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Auto Insurance Coverage - How much coverage should I buy?

Next week, I'll be switching to another auto insurance. My previous limits with another company were: -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage -PIP $2500 -250/500 for Comprehensive/Collision, had road service, towing, and rental. I don't have many assets. I'm a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I'm a cautious driver. I drive a 2003 Honda Civic. The new insurance company is offering me $759/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500. I've seen different answers that say 100/300/100 would be better for those who own a house and have a better income. What do you think is a recommended coverage going?

   








How much do you think insurance would be for me?
Question about life insurance.?
Used Car Financing Question?
Is Obama the best president we've ever had?
Cheap auto insurance for new driver?
Is there a type of insurance for a vehicle I only drive 3 months out of the year?
Why are universal life policies more costly than term insurance policies?
How to take out a little car loan when your 18 with no credit history?
Where can I find affordable health insurance in the Neosho, MO. area?
What is the best low cost pet insurance?
How much is Motorcycle Insurance for M1 in Ontario?
Cheap car insurance for young people? (Liverpool)?
Anybody knows any insurance company who provides auto insurance without signing one year contract ?
I put the wrong dettails on car insurance quote!:(?
Can I ask my own car insurance to pay?
Appeals for insurance company?
I have a car insurance question (teen)?
Broke my contract phone and have no insurance?
How much is required down to open a homeowners insurance policy?
What is the average cost of mal practice insurance for a family practitioner?
Motorcycle insurance policy cost?
How much does architect's insurance cost?
Hypothetical: you are unemployed, you have no money, no insurance and you want to kill yourself, what now?
I am getting ready to get homeowners insurance in Indianapolis, IN. Anyone have a good place they go?
What company/organization has the best most reasonable price on pet health insurance?
What is the most affordable pet insurance that covers hip dysplasia (inherited diseases)?
Can car insurance company change my direct debit date?
I need insurance industry average financial ratios (so i can benchmark).. i can't find it in the net! thanks!
Something weird I noticed about a Progressive Insurance commercial?
Does a 15 year old with his instruction permit need car insurance?
Sued for Auto Accident Above Insurance Limit in NJ?
Where is the best place to get cheap car insurance for young drivers in the uk?
Do dealerships offer an insurance quote when you buy a new car?
Do dealerships offer an insurance quote when you buy a new car?
Any cheap motor insurance company for 19yr old?
Can i use a PO BOX for car insurance mailing address?
Education in finance and insurance?
Why did the best health insurance performer post less profit then Tupperware and Clorox bleach?
Anyone can explain to me how to acquire cheap SR-22 insurance?
What is Cheaper, Insurance Group 6E or 4P?
Can anyone give me a quote for car insurance on a 2006 Trailblazer??
In a car insurance policy taken for example in Mumbai, what is meant by geographical area?
1.0 60 ps vw polo se insurance for a 17 year old?
Is Freedom Equity Group A Scam?
17 YEAR OLD MOTERCYCLE INSURANCE?
Penalty of spouse not having health insurance BUT the other has it?
Motorcycle insurance for new rider?
Car accident, insurance rate?
Florida Auto Insurance Quotes Online, are they really safe?
About how much does it cost to live in your own?
https://aremmepacen.wordpress.com/2017/06/08/if-i-buy-a-car-off-someone-how-do-i-put-insurance-on-it-immediately/

https://kandriscabadi.wordpress.com/2017/05/29/should-i-be-on-my-own-insurance-or-be-added-to-my-parents/






























































Life insurance question?
My mother passed away and left her life insurance plan soley to me, her 20 year old son. I recieved a letter in the mail saying that my stepfather has to relinquish his claim to the insurance. Why does he have to do this if the money was not left to him nor was he mentioned on it? Does this mean he recieves it all even though that was not my mothers wishes? this is under Indiana law for the record"


Why do insurance agents have such a bad rep?
I'm looking into starting an insurance agencies in the next few months but I have been told that insurance people are just as hated as lawyers and car salesman. In my 29 yrs I don't remember hearing of insurance agents being so low on the totem pole of occupations. I know the laws are strict with insurance which supports the reputation but what has happenend to give them such bad names?


