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Can health insurance company drop you for no reason?

My cousin was diagnosed with stomach cancer and the doctors said he needs stomach surgery or the cancer can spread to other organs making fatality certain. He had the same health insurance company for 2 years. Suddenly he started having severe stomach pains, indigestion, vomiting, etc etc. He went to gastroenterologist who misdiagnosed him with Irritable Bowel Syndrome (IBS). IBS treatments failed and he went to second gastro. A colonoscopy, blood tests, stool test, stomach ct scan, stomach x-ray, endoscopy and various other tests were performed. And then he was diagnosed with stomach cancer. Unfortunately the stage was so advanced that the docs said he needs stomach surgery immediately to stop the cancer from spreading. Just few days after that health insurance company mailed him letter that they are dropping his coverage. When he called them several times, nothing worked. Later cousin found that in the paperwork he signed 2 years back there was a clause hidden in very small font and buried in some corner which said, coverage can be dropped for any reason or no reason anytime". Cousin then talked to lawyer and lawyer said nothing can be done because he signed paperwork which had this clause. The lawyer then advised him that in future before signing any kind of paperwork he should consult a lawyer who can better explain what terms and conditions imply since they are in such tiny small font and buried in so much paperwork. My question is

   








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Are congenital cataracts a pre-existing condition to insurance companies?
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Life insurance scams?
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How long does it take to get your auto insurance back after policy been cancled?
How long does it take to get your auto insurance back after policy been cancled?


Could I trust insurance agents to not steal money from me if I give them my debit card number?
So my mom told me I need to be my own responsible adult and I need to pay for the bills/insurance from now on, so without much knowledge about health insurance, I talked to a Health Net agent over the phone about paying my monthly health insurance. She told me that I owed about $1000, and I did make that payment with my debit card. Some days later, my mom told me that I was only suppose to pay about $9 monthly.... Now I'm stressing out that I wasted a lot of my parents money when I should have paid a much smaller amount. Could have the agent tricked me into stealing my money? Does the amount you pay to insurance based on your income so perhaps she was misinformed of us having high income? I called back to a health net agent and he said I have to wait 5 business days to show my payment on their record. So now I have to wait, and I'm stressing out that my money could have been stolen."


Mathematical expectation?
an insurance company sells an automobile policy with a deductible of one unit. Let X be the amount of the loss having the p.m.f. f(x)=(0.9 x=0, x/c x=1,2,3,4,5,6,) where c is constant. Determine c and the expected value of the amount the insurance company must pay."


"How will the health insurance act reduce costs, and do the dc insiders really think they know?
more about running a business than the business people do? Hence the charging off of billions to stem the coming hard hit to the bottom line? Do you think your own health insurance plan will be impacted?


How much could I expect to pay for motorcycle insurance?
Yeah, I most likely will have to finance it. Otherwise ask my parents to pay it all up front, and I will pay them over a course of time. 50 bucks a month would be heavenly for me... And yeah, it's not that I cannot refrain from getting a sportbike, it's just something that I am interested in and want to see how it is. I like speed and all that, but don't worry, I am told I'm obscenely responsible for my age :) I know, I'm still a teenager.... oh well. I'll choose the best answer as soon as I can."


Home insurance/ Hazard insurance?
Is there any difference between these two...I was looking at my home mortgage and I think I pay for hazard insurance and home insurance...I looked online and it didnt seem there isn any difference between them? Im trying to lower my mortgagae payment thats why Im asking:)


Why do people buy life insurance?
What groups of people buy life insurance? Why do they buy it?


About Health Insurance?
I just went for a job interview this morning, and it seemed to go well. When I was asked if I had any questions about the company, I inquired about their health plan. She turned a little red and said they offered Blue Cross Blue Shield (not uncommon in my region), but then went on to say The company covers 60% and the employee"


"If I start working, will my insurance get taken away?"
I'm currently a junior in high school and recently got hired for a opening job position. I receive free health care and my mom is unemployed and is receiving disability benefits. If I take this job, will my health care and my mom's benefits get taken away? Will it affect me or just my mom or both of us? My parents said that if I make money, it will have to be included in the family income and if we exceed a certain amount, then all of our benefits will be taken away. Does anyone have any insight on this? I'm not sure how many hours I will be assigned to work if i take this job, but it is minimum wage and they do limit high school students to work a limited number of hours."


How much would a small pickup truck paint job cost at a reputable body shop?
How much would a small pickup truck paint job cost at a reputable body shop?


