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What can you tell me about auto insurance deductibles?

My wife just got a new car and while registering it with our auto insurance company, I found out that we have $500 deductibles on both of our cars. Turns out we can save $86 per 6-month policy if we raise it to a $1000 deductible? Which is smarter to do?

   








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How much will my car insurance cost monthly?
I'm 20 years old, female, college student, never been in an accident, 0 tickets, i've had my license since i was 18, my occupation: customer service. i'm self supporting, my insurance will not be under parents. it will be under my name. i'm looking to just get basic liability coverage. the car i'm considering to get is a white 2003 toyota celica gt coupe. with about 95kmiles. what insurance do you recommend and how much do you think it will cost for me monthly?"


Showing proof of insurance after citation (in Texas)?
Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... when getting pulled over i wasn't able to find proof of my current policy ..i was insured at the time of the citation and still am today, just couldn't find my proof at the time. My parents scanned a proof of our current policy and sent it to me today. My question is, what are the chances I will be able to show the judge my proof of insurance and get the citation waived? I find it silly that i have to pay $300 for not being able to locate a small piece of paper..It's not like i actually was driving uninsured... thanks in advance.."


What is the ball park annual cost of running a standard used car including all expenses and repairs?
Including registration, tax, insurance, maintenance, repairs, oil changes and cost of buying a used car what is the ball park annual cost on a standard size and model vehicle"


Teens: Do you pay for your own car insurance?
If so, how do you pay for it? How long do you work for and how much do you have to pay for your insurance? Just wondering :) and if you want what type of car do you have?"


What kind of health insurance should I get?
I'm 20 I live with my parents we have U visas I know I don't qualify for Medicaid but I know we have to get insurance or pay the fine. What are my best options? Something affordable. Any advice would help because I know nothing about this! Thank y'all


Who is the cheapest car insurance provider in Nichigan?
Who is the cheapest car insurance provider in Nichigan?


Really high auto insurance rate question?
My son, who just turned 18, has a pretty extensive traffic record. Firstly he got a ticket for passing in a no passing, but he went on diversion and was clean for more than a year so is that off his record now? Secondly he has also been in 2 wrecks before, gotten arrested for possession of marijuana, and just today got a speeding ticket for going 63 in a 45(163 dollar ticket). currently the insurance for him is 190 a month which is five times higher than anybody in the family. So what should i expect the insurance to be now, and what are my options because this is a lot of money."


"What does Flood Insurance cost in Houston, Texas? We are moving there in a few months. Thx!?
Friend of ours told us it can be expensive in Houston. Is that true?


Is burial life insurance different from final expense life insurance?
My mom has been wanting to buy burial life insurance but is confused about the terms she sees online. She says she keeps seeing the term final expense life insurance on some of the websites. Can someone explain what the difference in these two terms is?


First Car.. Advice needed please?
What advice could you give me on choosing my first car? ive always wanted a Hyundai Coupe or an MR2, but i wouldnt get the insurance for it.. so i may have to settle for a corsa 1.2 or astra 1.6 any suggestions?"


Whats an Ideal first car for a 17 year old?
Its my 17th in a week and starting to drive =D what car do you think is ideal for my first car...i dont want to spend more than 1000, im a skint student! pleasssee help xx"


Doi have to provide cell phone and car insurance?
I live in georgia. My wife has asked for a divorce and has asked me to move out. We have two boys 1 and 3. I'm trying to settle things and save our marriage which prob will not happen. My ? Is...do I have to furnish her with cell phone service (in my name) and car insurance? We are both on title for car, I don't mind if I must as long as the bill is split equally...but am I required to provide her with cell phone services if she indeed wants to divorce and the phones are in my name? She has a home phone which she can conduct her business with....no money for lawyer but I'm not going to give her cell service if its what she wants?"


Question about health insurance?
Question about Medi-Cal? If you're a subtitute teacher with basically no health benefits, and you're married - can your spouse qualify for Medi-Cal, if they have a child from a previous relationship? We can say we are separated, use different addresses and then he can qualify since my income wont be factored in. Do you think I can do this successfully? What are the rules for Medi-Cal approval and for married people?"


