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How do people buy whole life insurance?

Was it sold to you by a salesperson? A financial broker? I don't think a person would buy this on their own, without someone trying to sell it to them

   








What's the cheapest insurance for an 18 year old?
Additional Driver costs?
What is average hurricane insurance for 100k property in tampa fl for the year?
Father is looking for medical insurance. Any suggestions on which company?
Car insurance in my name?
CA Borders books pregnancy insurance?
What if auto insurance does not fully cover property damages?
On average how much does a vet cost for a large dog w/ out pet insurance?
How much is insurance on 2003 lexus IS300?
Progressive Insurance question: Away at college- can I let my sister drive my car?
How can i get lower car insurance for my newly passed girl friend ( UK )?
Allstate Auto insurance?
Auto insurance companies?
Individual health insurance?
Car insurance?
Insurance will go up for me?
I have a question about car insurance?
How much Do you pay for Car insurance every month?
How much do you pay for car insurance?
Insurance?
What can I get for medical insurance?
Would my auto insurance increase if I hit a careless pedestrian jaywalking on a private property?
Motor trade insurance for 46 year old and a named driver at 18?
I have no collision insurance and a drunk driver hit my car?
Need advice for buying new car insurance (20 year old, male)?
Question about being a teen, and car insurance?
What is the best dental insurance in texas for a root canal?
What car is ideal 4 my first car ?ive gt 2 kids?
How can i find medicare policy/group number?
Cost to insure 2000 bmw 318?
Where can I get temporary van insurance?
Suing home owners Insurance?
I just moved to california and brought my car here?
I just moved to california and brought my car here?
Do you have life insurance?
Which is the most preffered Life Insurance Policy for the age group of 21-25 years?
Why is car insurance so expensive of or young people ?
Selling a car without insurance?
Auto insurance premium?
How much to insure a car?
Does anyone know any really cheap car insurance companies for old cars?
Would car insurance on a?
How much does plow insurance cost?
Comparative general insurance costs for different types of vehicles (SUV, crossover, car)?
Collingwood or Quinn Direct car insurance?
Is the insurance going to total my car?
How much would 6 points on your licence affect your car insurance?
How do i read my insurance card, United Healthcare?
If I have full coverage insurance AND uninsured motorist coverage,would my truck be covered if my son was driving it and had an accident?
What are the life insurance products ?
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Is this what we will expect with government run health insurance...?
http://business.theatlantic.com/2009/06/... http://blog.heritage.org/2009/06/01/the-... Ok, so we are 60-70% shareholders... doesn't that mean I get a emplyee discount? And, since the union now works for the government (it is the governments money, which is mine, paying them right?), doesn't that mean it is a non profit organization (like health insurance), which would lower the cost significantly?"


Can non married couples obtain health insurance for ..each other?
Can non married couples obtain health insurance for each other?


Why should someone like me get health insurance?
I'm 19 , and don't have health insurance . I don't have a job right now , but I'm living with my buddy . I plan on getting a job with in the next year or two so i might be able to find one with benefits . But the point is I'm a perfectly healthily person . Sure i get a cold once a month but who doesn't . And sure i eat fast food twice a day and drink atleast one soda a day but this is pretty normal for people my age . And sure i have a mild case of asthma and allergies but this is very common . And sure i haven't been to the doctors since i was 15 . And sure i am 6'2 250 pounds . But these are all normal things that everyone goes through and ill be fine . I would like to know what you guys think though thats why I'm asking this question ."


Best Car For Cheap Car Insurance?
I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?"


Can you get life insurance if you have terminal cancer?
Can you get life insurance if you have terminal cancer?


What happens if I become a part time student while on my parent's insurance?
What happens if I become a part time student while on my parent's insurance?


How do i get an insurance quote?
Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)"


Employer Health Insurance for Spouse?
Hi, if my wife does not work, is my employer required to include her as well as myself in his health insurance? I have recently changed jobs, and added my wife's information in the application form for the employer health insurance plan. However, to my surprise, they are only covering me."


