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Why do people with bad credit have to pay more for car insurance?

I think insurance rates should be based on driving record. I know someone will say because of stastics I don't buy it, I think it is discrimination.

   








How much is car insurance for a range rover a month?
Life insurance company for a female age 85?
If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?
Will my insurance company raise rates because of a speeding ticket.?
How much would car insurance be for me? (teen)?
How much money would I get back on insurance if my car is worth $3000?
Whats a night's stay in a hospital cost, on average, without insurance?
Car insurance help?!?
Question about my car and insurance?
Health insurance question. High deductible $1500 or$ 2500?
Confused about insurance...?
Are we required by law to have health insurance on 09/23/2010?
How much will my insurance cost?
Ticket for not carrying proof of insurance in OH, a strange one.?
If we are getting affordable heath insurance, why can't my employer afford it?
Average cost for Motorbike insurance?
How much does insurance through an employer cost?
Help need car insurance I am 21 and dont want the black box :( help please?
Car Insurance question?
Is classic car insurance cheaper?
Car/Driver Insurance--how does it work?
Who accepts lahc health insurance?
My house insurer has refused to renew my policy this year . Has anyone got any advice ?
Cheapest insurance in nj?
Why did my insurance company just call me asking if I have other health insurance?
Don't have health insurance but just found out I'm pregnant?
Direct line car insurance?
Does anyone know of an insurance that is affordable for infants? has anyone heard of Unicare?
What is the benefit of whole term life insurance vs. term?
Breast Reduction/Will my insurance cover it?
Can Hit and Run increase my insurance rate?
Self Drive Hire car insurance?
What would be the insurance rates for a 16 year old with aford maverick?
What would be the insurance rates for a 16 year old with aford maverick?
Wat is da average cost of car insurance for a brand new car driven primarily by a teen?
How much money does the average US citizen spend on ..insurance?
Car insurance not at fault?
Auto Insurance?
Car Insurance/Title help?
How much would my insurance be?
Cheap motorbike insurance for Chinese bike (125cc)?
Civil Rights Heir and Life Insurance?
Does GAP auto insurance cover negative equity because of a vehicle i traded in to purchase another vehicle?
Auto Insurance Increase-Is this too much?
Secondary insurance?
Car accident/insurance.?
Car insurance, Drive any car?
Will my parents car insurance company know if I got my license back?
I was in an auto accident without insurance. What am I facing?
Will a claim for a broken passenger side window increase my car insurance premium?
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How much is motocross insurance?
Hey guys just wondering how much a motocross insurance quote would be im just looking for coverage if i get an injury im 16 and need affordable quotes thanks


Is high risk homeowner's insurance necessary in Florida?
I am expecting to move to South Florida soon with work and am concerned about the coastal location and buying a home. I plan to purchase a home eventually, but I am told that it is a high risk state because of hurricanes, and my insurance is going to be very expensive no matter what part of the state I am in. In addition to this I was also told that I probably will not have flood insurance offered. Is it true that I will have to have a higher risk premium on my insurance bill and have to be subject to floods anyway?"


Does your car insurance premium change?
No no no guys. The someone is our agent from amfam. He said that whatever car you take to your drivers test, that is the car that your insurance is based on for the rest of your teenage span. He claims that if you switch cars the insurance rate will stay the same as the first car. My parents were with me when we talked to him. Difference is, they believe him, i dont. THats why i asked someone else."


Do you know any writers born under the astrological sign of Taurus?
Can you indicate to possibly please its date of birth? Thanks! Enjoy! :)


18 Yeasr old with 94 ford taurus wagon. cheapest insurance??
I'm 18 and just got a 94 ford turus wagon for my first car. where do you think i should get my insurance?


List of top insurance companies in USA?
Can u pls list down top 20 US companies in each category of insurance ... Car Home Life Health Property Marine General etc.


Can father face legal trouble for my no insurance?
I am 16 years old, just got my license a few days ago, and live in Connecticut, my father can't doors to put me on the insurance, and I have no money to pay for it myself. Can my father get in trouble if the insurance company finds out I have my license but I'm not insured? I'm not driving alone. When I do drive its with my father in the car. But can he get in trouble for me being licensed with no insurance?"


Looking for universal life insurance..?
I'm looking at Pacific Life for universal life insurance. Is it a good trusted company anyone of u guy familar with? is this company good to invest in. I heard they said their universal life insurance have some pretty good benefit too. Is it true that if my premium is $200/month and with that money, only about $60 went to coverage and $140 go into my saving? is this true?"


"Car accident, insurance and no insurance, what happens?"
I will also have to go to court, what does that mean? What will happen in court?"


"Im 18, how do I apply for car insurance?"
my mom is a b**** and is dropping me from the family car insurance things and was like you have untill friday to get your own insurance"" I have absolutely no idea how this stuff works. and know that it will probably cost more because its for only 1 car. help!"""


