a few weeks ago. I'm 17 and getting my license (hopefully) on the 25th of this month. I have a question about the insurance. Our company is Amica. I've gotten a quote recently from my dad talking to them. He told me today that after two cars are insured the third one is automatically listing me as the primary driver. I'd like to be able to be the 'secondary driver' to save money...anyone know if this is possible with this company?


Is it true that term life insurance rates will be decreasing in 2008?
Will it happen right away or gradually throughout the year if so? I was ready to buy our policies a couple of weeks ago until I saw a large article published about the probability of this happening...


Can I sue an auto insurance company for this?
@ ranger c - I'm pretty sure there are cases where big companies know they did wrong and will just pay up without a fight because it's not worth throwing good money after bad. And in small claims court I don't have to hire an attorney, so only the company would be wasting money, not me. Small claims court was set up so that ordinary people can get some justice once in a while, not just big corporations owned by the super-rich, and also to hold such people accountable to the law - they should not be above it, breaking laws left and right w/out consequence."


Does taking drivers ed lower insurance rates?
Im 18 and still in high school and already have my license I live in Florida if I take drivers Ed will it lower my insurance? Or Is just for people getting their permits?


"I have a DUI, I had an SR-22 filed with my insurance company. My insurance never went up, is that normal?
The DUI was almost 3 yrs ago. They know I have the DUI cause I called them for the SR-22 and they gave me it.


How much does a contact lense eye exam cost for individuals without insurance?
I want an exam for contact lenses but I dont have insurance.


Insurance in the state of CA?
I had two questions regarding insurance in the State of California. I was involved in an accident in which the other car was totaled, but mine ended up only with a bent control arm. Question 1: If my vehicle was hardly damaged and easily repaired by the spare control arm in the garage, do I still need to file a claim with my own insurance company? Question 2: If the police took insurance information for both parties at the scene and gave us each other's information, whose responsibility is it to provide the other party's insurance company with my own insurance information?