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Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?

   








Metlife VS. Globe life?
Can someone help me shop for health insurance?
Is there any affordable insurance plans I can get in NJ( South NJ )?
Buyer wants to buy my car but has no driver license & insurance?
Is Biden 0bama's greatest insurance against impeachment?
Is there a loop hole in motorcycle insurance?
What will happen to me if i can not provide proof of insurance in the state of California?
What is the best / most reliable life insurance company?
First year insurance help!?
What are the things affect car insurance premium?
Affordable Health Insurance in California?
I need to find cheap car insurance?
Can you afford Health insurance?
Does a Dodge Dart have sports car insurance?
Cheap goods in transit van insurance?
Is getting a motorcycle in college a smart idea?
I dropped my laptop now it won't charge?
Where can I get low insurance quotes for a first time driver?
Is insurance for a salvage car cheaper?
I need free insurance quotes that wont pull my credit report?
Using friend's home address for car insurance, does that effect his taxes or his personal car insurance?
Car insurance switch?
Are Volvo's Expensive to maintain?
Why Are We Not Reducing Health Care Costs?
What companies can insure a Ferrari or Lamborghini?
Why do NEW drivers complain about how much it costs to insure there cars.?
Pregnant with no insurance?
Insurance E-bike?
Does anyone know ANY affordable dental insurance or affordable/reasonable dentists in San Antonio TX?
How do car insurance bands work?
Do you need the genuine insurance certificate to tax your car or can you just use a emaild copy?
Medical/Health Insurance in Honduras?
Why does car insurance go up if you have a 4-wheel drive?
Why does car insurance go up if you have a 4-wheel drive?
I want a baby but don't have insurance?
What can happen if i refuse to pay a company that worked on my house but I took the money the Homeowners insurance policy paid for it?
Can you recommend a cheap insurance company?
I am a 47 year old self employed male.Where can I find affordable health insurance.?
Average cost for motorcycle insurance for a 16 year old?
How much on average does a professional horse show jumper weigh?
Mechanic has my car title?
Is it possible for a 20 year old to get motorhome insurance?
Can anyone tell me approximately, how much car insurance is in southern ireland for...?
Insurance males/females?
Car Insurance what companies have the cheapest rates?
Home owner's discount on auto insurance?
What is the average cost of homeowners insurance in ..Stockton California?
How long can I drive my car with out insurance?
What is the best health insurance?
Will Progressive check my marital status?
https://eruntuiticreao.wordpress.com/2017/05/11/whats-the-cheapest-car-insurance-for-a-16-yo-boy/

https://conbuyhalfpure.wordpress.com/2017/05/26/when-do-i-get-insurance-money-from-my-accident/






























































How much would it cost to insure my motorcycle?
I plan on buying a Suzuki dr-z400s and I'd like to know what some people are paying for their insurance. Or maybe just what I would be paying. I'm 16 years old, Male, and I have a clean record. I'm not sure what kind of insurance I would get but probably just liability. Thanks!"


Should people be forced to buy health insurance?
........


Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT."


"Regarding NJ Law. If I suspend Auto Insurance on my car, do I have to surrender the plates to the MVC?"
I have a car that I seldom use now, can I keep the plates on the car with no insurance policy. And if I need to use this car, reactivate my auto policy for those specific days. Is this legal? I know in some states it is and in some not. If I do suspend insurance and I do have to surrender the plates, how long do I have till the MVC penalizes me?"


I am moving to Alaska and driving through canada what will I need to cross the border?
I am moving to Alaska and driving through canada what will I need to cross the border?


Car Insurance HELP~!?
I had car accident, this is my time is my fault. I accident hit the front vehicle when I release my brake while both vehicle stop that time. I can't tell there were any damage from the other car, since that car bumper is not from factory and already had a lot of scuff and scratch. My car only visible damage is the license frame which has scuff. I wanted to just paid the damage, but i worry he might over claim it. Can I paid him a small amount of money and had him sign agreement not file insurance and make not liable any further claim. Do his vehicle must fix, or can I just paid him."


"Looking for cheap life insurance, any suggestions?"
I've heard of alot of insurance companies being a rip off, i'm looking for good, dependable and affordable."


Why is the Affordable Health Care Act called that?
When it does nothing to lower the cost of health care or health insurance? Does anyone know?