Diamond ring insurance?
my boyfriend has brought me a very expensive diamond engagement ring for Christmas i want insurance on it if it gets lost or stolen which places do special insurance like this? i live in the uk ?


Does anyone know of cheap health insurance in north carolina?
am a father of two and my wife has her and the kids covered under her policy at work. I have not had insurance in over 12 years! I need low cost health insurance and I have heard of plans under $100. I obviously never get sick, and dont mind a high deductible. I really need a low premium and a semi low RX cost and co-pay/ doctor visit (just in case). Any help or suggestions? Thanks!!!"


Are the cost of cobra insurance rates lower?
Is it possible that the continuing coverage (COBRA) insurance premium is actually lower than what a person is paying through their employer? It seems odd to me that this person was offered COBRA insurance at $370.00 per month, yet was paying $426 per month through their employer. I don't think this is true?"


Car Insurance to High ? Crappy Car I can only get :(?
Hi, Im 22 years old, Coming to be 23 in couple of months, And Im looking to buy a Car. Ive been past for nearly 4 Years, I have no claims. I was looking to get a Corsa 973cc With Insurance with my Dad it was coming out to 1200, But I think that a 973cc will be to slow so I did a check for 1.2 Corsa it came out to 1800 :S why are the prices so high I remember last year I was paying 800 on a 1.6 Engine. What can I do I dont want a Crappy car :S I have enough for money for a decent car but the Insurance to way to high which I cant afford right now. And how do other people in my area get fancy alright looking cars and still how they can afford the insurance :S"


Question about car insurance on a 60's car?
So when I turn 18 I want to get either a 60's Mustang or Camaro(depends what I can get in my price range near me) Anyway, I went on car insurance websites to see how much insurance will cost me. Besides Geico, Progressive, and Allstate(has back to 1970)all the other companies don't give options for cars that old. Does this mean they won't insure it? Or would I have to call them to get a quote on a 60's car?"


Why do people with bad credit have to pay more for car insurance?
I think insurance rates should be based on driving record. I know someone will say because of stastics I don't buy it, I think it is discrimination.


Taking defensive driving in texas and getting new insurance. will accident appear on record?
Went to court and I am able to take defensive driving. First accident ever. But I meed to get non owner car insurance and I jusy want to knownifnthe accident is on my driving record now or not?


Best car insureance website to get quotes?
Want a website where I can check for car insurance quotes. I do not have a car at the moment. Recently passed so just looking around for cheap insurance before going ahead and buying a second hand car.


Cheap Cars for an 18yr old to Insure?
Cheapest I've found so far is a Classic Mini City 1.0 @ 2,500, Corsa 1.0, KA 1.3, Skoda Fabia all came out at 4,500... Any Ideas on anything else? Thanks"


How much will insurance cost for a 16 year old?
How much do you think insurance will cost my dad for me When i turn 16 in a couple months i am either getting an Audi a4 convertible Honda pilot Ford explorer How much will insurance be for them which car would you pick


Best kind of Private insurance for self employed...?
My husband and I are self employed in Colorado, and we need good health insurance with dental and vision, and lots of good coverage... what is the best insurance company for this?"


Can i deduct health insurance premiums taken out of my social security?
Can i deduct health insurance premiums taken out of my social security?


Auto insurance in florida?
okay heard a rumor that as of october 2007 NO auto insurance is required in the state of florida.... anyone else heard of this ?


What kinds of insurance we should get in California?
What kind of insurance we should shop if owner live in the property them self? What kind of insurance we should shop if it's rented out? What kind of insurance we should buy if we need fix the problems like dishwasher? Is it necessary to buy such kind of insurance?


Then why would my homeowers insurance not renew......?
History: Never ever been in trouble before. (wrong place wrong time). Credit in tip top shape. Never been late on a payment in my life. Doesn't the insurance company look at the good with the bad and balance it out?


Life Insurance- What does paid up life insurance mean?
Ok i just signed up for ROP life insurance and it lists by year the cash value $ and the paid up life insurance $. What does paid up life insurance mean?


Is the global warming scare (scam) just what the government needs to mandate disaster insurance as well?
With they make those without if look bad and neglectful? After all, children would be homeless just because their neglectful parents didn't buy disaster insurance for their homes. And these lazy"" people who don't buy insurance for their homes shouldn't be given ""government handouts"" from FEMA"


Looking to get a car insurance but.....?
Looking to get a car insurance but i am not sure what it covers and what should i ask my insurer to include in my policy?


Does anyone know any really cheap car insurance companies for old cars?
Somehow, I don't think Shiela's Wheels will be up for insuring me, being a fella an' all! :)"


How does an at fault accident affect insurance policies?
I was in a accident a few months ago while driving my sister's car. The car was totaled and her insurance company took care of everything. I have not needed or owned a car in several years. However, I am now in a situation where I will be needing to buy and insure a car in a few months. From my understanding, this accident will likely cause an increase in my sister's policy, but I am not clear whether it will also affect me since I did not have insurance at the time. When I go to get insurance will this accident count as a claim against me? I received a citation at the scene of the accident so I know to report that, but do I also report the accident as a separate incident?"