Need help with auto insurance!!!?
Hello everyone. I'm from Sacramento/Elk Grove, California. I'm currently insured with Bristol West Auto Insurance for the past 3 years. I'm planning to switch auto insurance because it's really really hard to get a hold of customer service. And when you do, (after 1 hour of holding) they'll put you on hold some more, or even tell you they'll call you back. Which they never will. My point is BW customer service is very very crappy. I need help choosing an auto insurance company that's reputable but yet affordable. Considering the fact that I have an SR22 on file, low rates is my main focus. The lower, the better. I'm planning to insure 4 vehicles (1 is temporary until car get smogged) and 3 drivers. We all have good driving record, inspite of my dropped DUI case. Three of the cars are years '91 and under. Mines is a '98. If anyone have any information (site/link/etc.) or knows any good auto insurance company, please do let me know. Thanks in advance and any input in greatly appreciated."


Whats the Cheapest Car Insurance i can get in British Columbia?? 2qestion read on?
i want to buy my first car next year when i turn 17 but i need to know how much insurance i have to pay!?!?! the car i kind of want is a good running beginner car any advice of which would suit my needs car??


Mis sold home.insurance through Halifax?
Mis sold home.insurance through Halifax?


Car insurance?
lets say a 21 year old person goes to a car insurance company and is quoted $2000 for full coverage auto insurance. how much do you think this person will be charged at the same company at 25 years old?


Can I have car title under my name while on parents insurance?
Im buying my first car soon I was wondering if I could have the car title under my name while being under my grandmom's Cure Insurance. I was told some insurance companies allow that and one of my friends from allstate says he has it that way with his mom. Ive been calling Cure all day but I just get put on hold for 20-25 minuites and I end up just hanging up and trying again. Any help is appreciated.


Can health insurance company drop you for no reason?
My cousin was diagnosed with stomach cancer and the doctors said he needs stomach surgery or the cancer can spread to other organs making fatality certain. He had the same health insurance company for 2 years. Suddenly he started having severe stomach pains, indigestion, vomiting, etc etc. He went to gastroenterologist who misdiagnosed him with Irritable Bowel Syndrome (IBS). IBS treatments failed and he went to second gastro. A colonoscopy, blood tests, stool test, stomach ct scan, stomach x-ray, endoscopy and various other tests were performed. And then he was diagnosed with stomach cancer. Unfortunately the stage was so advanced that the docs said he needs stomach surgery immediately to stop the cancer from spreading. Just few days after that health insurance company mailed him letter that they are dropping his coverage. When he called them several times, nothing worked. Later cousin found that in the paperwork he signed 2 years back there was a clause hidden in very small font and buried in some corner which said, coverage can be dropped for any reason or no reason anytime". Cousin then talked to lawyer and lawyer said nothing can be done because he signed paperwork which had this clause. The lawyer then advised him that in future before signing any kind of paperwork he should consult a lawyer who can better explain what terms and conditions imply since they are in such tiny small font and buried in so much paperwork. My question is


Young drivers car insurance?
Okay i know this has probably been asked alot but here here it is, im 19 and passed my test last month, ive been searching round on some sites but cant find anything for under 5000. Does anybody know what car is cheapest and through which insurer?"


Can I control how much commission my insurance broker is getting?
Our insurance broker was required to disclose to us a list of commission rates they are getting from our insurance policy issuers (insurance companies). Some of these rates are very high. So I did some quick research, and it seems that the commission rates are something that the insurance companies determine, and get to add onto the premium we are paying. Then, the insurance company pays the commissions to the insurance brokers Am I right? Since it is part of our insurance costs, I am wondering if there is any room for us, the insured, to negotiate the commission rate with the broker at all?"


Do e-cigs/vape pens/hookah pens count as being a smoker in insurance policies?
Do e-cigs/vape pens/hookah pens count as being a smoker in insurance policies?


What is the difference between whole life insurance and term insuranse?
What is the difference between whole life insurance and term insuranse?


Do you have health insurance?
if so, how much does it cost per month? how old are you? what kind of deductable do you have??"


How much do you pay for your car insurance? And what happens if I don't get insurance?
How much do you pay for your car insurance? And what happens if I don't get insurance?


1997 camaro insurance?
Hey , wuts a ballpark answer 4 how much the insurance for a 97 camaro z28 would cost for a 17 year old ? Also, are they pretty good cars and reliable? I alresy got an online quote , but I want answers from ppl who've owned a camaro from 1993-97."


How much will my insurance cost?
Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!


