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Does the person on the home mortgage have to be the same person on the home insurance?

Hi, my father owned a house few years ago and he later gave this house to me. The deed is under my name now but his name is still under the mortgage. My question is, can I get the house insurance under my name? Would the mortgage has any effect since his name is no longer on the deed? Can we have different names on the house insurance and mortgage? Thank You for your answers

   








Has anyone with a moderate-severe heart condition been denied a medication by their insurance company?
Do you need insurance to get a drivers license in the state of Ohio?
Where can I get the cheapest car insurance on a permit In long island new york?
How much will my car insurance go up?
What are some good affordable dental plans for an individual?
Is $10,000 enough money to move out of parents house with also a steady income job?
How much (Aprox.) would car insurance cost for a living in Iowa?
What does health and medical insurance cover?
Can a car owner have 2 insurance policies on 1 car. If so, wouldn't both have to pay if an accident accured.
Isn't it mathematically impossible for EVERY car insurance company to save me $300 if I switch to them?
No insurance and expired temporary plates?
Looking for Good Affordable Health Insurance?
Life insurance with accidental death?
Which insurer will be the cheapest for BMW 320is '95 .I'm 24 , 0 NCD,living in London,licence held for 4 years
Does anyone have a Pontiac G6 GTP?? i need to know how much car insurance are on the them?? please let me know
What does it mean to total the car...in insurance?
How can u break a medical insurance policy to get your own insurance?
Home insurance companies are evil!?
Was to help make health care plan was to help make health care more affordable, what happened?
Car Insurance?
How much does your household spend per month on automobiles?
State farm car insurance people?
Can the auto insurance kick you out?
Will my auto insurance rate go up? (Ontario)?
How long does it take home owners insurance to get you your money for stolen items?
Home insurance civil lawsuit?
How to find cheap online auto insurance?
Will my health insurance cover a 14 month old bill?
Can my husbands ex wife take my life insurance left to my husband for my 2 sons, in the event of my death?
Why do people with bad credit have to pay more for car insurance?
How much is car insurance for a range rover a month?
Life insurance company for a female age 85?
If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?
If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?
Will my insurance company raise rates because of a speeding ticket.?
How much would car insurance be for me? (teen)?
How much money would I get back on insurance if my car is worth $3000?
Whats a night's stay in a hospital cost, on average, without insurance?
Car insurance help?!?
Question about my car and insurance?
Health insurance question. High deductible $1500 or$ 2500?
Confused about insurance...?
Are we required by law to have health insurance on 09/23/2010?
How much will my insurance cost?
Ticket for not carrying proof of insurance in OH, a strange one.?
If we are getting affordable heath insurance, why can't my employer afford it?
Average cost for Motorbike insurance?
How much does insurance through an employer cost?
Help need car insurance I am 21 and dont want the black box :( help please?
Car Insurance question?
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Infiniti g35 insurance rate for a 19 year old?
Infiniti g35 insurance rate for a 19 year old?


Adding a new driver to insurance.?
In Ontario, if a new driver was added to insurance on a 03 dodge caravan how much would it be about?"


Are whole life policies a big rip off like I hear on the radio??
I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure."


Looking for Best Term Insurance provider online...?
Hello Every1, I am looking for a Term Insurance online provider, I have few in my mind but i would like to see your feedback for any specific Insurance Company online in USA, if you have ever tried. Thanks in Advance."


Cover for drivers not named on the car's insurance?
Hi there I'm selling my car to a colleague's daughter, and because they live about 50 miles away I told him he could drive it home, and see whether his daughter would be interested in it. I once heard that if a person drove a car that didn't have their name on the insurance, they could still be insured up to 3rd party if they personally had insurance for other vehicles. Is that true? Ta v much"


How to fight auto insurance company?
Husband was in a no injury auto accident during business hours in a business owned car, car was totaled. The driver's insurance company has offered a small amount on the car and nothing for lost of work, rental car, etc. Don't they have to make you whole? Blue book was 3200. Records on the car show over $3000.00 lost business. Their final offer $1200.00. Now threatening to send car back. Since no injury, some lawyers won't even take case. Over small claim amount for Ohio. What is our recourse?"


