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Why am I being charged so much for car insurance?

Okay, so I am 18 years and I purchased my own car back in October of 2014.The car is a 2008 Nissan Sentra 2.0, and I have full coverage on it. I am under my fathers insurance but I make my own monthly payments. Before I got my license I was making payments of $229.31 a month. Now that I have my license, my insurance company is trying to charge me $537 per month for the next 3 months and then $487 after that. I am currently with State farm and I have gone around to get quotes and they are just as expensive. My dad has a poor credit score and has been in two accidents (one at fault and another he was hit from behind by a Mears Taxi Cab) in the past five years. However, he pays $789.00 for 6 months he is also an old driver (64 years old)! He had Statefarm in 2004 but was kicked out because of his driving record, and returned to Statefarm about a year ago. Which is why I do not really understand why his rate is so low and mine is so high. I also checked my credit score today and noticed that it was fairly poor (I just started working on towards building my credit). Can someone please offer any advice as to what I should do, the rates that I am being given from Statefarm and other companies cannot be right. There has to be something else contributing to this. I am just about ready to give up and sell my car and I really do not want to do that because I worked so hard to pay for it and I do not have any other means of reliable transportation as I am a student with a full time job.

   








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https://sentcofariktibb.wordpress.com/2017/06/07/in-the-uk-i-am-18-new-driver-and-want-cheap-car-insurance-the-cheapest-i-have-found-is-2500-any-ideas/

https://diemenrorefchoo.wordpress.com/2017/05/11/how-does-the-whole-process-of-buying-a-car-work-for-a-teenager/






























































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Okay, so I am 18 years and I purchased my own car back in October of 2014.The car is a 2008 Nissan Sentra 2.0, and I have full coverage on it. I am under my fathers insurance but I make my own monthly payments. Before I got my license I was making payments of $229.31 a month. Now that I have my license, my insurance company is trying to charge me $537 per month for the next 3 months and then $487 after that. I am currently with State farm and I have gone around to get quotes and they are just as expensive. My dad has a poor credit score and has been in two accidents (one at fault and another he was hit from behind by a Mears Taxi Cab) in the past five years. However, he pays $789.00 for 6 months he is also an old driver (64 years old)! He had Statefarm in 2004 but was kicked out because of his driving record, and returned to Statefarm about a year ago. Which is why I do not really understand why his rate is so low and mine is so high. I also checked my credit score today and noticed that it was fairly poor (I just started working on towards building my credit). Can someone please offer any advice as to what I should do, the rates that I am being given from Statefarm and other companies cannot be right. There has to be something else contributing to this. I am just about ready to give up and sell my car and I really do not want to do that because I worked so hard to pay for it and I do not have any other means of reliable transportation as I am a student with a full time job.


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Okay, so I am 18 years and I purchased my own car back in October of 2014.The car is a 2008 Nissan Sentra 2.0, and I have full coverage on it. I am under my fathers insurance but I make my own monthly payments. Before I got my license I was making payments of $229.31 a month. Now that I have my license, my insurance company is trying to charge me $537 per month for the next 3 months and then $487 after that. I am currently with State farm and I have gone around to get quotes and they are just as expensive. My dad has a poor credit score and has been in two accidents (one at fault and another he was hit from behind by a Mears Taxi Cab) in the past five years. However, he pays $789.00 for 6 months he is also an old driver (64 years old)! He had Statefarm in 2004 but was kicked out because of his driving record, and returned to Statefarm about a year ago. Which is why I do not really understand why his rate is so low and mine is so high. I also checked my credit score today and noticed that it was fairly poor (I just started working on towards building my credit). Can someone please offer any advice as to what I should do, the rates that I am being given from Statefarm and other companies cannot be right. There has to be something else contributing to this. I am just about ready to give up and sell my car and I really do not want to do that because I worked so hard to pay for it and I do not have any other means of reliable transportation as I am a student with a full time job.


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Why am I being charged so much for car insurance?
Okay, so I am 18 years and I purchased my own car back in October of 2014.The car is a 2008 Nissan Sentra 2.0, and I have full coverage on it. I am under my fathers insurance but I make my own monthly payments. Before I got my license I was making payments of $229.31 a month. Now that I have my license, my insurance company is trying to charge me $537 per month for the next 3 months and then $487 after that. I am currently with State farm and I have gone around to get quotes and they are just as expensive. My dad has a poor credit score and has been in two accidents (one at fault and another he was hit from behind by a Mears Taxi Cab) in the past five years. However, he pays $789.00 for 6 months he is also an old driver (64 years old)! He had Statefarm in 2004 but was kicked out because of his driving record, and returned to Statefarm about a year ago. Which is why I do not really understand why his rate is so low and mine is so high. I also checked my credit score today and noticed that it was fairly poor (I just started working on towards building my credit). Can someone please offer any advice as to what I should do, the rates that I am being given from Statefarm and other companies cannot be right. There has to be something else contributing to this. I am just about ready to give up and sell my car and I really do not want to do that because I worked so hard to pay for it and I do not have any other means of reliable transportation as I am a student with a full time job.