Can anyone recommend an affordable catastrophic health insurance policy for individuals in NY state?
I'm self-employed.. My individual health plan with Oxford/United Health has reached the insane mark. Can I just get a simple plan for catastrophic health ins in NY State? Thank you all.


Is there any way that your parents can use USAA car insurance if you (their son/daughter) are in the military?
So i'm in the military and wondering if there was any way that my dad could use USAA car insurance. I'm thinking probably not but it doesnt hurt to try :)


I got approved for insurance last year but lost my card. How can I get proof I had insurance?
I got approved for insurance last year but lost my card. How can I get proof I had insurance?


Car insurance for young drivers?
looking to buy a new car (uk feedback only please), been on admiral and they have given me the best quote does anybody have any good insurance companys who will insure a young driver? car i have is a VW GOLF R32. believe it or not its cheaper insuring this car which is a 3.2L than it would be to buy a civic type R, which is only a 2.L any help appreciated"


Medical Insurance with an existing condition?
My mother is working two jobs, one of which she continues to work at because of the medical insurance. My mother is ready to slow her life down and give up her job that is providing med insurance. My mother is diabetic, and it is improbable she can be accepted for regular insurance with her condition. How can she get what she wants; stay covered permanently, and leave the job where she is getting coverage now? She lives in California."


Does the color of your car effect your insurance rate? is it a myth or true??
thanks you guys! You all have certainly answered my question!


The minimum amount your auto insurance must cover per accident is?
The minimum amount your auto insurance must cover per accident is in california?? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000"


What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?


Is it high insurance for a fiat 500?
i am a 17 year old girl and i was ust looking at the fiat 500 and i just want to know if the insurance is really high for them. I know the average is about 2000 for a 17 year old, so would anyone be able to give me an idea on price please. thanks for the help"


How would I set up a trap to catch a mail thief?
I ordered some stuff recently, and has been going missing due to USPS leaving my packages at my door when Im not home. I live in a small apt area, with 4 units. I confronted everyone and everyone said they haven't seen anything. My neighbor 3 feet away from my apt acts funny, and tells me to reorder it cause it happened to her, but I have suspicions.."


Health insurance for 1099?
I am forming a corporation that will bring on several 1099 contractors as consultants, almost like a consortium of consultants. I'd like to offer them group health insurance. is this possible given that they are all 1099 contractors?"


Are online car insurance quotes usually close to the actual cost?
Are online car insurance quotes usually close to the actual cost?


How do i get insurance for a party?
**concerned about cost of coi and whether a one time coi can be issued..


Auto Insurance Coverage - How much coverage should I buy?
Next week, I'll be switching to another auto insurance. My previous limits with another company were: -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage -PIP $2500 -250/500 for Comprehensive/Collision, had road service, towing, and rental. I don't have many assets. I'm a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I'm a cautious driver. I drive a 2003 Honda Civic. The new insurance company is offering me $759/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500. I've seen different answers that say 100/300/100 would be better for those who own a house and have a better income. What do you think is a recommended coverage going?


Motorcycle Insurance?
I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex"


Do insurance companies really have access to driving & traffic records if one's getting a new quote?
I don't have the best driving & traffic record, and have been driving without insurance for about 5 months now. However, when I called Progressive to a get a quote from them I lied about it all, they gave me an amazing quote!! I still haven't enrolled with them -plan to if all my pathetic lying goes through- but my concern is that my premiums will go up if they do have access to my driving, traffic and my previous insurance's records. Does anybody know if they are just bluffing about their access to these records? PLEASE HELP!"