Affordable insurance plan for a diabetic?
im a diabetic and i recently lost my AR Kids insurance when i turned 19.... i need an affordable insurance plan that will cover my prescription does anyone have any suggestions


What is the adverage auto insurance rate?..?
What is the adverage auto insurance rate?


Anyone Know Any Cheap Car Insurance For Teenagers In Michigan?
Anyone know a real cheap place I can get car insurance at in Michigan. I'm 18(also the age which I got my license), I qualify for the good grades in school discount, I drive a 2003 Honda? Any suggestions?"


Probability probs...help me please?
An insurance company classifies drivers as low risk, medium risk, and high risk of those insured, 60% are low risk, 30% are medium risk, and 10% are high risk. After a study, the company finds that during a one year period, 1% of the low risk drivers had an accident, 5% of the medium risk drivers had an accident, and 9% of the high risk drivers had an accident. If a driver is selected at random, find the probability that the driver will have had an accident during the year"


I got a ticket for going 87 in 70 this morning on my way to Houston from San Antonio.?
I got a speeding ticket for going 87 in a 70 this morning on my way to Houston from San Antonio. One the information slip I got along with my ticket, it says that the fine will be $197.00. I don't have that much money. I'm sure id' be able to get the money if it came down to it, but if I take a defensive driving class, will I still have to pay the speeding fine? I've never received a ticket before, so I'm not sure what to do. Also is there any way for me not to have to appear in court? The place I'd have to go to is about 100 miles away, since I was in the middle of nowhere when I got it. If I take def driving will my insurance not go up?"


Is there anyone who thinks that car insurance is a ripoff?
We pay so much in car insurance and have yet to have a wreck or anything. Not to mention the ridiculous amount for car tags. (Thank God)I say it is a rip off because my grandmother had insurance with a certain company for years. She always paid on time, sometimes for months at a time. She was in an accident that was not even her fault and the insurance company totaled her car and booted her from the insurance. She is not able to drive now, but I still think that sucks."


Car insurance companies accept no claims bonus from Lebanon?
Does anyone know an car insurance company that accepts no claims from international countries? My mother wants to use hers from Lebanon (Asia) to help reduce her quote.


Car Insurance rep presented low-ball offer. How do I fight back?
Luna, I get what you're saying. But when a dude jumps out of the lane into oncoming traffic and decides it's a great idea to ram into your left door as you are turning left, well, he's a jerk. If the mileage isn't an issue, why did he bring up odometer readings on two conversations? Also, he said the license plate # I have is issued to taxis which generally use more mileage. I contested this car (Lincoln) is for personal use and not registered w/ taxi & limo commission. The whole conversation seems suspect. Also, the mileage numbers he gave aren't adding up, according to my inspection records!"


Please explain Voluntary Excess on car insurance?
Im looking at car insurance, If i set my 'Voluntary Excess' to lets say 500, My insurance is cheaper :D BUT... If i have a crash BUT DO NOT want to get my car fixed by MY insurance, Will i still have to pay this 500 'Voluntary Excess' ?? The car i want is about <1000 If i crash it, I WONT want it to be fixed by the insurance, Its not worth it really, Its half the price of the car. So do i have to pay this voluntary excess if i dont claim ? Or do i still have to pay it to fix the 3rd party's car ?"


Does the person on the home mortgage have to be the same person on the home insurance?
Hi, my father owned a house few years ago and he later gave this house to me. The deed is under my name now but his name is still under the mortgage. My question is, can I get the house insurance under my name? Would the mortgage has any effect since his name is no longer on the deed? Can we have different names on the house insurance and mortgage? Thank You for your answers


Approximately how much will my car insurance cost?
I am a 16 year old male, I will be getting my liscense soon. I'm going to have my own car(probably an old Honda civic) and ill be added on my mothers insurance policy. And I live in San Diego, and my grades are B's and C's"


What is cheapest 33bhp bike to insure?
Hi , I'm 16 and 17 soon and thinking of taking my A2 bike test which will restrict me to 33bhp i know i can buy a big bike and get it restricted but not all insurance companies cover that and the one's that do are rip off's. so does anybody know the cheapest 33bhp bike to insure, i would like it to be a 250cc or over because 125cc are to slow for motorway or modified till the insurance don't mean nothing. Thank you ."


