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Would this be legal ? start own car insurance company and insure self.?

We were talking about the price of car insurance at work today about how the cost is becoming ridiculous. I came up with this idea its entirely hypothetical but it got me wondering if it was possible. Just say i started and registered a insurance business. I offered 3rd party only insurance to my close friends and family people that i know personally are careful drivers.Say 50 people get a years cover for just 100 and i insure my self for free. Now i know what you might be thinking what happens if some one has a bump?" Well i have 5000 in the business account so it should cover minor repairs however and hear comes the is it legal part if someone puts in a large claim that i cannot cover.Say my grandma writes off some rich mans Bentley. I just declare the company bankrupt ! Thinking about it its not to different to what the bankers have been doing ."

   








What is the average medical insurance cost for a single male living in the tri-state area? (ny,nj,ct.)?
Fast Cheap car, cheap to insure for 18 year old any ideas?
Can I be denied coverage when switching health insurance plans?
Why does the media almost never say anything positive about Obamacare?
Question about car wreck and filing insurance claim?
Low premium high return life insurance policies of life insurance corporation of india?
Cheap Insurance, For a 19 year old?
How much money will the insurance pay for a stolen car?
What are some cheap Auto Insurance Companies?
When you get rear ended by a car, does your insurance rate go up?
Why do we need car insurance or why is it required?
Car Insurance.?
Where can I find the absolute cheapest auto insurance in Kennwick, WA?
What kind of liability insurance do gyms have?
Does Walgreens do a crutches rental?
Health Insurance?
If you have court ordered medical support for out of state children, can you get health insurance thru obamacare?
My father is selling LM 30 yacht and been advised by broker that he needs to replace the rigging to satisfy the insurance industry. True?
Car insurance quotes for a young male driver?
Driving my moms car and insurance coverage?
How much will insurance be for a MarkIV Supra TT?
Names of Cheap insurance companies in ireland that insure motorbikes??
Arnold Clark Insurance?
What is car insurance premium tax?
Health insurance question plz help?
What is term life insurance ?
How much is the General car insurance?
Should your auto insurance cover adult family members?..?
What is the average cost of a first prenatal visit with no insurance of medicaid from the gov.?
How to approach a car insurance company to pay damages to my car?
What insurances offer cheaper policies?
I live in CT but had an auto accident in NY I'm not at fault and I got hurt my cars totaled not theirs what do I do. I only have basic insurance?
Is the fine for not having insurance based on gross income or taxable income?
Is the fine for not having insurance based on gross income or taxable income?
Motorcycle vs car as first vehicle?
What do i do if I have breast cancer and no insurance?
Can a insurance company deny me compensation if I have very little damage to my car but I have provable injuries?
Were would I get costs without medical insurance for arthroscopic shoulder surgery and shoulder surgery?
How to lower insurance?
What are car insurances rates just for liability insurance in reno, nv?
Can you be arrested for not having proof of insurance?
Car Insurance?
Why should each of these people get insurance?
Car Insurance, everyone has it .....?
What is the best first car?
Insurance - Cheap Car?
What does a full coverage insurance cover?
Is car insurance for a second driver over 25 years of age free in Canada?
Re-registering a car as a kit car for better insurance?
How Much Do Americans Have to Pay for Health Insurance?
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Cheap car for a junior in high school?
I am a junior (girl) in high school and I just got my driver's license. Currently, I have been driving the family minivan to school some days because my dad will not let me drive his car. I cannot drive myself to school every day if my dad is out of town or busy using his car, and my mom would have to use the minivan. I have an odd schedule with my job and school so I need a car because it is totally inconvenient for my parents to drive me places. I really need a cheap but reliable car (used is the only option). I have a job but I don't make a lot of money because I am so busy with school; I don't have a lot of time to work. I have about 1,500 for my budget. I have checked my local Craigslist for options but I need to know which cars are good. Also, how expensive would an old car (1990s) be per year for a high school student (gas, work, etc)? (parents cover insurance) Thank you so much!"


Are Lexus' good for a teens first car?
im 16 and I get my license in february. So I'm looking for a kind of car. My budget is probly $7,000- $8000. My dad said he'd pay for half if my grades are good. So what would a good kind of Lexus be for a teens first car? I don't want an SUV by the way. One of the sedans I guess if that's why u call the smaller cars haha"


"Affordable travel insurance, Tesco or Asda?
Thank you


Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California."


