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High deductible, low premium?

hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance for them. Dad's 51, smokes...Mom's 50 never smokes (no drinking either) no weight problems. No history of cancers etc.. I am not sure what to even look for. I am 23 F healthy, no history of sickness etc..for myself should I get high deductible and low premium?? and for my parents low deductible and high premium?? i am so confused I dont know what all this means. I checked out some rates on e-healthinsurance...you can compare rates..it gave me a range of amounts. I just can't decide! HELP please :) thank u much

   








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High deductible, low premium?
hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance for them. Dad's 51, smokes...Mom's 50 never smokes (no drinking either) no weight problems. No history of cancers etc.. I am not sure what to even look for. I am 23 F healthy, no history of sickness etc..for myself should I get high deductible and low premium?? and for my parents low deductible and high premium?? i am so confused I dont know what all this means. I checked out some rates on e-healthinsurance...you can compare rates..it gave me a range of amounts. I just can't decide! HELP please :) thank u much


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High deductible, low premium?
hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance for them. Dad's 51, smokes...Mom's 50 never smokes (no drinking either) no weight problems. No history of cancers etc.. I am not sure what to even look for. I am 23 F healthy, no history of sickness etc..for myself should I get high deductible and low premium?? and for my parents low deductible and high premium?? i am so confused I dont know what all this means. I checked out some rates on e-healthinsurance...you can compare rates..it gave me a range of amounts. I just can't decide! HELP please :) thank u much


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High deductible, low premium?
hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance for them. Dad's 51, smokes...Mom's 50 never smokes (no drinking either) no weight problems. No history of cancers etc.. I am not sure what to even look for. I am 23 F healthy, no history of sickness etc..for myself should I get high deductible and low premium?? and for my parents low deductible and high premium?? i am so confused I dont know what all this means. I checked out some rates on e-healthinsurance...you can compare rates..it gave me a range of amounts. I just can't decide! HELP please :) thank u much