Driving without a license and no insurance?
I recently got pulled over in GA im from PA for driving without a license and no insurance on my car and i was sent to jail and i bailed out and i go back to court in April and i was wondering if i should waste my time on actually getting an attorney and what exactly you think they'll do to me. And is there anything i can do to go in there and fix the problem like get my license or will it show up in the DMV that i went to jail for not having one? I figured if i could go get my license and my insurance figured out maybe the charges wouldn't be so harsh. Any ideas?


What Do You Think About Insurance-Premium.Net?
I found a blog entitled Premium Insurance - http://www.insurance-premium.net/ what do you think about it...share your point of views..


What can you tell me about auto insurance deductibles?
My wife just got a new car and while registering it with our auto insurance company, I found out that we have $500 deductibles on both of our cars. Turns out we can save $86 per 6-month policy if we raise it to a $1000 deductible? Which is smarter to do?


How much do cortisone shots cost with out insurance?
how much do cortisone shots costs with out insurance for a pinched nerve


How much does a motorcycle insurance cost?
I'm gonna take MSF course..had 1 speeding ticket for which I went to traffic school and 1 failure to stop ticket.


And why does an auto insurance co. want to know this??
Why when I am getting quotes online for auto insurance do they ask for my marital status and even have a spot for single parent."" Would I get a better quote if I said just single? Am I penalized for being single. I'm no kid; I'm over 40."""


Home owners insurance dwelling value?
my massachusetts real estate tax bill values are land (294,000) bldg (146,800). If in fact these are correct market values, can i determine what my home insurance dwelling value should be? Dwelling value being 100% replacement cost"


Does it make any difference if pay my real estate taxes and my home insurance with my mortgage payment?
I would like to know how much difference it makes in interest rate (if any), if I pay real estate and my home insurance."


How much on average does it cost to insure a mini bus?
I am thinking of purchasing a mini bus for personal use, does anyone have an idea of how much more expensive the insurance is compared to a car?"


How much would my car insurance be?
How much would my car insurance be?


How to become a Auto Insurance agent in Texas?
Can someone help me in providing necessary information on how I go about doing this? I know I need to get a license, but I can't find any info regarding auto insurance. Also, do we need a franchise or can I do without one? Please help and with links regarding info about auto insurance in Texas. Thanks!"


There is cheap car shipping companies from texas to Utah?
there is cheap car shipping companies from texas to Utah?


What are insurance points?
I got 2 tickets today in NJ.One was for no seatbelt and one was for speeding.It was for going 5 miles over limit!The speeding is 2 points.But my driver record is perfect,except for this speeding ticket. I know it gets reported to motor vehicles,but what about insurance points?How does that work?Will my insurance go up?"


How much control does the government have over malpractice insurance policies?
Does our government determine the guidelines for malpractice insurance or is this strictly up to the Insurance companies and the states?


How many insurance brokers in US?..?
How many insurance brokers in US?


What is the best affordable insurance to go with for both auto and home owners insurance?
I'm about to buy my very first home. The closing date is May 29th and I'm really excited. I'm looking around for home owners insurance. I've heard that if you combine your auto and home owners insurance, it can bring down your auto insurance payment. Also, where can I shop around at to find a good affordable home owners warranty?"


"What is a good affordable dental, health, car, & life insurance?
for an independent operation income person


Neurologist costs w/out insurance?
How much does it cost to see a neurologist w/out insurance?


What can you tell me about auto insurance deductibles?
My wife just got a new car and while registering it with our auto insurance company, I found out that we have $500 deductibles on both of our cars. Turns out we can save $86 per 6-month policy if we raise it to a $1000 deductible? Which is smarter to do?


Do you need to have home insurance when you rent a property?
Do you need to have home insurance when you rent a property?


Penalty for driving an uninsured vehicle in Maryland?
I recently got pulled over and ticketed for driving a vehicle without insurance. Has anyone received this ticket and what was the punishment? I have to get a lawyer and have a court date to attend.


How do you find old car insurance company's?..?
How do you find old car insurance company's?


What is the cheapest car insurance?
Looking for cheap insurance because I have had to tickets for speeding.