Can I buy a car in CA for my fiance stationed in CA but have PA insurance for it because of my other car?
My fiance is a Marine and is in CA. We wanted to buy a car for him to use since at some point in the future i plan to move out there from PA anyways since we are getting married in Nov 07. We got a much better rate if I buy it by myself since I have awesome credit and his isn't as good at the moment due to id theft, but now i need to get insurance for it. I already have a policy in PA for my current vehicle. If it is registered in CA what do I do?"


How much will it cost....?
I live in Hemet"""


Is getting into an accident with a more expensive car worse than with a cheaper car? (Insurance rate)?
Is getting into an accident with a more expensive car (Mercedes Benz or Ferrari) worse than getting into an accident with a cheaper car (Honda civic or toyota corolla) in terms of your insurance rate increasing? (given that you are at fault)


Hyundai tiburon insurance?
I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!"


Car insurance help?!?!?
Im 16 I own a 1991 Mercedes Benz 300se. About 180,000 miles how much would insurance be for me monthly/annually?"


Best first cars around 20k?
I'll be getting my license soon and I'll be buying a car. I'm still saving up but I could get anything around 20k, so 18-24k would be a good range. I've been practicing for a while even before I was old enough and I like the feel of fast cars, that and I'm a good driver. I like cars like mustangs but it's what is worth the price. Any good suggestions would help."


Where can I get temporary van insurance?
I'm looking for temporary van insurance for my van as I want to drive it to Spain for a few days but don't use it enough to warrent paying for a year's insurance. I would also need european breakdown cover, so if someone could help with that as well, I would be very grateful."


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?
I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?


Home owners insurance - who has the best rates?
What major home owners insurance companies are there in the USA? (namely Chicago, IL). I am a first time buyer and dont know where I should go or how much I should be paying..."


I need a pair of prescription glasses asap. who does this in the same day or less? also will my insurance cover this?
I need a pair of prescription glasses asap. who does this in the same day or less? also will my insurance cover this?


Ideal cheap car for beginners?
I'm looking for a petrol car.


Is there any affordable insurance plans I can get in NJ( South NJ )?
Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?"


How much does auto insurance cost for a 16 year old female?
I was trying to do the online quote thing but i cant because its asks for a phone in order to generate the rates , and im most certainly not about to give them my phone number. No way jose.thats why im asking. -Im a 16 year old female -Dont have a license (yet) -im single -I would be driving a 2001 kia... i think sephia? Idk but it looks like a very basic car. -I have good grades -i have never gotten tickets or DUIS So do any of u have an estimate??? Also please dont comment something irrelevant or pointless..."


Dental program for low income families?
i live* in phoenix arizona


Can i get a ticket for not having car insurance?
if i get pulled over with my parents car, the car has insurance but it just isnt in my name but my parents name. i have my L's"


Are there any Insurance companies in the Philippines that have Mortgage Protection Insurance?
Any companies that have this certain type of insurance directed to people paying off a house or a property?


Insurance for Pregnant Women?
hello does anyone know where I can find a low cost insurance that covers everything for pregnant women including doctor visits & delivery,,,in Southern California. Discard Medi-Cal & AIM, since i dont qualify :("


How much does car insurance cost for a 15 year old girl?
I live in Denton, TX and I'm going to get my permit soon and my mom said I can't drive her car until I get insurance ! I started working recently and I can pay for it but i just need to know how much it is ! So can you please tell me the how much insurance will cost in Denton, TX for a 15 year old girl ! And also I want to save up to buy my car ! Whats some cute cars for a girl ! Something like a Altima or Fusion ! Thanks (:"


"Need a guesstimation on how much this car will cost to fix, any experienced mechanics wanna give it a try?"
Its a 2001 Chrysler Sebring. Shes a good car but these last two months have been a little something from the depths of hell. Anything that could go wrong did and I want to fix her up but I want a ball park estimation. -Total Windshield replacement -Front quarter panel replacement -Headlamp and turn signal replacement -Trasmition seals replaced and flushed -Shocks and Struts replaced front -Starter replaced -2 new tires for back -Alignment fixed -brakes replaced -oil changed -labor what do you think each could cost and what the total over all will be? Seriously the I take great care of my car but all things that possibly could happen... did. We had a hail storm, my 16 year old nephew took with out permission and had a joy ride, then a week later backed into it with a farm truck while he was doing chores, and all the other things were on the verge already but didnt have the money to fix at the time. only have liability insurance. Thanks for the help"


Someone help with Tricare insurance?
ok so my husband is in the military and in boot camp as of now. i just went to a base today to get my military Id and insurance information. I didnt get a insurance card they told me that when i go to the doctor i just give them my Military ID and they put in my husband SSN and it should be taken care of? I am 6 months pregnant and doing my paper work for the hospital and on there they ask for billing address, group number and policy number...and i dont have one?? what the hell and i suppose to do? they need that information and in all the papers i have i have found NOTHING to help me. i am so frustrated i have a doctors appointment soon..someone help."


