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If you change your homeowners insurance to a lower rate does your escrow rebate you the difference?

We have a policy with Travelers that was $1047.00 a year. I shopped around for new insurance and now have a new policy for $538.00 for the same coverage but the house value has been adjusted to what it is actually worth now (it seems that they were still working off of the value during 2006 when we got the policy). The new policy will become effective as soon as the old one ends on July 1, 2009. However I've paid into my escrow all year for what the anticipated bill of 1000 was going to be for homeowners, now there is going to be extra money in the escrow account, as well as all the money that is in there for my taxes (enough is in there to fulfull that obligation as well). My question is will Countrywide (now BOA) refund me the overpayment into escrow? I wouldn't mind if they put it towards the principle of the home but I would rather put it as a payment against my credit card (also through BOA) instead. And also, how long does it take for the Mortgage company to readjust my payment as my insurance is now lower (in the past when my premium had gone up they adjusted the mortgage payment to put more into escrow), but now it will not need as much. AGain, I wouldn't care if more was put towards principle but I would like to get my CC paid off sooner and it has a higher interest rate than my mortgage.

   








What should a new home owner look for to get a good homeowner insurance policy?.?
What make and model of car is cheap to insure?
What kind of insurance policy you need so anyone can drive your?
Free/Cheap health insurance available for college students?
How to get Homeowners insurance after bankruptcy?
How much does auto insurance cost for a 17 year old boy for insurance companies?
Why are my car insurance quotes so high?
How can I succesfully start a work from home in insurance sales?
I am about to turn 18 and get my license in 2 weeks. How much insurance will i pay every month? I am buying a 2013 Dodge charger sxt?
How much insurance should I have on a 12 year old car?
Long-term care insurance?
Can I apply medical insurance if I just got to US?
When will my car insurance rate lower?
Do I have to tax a car if it is insured? I know that you HAVE to insure a car if it is taxed.....?
What is the difference between General Liability insurance and umbrella insurance?
Why should someone like me get health insurance?
How much is hurricane insurance in Florida?
How much does it cost for a shoulder MRI?
How come I can't medical or insurance ???!?
I am 65years old and I have med care a and b which insurance is cheap for part c,d?
Will my insurance go up if my son gets his license?
Anyone know of affordable dental insurance for western Ky? ?
Auto Insurance in Ontario, Canada.?
Car Insurance for teens.?
Can you get life insurance on a parent without their ..consent?
Car accident, no insurance?
Do I need to have insurance before buying a car?
Is my all state car insurance premium too expensive in Atlanta?
How much does health insurance cost?
Do I need to have insurance before registrating a car in California?
How can I get car insurance?
Farmers insurance song?
16, Buying First Car?
16, Buying First Car?
My car insurance is almost 3000?
Can you rent a car without car insurance?
Is there nay car insurance companies cheaper than elephant, bell & admiral ?
How much is comprehensive insurance for a Kawasaki ninja 250r?
Why don't most folks want to admit that the new Health Care Law allowed many Americans better Insurance? No pre-existing conditions, etc...?
Home insurance question - what if I am paid more than the cost of my repair?
Which is the best Mediclaim/ Health insurance in India, Genuine, Quick & Transparent?
Getting a quote on a 67 mustang cobra?
What are some major developments in health insurance?
Why are republicans fighting the health insurance mandate and not fighting the car insurance mandate?
My father is a U.S. resident. What are his options for health insurance if his employer doesn't offer it?
Help!! Ive lost my engagement ring! Can I claim on my home insurance?
Does anyone know how much it cost to insure a honda integra ivtec 2006 model car ?
How much is car insurance in the UK for a 21 year old? I'm being quoted 1000pnd/month!?
Am i paying too much for car insurance?
Will my insurance go up when someone hits me?
https://afeducisthin.wordpress.com/2017/06/03/do-car-insurance-rates-go-up-when-being-rear-ended/

https://miistagalnewde.wordpress.com/2017/06/04/insurance-rate-for-a-2000-toyota-celica/






























































Where can I buy group health insurance besides work?
I'm thinking of starting my own business, or just going on sobatical. I need catastrophic coverage (emergency room visits) and a good prescription plan (to cover long-term meds) at a minimum. For the Rx plan, I'd like to avoid any pre-existing conditions exclusions since some of my meds are expensive. Ideally, I would like to have hmo/ppo coverage like I have now, but it would seem like that can't happen. I've heard some stories about joining certain clubs to this end, but have no specific info. Thanks in advance!"


Will My Parents Insurance go up?
They had no idea i took the car, im so screwed"


Lying on car insurance to police when stopped?
if a person lied about the age on a car insurance policy and stopped by the police ..what would happen i understand if someone were to do this that they could not claim if crashed and would probely lead to criminal charges.


Will my car insurance company find out ive lied on my no claims bonus unless i crash and have to claim?
Will my car insurance company find out ive lied on my no claims bonus unless i crash and have to claim?


How high are my Insurance rates going to get up too?
I am 17 turning 18 and i am looking at getting a 2000 Pontiac trans am with 28,000 miles. how much do you think my monthly payments will be on that car at my age for full coverage? and i have been in a n accident in the winter i slid into a tree so how much do you think that will be? I have state farm. Thanks for any help you may have."


"What to do, car accident rental with optional insurance?
What do I do at the scene of accident if I get into car accident in a rental (Enterprise)? If I bought the Damage Waiver and Personal Accident Insurance from Enterprise? Would I still show the other party my personal insurance information? Or just the car rental agreement?


