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3-car accident, what will insurance do?

I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.

   








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I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.


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3-car accident, what will insurance do?
I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.