Car Insurance for 18 year old?
I am looking to buy my Daughter a small car, she is 18, what is the ideal car for me to buy, as insurance is the problem the cheapest we can find is 800 for a KA, valued at 500, thanks"


How much would my auto insurance be? read details?
I'm a 16 year old male. i live in a small town (25000). I would use the car to drive to school and sports activities. It would be a red 1994 pontiac firebird. 350 5.7L LT1. Its a coupe and a v8. i would be on my family's auto plan with my mom, dad, and brother. so how much do you think it would cost to add me to it?"


Can you put someone's car on your insurance so they don't have to pay a higher rate for their own coverage?
I have this elderly friend whose kids and grandkids require her financial help. She feels she has to buy cars for them to drive because, according to them, they can't own cars without losing social service benefits. Then she adds these cars to her insurance policy and gives them to these people to drive. She's in a huge financial bind, and I'm worried she's going to get into legal trouble on top of her financial problems. She can't afford to insure the people driving the cars because of their driving records and credit history. Is this legal? Insuring the vehicles without insuring the drivers? I know when my kids became driving age, I was required to add them to the policy or exclude them as drivers. But these are adults in their 20s and 40s that are driving cars registered to her and insured for her."


Who has the Cheapest NJ Car Insurance? Home owners insurance? Life Etc?
Who has the Cheapest NJ Car Insurance? Home owners insurance? Life Etc?


"I am driving without a license, how can I get one?"
So I bought a car last year, new 2013 hyundai elantra. I don't have a license, but what I do have is money. The thing is that test is hard. I have not attempted this year but I did last year I could not pass. I am talking about the written. Is there anyway you can buy a license at the DMV like for 2k. Does anyone know anyone I live in CA. To be fair I do have insurance I have Progressive and I'm almost done paying for it. But I would like to buy a Mercedes but I am afraid they'll reject to sell me one cause I don't have a license."


Average Insurance Cost For Pest Control Business?
For A One Person Small Business.


I quit my job to take another job. I need health insurance for 90 days before my new coverage kicks in.?
If I buy short-term insurance, my pre-existing condition (ADD) will not be covered for 1 year. So, do I buy health insurance for 1 year and not take my new employers? By the way, Cobra will cost me $794 a month if I decide to get it. That's crazy! I'm 25 years old, have had health insurance my whole life, perfectly healthy except for ADD... Maybe Obama should try and fix the system for those who still have jobs before he creates new problems. What 25 year old can afford $794 a month for Cobra? What do I do?"


How do people buy whole life insurance?
Was it sold to you by a salesperson? A financial broker? I don't think a person would buy this on their own, without someone trying to sell it to them


Can I purchase a car privately & then keep it in a garage until May and have it uninsured?
I'm buying a car off of craigslist for $3k. Insurance is going to cost me $3k since I'm 18 and a male. I'm going back to college on January 20th. Can I purchase the vehicle and keep it inside a garage until I come back in May? I don't want to register the car & pay for insurance if I'm not going to be using it for a few months. Is this ok/legal? Just trying to get the best bang for my buck.


Will my no proof of insurance charge be dismissed?
I live in California. So I was pulled over for an unsafe lane change. The officer asked for my insurance and I handed him my expired one on accident. He asked for the current one but I didn't have it in my car. I had cleaned my car completely and took out all my papers and put the wrong insurance paper back in my car. I went home and of course it was just sitting there. I know that's no excuse. He told me that it would get dismissed if I show the court that I did have insurance that day. I just got my ticket in the mail and it was $1,137. Will the court actually dismiss the no proof of insurance ticket and can I just go to the court tomorrow and show them? Someone online said they can't dismiss it if there is another charge with it. So what do I do? I tried calling the courthouse but because of budget cuts there is no one to help with traffic violation inquiries."


Collingwood Drivers Insurance?
I'm currently looking to get provisional driving insurance with this company and was wondering do I also need a full insurance policy alongside the provisional one with this company, Can not find any information about it thanks"


Insurance policy??????
My car insurance is under my dad's name hes the policy holder im 22 years old from new york I was involved in a car accident 2 months ago i was at no fault since i was rear ended today geico called and said they are raising my dad's preimum by 200 dollars since now they will add me to the policy why are they doing this ....is it because of the accident they said the only way it won't be raise if he takes me off his policy and the car and has to provide proof that im insured by another company im going away for college so i wont need my car which belongs to my dad is there anyway to do somethin to not raise his premium and is it wise to go to another insurance company please help and advice


What's good to know about buying a car?
We are sure many of you got your first car by either: buying one, stealing one or being given one. For our question, let us say you have already bought a car. Share what you know! Blog: http://bit.ly/1pG2Q78"


Why would an average American side with the insurance lobby over Universal Health Care?
The showdown is really between Americans andf the Insurance lobby. http://www.amsa.org/uhc/


When were mandatory auto insurance laws made in the state of Maryland?
Just wondering.