Something in lieu of insurance?
I have been working part-time for a company and about to become full-time. One of the concerns that was raised is that insurance will be expensive. He pays 100% of everyone's insurance for their families. I suggested that we can revisit the insurance in a year and do something else in lieu of the insurance. Less costly. He also pays for parking for the employees. I'm not sure of what to ask for though. I was thinking a gas allowance but I wanted to have a few ideas to present in case he shoots one or more down.


Whats a good cheap car insurance for someone with a dui in NJ?
i got a dui 3 years ago and need car insurance for both my girlfriend and i. i would like the insurance to be under my girlfriends name and me be covered under his... anyone have any advice on cheap car insurance with someone that has had a dui?


Car insurance problem? who pays for damages the uninsured or the owner of the car?
I got rear ended yesterday and got whiplash. Just got the police report, turns out the driver had a canceled license and no proof of insurance. The car was a lease and im thinking that the driver is not the owner since her licence was canceled and no insurance. My question is who has to pay for my car damages or replacement? I am going to have to sue the other driver or does the owners car insurance compensate me?"


How much would insurance for a 16 year old male in Illinois cost?
I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>


Any Car insurance in boston open past 5pm?
any Car insurance in boston open past 5pm


What is the best Travel Insurance Company ?
im going on hoilday to Tenerife for a week with my gf and obviously i need to get hoilday insurance . what is the best insurance company to go with that don't rip u off or am fake . what is the best 100% gurarnteed travel insurance company ??? no silly answers please i need help with this ???


Does any one know a sight where I can get student insurance?
I want to join a sport but I need insurance and I saw some sights but they don't have my school please help


Car Accident........No collision insurance.?
I had an accident where I ran into the back of a car. A second car ran into the back of me. I do not have collision insurance. I gave a recorded statement to my insurance company describing the accident. Initially, I said that my car hit the first car tonce. I told the body shop to give me an estimate for the front end, since I may have to pay it. It was $3300. My car is only worth bluebook tradein at $3000. I contacted my insurance company and stated that I could not recall if my car hit the car in front a second time. I spoke to the person who hit me and she was wondering if the damage came from the first impact or if it was the result of a second impact. I am not sure. The first car reported to the driver that hit me that she felt an impact and then a vibration. How can I get some cash from the insurance company to help fix my car. The car that hit me and I have Geico."


Car Loan with LOW credit?
gt2shop--Yes I know florida will raise the interest rate by alot. About my bank no I havent tryed it because they told me you need GOOD credit to get approved which thats a big negative for me. Plus I dont want to go to a whole bunch of places to get quotes I dont want my score dropping lower and lower I rather go to the dealership and they find me a good loan with a credit union. monkey tuesday-Yes I've heard that credit union are good places to get loans from, my aunt said her husband got it through them and only had to pay 210 month for car and he had no credit so I'm praying for the same. Now is it true that medical bills go towards your credit? I think I have a couple bills that werent payed from when I had my child. But from what ive heard medical bills cant go towards your credit because its a common thing that no one pays it""? PLEASE help me"


Why does health insurance cost so much? How can I get cheap insurance..and I dont quality for Obama care.?
Why does health insurance cost so much? How can I get cheap insurance..and I dont quality for Obama care.?


What is the auto insurance rate for a 1999 Toyota ..Corolla?
What is the auto insurance rate for a 1999 Toyota Corolla?


Car insurance for dependent child with no car-(US)?
Do I need to add my son (age 20) to my auto insurance policy if he does not have a car and drives so very little!


How can teens afford car insurance??
I really want to learn how to drive but can't really afford car insurance any suggestions??


Auto Insurance Coverage - How much coverage should I buy?
Next week, I'll be switching to another auto insurance. My previous limits with another company were: -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage -PIP $2500 -250/500 for Comprehensive/Collision, had road service, towing, and rental. I don't have many assets. I'm a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I'm a cautious driver. I drive a 2003 Honda Civic. The new insurance company is offering me $759/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500. I've seen different answers that say 100/300/100 would be better for those who own a house and have a better income. What do you think is a recommended coverage going?


