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What is the advantage of having life insurance?

I know it aids dependents upon death, but i believe a person could invest or save the money and simply write a will to ensure the funds are given to dependent persons.

   








What car would you get between the 06-07 scion tc or the 06-07 mitsubishi eclipse ?
Can homeowner's insurance be transferred to a new homeowner?
How much for basic auto insurance in Canada?
Cheaper health insurance for widow?
VW Golf third-party insurance for a new driver?
Car Accident Insurance Settlement?
How much is insurance for a Porsche Boxster?
How do I cancel my Kaiser Permanente insurance?
How much would it cost me to get a basic insurance for an used R1?
Term Life Insurance - Any available for wheelchair stroke victim?
How much does car insurance usually cost?
About how much does an Sr22 bond cost?
Anyone have experience with Medi- Cal? or some other heatlh insurance assistance in CA?
What would be the cost of a doctor visit for a pregnant woman who doesn't have health insurance?
Car Insurance help???
Can your spouse legally cancel you and dependents from health insurance policy.?
Collector car insurance for teens?
Car insurance quote help.?
Car insurance 17 year old?
How much is Straight Truck Insurance?
Do Dashboard Cameras lower your insurance rates?
Auto Insurance question not my car?
How will a speeding ticket going 9 over affect me personally and insurance wise?
Need a group for medical insurance?
Why do auto insurance companies delay medical payments?
Is it ok for a girl to drive a Mustang?
What life insurance is best for a husband and wife who are newly pregnant?
Motorcycles and insurance?
What auto insurance should I get?
Why don't people just buy themselves health insurance?
Homeowners insurance vs. auto insurance for theft?
Cheapest Car Insurance For Ford Taurus 2003 SES ?
Why do you need to be forced to buy Obamacare?
Why do you need to be forced to buy Obamacare?
Where can i find cheap auto insurance?
Can I go under my grandmas car insurance?
Cost to insure a Bentley?
Can my insurance company deny my car claim based on my credit report?
What does your credit paying history got to do with paying higher/lower car insurance rates?
IPhone 5c black screen?
If my mum is insured to drive my car, does she still need insurance on her car?
Why do Liberals want to be force to pay Health care Insurance?
Where can I get an affordable prescription without insurance?
Get a insurance quote on 2010 honda civic?
How to get seen by a doctor without health insurance?
Can I challenge insurance wanting to total loss my car? they wanted to me to take it to a shop of their own so I ignored them and?
Lower cost health insurance recommendations needed?
Motorcycle Insurance for a 23 year old male?
If your car is stolen does insurance pay what you owe or what the car is worth?
What is the cheapest health insurance?
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Is there a time limit for a auto insurance claim to be completed?
I was in a fender bender with another car in a parking lot a month ago. I filed a claim with the other guy's insurance agency the same day as the accident and have yet to be told if the claim was approved or denied. I spoke to my adjuster last week (as well as the week before) and they were still waiting on photos of the other vehicle. Is a month normal? The auto insurance company is Wawanesa. So my questions is...is there some kind of legal time limit for an insurance agency to approve/deny a claim in the state of California? Or might I end up waiting months to hear anything? Thanks.


Insurance question: My car has dents on the roof from recent hail damage.?
If I call my insurance company to get it fixed, does my insurance cost go up?"


Do i need to insure my popup camper?
I just bought an 88 viking pop up camper here in Michigan, and was wondering, do i need to insure it? is it a law? or just a recommendation? im hearing many things when i ask that question and i really need a for sure thing here. i dont want to get pulled over and get ticketed for having no insurance on it. but i also dont want to pay 300 dollars a month for something i bought for $450. Thanks!"


Can I legally drive my mother's car if i'm not on the insurance?
Im a 19 year old with a driver's license and I live in New York. My mother has insurance on the car, but I'm not on her insurance policy. If I get into an accident am I covered at all? Also from a legal aspect, if I get stopped by a cop will I be in trouble\will my mother's insurance go up?"


Do you need your own auto insurance in New Jersey ..when you only have a permit or are you covered under your parent's policy?
Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?


Im Looking for cheap auto insurance in NJ?
Any suggestions? Anything except Cure,Esurance,Metlife and travelers. been there done that. Cure is just awful and unprofessional!"