Life Insurance Policy Law?
Hi, My father has had a life insurance policy for about 15 years. His insurer deducted the premium automatically from his bank account. However, my father just found out that earlier this year, he had a low balance on his bank account so his insurer couldn't deduct the premium. Rather than informing him about it, the insurer quietly canceled the policy because they know he's a high risk client now. If he wants to get it back the premium will be a lot higher now. Does he have any legal recourse? The insurer made no attempt whatsoever to bring this issue up. I'm sure if he was in his first year with the policy, they would have said something."


California insurance program help!!!!!?
i applied for insurance with them and they sent me back a letter saying i didnt qualify because i wasnt licensed continuously for prev 3 years.....ive been driving since i was 16 and now im 22 i had tickets prior but recently i obtained a dmv record and all of them are cleared ......but my license was suspened when i was 19-20 do you beleive this could have been why i was rejected?????


Cheapest car insurance?
I am on the insurance with my dad and would like to get my own insurance one day since I cannot rely on my dad for anything. He currently uses Direct Insurance so I asked them how much would it cost for me to have my own car insurance. I have no traffic violations, no car accidents, 29 years old with a 2007 Pontiac G6 and they gave me the high quote price of $200 per month for car insurance. I am sure there are a lot less alternative car insurance companies out there? Thanks."


CAR INSURANCE? 17 YEAR OLD LAD?
Hi, I recently passed my driving test (approx 2 weeks ago) I've been looking at car insurance and the quotes are ridicouly high if I wanted to be the main driver with my own policy. So my dad has kindly said he will buy a car and be the main driver and I will be the second driver and drive the car sometimes. However the quotes are so high? Anyone know any companies that will insure me cheap below 2,000? The quotes that I get now are like 3,000+ on a standard Vauxhall Astra. Please can you let me know if you know any companies that will insure me and cheaply! Thanks."


What can happen if you drive with just a permit and no licensed driver?
What can happen if you drive with just a permit and no licensed driver?


Car insurance with a provisional license?
i know its expensive, im not a novice, had a license before, jus wanting to know the answer to my question i dont care about costs. i just dont wana turn up to my test and find out i have to name the people that are supervising me on my insurance. i think your answer indicates that i dont have to do that so thank you"


Liability insurance on a leased car?
If I lease a car or buy it on credit (a 2004 convertible mustang eg.) can I just buy cheap liability insurance? Please explain, I'm new to this and I need a car asap :/ please and thnx!!!"


I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?
http://www.carfolio.com/specifications/m... Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.


Who has the best health insurance?
Who has the best health insurance?


Insurance Billing Question?
I had to get blood testing done for school clinicals. None of it is covered. It was filed under routine procedure, the doctor's office said they could not file under non routine because they were not looking for any diagnosis. My total bill is over $400.00. However one of the tests did not even yield results due to what could be a lab error. That test alone was $109. It there anyway I could file to get coverage on this or at least the faulty test. Thanks."


Hello im a 18 year old male and am looking for car insurance?
this is the car i was using to learn to drive in by red driving school i though 1620 is very gd my self


"Car accident, given expired insurance?"
Also I was wondering, if she does file against my insurance, since there were no pictures taken or anything, what will happen? Do I have to give testimony? I thought we were both at fault but the lady was being rather stubborn about it. She really seems to want me to pay for her damages so I am feeling a bit anxious about that."


Car Insurance without a license?
I know this is a dumb question, but I thought I would ask anyway. My 25 year old son, recently had his license suspended, due to non payment of a ticket. His car registration is coming up this month. Is there any way he can get insurance, so the registration on his car, will remain current. At least until he pays off his ticket."


Does the person on the home mortgage have to be the same person on the home insurance?
Hi, my father owned a house few years ago and he later gave this house to me. The deed is under my name now but his name is still under the mortgage. My question is, can I get the house insurance under my name? Would the mortgage has any effect since his name is no longer on the deed? Can we have different names on the house insurance and mortgage? Thank You for your answers


How can I get my my insurance to pay for my nose job?
I had deviated septum surgery last Spring and now I want rhinoplasty. My nose was fairly large before my surgery now I have an even larger bump on my nose. I know that my insurance will most likely not cover the whole surgery, but how can I have them cover part of it? I have Aetna insurance."


