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Can I challenge insurance wanting to total loss my car? they wanted to me to take it to a shop of their own so I ignored them and?

went to a shop of my own. The person said repairs would total $4000 and the car is worth $5000 so insurance would declare it a total loss. They also said the shop insurance wanted me to go with give much higher prices. My car is a 2000 Lexus with 90k miles and immaculate in and out. The only thing that was damaged by a car that hit my parked car was the fender, light and the fender has deep scratches. I got a referral from a friend and the took it to a second shop which said they will work to keep the price down so insurance doesnt declare it a total loss because damage is not that bad but this is how insurance companies work with used cars. To me the car is like a new car and I would hate for them to total loss it or have to get a salvage title for it. My question is, can the adjuster challenge the shops price and vise versa? I don't want to total loss it since second shop says it's very fixable but standard for insurance to do this.

   








Lower cost health insurance recommendations needed?
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Long Term Disability - Life Insurance?
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Motorcycle insurance?
Why do liberals keep referring to the new health insurance system as affordable?"?"
Car Insurance Question?
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Cheap car insurances?
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Term insurance for diabetic person?
How much would insurance cost on a 96 Chevrolet camaro?
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Home contents insurance?
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What health insurance would you recommend for a LLC business owner?
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If I had a company, and I had to pay for car insurance out of the capital...?
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Replace Old Car Insurance or Go With a New Policy?
I have a question regarding an auto insurance claim.?
Will my car insurance rates go up?? Help!?
What happens if you have health insurance through your job, then have to get new health insurance?
https://fimordmisrotha.wordpress.com/2017/06/04/where-can-i-get-cheap-affordable-health-insurance/

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Average cost for car insurance.?
I just got my license and am looking for a car between 2000-2006 and under $5,000. how much will car insurance on average for a female, age 23 and first time driver in ct?"


Car Insurance cost for 18 year old?
i live in washington by the way.


What types of car insurance are there?
I'm a confused soon-to-be licensed driver. My mom just got my sister (who is 18) some type of insurance for driving. From what I know, it's expensive. But I know that our car has insurance. What kind of insurance did my sister possibly get and how does it differ from the insurance for the car itself? Is there personal"" insurance for each driver? Is it required or is the car insurance only the main requirement? Which type of car insurance/s is required???...(sorry if my question doesn't make sense. I dont know how else to word it lol)"""


Should i go through the whole car insurance thing?
Hey guys, so someone rear ended me this morning and im debating whether or not to file the claim through the other person's insurance company since im pretty sure it would be his fault. But i'm debating whether or not i should even bother becuase the damage is very minimal ( theres only a small imprint of the rectangle from the guys license plate.) But i got in a car accident about 8 months ago which ended up being my fault. so since the damage is minimal to my bumper, i'm not sure its worth the hassle and the possibility of my rates going up, even though not my fault. should i just let it go? or file a claims through the other persons insurance, and if i do, do i have to call up my own insurance company as well? or by filing the claim through the other company, they'll take care of it? thanks for all the input."


Is it cheaper to buy health insurance in any other state than CALIFORNIA?
Thanks for all the information. I should make myself clear. California is awful. I was born and raised here. It IS VERY EXPENSIVE, down to gas. There are so many people here it is laughable. All the millionaires left years ago because of taxes and we are now the biggest entitlement state in America, no places to work because again TAXES AND REGULATIONS! I am going by myself. We have sold out out cattle and I have moneys to buy somewhere but not here. Insurance is about 600.00 here for me I think that is expensive. BUT"


Why online Insurance policy are cheaper than offline? Do they have any difference in type of cover they give?
It is observed premium paid on life insurance term policies are Much cheaper than offline. Is it only because of agents commission or there is difference in type of coverage?


How to get my insurance?
I'm 18 and I'm in the army reserves, how do I go about getting my insurance and all that? My recruiter is in Korea and I don't know who to ask. Thanks."


Insurance for surgery?
how long after i get insurance can i get surgery? i dont have insurance yet but i am planning on getting one (ppo). i am planning on getting surgery and i know that insurance will cover it, i just dont know how long i have to have my insurance for?? are there any insurance rules i need to know. any insurance agent out there help plz!"


How much do 22 year olds pay for car insurance?
How much do 22 year olds pay for car insurance?


Why buy life insurance?
1. If life insurance companies are highly profitable, most people will lose money on their investments, right? 2. Wouldn't it be smarter to save money in tax deferred accounts and create a will with the beneficiarie(s)?"