Car Insurance quesiton?
I live in Orange County, California. My question is if there is any cheap car insurance? I'm looking just for liability and would appreciate if anyone knows of the cheapest insurance. Thank You for all those that answer:)"


Term Life Insurances-Nicotine and insurance testing?
I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the past several months). Do they test for nicotine or some other chemical in tobacco to verify if I am a smoker or not? A friend of mine tested positive for smoking and he had smoked a cigar about two months previous...can they test that far back on a blood test??? Thanks"


Buying Life Insurance Now?
If I Was To Buy Life Insurance Now At Age 19, And Then I Was To Die In The Next Year. Would My Family Still Get The Money?"


First time dealing with car insurance for a 19 yr old?
I just finished drivers ed today and I want to go ahead and get my drivers license because also Lowes called me and want me to come in for orientation! Crazy day right? 2 good things in 1 day. But anyways the Lowes that I should be working at is maybe 15 minutes away and the position I have should be a night position. I'm sure my mom doesn't want to drive around at night so I told her she can just give me the car at night. Here's the thing my dad said he'd have to put me on his insurance. I would like to get my own insurance so they can save some of there money. So can anybody point me in any direction or give me some tips. Because im clueless when it comes to car insurance. Right now my mom is asking me do I have to work there. I plan on grabbing this job because I've been looking for awhile and I finally got 1. Ain't no telling when I'll get another one


Lowest priced car insurance for under 25's?
I am currently due to renew my car insurance, I am 23, and have been driving for 2 years. I have been looking on some comparison sites, however I know some companies are not on the sites and could be cheaper - any tips based on experience? thanks"


"Hi I'm 25, doing my test soon and I'm going to get my first car soon, looking at online insurance quotes...?"
... somehow the quotes show that the pass plus doesn't make any difference with the insurance, do you think I would have to phone the company to sort out the discount? If there isn't going to be a discount is the pass plus still worth getting?"


How much extra on car insurance does an amp cost? Or dyou not pay any extra?
I treid all the insurance comparison websites and none showed amps in the modification part. I'm 17 and pay over 1000 pound for insurance already and don't want the price to go up much. Any help appreciated :)


Insurance for Bentley GTC Continental?
I (sadly) dont have one of my own - yet (im working on it..) Just out of general.Theres another new footballer on the go,hes only 21 & recently purchased a bentley.Approx. for someone in there early 20s how much would insurance cost? (I understand hes a footballer,he earns more a year we all do lol..) Thanx in advance xx"


Affordable health insurance? My husband's work does not pay for mine nor our son's insurace so we pay out of?
pocket. We have Aetna right now but they just keep jacking our prices up. My husband has not been to the doctor at all this year and they have raised his prices too. Does anyone know of a good health insurance plan that is affordable please?? Thank you!


What is the advantage of having life insurance?
I know it aids dependents upon death, but i believe a person could invest or save the money and simply write a will to ensure the funds are given to dependent persons.


Car insurance question?
My car was recently hit and the hitters insurance said that my car was a total loss. can anyone tell me what that means and will they pick up my car and give me its blue book price?


Why would a African America have to pay more for car insurance?
Me and my friend writes for the school news paper. We did our own investigation like the local news will do sometimes.We both at two different times went to see a local and same agent for a car insurance quote . We are both the same age, No record of bad driving, No criminal record, also wanted insurance on the same car and same gender. The only different variable was race. I don't think time would of played part since it was only 1 hour apart. This offends me how the car companies can do this. I wondered why? Any information or missing links that can help us write this story?"


"Hi Guys, Need your help. I am a first time driver looking for a cheap car insurance for my car?"
please tell me car insurance company name, if possible"


Are there any insurance for those who have low income and that is low cost or no cost?
I just want to explore my options to see what's out there. I work part time minimum wage. I graduated college and looking for a good full time job. It's very hard.


"How much is commercial insurance for Brooklyn,NY?"
What is the average insurance cost for a electronics store holding under $30k in assets per month in brooklyn, ny?"


Do you think I could live off of 1800 a month?
I'm 18 and thinking about moving out in about a year. I would be making about $1800 a month. The rent of the apartments I'm looking at are $555-600. My car insurance is $220. My phone is $65. I've never lived alone so I'm not sure how much utilities usually cost. And I don't eat that much so I probably won't spend any more than $70 a week for groceries. And I use $80 a month in gas for my car. I know I could probably make it with a roommate, but I don't know anyone looking for a roommate. And although I get along with pretty much everyone, I think living alone would be fun too. I know I would probably be broke most of the time. but I'm usually broke anyways, because my mom asks me for money and stuff since I'm 18 now."