My car under my parents insurance?
Ok i have a hypothetical question...Say if my car is in my name, and i am under my parents insurance...And i get in a major accident are they liable? Are they at more risk if i am in their name but i own the car?"


Is a whole life insurance policy a better savings tool then a 401k/IRA?
when you pay term after a period of time (usually 20 years) you don't have insurance anymore so either you buy then at a more expensive cost or you lose your death benefit


Got in accident. not my fault. will my insurance rates go up?
this is in reference to my other question but basically i got in a minor accident and it was the other drivers fault. i just called my insurance and reported but i have to wait until tuesday to talk to an agent. just to alleviate my nerves i need to know now, is it likely my rates will go up? it's not my fault. also all the damage costs will be taken care of by my insurance company right? or the other drivers..?? thank you."


What is the best pet insurance to have?
I have VPI pet insurance at this time but I am looking for something that is less expensive/better. I have an English Bulldog but I'm not sure if that really matters.


How much do you pay for car insurance?
I'm a 22 year old male living in GA and mine is $770 every 6 months. I've never had a wreck or nufin. How old are you and how much is your car insurance every 6 months. It's confusing because some people will say they pay, for example, $1000 in car insurance, but they don't say whether it's every 6 months or every year. Please be specific as to if it's 6 months or a year. Thanks very much. I just want to know how much more I'm paying than all of you. lol"


I got a speeding ticket in my car. Would that affect motorcycle insurance?
Im looking to get a motorcycle. Would a speeding ticket in a car affect motorcycle insurance.


"Car Insurance query, can you help?"
My sister in law is about to start a new car insurance policy, she has only ever previously been insured as a second driver on her boyfriend's insurance. She had a minor accident last year in his car which she was partially to blame for, she thinks because she wasn't the policy holder when the accident occurred she doesn't have to declare it now she is applying for her own insurance. I think she might be wrong and could get herself in trouble if she doesn't declare it, what do you think? or know?"


Car rental Insurance: Do I purchase it or not?
I will be renting a car this weekend and was wondering if it is really necessary for me to purchase the extra insurance coverage. I know these places have to have insurance on these vehicles and I really can't afford more than what I'm already going to be paying. I need advice please.


Do WWE wrestlers have health Insurance?
My question was really does the WWE provide insurance. Thanks to Rob K. and Julius C. for the answer.


"What kind of life insurance would be better for my mother, term or permanent?"
She's 53 years of age, with high blood pressure, heart failure and other medical conditions. What type of insurance would be the best to purchase for her? Her health is really bad and she could go at any time. I want to be prepared to pay all her funeral costs, bills, debts, etc. I'm her only child, I am 25. Please let me know. Thank you all."


What is a Car Insurance Down Payment?
And my monthly payments are $200. does it go towards the payments?


UK - What car insurance companies cover you third party to drive other cars when fully comprehensive FROM THE AGE OF 21 not 25?
UK - What car insurance companies cover you third party to drive other cars when fully comprehensive FROM THE AGE OF 21 not 25?


Car insurance tips for new drivers?
im 23 and have just passed my test. i live in the uk and im looking for car insurance which is very expensive. i have tried a few companies and made the excees the most it can be but its just too much. just looking for any tips or websites anyone knows of that may help thanks


If i ship a package first class using USPS through Paypal is it automatically insured up to $50 because they give you free tracking number.?
If i ship a package first class using USPS through Paypal is it automatically insured up to $50 because they give you free tracking number.?


How can I get a liability insurance for my cleaning business?
I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?"


Auto Insurance Coverage - How much coverage should I buy?
Next week, I'll be switching to another auto insurance. My previous limits with another company were: -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage -PIP $2500 -250/500 for Comprehensive/Collision, had road service, towing, and rental. I don't have many assets. I'm a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I'm a cautious driver. I drive a 2003 Honda Civic. The new insurance company is offering me $759/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500. I've seen different answers that say 100/300/100 would be better for those who own a house and have a better income. What do you think is a recommended coverage going?