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Besides price, what are things I should consider when purchasing life insurance?

I want to purchase life insurance probably 50k to 100k. I want to make sure my son is well off if something were to happen to me. I am in my low 30's and healthy.

   








How can we get our own health insurance?
Where do i get a cheap auto insurance company?
Since teaching jobs are shrinking. where are some decent private schools to work for?
I want information on schools" for learning about auto insurance?"
If a trucking company is self-insured,what are deductibles?
How many of you cant afford health insurance? If not why not and how long have you been unable to afford it?
Best life insurance for baby? Cost?
What would home insurance be in london?
Why is it that life insurance coverages stop at about age 65 or so? Are there insurances that over if you are?
What was the very first car you owned?
What is the average cost of insurance for a teenage driver per year?
Are you still paying full price for auto insurance?
Can I switch car insurance after a car accident?
Is Russia going to take claim to the artic & send aircraft carriers there to insure their power is in play?
How much will teen car insurance cost?
How much is car insurance for a teenager?
Moms how much did your insurance go up after having a baby?
How much should I expect my homeowners insurance to cover?
Cheap health insurance?
Best place to get term life insurance?
How does paying for a doctor's visit via insurance work?
How much auto insurance coverage do I really need?
Would I able to stop my car insurance if the car has not been fully paid?
How much would car insurance cost for a 17 year old from allstate in california?
Where can a guy 18 year old guy get cheap pants from in the mall?
Vehicle insurance question?
Why are some insurance companys rates so much higher then others?
If I were to divorce my husband do I lose the money from his life insurance?
Questions about health insurance coverage?
Cost of auto insurance in Lexington, Kentucky?
How does Driver's License affect insurance in Washington State?
Car Insurance and Tax experts only please!!!!?
Premium vs deductible? Health Insurance?
Premium vs deductible? Health Insurance?
What is the best life insurance company?
Can I visit the hospital or doctor without health insurance?
If I buy auto insurance online from statefarm, how do i get my insurance card?
How many days do city carrier assistant work a week? how many hours do u work a week?
How much does insurance range to for motorcycles?
Are Obamacare or health exchanges means-tested public benefits" ?"
How much for cheap car insurance?
Where in NJ can I receive free or low cost dental care?
Car insurance rental after an accident?
Pit Bulls and Home owners insurance?
What's a good homeowners insurance in California?
How much is motorcycle insurance for a 20 year old male with a clean driving record on a 2007 Harley Davidson 883?
Health insurance in the United States?
Car insurance total loss?
How much does it cost to insure a motorcycle for a first time driver?
Whats a cheap price for apartment insurance?
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Can I stay on my parent's car insurance at age 25?
I will be turning 25 in a couple of weeks and I was wondering if insurance companies let you stay on your parents car insurance at that age. I moved back home about 2 years ago to finish my degree so I live under the same roof. My parent's car insurance is state farm.


Will someone elses tickets effect MY car insurance?
recently my friend got two tickets in my car. We went through a police stop and he wasn't wearing a seatbelt in the frontseat of my car while i was driving and got a $37 ticket. I also let him drive my car because it was past my driving curfew since i'm under 18 and it was 2am. He got us pulled over for speeding and got a $294 ticket. no one else can drive my car on my insurance plan so what does that mean for me?


Can i drive with just insurance?
is it ok for me to drive with just insurance on my car for a certain amount of time?


Car insurance price for a Civic?
I am a 18 year old boy and I want to purchase a Honda Civic EX 4-door w/ a manual transmission. I am looking at a 2000-2005 or a 2006-2009 model. Could anybody give me an estimate of how much insurance is monthly? Thanks


Can you stay with COBRA coverage if you land a job and health insurance is not offered or is delayed.?
Can you stay with COBRA coverage if you land a job and health insurance is not offered or is delayed.?


Dmv california insurance online?
i want to renew my tags online. but it says my insurance needs to be on dmv file. so i want to know do i have to go to the dmv and wait in the miseriable line or is there a way to show my proof of insurance online to them?


Is there anywhere to get cheap car insurance?
200 a month


Auto Loan Insurance?
Can someone please tell me there is any financial institution that offers some sort of auto loan insurance...something like mortgage insurance..that if the loan originator passes away, the loan will automatically be paid off?"


Is there any charity or place to get low-cost colostomy bags and supplies?
A friend of mine has stage 4 colon cancer and no medical insurance. He is, obviously, out of work. He's having to pay for his colostomy bags out of pocket and it's robbing him of every last penny. I'm trying hard to find a place that can help where he can get his supplies for a lower cost. Can anyone give me any suggestions?"


"Car accident, how to get money from insurance company?"
one guy rear ended me on september 25th, but his insurance company still have not claimed yet. they said we have not contacted our insurer"


Does car insurance cover only one car per policy?
Like, if I had many cars, would the policy cover all those cars for one fee or would I have to get insurance for each car? I feel like each policy only covers one car but I'm not for sure which is why I'm here. And if there is such a car insurance that covers x amount of cars for one fee, let me know. Thanks for taking the time to answer this."