How much is car insurance?
Im 16 and looking to buy a car and i want to know how much i am goin to have to pay for insurance.


What is the best absolute posibble health insurance to have?
I wanted to know what is the best health insurance. Can I pay out of pocket for something like blue cross how much is it.


"How long will I have to work until I can get a car, and insurance?
I'm 16 and plan to work at McDonald's or a local restaurant. It'll be after school so I'll only be earning minimum wage. How long will I have to work to earn enough money to buy a car and insurance? Thank you!


Car insurance loopholes?
What are the loopholes for lowering your car insurance? Ie. will putting the car in my parents name lower the insurance? Adding someone else on? Lowering the estimated value? etc.


Adding car to insurance policy?
I just bought a car from a local used car dealership, and they tried to have my insurance company (All-state) add the car to my policy. But All-state refused because i'm not the policy holder, my dad is. So i left my car at the dealership and now i have to call All-state and add this car with my dad. I need to have All-state replace another car on the policy. What information will they request? I know that they will ask about the dealer and the car. Such as, the vin number, the millage, and others... But will All-state request information about lien holder?"


What do you know about home insurance involving a fire?
My friend had a fire in her home, during the final days of the sale. The insurance company is trying to prove fraud on her part, which there is none, and she has not paid out since Sept. 28, 2008. She is going for a polygraph test later next month, in the mean time she has no where to live, they have given her $2500 living allowance and refuse to give her more at this time. Any suggestions on what she can or should do?"


Pre-existing condition on health insurance?
If I apply for health insurance with a preexisting condition and they give me a 12-month waiting period before covering the condition - does that 12 months start over"" if I am treated within the waiting period and I pay for the treatment on my own? Or does the 12-month waiting period begin from the date I purchased the insurance"


"Car inspected, tags, insurance, and title questions?"
Hi everyone. I have a 1996 saturn that has just been sitting for about two years now. I have a few questions. The car's tags expired about a year and a half ago, so in order to get new ones, i have to get it inspected and fixed and whatnot. I dont want to drive a car with expired tags, but is this what ill have to do in order to get them? And before I can get it inspected, i have to have the title for the car, right? My dads name is on the title, but he lost it when we moved. Can I get a new copy of the title, or does he have to do it? One more question, my dad stopped paying for insurance on it a long time ago. Like, a long time ago. Should I get it insured before i try anything else? In my mind, I plan on getting the title first, then getting it insured, getting it inspected, and then getting tags to make my car legal. Is this the right approach? My dads doesn't think he should help me with any of this, so I'm kinda on my own here. Thank you!"


"How should someone get their car insured so I can get my driver's license with the car, if they will be giving me the car right after?"
So I'm trying to get my driver's license for the first time. My dad is going to be giving me his car very soon, but it is uninsured. Is there a kind of temporary insurance he can get so that I can take my driving test in the car, then I can obtain my own insurance when I finally own the car? Or some kind of insurance that he can get that I can transfer over into my name with a simple rate adjustment? Should I just try to use someone else's car? I live in Illinois if that helps."


What is the advantage of having life insurance?
I know it aids dependents upon death, but i believe a person could invest or save the money and simply write a will to ensure the funds are given to dependent persons.


What is the average cost of a cavity with insurance?
I have a pretty bad cavity on a front tooth. It has some erosion from both sides. It has gotten extremly worse over te past few weeks due to the fact I'm pregnant and can't stop eating lemons, which I know destroy your teeth. But I have insurance and it covers white fillings 80%. When I called to schedule, he didn't give me an estimate but from what I see everywhere with insurance it's about 30-70 a filling with insurance. Is that right? And also, since it is visible, do I absolutely have to get an X-ray? I don't want to get another one as I have already had one being pregnant this time. My dentist recommends not waiting til after the baby as it is already becoming sensitive. If I do need an X-ray, what is the cost of that? I know lists of questions. I just always over think things like this before hand. I live in North Carolina. I know prices vary from dentist to dentist. Thanks!"


What insurance does a freelance riding instructor need?
What insurance does a freelance riding instructor need?


Can you buy Insurance to cover accidental injury only?
My kids have no health Insurance. Can i buy an Insurance which can cover them only for accidental injury caused by fall or skate boarding?


Which company gives cheapest quotes for car insaurance ?
Which company gives cheapest quotes for car insaurance ?