Would a person with mental disabilities be denied health insurance?
I need to know for a story I'm writing (this is kind of a big detail). I've also been curious for a little while if this is a valid reason for denial


Best Health Insurance???
My husband and are getting health insurance...who's the best to go with?? We are looking at united health care right now...r they any good?


Do you need motorcycle insurance in the state of Tennessee?
As a Tennesseean, I was wondering if motorcycle insurance is necessary in order to ride in the state."


"Teen males, how much was your insurance?"
I was wondering the average or ideal amount that teen males pay for insurance. I have $700 saved, & I don't know if that's enough to cover How much was your insurance?"


How much money would I get back on insurance if my car is worth $3000?
I had collision coverage on my car with a $500 deductible.


Cheapest tuner platform to insure?
OK! Let me sum everything else up for you numskulls. I have 4 grand for the car not just insurance!! Also, I have my license and have much experience driving high power vehicles. So if you think I am a teenager with no experience think again. 4 grand can get you a hell of a lot of car. I already know that. And please don't tell me how to drive, I can take turns without problems OK?? I asked for a GERNERAL insurance estimation. I don't have time right now to go to a hundred different insurance companies. By the way, who said a Honda civic is a sports car? And some sports"" cars I know for sure have a lower insurance rate than others. I'm asking of any others you may know of. Also for those of you who don't know what a tuner platform is"


Motorcycle insurance cost?
I will be getting my motor cycle license when I'm about 16 and a half. My mom keeps telling my insurance will be over $5000. But every site I look on they say much under that. What Does someone my age have to pay for motorcycle insurance annually? Thank you very much!


"Receiving life insurance prodeeds, and my chapter 7 bankruptcy?
This is an old question that needs to be off the list. I did not receive settlement. This happened years ago.


What kind of document do I need do register a motorcycle in my name in California?
What kind of document do I need do register a motorcicle in my name in California, and get the plates, How long does it takes? It's possible for a non US resident?"


I got into a car accident and the insurance is charging us a lot. What do I do?
So I got into an accident three weeks ago. I am 21 years old in the state of illinois. I pay for the car but it is under his name because i wanted to finance it through better rates since he has good credit. I live with my dad and I was not listed as a driver under his insurance. But insurance company sent us a lot of documents (detailed bills) and they are saying that they are charging for the past years that I wasn't listed under my dad's policy. And it amounts to about $6k. And they are raising both my dad's car's insurance and mine as well. And they said we HAVE to pay $6k. So i'm here asking if we really have to pay. Do we really have no other option? And we can't really afford a lawyer. And now when i got a new quote from some insurance company, i had to pay $3600 a year for insurance. So I was thinking maybe i should just trade in my 2010 car for something really cheap and then just buy the cheapest liability insurance and survive for 3 years like that? Keep in mind that we have two cars and both are under my dad's name but i pay for the 2010 but it is legally under my dad's name. So i'm thinking if we can switch it to my own name and try to get insurance then I might have cheaper insurance and also my dad's insurance wouldn't go that much higher either. Any advice is appreciated very much"


Health insurance?
Its expensive! If you don't have it you can lose your shirt first time you have a major problem. If you do have it, the premiums are ridiculous. Are the public hospitals required to admit regardless of insurance of not? I still can't get over the fact I was in Honduras last september and had to go to the emergency room after having breathing problems from congestion due to a cold. My bill was $55. Saw a doctor, nurse and got a thorough look at. Was even put on a respirator. And no, insurance or filling out papers was never done. I was never asked to show an insurance card or even if I had insurance. My friend that lives there asked me what I paid. I said $55 dollars. She said, oh they charge you double because you a tourist. I was fully expecting to have to pay several hundred dollars or more. I was more than happy paying the $55 dollars. Same treatment in U.S. would have run me well over several thousands dollars without insurance."


What can you tell me about auto insurance deductibles?
My wife just got a new car and while registering it with our auto insurance company, I found out that we have $500 deductibles on both of our cars. Turns out we can save $86 per 6-month policy if we raise it to a $1000 deductible? Which is smarter to do?