Does anyone know about whether or not you are required to have car insurance in California?
or does the DMV get to know and suspend your car if you do not?


Can my car insurance cover the damage I did to my neighboor's car?
I am in NY State. How do I find out if NY state has a threshold for claims in order not to be considered chargeable?. Also, if there is such a limit of $1000. Do I pay my deductible to fix the other's person car?"


Would applying for car insuance quotes give a bad record?
I'm searching for car insurance but I am not sure if applying for a quote online will give me a bad record. Like applying for a credit card does you know.


Insurance agents average yearly income?
I was talking to a friend who is a recruiter for farmers insurance.. And she was telling me that agents she handles on average make $120,000 a year.. And the higher end ones make around $400,000-$500,000. The nationwide average income is around $50,000.. And so is it true that if you just start selling insurance your gonna be making 6 figures and be well above the nationwide average household income within 4-5 years? I went to school and get a good degree and good job and it's interesting to me that if you get into selling insurance and actually try.. Making 6 figures is no big deal and you could just have a high school diploma. Is it really that doable to make that kind of money? She made it sound like you get into insurance and rather soon you have more money than you know what to do with.. And then you get to stop working that much because you income is constantly renewed with peoples policies.. So you make more and work less as Time goes on. Seems too good to be true."


Good insurance companies for renters insurance in Florida?
I live near Jacksonville in Florida where State Farm does not provide renter's insurance. 1. What companies are good for renter's insurance in Florida? I will need coverage for Hurricanes also since I am in Florida. Geico gave me a rate of 131/year or about 11$ per month with a deductible of 100$. 2. Should I take an inventory of all my personal valuable items(bed, computer, chair/table), send copy of receipts/photos to the insurance company for their records as evidence that I have N items whose total value is M$ before I buy renters insurance from them or I should take an inventory and keep it in a safe place for my records in case i have to submit any claims later on? 3. By replacement cost coverage used in insurance policy ,does it mean if a laptop purchased worth 900 before five years had a config of 1.7GHz, 4GB RAM, 500GB disk and a claim is filed now(five years after its purchase) with a purchase receipt of a laptop for the same/similar config(but, whose cost would be 650 as tech products come down in price typically after five years and more so for an outdated config/model), that will be honored? Or, I could get any laptop worth 900(cost of original laptop) today and claim reimbursement for it from the insurance company? I am guessing it is the first scenario, but can someone please clarify? 4. Since my total assets are less than 5K and I don't have a car, is choosing a low deductible of 100$ a good idea? Or, I should hike to bring my premium down? 5. For items, like clothes, utensils I don't have any receipt since they are old(more than three years). Will that be OK in case I have to file a claim? The clothes are mainly 15-20$ pant/shirts I got from Walmart. Thanks"


Buying a new car - Car insurance? UK..?
I'm buying from Arnold Clark


"I need a really good insurance that covers vision, surgery etc...?
what is the best insurance out there plz help


Student health insurance and graduation?
I purchased a years worth of student health insurance (aetna/chickering), but I am graduating right now..(late December). What happens now ? Will my insurance be canceled or will be cut if the unthinkable happens and the clinic tries to verify my insurance ?"


How do people buy whole life insurance?
Was it sold to you by a salesperson? A financial broker? I don't think a person would buy this on their own, without someone trying to sell it to them


Do you have Umbrella Insurance? How long did it take for the agent to get you coverage?
Thank you both. I called the agent and still got the same run around.