Can I drive my friends car without insurance?
I don't own a car. I don't have auto insurance. If I borrow a friends car, am I covered under his insurance? is there a special type of insurance for people like me?"


Why do people with bad credit have to pay more for car insurance?
I think insurance rates should be based on driving record. I know someone will say because of stastics I don't buy it, I think it is discrimination.


How much is insurance?
I have a 1971 Ford: Charger. It is fully restored with a 550HP+ engine. I have no air bags, but I have racing seats (seat belts like NASCAR). It has great speed but ok handling. The brakes, suspension, etc are are new and installed customly. I am 15, but I need to know how much insurance is when im 16-18. If you have any more questions about my car t o determine the cost. Feel free to ask me at ugot_maii@hotmail.com with LOOK"" as the subject. THX"""


What insurance company is best for self employment health insurance?
I am thinking about becoming self employed. What company offers the best insurance policy for self employed people?


What dental insurance covers invisalign in california?
Hoping to get an affordable insurance that covers invisalign, so that i can get it asap. Thank you."


Cheapest car insurance for 17 year old?
Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?


Is my insurance going to pay? california?
I have a car thats fully covered by Murcury. I lent my car to my boyfriend (not knowing he didnt have a current DL), he was picking something up for me and coming home when he got into an accident. He was found to be at fault and it involved 3 other cars. I am freaking out because we do not have the extra cash to pay out of pocket. will my insurance pay? I know my deductable will go up and so will my rate. I am not worried about that right now. I just want to know if he will be covered because he(even though he has no DL) was driving my fully covered car. CALIFORNIA ONLY"


If I drive my parent's car but I'm not on their insurance and I one day get a ticket will their insurance cover any of it?
would*


"How do I get quotes on things such as insurance, utility cost, and building remodling?"
how do I get quotes on things such as insurance, utility cost, and building remodling when I'm writing a business plan? We finally have found a great location for a bar and grill we have wanted to open and a business plan requires a lot of estimating costs and I want to find the most accurate figures so that I can set myself up for success."


Can my mother put me on her car insurance policy?
I really don't want to wait to get a car, and saving up money is next to impossible as I'm currently stuck paying cab fare daily to get to work. Essentially, if I'm going to be spending that much money, I'd really rather put it into a car that will eventually be paid off than dump it into a cab company. Even if it's only a small difference, anything helps. I'm at a point in my life where I'm trying to get things on track, and even if I have to take a hit, I'd rather it be a smaller hit."


Tips for cheap car insurance?
Well, I just got my MOT back and it is alot of money, I was MOt'ing to sell because i couldnt afford the insurance. The MOT is going to cost me Half of what tjhe car is worth. So I am going to keep the car MOT it and use it. SAo is there any good tips to get cheaper insurance. I'm male 17 and recently passed (considering pass plus)."


Debating auto insurance?
i am looking for the best auto insurance in ohio. who do you go through? Its between gieco, state farm and american family insurance. Tell me your thoughts."


What happens when you let a unlicensed driver drive your car?
I let my unlicensed friends drive my car all the time. Tonight we got pulled over, and now my friend and I have court dates. We both have clean records. I personally don't care what happens to me, however my friend wants to become a mechanic. Will he not be known as a reliable mechanic just for that? what will happen to us?"


Good Teen Sporty Car?
Male, 16. I want a kinda sporty car that has a fast acceleration (0-60 wise), but yet is not too expensive for insurance/gas. I really like the GTI MarkV (but its too expensive, so I guess the Mark IV) , but my parents want to get me like a Mazda 3, or 6, because Consumer Reports says so. Does anyone know the insurance cost of a Golf Mark IV, or if not that, another good sporty car that is under 16k and has low insurance/gas rates? Or for that matter, an argument why I should get the Mark IV instead of the Mazda? Oh and I am not getting a Honda Civic! Thanks!"


Anybody know health insurance provider which is inexpensive and trustable?
gimme the name and website address?


Whats a good first car for a 16 yr old that dosnet cost much?
im almost 16 and my parents are going to buy me my 1st car. do u know what a good car would be. i would like a monte carlo or a grand prix. do u think those are ok cars for a 16yr old?


"If you give your car up for voluntary repossession, but can't physically be present when the Repo. man comes to get your car, what happens?"
If you give your car up for voluntary repossession, but can't physically be present when the Repo. man comes to get your car, what happens?"


Why do people with bad credit have to pay more for car insurance?
I think insurance rates should be based on driving record. I know someone will say because of stastics I don't buy it, I think it is discrimination.