"Safe car, under 5,000 dollars?"
I'm going to need a car in october... i still need a job but does anyone have any suggestions? SAFE cars that are HIGHEST like 7,000. preferably lowerrrr!!! for a 16 yr old girl"


Purchasing car insurance in Vancouver BC?
I bought a vehicle the other day, and went to insure it and realized my ID and License had both been scratched up somehow. ICBC wouldn't accept my ID until I got a new one. So I went to replace my ID and realized my birth certificate had been threw the wash one to many times to be used. So I have to order a new birth certificate from out of province. Anyways it will take at least a month until I have the cards replaced and in the mean time I need to register the vehicle and insure it. Can my sister register and insure it in her name? she is 18 and has no license. How much would it cost ROUGHLY? I live in Vancouver BC, Canada"


I am second driver on my missis car with the specification of having use of other car.I just passed my licence. today I got stopped by police for driving a car wich wasn't insured. ..but I got on my missis as I sayd. ..am I gonna get 6 points?
Thanks


How much would you expect motorcycle insurance to cost me?
i live in san diego county, i'm 19, i've had my license for about a year (i have one crash on my record from when i was in a car on my permit, with no injuries), and i want to get a honda rebel 250 cruiser."


Can you have auto insurance without a car?
I recently had my car repossessed and with the amount the finance company was asking I could not afford to get it back. I am wanting to know if you can have insurance without having a vehicle listed on the policy? I occasionally drive my partners vehicle and I need to have insurance and I do not want to terminate my current policy I am with Nationwide Insurance


What is the average insurance cost for a 600 GSXR ..motorcycle insurance in NC?
What is the average insurance cost for a 600 GSXR motorcycle insurance in NC?


Motorcycle and atv insurance?
Eventually i plan to get a motorcycle (suzuki hayabusa) and atv (yamaha raptor). What is the average cost of insurance for both of those??


Why isn't insurance like this?
You pay your car and health insurance month after month. If you don't get into an accident or use your car insurance, you should get half of that money back! If you don't use your health insurance for any major surgeries, you should get half that money back as well. If you get minor surgery, that money could be deducted from the money you get back. Why dont insurance conpanies do that? Yes I know, the big wigs want to keep lining their pockets but really, things need to change."


What are the advantages of sticking to one health insurance company for a long time?
What are the advantages of sticking to one health insurance company for a long time?


If I have full car insurance and my car has been stolen what happens?
My car has been stolen and I have full coverage. What if they can't find it at all? Or what if they find it and it's all stripped?


How can I get cheap insurance for my 18 y.o. son? I got him a 2004 Accord and now we have 2 cars and 2 drivers?
He doesn't live with me - he lives at his moms' who has her own car. How can I make it so he is occasional so I don't have to pay $4000 a year in insurance? Can I just insure the cars and keep them under my name while letting him drive it while he lives at his moms? Will they accept that he doesn't live with me so should be occasional if both cars are in my name? Any ideas how I can do this?


Would this be legal ? start own car insurance company and insure self.?
We were talking about the price of car insurance at work today about how the cost is becoming ridiculous. I came up with this idea its entirely hypothetical but it got me wondering if it was possible. Just say i started and registered a insurance business. I offered 3rd party only insurance to my close friends and family people that i know personally are careful drivers.Say 50 people get a years cover for just 100 and i insure my self for free. Now i know what you might be thinking what happens if some one has a bump?" Well i have 5000 in the business account so it should cover minor repairs however and hear comes the is it legal part if someone puts in a large claim that i cannot cover.Say my grandma writes off some rich mans Bentley. I just declare the company bankrupt ! Thinking about it its not to different to what the bankers have been doing ."


About auto insurance?
if I have a medical emergency and I can prove it though medical document is my auto insurance responsible for the accident and do we have to pay the other person and if I don't what's the use of insurande in maryland


Did Obama help you get health insurance?
Did Obama help you get health insurance?