Car insurance claim denied??
I got into a car accident with my boyfriends car (my fault). I hit someones car. I'm not on his policy. I ended up staying with him after the accident because I broke my ankle an was on bed rest. His insurance won't pay the other party because his policy states that household members have to be listed as a driver. But at the time of the accident we were not living together and I have a lease in my name and utility bills for the time around the accident to prove we weren't house hold members until after the accident. Now the person who I hit insurance company is suing me? What do I do? My boyfriends car insurance is obligated to pay I have everything to prove that I wasn't a house hold member.


How long with a car accident affect your insurance rates in California?
I was found at fault for two accidents (damage >$750) a couple years ago and also got ticketed for turning right on a red at a no right on red"" light. I just spoke with my car insurance company and was told that the accidents will remain on my record for 5 years. Is that true? I looked up the DMV code for California and it looks like the accidents are reportable for only 3 years (no one was hurt"


Will a red light camera ticket affect my insurance rate?
I live in Oregon and I was in Vancouver, WA last Saturday and I wasn't paying attention and I ran a red light. I'm not entirely sure if there was a red light camera there but if there was and I do receive a ticket, will it affect my insurance rate? Will this ticket go on my record?"


WHAT INSURANCE WILL HELP MENTAL HEALTH?
so i lost my health insurance at 19 and im trying to go on one by myself, i got to an outpatient program called High Focus for anxiety and depression and were paying out of pocket for this which is extremely expensive, can someone tell me an insurance that would cover this High Focus center its a private place and does not accept medicade, medicare, or state funds."


How can I get affordable Medical Insurance for my family?
My wife and I are hoping to have another child soon. Were getting alot of our debt paid off since I am working overtime. However our current Insurance doesn't offer maternity coverage, actually in the state of Michigan you can only get Maternity Coverage though a Group Policy..However the group Policy for my family is 1000 dollars a month. I only make 45K a year...So we went with an Indivisual Plan for our family. I know that Blue Cross"" will over Materinity but you have to pay 700Plus a month for it. Do you have any suggestions on how to get good Maternity coverage?"""


Can I challenge insurance wanting to total loss my car? they wanted to me to take it to a shop of their own so I ignored them and?
went to a shop of my own. The person said repairs would total $4000 and the car is worth $5000 so insurance would declare it a total loss. They also said the shop insurance wanted me to go with give much higher prices. My car is a 2000 Lexus with 90k miles and immaculate in and out. The only thing that was damaged by a car that hit my parked car was the fender, light and the fender has deep scratches. I got a referral from a friend and the took it to a second shop which said they will work to keep the price down so insurance doesnt declare it a total loss because damage is not that bad but this is how insurance companies work with used cars. To me the car is like a new car and I would hate for them to total loss it or have to get a salvage title for it. My question is, can the adjuster challenge the shops price and vise versa? I don't want to total loss it since second shop says it's very fixable but standard for insurance to do this.


Doubt on two wheeler insurance ---Help?
My father has purchased a second hand bike for me but it is registered with my father name. I am going to use this bike. Now i have the following doubts 1. can i need to buy a new insurance or i can renew the existing bike insurance of bike seller. 2. if i need to buy a new insurance , with which name i need to buy ? my fathers or mine ? 3. can i use online facility of ICICI Lombord ? there it is showing the following 2 options 1.Buy insurance for brand new Two Wheeler 2.Buy insurance for brand new Two Wheeler which option should i choose?"


Can you get insurance before you buy the car ?
I plan on buying a car within the next two weeks,is it possible for me to get insurance first ?"


Why does my car insurance come up so high even when im 21 years old?
hi the car insurance has been destorying my life. I cannot figure out why car insurance in UK is so high, im 21 and i want to insure a 1.6 mazda 3 which is i think group 6 insurance. I HAVE CLEAN LICENCE!! no claims or any other other conviction and still the cheapest quote i get is 6000 hahahaha. thats ridiculous!!! like 2 years ago i use to get cheap quotes for same size cars at around 1000 now for some reason same thing costs me more!!!!!!!!!!!! i have tried everything but cannot figure out why this happening. PLZZ HELP ANY ADVICE WILL HELP SO MUCH. i have 0 years no claim discount but thats because i have been on my dad's policy but even then dont you thing 6000 quote is mad, even when i try insuring a littlle 1.0 ltr car quote comes out at 5000 lool"


Can you have be under two car insurance companies at once?
My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?"


Insurance for Toyota sedan?
I'm 17 years ald, about to be 18 and I'll be moving out and paying for my own insurance on a 1991 Toyota Camry. I haven't been in any accidents thus far, but at my age and the age of the car, how much would insurance be?"


If you borrow someone's car and you get it an accident what happens with insurance?
My father says that he doesn't want to lend out his car because I'm not on the insurance. My husband says that it has nothing to do with insurance. What really happens if I have an accident? Scenario- My fault or not at fault accidents.