How much would i pay a month for a $5000 loan to get a car with good credit at the age of 22?
How much would i pay a month for a $5000 loan to get a car with good credit at the age of 22?


Advice needed on Car Insurance (UK) 21 year old male.?
I'm in a tricky position with being tarnished with the 'Young Driver' brush, I completely understand the young driver statistics but am in need of a car as cheap as possible! I work 10 miles from home and it takes an hour and a half on two buses, compared to a 25 minute drive! The cheapest I can get a quote in my own name is about 4000 for a class 1-3 car, tried tweaking all the details and doesn't make much difference. New cars seem to be the better option in terms of short term cost, but the Free Insurance details all require a year old two no claims, which I don't yet have. Out of desperation I've started looking at Telematics policies, I can't work with a curfew or milage limit which hasn't left me with many companies to chose from, have had a quote for 1600, but then have the cost of finance to pay for on said car! Does anyone know of any companies or anything that can help? Don't really want to go for a Black Box, just want a car to drive to work in and do the weekly shop in. There must be a company somewhere that doesn't charge through the roof? 4000+ is just a joke. Thanks."


Friend on my car insurance?
I have a friend (age 21+) who needs to get a car insurance but she only has a learner's permit and she cannot get an insurance herself. She has a car under her name. I am willing to add the car to my insurance and have her as a secondary driver. What are the risks I have? Am I, first of all, allowed to add a car which I do not own? Does my insurance premium go up if she gets into accident?"


Whats the average cost of insurance on an 2006 audi a4 for a 18 year old guy ?
im looking at an audi a4 used 2006 an i'm 18. Its a 4 door and its automatic but it has a luxury feel to it so i just wanted to know what the average or an estimate of how much the monthly insurance is ? Thanks


Can you get a refund of car insurance paid if you get a driving ban?
I have 8 months to go on my car insurance and am looking at a ban of 12 months shortly for bring over the limit.


What is this type of insurance called? And how much?
So from general information, i know typically an arena will say that you need some insurance to cover (X) amount, like $1,000,000. My question is how does that person get that insurance? What does the insurance policy look like? And how much would he/she have to pay to get that insurance?"


Two-thirds of one months insurance coverage has expired?
I need accounting homework help! I'm stumped. Two-thirds of one months insurance coverage has expired? 2500 premium for 12 months. Please!


Can health insurance company drop you for no reason?
My cousin was diagnosed with stomach cancer and the doctors said he needs stomach surgery or the cancer can spread to other organs making fatality certain. He had the same health insurance company for 2 years. Suddenly he started having severe stomach pains, indigestion, vomiting, etc etc. He went to gastroenterologist who misdiagnosed him with Irritable Bowel Syndrome (IBS). IBS treatments failed and he went to second gastro. A colonoscopy, blood tests, stool test, stomach ct scan, stomach x-ray, endoscopy and various other tests were performed. And then he was diagnosed with stomach cancer. Unfortunately the stage was so advanced that the docs said he needs stomach surgery immediately to stop the cancer from spreading. Just few days after that health insurance company mailed him letter that they are dropping his coverage. When he called them several times, nothing worked. Later cousin found that in the paperwork he signed 2 years back there was a clause hidden in very small font and buried in some corner which said, coverage can be dropped for any reason or no reason anytime". Cousin then talked to lawyer and lawyer said nothing can be done because he signed paperwork which had this clause. The lawyer then advised him that in future before signing any kind of paperwork he should consult a lawyer who can better explain what terms and conditions imply since they are in such tiny small font and buried in so much paperwork. My question is


HOME INSURANCE-leaky roof comes under failure to do normal maint.How can i say i didnt know about it?
My tenant fail to inform me of a water leak at my bedroom ceiling. Over a period of time, it has caused mould in the ceiling down the wall, down the skirting board to a point where the bricks are infected and need replacing. Builders have refused to plaster the ceiling until this is cured. This is a 5-10grand job...my insurance only covers sudden damage. Someones agreed to plaster the ceiling and clean the mould. How can i tell Insurance i have been unaware of the mould thats developed in the walls??"


What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?
When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers


I have a phone that is insured by ATT to be replaced if anything happens to it. Does the insurance void the phone once I get a new one?
I have a phone that is insured by ATT to be replaced if anything happens to it. Does the insurance void the phone once I get a new one?


Two Questions about home owners insurance.?
Do I have to have homeowners insurance if I buy a house? Also would the insurance be more for a newer house because the house is worth more? OR would the insurance be more for a older house because it is more likely to have problems?