Is it better to buy cheaper can than expensive car?
I love expensive sports cars, but I don`t need to have it, I can just watch those at museum, stores, and photos. I think buying cars is waste of money. It costs money to buy cars, car insurance, gasoline, and parking ticket. Also cars get stolen lot , it can break easily by car crash, some bad kids will scratch it, and high risk of death. Using train is way cheaper. If I really need car, I would stick with least cheapest car. Because when my car got stolen, or broke, I have less things to lose."


Health Insurance: What is considered a pre existing condition?
I am looking for a quality health plan to cover me in the case of accidents, but I just found out that there are so called pre existing conditions"" that will put me into a higher paying category"


How much will i save on my progressive auto insurance by parking in a garage?
is it a big savings? any estimated dollar amnt? i live in an average sized city in MN if that makes any difference


How much will it cost to ensure my 98 trans am..iam 20 years old living in california?
How much will it cost to ensure my 98 trans am..iam 20 years old living in california?


How much is car insurance for a....?
28 year old first time driver in a BMW 3 series?


"What is the absolute best, maximum protection motorcycle insurance for me? 20/F 1st time rider.?"
I am willing to pay more, I just dont want to get cheap insurance that doesn't cover me. No subrogation clauses, I want to be covered as much as I possibly can. I am in TX. Is Allstate good? My car is under Allstate. I have heard Dairyland Insurance is good...anyone have experience with it? I dont have any tickets or violations on my record."


Frequent shopping for auto insurance and credit score?
I changed 3 auto insurance companies in 6 months. Does it affect my credit scores? Or is it going to affect me adversely somewhere?


Health insurance. Is it worth it? Wouldn't it be cheaper to pay out of pocket?
My job does not offer insurance and even my husbands job offers expensive insurance that would cost us over $115 a month for health and dental for us. All we want is two dental cleanings a year and one or two visits to the doctor for when we get the flu (which we do get, every year). Wouldn't it be cheaper just to pay for the doctor visit instead of paying hundreds to an insurance company only to get half off at the doctor?"


Would you not get insurance for flea market?
So if I just have liability on my homeowners and add the county, then if someone gets hurt on my property because I'm having a flea market there, they won't cover me because it has to be a commercial insurance? I just want to make sure that I'm understanding this correctly. Also, will all insurance companies require the vendors to provide their own insurance in order for me to get a commercial policy? I'm not sure why that is a requirement. It seems that I'm the one taking the risk."


Does engine sizes matter for insurance/tax?
I've seen 2 Renault clio's that i like and am thinking about buying one for my first car. They are very similar - both P reg, both 3dr, both near enough the same mileage but one is a 1.2 and the other is a 1.4. Is it true that the smaller the engine the cheaper it is for insurance/tax? Thanks for your help!"


Are there any assistance programs for people with no health insurance?
I'm 20, non-smoker, and I don't have health insurance. I have asthma and have a few other things that need taken care of but I can't afford insurance. I used to get advair when I had insurance and I still need it. Is there any way to get help just paying a portion of it and having a prescription? Same for antibiotics- can I just pay out of pocket for the doctor appointment and prescription and get help paying for the medicine through some type of program? I'm really struggling but I want to avoid getting on welfare at all possible costs. Let me know if you need more details and thank you everyone!"


What's the average price of car insurance?
I would get a quaote but they ask for so much info and I haven't even bought the car yet. There must be an average price range for a 22 year old driver who's never claimed and will drive a car in insurance group one. I'm just looking for a very rough outline here. Is it 200 - 400 or more like 600 - 800?


Health insurance?
I am current paying for health insurance for cover cali program but the thing is i cant afford it anymore i been paying it but I cant pay my other bills i have to pay and I don't qualify for medical is there anything i can do to get medical i make about 1700$/mo that i keep and from that i only stay with 130 free for me which goes for car gas the rest goes into bills


Would this be legal ? start own car insurance company and insure self.?
We were talking about the price of car insurance at work today about how the cost is becoming ridiculous. I came up with this idea its entirely hypothetical but it got me wondering if it was possible. Just say i started and registered a insurance business. I offered 3rd party only insurance to my close friends and family people that i know personally are careful drivers.Say 50 people get a years cover for just 100 and i insure my self for free. Now i know what you might be thinking what happens if some one has a bump?" Well i have 5000 in the business account so it should cover minor repairs however and hear comes the is it legal part if someone puts in a large claim that i cannot cover.Say my grandma writes off some rich mans Bentley. I just declare the company bankrupt ! Thinking about it its not to different to what the bankers have been doing ."