Health insurance was terminated?
I work in a restaurant, and I had health insurance that was $30 every 2 weeks. Because servers are only paid $2.13 an hour, they aren't always able to pull the health insurance from my check. Corporate no matter how many times I try, I can't get my address changed. So they kept mailing letters to my dad, and no matter how many times I did a forwarding service through the postal office, they never came to my house. I started working there when I was living with him, that's why it's under his address. The company changed systems all together, and we now have accounts that we can change our information. I've done it a million times and somehow they never get it right. So anyway apparently a letter was sent to my dad about a balance that wasn't able to be pulled, he knows nothing about it, but he did get the letter that was telling me they terminated my insurance until next enrollment. I'm pissed because like I said, this isn't a matter of I couldn't pay, this is a matter of we aren't paid enough to cover it every month and they have been negligent about updating my information. It's not the end of the world if I have to go til January until I have insurance again, but ironically the day I go to my doctor about an infection, my dad gives me the letter from the benefits office. I'm assuming since they have already terminated it, they can't just magically give it back...but any advice?"


How long do points last for no insurance?..?
How long do points last for no insurance?


Can I withdraw an accident claim if they want yo total my car?
So my car was parked in my driveway and a mailman backed into my car. I have a 2000 mitsubishi eclipse and the damage was only cosmetic. The repairs are 1500$ the retail value of my car is 4000$. Can the at fault insurer (the mail man's insurance) total my car and if so can I refuse and withdraw my claim and keep my car? I'm very anxious and I would like to repair the damage however if they choose to total it id rather just repair it out of pocket and keep my car. Is that possible? And do you think it'd be totalled? I'f so can I just withdraw my claim? And if I can are there any repercussions?


What is the average/allowed referral fee from insurance agent to insurance agent in Texas?
Is this the same for Health Insurance referrals? Why would most agents not be interesed?


Does having to file an SR-22 form make the insurance more expensive?
Until I just read some answers here in the Yahoo Answers thing I didn't realize that SR-22 was just a form and not an actual type of insurance....so I guess now my question is just does having to file for SR-22 make the insurance more expensive? Can any insurance company file the SR-22? What is the process there, do you just go in to an insurance company and tell them you need to get insurance and tell them you need to file a form SR-22 with it? How would that work with other people in my household who will need to be insured as well? My husband and I both have not had insurance for a couple of years, but I'm the one who has been caught driving without it on several occasions and I'm the one the DMV wants an SR-22 for. I just...I have no idea how it all works, can someone please help me out? And the main thing I just want to know how much more expensive it will make the insurance. Thanks. Please email me at rachaelsbird1@gmail.com if you need more information from me to answer my question better. Thanks to anyone who will answer."


"For Home Owner Insurance purposes, is an unfinised basement included in total square footage of the house?
Are Insurance company underwriters not supposed to include unfinished living areas of the house when determing my total square footage of house for replace cost purposes? My premium went up even though the home inspector from Allstate did not know I had part of my house that is unfinished. I was not home at the time when he did this home based underwriting square footage procedure.


Where is the group number located on a Kaiser Permanente card?
Where is the group number located on a Kaiser Permanente card?


Is this considered Expensive Insurance???????
This is my firsft full time job with insurance out of college now. I was wondering if you thought it was expensive since I am new to this. It is 200 a month even and I only make 2100 a month. It does seem pretty good though, is this decent insurance?... No deductible. Doctors visits: 100% paid after a $30 dollar co-pay for physicians and $45 for a specialist 100% paid rehab services (phys. therapy, chiropractic visits) after 30 dollar co-pay, for a max of 60 visits a year 1 eye exam every 2 years, 100% paid after a 30 dollar co pay Dental: no deductible or co-pay, 100% paid for preventative services. 80% paid for basic services. The max they pay per year is 1,000"


Which car insurance would be cheaper?
I know it's different for everyone but which would be cheaper (details about me would be exactly the same)? Getting my own 1L car and insuring it as the main driver or becoming a named driver on my mum's 1.4L car? Her being the main driver. I'm a 17 year old male on a full license. Thanks x


Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)
Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)


Phone Insurance?
I'm planning on buying an expensive unlocked cell phone (Nokia N95) and joining a family plan at AT&T in the U.S. AT&T doesn't sell the phone that I'm getting.. 1) Can I get phone insurance from AT&T? 2) Can I get phone insurance from anyone?


What is the advantage of having life insurance?
I know it aids dependents upon death, but i believe a person could invest or save the money and simply write a will to ensure the funds are given to dependent persons.