"What to do when your Auto Insurance Agent calls you up and cries on the phone and threatens you, Do you change"
Agents or the Insurance Co? I filled out a questionare rating how pleased I was with the service from my Insurance Agent, I gave him low marks cause he told me he would raise my auto insurance if I didn't buy homeowners and life insurance from him. So I wrote that down on the questionare and the Corporate seen that and he almost lost his job next he calls me up, and cries like a baby and told me if he loses his business or his job I am the one to blame What would you do?"


Can I drive another car with my fully comprehensive insurance?
I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance"


Insurance pricing?
i bought a car and need to put plpd insurance on it but i do not have much money and have a lot of points on my lisence i am over the aloud amount in my state. how much would it cost for plpd insurance? i need the cheapest possible and my car is 17 years old and is only worth $200.


Colonial Penn Insurance - how big is a UNIT?
The ads and website quote a price like 7.85 per month PER UNIT. I don't know if a unit is $100, $1000, $10000? The phone number quotes the price but ALSO evades the question of how big is a unit. Does anyone know the answer?"


Business liability Insurance coverage...?
If anyone knows an insurance company that has good rates to insure my small Assisted Living woukd be greatly appreciated. I need coverage 500k or 1 million. I am located in Phoenix, Arizona. Thank you"


2012 subaru wrx insurance rate?
I am looking to get a 2012 subaru wrx. I am 17 and i am part of my family's all state insurance plan. I have never had an accident and i live in New York. What kind of price should i be looking at. I was told that because the car has a turbo it increases the insurance rate even though it is a four door four cylinder car. Thanks for the help.


Why has my car insurance jumped up from 700 to 3000?
Two weeks ago I done some insurance quotes. I was shopping around and doing price comparison sites. I did quotes on a few different car makes and models but all cars were 1.2 or less. All quotes were comin up around 700 and 800 and 900 and up to about 1500. Now when I do quotes on 1.2 cars, or example an old 1994 ford fiesta and1.2 Peugeot kisser they are all coming up around 2000-3000 All my details are exactly the same ad two weeks ago. Literally exactly the same. Could it be the weather affecting the price? Surely not that much though?"


"Solo accident, going to file sr-1, repair estimate $2200. should i tell insurance? (2nd accident in 5 months)?"
first of all, yes, i am a bad driver and i'm really going to drive slow from now on. this is my 2nd car accident in 5 months. the first one was deemed 70% my fault(my car and another one involved, we went through insurance). in this most recent one, it was just my car and a wall initial repair estimate is about $2200. i'm going to file an sr-1. so it looks like i have several options: option1) file the SR1, don't even call the insurance company, pay out of pocket option2) file the SR1, tell insurance, get them to pay for some of the repairs, and i pay for the rest option3) file the SR1, tell insurance, have them pay for all of the repairs how would my future insurance premiums be affected in each situation? how would it affect my DMV record and points against my driving record? i'm guessing the insurance company will find out even if i don't call them directly because of the SR-1 i'm going to file. but if i don't make the insurance company pay, will they not hike up my premiums as much? any suggestions or knowledge about sr-1 and insurance? thanks!!"


Does anyone know cheap car insurance for 26 year old female?
Does anyone know cheap car insurance for 26 year old female?


Can I challenge insurance wanting to total loss my car? they wanted to me to take it to a shop of their own so I ignored them and?
went to a shop of my own. The person said repairs would total $4000 and the car is worth $5000 so insurance would declare it a total loss. They also said the shop insurance wanted me to go with give much higher prices. My car is a 2000 Lexus with 90k miles and immaculate in and out. The only thing that was damaged by a car that hit my parked car was the fender, light and the fender has deep scratches. I got a referral from a friend and the took it to a second shop which said they will work to keep the price down so insurance doesnt declare it a total loss because damage is not that bad but this is how insurance companies work with used cars. To me the car is like a new car and I would hate for them to total loss it or have to get a salvage title for it. My question is, can the adjuster challenge the shops price and vise versa? I don't want to total loss it since second shop says it's very fixable but standard for insurance to do this.


"If i become knighted, will my car insurance costs be lower?"
If i become knighted, will my car insurance costs be lower?"


125CC bike insurance for 17 year old?
125CC bike insurance for 17 year old?


You hate whole life?
To BAL: your statement: You are buying a contract to pay a fixed benefit which you hope will not pay off until 30 or more years down the road. Which means that is value is likely going to be worth much less in constant dollar terms than the face of the policy today."" Yea that is true with term life but not with traditional whole life. whole life allows you to use your dividends to buy paid up additions which is buying extra death benefit. a 1"


"If i have 2 separate car insurance policies and make a claim on one of them, will i lose my no claims on both?
I have 2 cars and i use different companies to insure them. my boyfriend is a named driver on one policy and i want to know that if he has an accident it won't mess up my no claims on the other policy because i've built it up to 6 years now.