Will a doctor lie about a diagnosis because of the patient's lack of insurance?
I suffered a painful ankle injury yesterday. I've had sprained ankles in the past and this felt much more painful, and upon falling heard a loud popping sound. I visited my ER immediately. The doctor told me it was just sprained, and only prescribed me Naproxen. It feels much more painful than a sprain, and even though I rated the pain about an 8-9, he didn't script me anything for pain. I have no insurance, and I'm curious if because I have none, he wouldn't order more thorough tests, and better meds. Can this be true? And should I see another doctor for a different opinion?"


Can I get temporary insurance on my dads car?
My dad already has insurance on his car but I want to get temporary insurance while I am at home from uni. I tried looking on the company he was with and I from what I checked, they wouldn't give me a policy. Would I be able to get temp insurance from another company even though my dad has insurance from a different company?"


Starting in 2014 the cost of health insurance will be half of what it was in 2013.?
edit - in New York


When buying a car how many days do they give you to get insurance on it?
ok well my problem is i spent all of my money on the down payment on the car and i already called the insurance company and they need like 200$ down to put insurance on the car so i was hoping that they would give you like a week or whatever and then you had to bring proof of insurance to where ever like i figured you would have to take the car to the dvm and get it put in your name... so am i totally wrong?


Do i need insurance for a 250cc motorcycle?
in 16 and live in miami florida, i have a regular car and car insurance my friend said that if i get a ninja 250cc i should be fine and dont need to buy additional insurance i can just drive it with my motorcycle license and regular car insurance is that true and if not does anyone know about how much it would run me"


What happens after you buy car insurance online?
Just curious as I'm planning on buying a years insurance for the first time in my life (I'm 17) from the post office website. Either that or could I pay at my local post office branch? I'm so close to getting my own car and then insuring it seems so simple that every time I think of it I start to physically shake!!! Thanks!


Do I need my own insurance to rent a car?
I am a US citizen but I live outside the country. I'll be coming to the US for about two weeks over Thanksgiving and will need a rental car to get about and between the two places I'll be staying. Since I live outside the country, I don't have my own personal car insurance, as the country I live in doesn't require any. I have a PA driver's license, so I'm fine in that department. I just want to know - since the rental car companies don't explain anything - whether or not I need to have a my own insurance to take the car off the lot...OR, since the rental car companies are required by law to have liability coverage, which is the PA state minimum, am I able to just drive the car off the lot without ever giving proof of insurance. As far as I've been told, the last part is generally the standard - with the caveat that if I were to get into an accident, I would be responsible to all damage done to the vehicle itself, as well as myself. But I just want to make sure with anyone who's in the know."


Is life insurance haram?
my father passed away; so should i take the money from the life insurance company or is it haram?


What are some cool group names?
It was reqested to give names. They are: Caitlin Caitlin Baylor Chris Rosemary Katie and Jackie


Life insurance?
OK I'm 22 and i want to get life insurance i had a baby a year ago so i want to make sure she will be taken care of if something happens to me so my ? is what is a good comp about how much a mo do they charge and who should i put as the beneficiary if i put her how can she use the money or how could i pick someone else to spend it for her only! im not married really dont have friends and im scared that if i leave someone else in charge of the money that they wont give it to her or will spend it on stuff that she dont need what sould i do


How much does no claims effect your car insurance?
Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?"


Can health insurance company drop you for no reason?
My cousin was diagnosed with stomach cancer and the doctors said he needs stomach surgery or the cancer can spread to other organs making fatality certain. He had the same health insurance company for 2 years. Suddenly he started having severe stomach pains, indigestion, vomiting, etc etc. He went to gastroenterologist who misdiagnosed him with Irritable Bowel Syndrome (IBS). IBS treatments failed and he went to second gastro. A colonoscopy, blood tests, stool test, stomach ct scan, stomach x-ray, endoscopy and various other tests were performed. And then he was diagnosed with stomach cancer. Unfortunately the stage was so advanced that the docs said he needs stomach surgery immediately to stop the cancer from spreading. Just few days after that health insurance company mailed him letter that they are dropping his coverage. When he called them several times, nothing worked. Later cousin found that in the paperwork he signed 2 years back there was a clause hidden in very small font and buried in some corner which said, coverage can be dropped for any reason or no reason anytime". Cousin then talked to lawyer and lawyer said nothing can be done because he signed paperwork which had this clause. The lawyer then advised him that in future before signing any kind of paperwork he should consult a lawyer who can better explain what terms and conditions imply since they are in such tiny small font and buried in so much paperwork. My question is