Insurance for a new driver?
I'm hoping to get my driver's license this summer (am over eighteen) but do not plan to drive in the near future since the college I'll be attending next year does not allow freshmen to have cars. Does the insurance requirement for taking the behind-the-wheel exam in CA require proof of an insurance contract under my name, or is it just the vehicle I test with have to be insured? Could I borrow my parents' car for the exam and not get insurance for myself?"


Is term life or whole life insurance better fro someone who is disabled?
I apologize for not giving enough details. She would have a life partner left , she is also worried about her funeral and what it would cost. I appreicate all the asnwers so far and they really have us thinking. She did get a quote of $39 a month for term which is through the Catholic Church she belongs to. They guarantee the premium will never go up, Can they do that? and it also has a $3500 cash value at the end, which is about 1/3 of what would be paid in. I realize in the long run, it would be better for her to save the monye, but she is worried if something would happen from now to 5 years from now. Also the term would be from now, she is 48 until she was 70."


Can i cancel my car insurance after my claim?
hi all, i have a car insurance policy with churchill and have recently written of my car.. the claim is being processed and i need to know some stuff. i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010. I made the claim this week. i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down. so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed. some people have said tat i might not beable to cancel???"


Can I drive a classic car as a daily driver while it has collector car insurance?
I want to purchase a 1966 Chevrolet Impala and I found one in my area for a really good price. My mom's boyfriend knows how to work on older cars so repairs and labor costs wouldn't be an issue (unless it'd be something he can't do with his hands like taking the engine out or something) and I am a senior in high school and live about a mile from my school (I know it's not far, but walking through inclement weather or on slippery sidewalks is a hassle sometimes). Can I use a classic car as a daily driver while it has collector car insurance or would I have to insure it with regular car insurance?"


Best insurance company.?
In your opinion what's the best insurance company. For a car that is.


What is the best motorcycle insurance for military personnel?
i am joining the military and i was wondering what insurance company offers the best rates for motorcycle insurance for a 19 year old male?


Car insurance claim ?
Car insurance claim ? I wounded if anybody could help a car bumped into me recently and we swept insurance details we have also spoke on the phone I have informed my insurance company and they have contacted hun and he is saying he doesn't no anything about a bump ? I didn't take any pics or inform police ? Many thanks


Is this how liability car insurance works in general and when you grant someone permission to drive your car?
This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone elses car. I called my car insurance and asked them and they said that insurance follows the car rather than a person. So no matter who would be driving it, it would basically be their responsibility. Now, would this also include letting your kid or a family member drive your car? even if they're not in the actual policy? It seems like when that is the case, things get somewhat confusing. I'd love to hear any input from anyone who ever has or currently does work in the car insurance world."


Under Obamacare if you have stage 4 cancer and go to sign up for health insurance how affordable will your?
rates be? Is there anything in Obamacare that's going to stop the insurance company from charging you an arm & a leg?


Where can i get the cheapest car insurance in the uk from im 17 thanks?
Where can i get the cheapest car insurance in the uk from im 17 thanks?


Parent took over a thousand dollars from adult child without asking What to do to insure you get the money?
Edit I went to my mother and her bf's house to get some of my stuff. Found out that my mother was taking money that I had earned and saved when I was in high school. This money was for helping restart the farm that my uncle owns. I kept the money in a cameo bag and kept hidden out of sight. There was about 2,000 dollars and now only 5 hundred of it left. They took the money without my knowledge, while my mother says she'll pay me back.. I highly doubt her because she already owes other people"


Need to find homeowners insurance?
Have pit bull trying to find homeowners insurance that will allow me to keep my dog


Know of somewhere cheap which will let me drive a car for only a few months for people under 21?
I've recently passed my driving test and would like to drive a car for a few months before I go to Uni but there's no where I can find with a few months insurance (fairly cheap) and a car I don't need to buy in full. I'm 18 which makes it more difficult Any help would be appreciated!


No Health Insurance?
I have no health insurance and currently unable to afford any coverage at this time. If I become ill and go to a county hospital will they take the equity from my home to pay the hospital bill at the time of my death. I guess will they place a lien on my home. Any info would be helpful.


Does the person on the home mortgage have to be the same person on the home insurance?
Hi, my father owned a house few years ago and he later gave this house to me. The deed is under my name now but his name is still under the mortgage. My question is, can I get the house insurance under my name? Would the mortgage has any effect since his name is no longer on the deed? Can we have different names on the house insurance and mortgage? Thank You for your answers