Does anyone have a moped and pay insurance for it?
I would like to get a moped when I get my driver's liscence in a few months or so. Does anyone own a moped and pay insurance for it? I've heard it's much higher than car insurance. And also, would the insurance rate be higher for a new driver, rather than one who has had a liscence for a few years?"


Looking for affordable medical insurance plan for my husband. he is 31. please suggest?
Looking for affordable medical insurance plan for my husband. he is 31. please suggest?


"Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?"
Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?"


Anyone else going barre on home insurance.?
I'm thinking of going bare on home insurance. My premiums are now more than my mortgage so I plan to pay my mortgage off and go without home insurance. I had a claim for robbery recently and insurance took six months to settle and paid on minimally although I had good covergage. I have no debt and some captial to pay for repairs. Anyone else done this?


Life insurance for parents?
For the guy who was kind enough to call me an idiot. Thanks. I didn't realized that my motive was fraudulent. I'm merely getting some kind of protection so any expenses for funeral and stuff is covered. I do not care if there is money left or not. I have my own retirement plans and life insurance with other investments. When I retire, I don't need to rely on whatever inheritance I may or may not earn from my parents. I'm doing this to make sure it doesn't cost me a penny to cover for the cost of taking care of their arrangements. I hope you have a kid that is willing to do this for you when your time comes. Retard."


How can auto insurance screw you over?
Okay, I recently got into a car accident.. I am fully covered. My boyfriend was driving my car since I was not comfortable driving in a snow storm, we hit black ice and my car went into a pond.. It may be totaled, the adjuster still has to look at it. But now my auto insurance is claiming they might not be able to cover the loss of my car since the car title was put into my name only and I am under my parents auto insurance... but we asked the company before I bought the car if it was OK to be put under my name and not under my parents name since I am 19 years old and live under my parents roof. Help???"


Insurance for a 2007 Nissan Sentra SE-R Spec V?
I've been wondering how much insurance would cost for a 2007 Nissan Sentra SE-R Spec V for a 16 year old as the main driver, but I don't want to send my information to an insurer for a quote and possibly get unwanted solicitaions from them. Does anyone have any idea? Oh, and would it be different for a 17 year old?"


"Are there health insurance plans that are low premium, high deductible?"
I mean like a $5,000-$10,000 deductible or higher. I have a lot of savings but I'm going to have a part-time job for a little while. I'd like to just pay $100-200 a month or lower for health insurance. Or as low a premium as possible."


"Is it illegal for apartment complexes to refer"" insurance companies in Florida?""
and be paid for those referrals?


Is $450/month too high for health insurance?
My husband has a mini- medical plan with a cap on wellness at $500 and yearly $3,000 for a monthly premium of $280. Looking to get on a full insurance plan at my work. It pays 60% of my premium but not of my husband or daughter's. It is going to run $454/ month. My daughter is 1 and 1/2 and getting vaccine booster/ wellness exams. I fear with my husbands plan we will be paying for a lot of Dr. visits for her and worry about not having enough coverage help if in future would need to go to hospital or have Surgery. the plan at my work has a deductible of 2,000/year. I don't know what to do should we just stay with his plan or would it be safer to go with mine. I just worry about paying that much a month is it worth it?"


V6 mustang insurance cost?
Hi I'm 18 just getting my license and my dad is considering getting me a v6 mustang. I'm just curious if any of you might know the cost of insurance for one. I don't mean a convertible one either. And it wouldn't be in my name looking at the 2000-2005 model v6. And would like to have the estimated cost of insurance


Can I challenge insurance wanting to total loss my car? they wanted to me to take it to a shop of their own so I ignored them and?
went to a shop of my own. The person said repairs would total $4000 and the car is worth $5000 so insurance would declare it a total loss. They also said the shop insurance wanted me to go with give much higher prices. My car is a 2000 Lexus with 90k miles and immaculate in and out. The only thing that was damaged by a car that hit my parked car was the fender, light and the fender has deep scratches. I got a referral from a friend and the took it to a second shop which said they will work to keep the price down so insurance doesnt declare it a total loss because damage is not that bad but this is how insurance companies work with used cars. To me the car is like a new car and I would hate for them to total loss it or have to get a salvage title for it. My question is, can the adjuster challenge the shops price and vise versa? I don't want to total loss it since second shop says it's very fixable but standard for insurance to do this.