Will social security recipients have Obamacare deducted from their monthly stipend?
Will social security recipients have Obamacare deducted from their monthly stipend?


Does anyone have gerber life insurance for their child?
is it 100% safe? as far as scams go i mean, i gave them banking information and now i'm worried. i did read a lot about it. but i would just like to make sure. please tell me anything you would like to about your experiences with gerber life insurance."


What is the type of insurance that protects against the cost of injuries of others that's our fault?
What is the type of insurance that protects against the cost of injuries of others that's our fault?


"I need insurance, any ideas on decent insurance to buy?"
I need insurance, I'm single and in my early 20's and have not been on my parents insurance since I was 18 and my parents took me off of theirs. My parents will not put me back on their insurance so please don't suggest that, that's not possible. What I'm looking for in insurance is this: Medical: Medically I'm pretty good. However, diabetes, heart problems, obesity and depression are conditions up in my family tree, so I'll need to be able to deal with those when/if they come up. Preventative care would be great for all of that. Other then that I think I'll just need to see a regular doctor once a year or so to check to make sure that I'm doing fine. Vision: I have glasses and will need a new prescription every few years. I know my grandmother on one side had eye problems, glaucoma I think, not sure if this would fall under vision or medical if/when it comes up. Dental: This is what I need the best insurance with. I have well....pardon my french but I've got really shitty teeth. I am likely going to need either dentures or implants on both rows of teeth before I'm 40. That's how bad my teeth are. Anything that will help pay for the dentures If anybody has any information about plans/companies that would be good for each of the above I'd appreciate hearing about it. I'm okay with having my medical/vision/dental insurance be through different companies too, if that makes a difference. Thanks in advance!"


Besides price, what are things I should consider when purchasing life insurance?
I want to purchase life insurance probably 50k to 100k. I want to make sure my son is well off if something were to happen to me. I am in my low 30's and healthy.


Least expensive sport cars to insure?
I'm 16 got my license yesterday and I'm shopping for car's. My car budget is $8000 I'm looking at the rsx-s,cobalt ss,350z,Subaru wrx. Please I know it's not cheap to insurance the car but my question is what sport cars are the least expensive to insurance I'm aware their pricey"


Best oklahoma home insurance companies?
What are some good homeowner insurance companies other than State Farm?


What is the cheapest car insurance for teens in pa?
im 16 years old and wondering what is the cheapest insurance. i need insurance asap.


Who offer the cheapest car insurance? liabiliy or collision only?
Liability or collision


What determines car insurance prices?
I'm going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I'm buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!"


Why is there a 75K difference in my home insurance quotes? (difference is to dwelling coverage)?
One company I spoke with simply requested the address and said they'll look into, I got an email back.. 75K less dwelling coverage than the other company. Now the other company I spoke too got into detail about the home with me as MLS is no longer online so she asked me numerous questions (not sure if the other company saw MLS or did some digging, no idea - both calls/quotes were done the same day) Why would 2 insurance companies have such large differences? One says my home, if (heaven forbid) ever burnt down or whatever else I would receive $225K to rebuild... The other says 150K... I'm confused. We have to choose a company as we close in a few weeks. Now my head says, naturally, lol, go with the one offering more coverage! But my concern is I don't want to pick one and find out weeks from now there was a mistake and the coverage is only - whatever new number I receive... How can I get an accurate quote before deciding? Show them my appraisal, inspection papers, anything? The yearly premiums are pretty much the same btw, so thats really a non-issue.."


Is it true you get a car insurance break when you turn 25 years old?
I haven't seen anything official, and I suppose I can ask my agent. But I was curious if anybody else has received any sort of rate change when they turned 25. Does it depend on the insurance company?"


Health Insurance should be illegal?
Oh yea, Im not saying socialism is bad or anything. Tired of reading u guys arguing over terminology. Im saying that healthcare here sux *** and I want to know how it can be better. Also, Id love to move to Canada... How do I become a citizen there? oh and i am a citizen of US. And Im quite disappointed with all our bullshit here."


Where is the cheapest place to get car insurance for a 17 year old male?
Where is the cheapest place to get car insurance for a 17 year old male?


Does anyone have suggestions for affordable health insurance for student (29)?
I am a 29 year old substitute teacher and part time student. I am looking for some type of affordable health isurance and prescription plan. I am in need of some help...I have no idea where to look. Can anyone please point me in the right direction? Any help would be appreciated. Thanks so much!


"If a teenager gets into a car accident, how long until their insurance rate goes back down?"
One of my friends was recently involved in a car crash which I believe he was at fault at. The other car didn't sustain much damage, but his car took quite a beating. He's only 17, and he's basically in a shell shock right now since it was his first accident. He told me that he feels really guilty about the fact that his insurance his gonna spike up (State Farm) and he feels so bad for the fact his dad is gonna be having to pay for it. So my question is..will his insurance always be that high for the rest of his driving life until he's old? Or will it steadily go back down?"


"Besides price, what are things I should consider when purchasing life insurance?
I want to purchase life insurance probably 50k to 100k. I want to make sure my son is well off if something were to happen to me. I am in my low 30's and healthy.