How much are you paying car insurance NJ?
I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation"" in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks"""


How much would an 1996 Acura Integra GSR 2door insurance cost for me?
Im 19 years old, in college living in Los Angeles and i want to buy a GSR Integra. And i want to know Approximately how much Insurance would cost for me? ...Thanks."


Named driver had crash. Should I tell my car insurance?
Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?"


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?
I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?


What is health insurance reform?
Im doing a research paper on health insurance reform and i googled what it means and its just to confusing i dont get a definition. can anyone explain to me what health insurance reform is and whats the differences between health insurance reform to health care? how do they work? please and thank you =)


"I want to trade my car in. I have no GAP Insurance, where can I get it?"
I got a used 2007 Dodge Caliber SXT rom Drivetime (rip off) in March of this year. I knew nothing about financing a car or anything. Now I want to trade the car in at a new lot for a new car. The APR on the car is 22.74% (extremely too high, but I didn't know at the time) and the car is not worth what I'm paying for it. I need to get some GAP insurance so I won't be upside down. But we're can I get GAP insurance with an APR of 22.74% ?"


How much does Acrft Maint insurance cost for mechanics and owners on cessnas from 172's and up?
Insurance For light aircraft like private aircraft from small cessna 172's to a gulfstream 1 or 2.


Will my provisional insurance go up after i pass my test?
evening folks, i have my test booked for 3 weeks away, i have been shopping around for car insurance and if i enter that i have a full license then my cheapest quote is over 2000, whereas if i put that i have a provisional then it drops to 1400.. question: if i take out insurance in my name on a provisional will the price go up after i inform them that ive passed?? all answers and opinions welcomed thanks ;)"


How much would car insurance cost for...?
a 19 yr old girl just married, who recently obtained license (within a year)? Liability only, in monroeville PA. Cheapest company? Best rate? Thanks!"


Is home insurance good?
Is home insurance good?


Which is the best life insurance policy in india for middle class people?
Which is the best life insurance policy in india for middle class people?


Where is the best place to apply for a car loan?
I am trying to get a car loan so I can buy a used car. I applied online at Capital One and they approved me of $19,000 but I read that I MUST purchase the new or used car at a franchise dealership which is the major dealerships like Acura, Honda, Ford, etc... but I found a few cars that I like that aren't franchise dealerships. What websites/places/banks offer loans where I can buy a car from just a regular dealership? What places have low interest rates? I've never done this before so any information will help. Thanks! =)"


Insurance cost of 06 Cobalt SS?
I am 19 and have no tickets... was just wandering a guess at how much it would be?


Where is the best online insurance in california without broker and billing fees?
i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees"


Why won't an insurance company insure me since I had a claim in the last 5 years?
I had a fire claim in the last 6 months ($30,000 claim), and I am not happy with my current insurance company. It has taken them 6 months to pay out. I have been trying to get a quote from different insurance companies and they all say that they cannot give me a quote because I had a significant claim the last 5 years. Does anyone know of an insurance company that doesn't have this policy?"


Why is the health care bill being compared to car insurance?
No one is forced to drive, but we are forced to buy health insurance?"


"On average, how long does car insurance claims take? Tell me your stories.?"
On 9/4, I was rear ended by a driver with no driver license. Obviously, I was not at fault. However the car that he was driving was insured. I have the bare minimum, which means no collision so I have to get damages on my own through their insurance. Well it took them until 9/14 to get statements from both the driver and the owner. It had taken the underwriting a week to get their stuff together and the adjuster sent his work in around 9/17. Now it is 9/22 and I have no settlement. The adjuster is saying that my case is special and it is going to the legal team at their corporate. The insurance company that is handling the claim is Infinity Insurance. Anyone else dealt with this company? Anyone have a story related to mine?"


Proof of Insurance?
no I didn't have a car before .... well not for the last two years


What is insurance?Explain?
I mean what is malpractice insurance, car insurance ,health insurance, etc. Please explain is simple, clear and easy words."


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?
I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?