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Question about multiple car insurance policies?

I'm 17 and currently have my learner's permit. My parents have separate insurance policies (My Dad has Geico for his 2007 Honda Accord, my Mom has Metlife for her 2003 Dodge Grand Caravan). My Dad recently added me to his Geico policy as having a learner's permit. But my question is this - I know that I will be able to drive my Dad's car since I'm on his policy, but realistically, I would want to be able to drive both cars (and I would likely be using the Caravan more often anyway). Once I get my license, do I have to be listed on both insurance policies to drive both cars? If I wasn't and got in an accident with the Dodge, would I be covered?

   








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I'm 17 and currently have my learner's permit. My parents have separate insurance policies (My Dad has Geico for his 2007 Honda Accord, my Mom has Metlife for her 2003 Dodge Grand Caravan). My Dad recently added me to his Geico policy as having a learner's permit. But my question is this - I know that I will be able to drive my Dad's car since I'm on his policy, but realistically, I would want to be able to drive both cars (and I would likely be using the Caravan more often anyway). Once I get my license, do I have to be listed on both insurance policies to drive both cars? If I wasn't and got in an accident with the Dodge, would I be covered?


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Question about multiple car insurance policies?
I'm 17 and currently have my learner's permit. My parents have separate insurance policies (My Dad has Geico for his 2007 Honda Accord, my Mom has Metlife for her 2003 Dodge Grand Caravan). My Dad recently added me to his Geico policy as having a learner's permit. But my question is this - I know that I will be able to drive my Dad's car since I'm on his policy, but realistically, I would want to be able to drive both cars (and I would likely be using the Caravan more often anyway). Once I get my license, do I have to be listed on both insurance policies to drive both cars? If I wasn't and got in an accident with the Dodge, would I be covered?