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About how much does insurance generally run for a commercial semi truck?

Me and my dad are going to start a small trucking company. Only one truck at first. He will be the driver and I'll be putting up the money for it and be the owner. I'll be getting a big of money when I turn 18 from inheritance (about 130,000). I already have a truck picked out, and we're going to lease on with a company. My dad has driven trucks for over 40 years now and knows a lot about the industry. I've talked to a few other owner operators, and I know permits and such can generally run around 5000 or less but the insurance rates are scaring the hell out of me. I know there's no way of giving an accurate estimate without knowing the drivers records and what you'll be hauling or the type of truck. I know it will be a van though. Also, I know the truck will be a 98' model or somewhere around that year. Anyway, I've seen numbers on up to the millions, and then I've seen rates that are only 1500 to 5000 annually. I would just like to know from any owner operators, or people that might have an idea about trucking, about how much does basic insurance cost for a semi truck and trailer? Also, any other information about permits and total costs and expenses would be greatly appreciated. Would 130,000 be enough to get one truck on the road and running with money left over? Thanks so much in advance for any advice :)

   








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Me and my dad are going to start a small trucking company. Only one truck at first. He will be the driver and I'll be putting up the money for it and be the owner. I'll be getting a big of money when I turn 18 from inheritance (about 130,000). I already have a truck picked out, and we're going to lease on with a company. My dad has driven trucks for over 40 years now and knows a lot about the industry. I've talked to a few other owner operators, and I know permits and such can generally run around 5000 or less but the insurance rates are scaring the hell out of me. I know there's no way of giving an accurate estimate without knowing the drivers records and what you'll be hauling or the type of truck. I know it will be a van though. Also, I know the truck will be a 98' model or somewhere around that year. Anyway, I've seen numbers on up to the millions, and then I've seen rates that are only 1500 to 5000 annually. I would just like to know from any owner operators, or people that might have an idea about trucking, about how much does basic insurance cost for a semi truck and trailer? Also, any other information about permits and total costs and expenses would be greatly appreciated. Would 130,000 be enough to get one truck on the road and running with money left over? Thanks so much in advance for any advice :)


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Me and my dad are going to start a small trucking company. Only one truck at first. He will be the driver and I'll be putting up the money for it and be the owner. I'll be getting a big of money when I turn 18 from inheritance (about 130,000). I already have a truck picked out, and we're going to lease on with a company. My dad has driven trucks for over 40 years now and knows a lot about the industry. I've talked to a few other owner operators, and I know permits and such can generally run around 5000 or less but the insurance rates are scaring the hell out of me. I know there's no way of giving an accurate estimate without knowing the drivers records and what you'll be hauling or the type of truck. I know it will be a van though. Also, I know the truck will be a 98' model or somewhere around that year. Anyway, I've seen numbers on up to the millions, and then I've seen rates that are only 1500 to 5000 annually. I would just like to know from any owner operators, or people that might have an idea about trucking, about how much does basic insurance cost for a semi truck and trailer? Also, any other information about permits and total costs and expenses would be greatly appreciated. Would 130,000 be enough to get one truck on the road and running with money left over? Thanks so much in advance for any advice :)


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About how much does insurance generally run for a commercial semi truck?
Me and my dad are going to start a small trucking company. Only one truck at first. He will be the driver and I'll be putting up the money for it and be the owner. I'll be getting a big of money when I turn 18 from inheritance (about 130,000). I already have a truck picked out, and we're going to lease on with a company. My dad has driven trucks for over 40 years now and knows a lot about the industry. I've talked to a few other owner operators, and I know permits and such can generally run around 5000 or less but the insurance rates are scaring the hell out of me. I know there's no way of giving an accurate estimate without knowing the drivers records and what you'll be hauling or the type of truck. I know it will be a van though. Also, I know the truck will be a 98' model or somewhere around that year. Anyway, I've seen numbers on up to the millions, and then I've seen rates that are only 1500 to 5000 annually. I would just like to know from any owner operators, or people that might have an idea about trucking, about how much does basic insurance cost for a semi truck and trailer? Also, any other information about permits and total costs and expenses would be greatly appreciated. Would 130,000 be enough to get one truck on the road and running with money left over? Thanks so much in advance for any advice :)