How much is car insurance.......suspended license?
I am interested in purchasing a car in the near future and am worried about high insurance rates. My driver license was suspsended for one month last January (driving with only a learners license....I know, stupid) Anyways, I did a quote online without stating the fact that my license was suspened, and the rate it game me back was $238 a month. How much more do u think it would be if I added that driving infraction? The website won't give that information. I used to live in Ontario and now am in Alberta."


Guys how much was your car insurance when you first.....?
started driving? Just state: 1. Car 2. How old you was 3. What company you went through 4. How much Thanks a bunch of bananas


All State Home Insurance cancellation?
I use to have All state home insurance policy from 1984 and this year they cancelled it saying that they cannot renew my policy. Inquired the reason and they said that I had made 3 claims in last 2 years and that made me ineligible. I told them that I made a 1st claim because of hurricane which destroyed my roof and then other two claims were water related. In all they might have paid around 19000. I told them that I had a clean history for the first 25 years and I filed a claim because of the loss. They said it is their rules that if so one makes 3claims they become ineligible. According to them if there is a single claim amounting to say 200000 dollars they still consider it as one claim only and he will be allowed to have the policy which really does not make sense to me. This shows that they are there every year to collect the policy amount from us and in case if we file for the loss and if it is like 3 then they want to cancel our policy. Can some one tell me how to tackle this issue with Allstate, thanks for any advise."


Is it legal in CA for a used car dealer to sell you auto insurance?
i purchased a used car, and the used car dealer put in the contract that I was also purchasing auto insurance thru them...but i wuld get a refund of those premiums when I provided a copy of my own insurance. I never signed any other ionsurance forms with them. i did buy my own insurance later. But, is it legal for the used car delaer to sell me insurance?"


Disadvantages of having free healthcare insurance?
like costco wholesales helping non employees on health insurance coverage


What is the average price of motorcycle insurance for a ..17 year old girl in New Jersey?
What is the average price of motorcycle insurance for a 17 year old girl in New Jersey?


Why is the Infiniti G37S Coupe insurance premium costs so high?
I looked up average insurance premium costs for the G37S coupe, and the cost was over $2600. I then looked up the Infiniti's competitors, the BMW 335i coupe and the Audi S5 4.2 which costs $1900+ and $1800+ respectively. Why is the insurance premium of the G37S so much higher? Thanks in advance."


Pregnant with no insurance?
MEDICAID EXCUSE ME!


Which is the Best Health Insurance Policy available for Individuals in India?
So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals.


Does car insurance cost change depending on the area you live in?
I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?"


I need a form for allstate car insurance good student discount?
I need a form for allstate car insurance good student discount?


How does american car insurance compare with british car insurance?
why can young people in the states drive nice, big, expensive cars, and in england it so expensive, and we struggle to get insured in england at a resonable price. you watch tv and they drive range rovers, and in england we drive old cars where the insurance cost more than the car. by the way i'm 18 years old anyone able to enlighten me?"


Is a 1992 chevy camaro RS 3.1L v6's insurance going to be really expensive for a 16 year old?
I'm talking like, more expensive than a 25 year old. Also, would he be charged more because of the fact that it could be considered a Sports Car""?"""


Which insurance is better?
which insurance is better blue cross and blue shield or aflac, what is the difference between them"


"Where can I find affordable dental insurance, that I can use immediatleywith no waiting period?
Im in the state of VIRGINIA :)


Would this be legal ? start own car insurance company and insure self.?
We were talking about the price of car insurance at work today about how the cost is becoming ridiculous. I came up with this idea its entirely hypothetical but it got me wondering if it was possible. Just say i started and registered a insurance business. I offered 3rd party only insurance to my close friends and family people that i know personally are careful drivers.Say 50 people get a years cover for just 100 and i insure my self for free. Now i know what you might be thinking what happens if some one has a bump?" Well i have 5000 in the business account so it should cover minor repairs however and hear comes the is it legal part if someone puts in a large claim that i cannot cover.Say my grandma writes off some rich mans Bentley. I just declare the company bankrupt ! Thinking about it its not to different to what the bankers have been doing ."