"Is it illegal to drive a right hand drive car in america, and if not would the insurance be high?"
i just got a deal on a skyline r33 for sale in japan, and it is dirt cheap, so i was thinking about buying it and importing it, but it is right hand drive and i am a little concerned about laqs and insurance, does anyone have any ideas about this kind of thing?, please help, it is the car of my dreams"


"Question about term life insurance, please.?"
We have an old term life insurance policy that expires at age 70. The policy runs from January 1 to December 31, and the annual premium is due each year in December. My spouse will turn 70 in the middle of the year. Does the insurance lapse on my spouse's birthday, or does it run through December 31 of the year that my spouse turns 70?"


Home owners insurance?
Can an agent or some one who knows a great deal about insurance please answer this. My husband and I were leasing to own a home when he died a month ago. We had two years left of payments on our home when he passed unexpectantly (heart attack) We had only accidental life insurance and that premium collapsed almost a month before he died and some home owners ins. (We couldn't afford whole life ins.) We've had both of these policies for many years but had no other. Does our home owners insurance pay off our house since he died before it was paid off? We have three young children and I'm not sure how I'll finish off these last two years of our houses lease to own contract.


Besides price, what are things I should consider when purchasing life insurance?
I want to purchase life insurance probably 50k to 100k. I want to make sure my son is well off if something were to happen to me. I am in my low 30's and healthy.


Car insurance excess reclaiming?
My car was written off back in sept 08 after two cars collided infront of me and one spun and wrecked the front of my car. Both parties are disputing liability and I have got nowhere over the last 2.5 years in claiming my 500 excess back from the insurance company as they say that the liability has to be proven before any excess is paid. I have told them I am not happy as my liability is not in question and therefore I should be paid regardless. Is there any ombudsmen or organisation I can contact to get this money back, as it looks like I am just being fobbed off every few months by my insurance company about this?"


What should a new home owner consider when purchasing insurance coverage on the new home?
I am unsure what all I should be asking the insurance companies about their coverages. Can you give me some tips?


California unemployment insurance?
what is the fraction of wages that is given for employment insurance? 40%? more? less?


Life insurance is not a investment?
Same answers. Okay so insurance is not a long term investment, then tell me what is better?"


How does interest accrue on a whole life insurance policy?
monthly? quarterly? yearly? Give me some examples.


How to start a dog breeding business?
I was thinking about having to breed well known dogs for a cheaper price. And I have thought long and hard about breeding. I know my purposes of breeding. I was thinking about breeding Standard Poodles, Golden Retrievers, and the Cavalier King Charles spaniel. How do I start a breeding business. And I will spay and neuter the puppies when they go to new homes. Please no negative answers. Anyone with experience in dog breeding businesses would be great. Thanks"


What are my options for car insurance for son who is 16?
Son is getting his license next week. He does not have a car yet. Wife and each have a car with full coverage. Adding my son to my policy will be $1,500 extra per year. Is there another option to insure him? Mainly Im wondering if I should/could get him a junker and a separate insurance policy with just liability for him and his car or if he could drive our cars with just liability from another insurer? Not sure how that works."


16 year old car insurance?
im about to buy a 1997 honda civic ex and i was wondering what my car insurance might be if it helps im a guy in florida and im 16 thanks


Who do you guys think is the cheapest motorcyce insurance company?
and if you are insured by them do you like the service you get?


"My drivers license expires, but my car insurance is still valid. Can my wife still drive my car?"
I travel a lot and wont be able to renew it in time. I will have to renew it when I finally make it back, and hopefully they wont make me take the driving tests again!"


How does the insurance company find out about moving violations?
My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he's received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?"


Am i paying to much for car insurance?
I am 23 have a 1990 buick car. I have have nothing on it besides a stop sign which should be off my record now, it was 4 years ago when i was 19. I am paying $386 for 6 month period. I go though shelter insurance. They said it won't go down until i am 25 or married. thanks"


I quit my job to take another job. I need health insurance for 90 days before my new coverage kicks in.?
If I buy short-term insurance, my pre-existing condition (ADD) will not be covered for 1 year. So, do I buy health insurance for 1 year and not take my new employers? By the way, Cobra will cost me $794 a month if I decide to get it. That's crazy! I'm 25 years old, have had health insurance my whole life, perfectly healthy except for ADD... Maybe Obama should try and fix the system for those who still have jobs before he creates new problems. What 25 year old can afford $794 a month for Cobra? What do I do?"


Is quotelab.com legit and safe to put my info? Have you ever used this site for car insurance quote?
I'm looking for car insurance but I don't want to put all my personal info if this site isn't safe. I checked the web & I don't see anything about it being a scam, but I'd like to know if anyone has personal experience w/ them. Thnx!"


Auto insurance question?
I'm currently looking for auto insurance and whenever I get a quote, they ask me if I have previously had insurance. I am currently covered under my parent's auto insurance, does that count? Thanks!"


Besides price, what are things I should consider when purchasing life insurance?
I want to purchase life insurance probably 50k to 100k. I want to make sure my son is well off if something were to happen to me. I am in my low 30's and healthy.