Why is health insurance so expensive?
Why is it so costly, that many Americans cannot afford it, so when they do get sick or need to go to the doctor, they end up drowning in debt anyway? I can't even afford health insurance so every winter I pray that I don't get bronchitis because I can't afford to go to the Dr. or even the prescription medicine. I know that's sad...but there's nothing I can really do about it unless I quit school, which would further set me back to getting a full-time job that will actually grant me good health insurance. Is health insurance rising because people aren't taking good care of themselves? Such as not eating a healthy diet, exercising, avoiding smoking, drinking, etc.? Does it have to do with the KIND of health insurance you have-- HMO, PPO, etc.?"


"If you have Mercury Insurance in the state of Florida, how much will the insurance cost for new 2014 Kia Forte?
I know I have to call the insurance agency but I wanted to know if someone owned the exact car with the exact insurance. Thank you!


How difficult is it to start an insurance agency?
How would I already know this? I have worked FOR companies, not BEEN a company. I am tying to take it to that next level. Most employees dont know how to, nor are requiered to know how to start up that company from scratch. I am already licensed & contracted with several big named & lesser known insurance companies. I used to work for a major area bank brokerage firm as well as an agent with a company & have since gone independent. I have been selling insurance for about 5 years now between annuities (fixed, VA and indexed), term, whole, senior, mortgage protection, and such. My question is how difficult is the process to start an agency on my own? I know that there must be tons of forms to file & register, state fees, re-licensing as an agency as well as an independent agent. There in lies my question: do I basically need a proctologyst to do this?"


"Want to take insurance,but not sure.by 65 i can collect m premium.?"
Want to take insurance,but not sure.by 65 i can collect m premium.?"


How would a plan with deductible and coinsurance rate alter the demand for medical care compared to?
a plan with deductible after which the consumer is fully insured


Can I not use my health insurance until my deductible is paid in full?
Can I not use my health insurance until my deductible is paid in full?


What would insurance cost on a 1987 Firebird for a 16 year old?
My family has 2 cars. One is a 1994 Ford Escort. Another is a 1999 Honda Passport. My insurance company is State Farm. I'm a 16 year old male. If my mom is the primary driver on a 1987 Firebird, I'm the primary driver on the 1994 Ford Escort, and my dad is the primary driver on the 1999 Honda Passport, how much would it cost? I guess State Farm requires me to be fully insured on all 3 cars, but if there is only liability on the Firebird and the Escort, could I maybe get insurance for $1,600/year? I have 1 ticket to my name (no turn on red), but i'm going to court in like 2 weeks to get that taken care of. I've been driving since April. Thanks."


Life Insurance for my family?
I'm trying to figure out if it will be worth to get life insurance for my family? Now, when I say family I mean my parents and siblings. I'm only concern with getting something that's affordable like term insurance I didn't hear to many good things about whole insurance."


Health insurance question?
I have never dealt with health insurance before, sorry if my question is silly. My health insurance ( NJ Horizon Blue Cross) covers prenatal care, including ultrasounds and blood work. My doctor's office keeps on billing me for an ultrasound that supposed to be covered. I've got the same bill about 4 times. When I call my insurance agency, they say that my ultrasound is completely covered, but doctor's office should use another code to fill in the claim. I asked the office to change the code many times, but I still do not get coverage. Is there anything I can do? I feel like I am going in circles. Who can really resolve this problem, doctor's office or insurance agency?"


Does Medicaid insurance cover tonsillectomies?
I've had my fair cases of tonsillitis and strep throats throughout the years. I also suffer from light sleep apnea. It's also weird and difficult to breathe when I start to notice my tonsils vibrating in the back of my throat and when I drink water, you can REALLY hear me gulp it down loudly. Keep in mind that I don't have much money, haha. So yeah, should Medicaid cover a tonsillectomy?"


"Does Lowest Quote Wins"" really lower your insurance to $15 per month?"""
Does Lowest Quote Wins"" really lower your insurance to $15 per month?"""


My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?
My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?


My home insurance is recommending repairs that I cant afford right now.?
We just bought a home 3 weeks ago and my insurance just sent us a letter recommending"" repairs by 8/29/14. A crooked sidewalk piece in front of the house and our front steps. What happens if we can't afford this right now."""


Which is the best risk covering personal insurance policy in India?
Which is the best risk covering personal insurance policy in India?


How do people buy whole life insurance?
Was it sold to you by a salesperson? A financial broker? I don't think a person would buy this on their own, without someone trying to sell it to them