What is a good but cheap dental insurance?
I am needing to get teeth implants but before I do I need a good dental insurance I want to be able to more healthier foods like raw vegan. Nuts and stuff like that plus apples and other hard fruit I had dentures but the dentist that did it made my teeth to big I had people pointing and laughing so I'm just going to get implants I need a whole mouth full I have two teeth on right and two teeth on left bottom


I wreck my car how much should insurance pay.?
96 toyota Tercel 2DR Maroon Automatic I just rebuilt the motor and transmission and it was was a total loss. A deer ran out in front of me I have full coverage. They only want to give me 1500. The motor has 600 in it and the transmission I put another 675 not 6 months ago it the thing was running fine before the wreck. I drove it 50 miles a day it got really good gas miliege.


How To Locate Life Insurance Records?
My mom used to work for a company called Super X Drugs in Arizona. She took out a life insurance policy offered to employees for her and my father, but the company went out of business. My mom passed away 4 years ago and dad told me about the insurance information, but can't remember where any of the information is. My question is if and how I could track that information down with the company being out of business?"


Car insurance question ? And leasing a brand new car question HELP!?
im planning on leasing a brand new bmw 08 , but the lease says $357. Ok, in the end what do i have to pay? im talking about after paying the down payment.. how does the insurance work? Every month do i actually pay 357 or is there taxes including, and insurance.. im confused about the insurance part cause do u pay with bmw insurance or lik for example geico..... i dont get it.. someone help.. how ddoes it all work wat are the final costs of a monthly leasE?"


Does how many times your license suspended affect your insurance rates?
Toronto


How much would insurance be for an 18-year-old boy driving a 2005 Mitsubishi Lancer Evolution VIII?
also, are they faster than a subaru wrx sti? i test drove a evolution and i could not belive the power. The turbo spools like no other"


Whats the best car for a 17 year old male? needs to have low tax and a low insurance group. thanks?
Whats the best car for a 17 year old male? needs to have low tax and a low insurance group. thanks?


Home inspection and home insurance?
I am thinking about switching to another home insurance company. This company not only charges the annual fee, but every time we ask for a technician, we have to pay $45. This insurance was left from the previous owner. Being a first time buyer, we didn't know better so we just took whatever the previous owner had already setup. I was looking at the things that it covers and found that some of the things we don't even have. Like the ceiling fans. We don't have ceiling fans. How do I find good home insurance? Also, I wanted to have a home inspector to come inspect the house even though we already lived in it for a few years. I want to know what's needs to be fixed and if there are new problems. Is it dumb to do that? Does anyone know an honest inpsector or contractor in LA? I have had so many bad experience and needs some good referrals. thanks"


Insurance quote for first car?
Hey guys I've been saving up for a while and have come to a conclusion of what i want for my first car 2006 Porsche cayman s iam16 at the moment and am making just a smudge under $900 a month and from my calculations i should have enough money by the time I am 20-21 so i was wondering how much my insurance would cost. I have my g1 and am getting my g2 in November and will be a occasional driver and would be driving my brothers car an Acura rl and would be getting a cayman as soon as i have enough money. My family is insured by TD and BMO so a quote from them would be preferred but if i can get a quote from another place that is cheaper but still provides full coverage it would be nice plus i will be going to uni and working so it will be daily driven and garage parked 50% of the time (other fifty will be my brothers/dads/moms car) and will NOT be winter driven I live in Brampton On thanks


If you change your homeowners insurance to a lower rate does your escrow rebate you the difference?
We have a policy with Travelers that was $1047.00 a year. I shopped around for new insurance and now have a new policy for $538.00 for the same coverage but the house value has been adjusted to what it is actually worth now (it seems that they were still working off of the value during 2006 when we got the policy). The new policy will become effective as soon as the old one ends on July 1, 2009. However I've paid into my escrow all year for what the anticipated bill of 1000 was going to be for homeowners, now there is going to be extra money in the escrow account, as well as all the money that is in there for my taxes (enough is in there to fulfull that obligation as well). My question is will Countrywide (now BOA) refund me the overpayment into escrow? I wouldn't mind if they put it towards the principle of the home but I would rather put it as a payment against my credit card (also through BOA) instead. And also, how long does it take for the Mortgage company to readjust my payment as my insurance is now lower (in the past when my premium had gone up they adjusted the mortgage payment to put more into escrow), but now it will not need as much. AGain, I wouldn't care if more was put towards principle but I would like to get my CC paid off sooner and it has a higher interest rate than my mortgage.


My house insurer has refused to renew my policy this year . Has anyone got any advice ?
My house insurer has refused to renew my policy this year . This is because I made 2 claims on my policy but DID NOT go through with it . The first claim was for the roof , I got an estimate and sent it off but the insurance company wanted to send someone out to inspect it first . They disagreed with the cause and refused to pay so I paid 1300 out of pocket for the job to be done . Then a few weeks later while I was out for the day someone reversed into my front garden wall and knocked it down and drove off . The police were involved and photos taken before I contacted my insurance company . They said to get an estimate which I did but was told that it would cost 150 so decided instead of making a claim ( as my excess is 100 and causing my insurance to go up this year ) I would pay AGAIN !!!!!! Out if my own pocket . Now my company won't renew my policy this year ? Is there anything I can do ?"


Health Care Insurance Costs are soo high!?
My wife is 28 years old, I'm 29 and non of our employers offer health insurance benefits. We're forced to pay for our own at $300 a month! That's $3,600 a year... it's too much for us considering we only visit the doctor once a year. I'm tempted to discontinue it but then again its tough not to have any health insurance at all. Any suggestions???"


"I have Federal Employees Group Life Insurance,(plan A&B) is this competitive to public policies,eg, term/whole"
Option A is the basic plan that will pay about $43,000.00 @ $14.00 monthly. Option B is 5 times my salary prior to disability retirement which will pay about $205,000.00 @ $50.00 monthly. My age is 49, and I would like to know if term or some type of whole life policies would be a better savings and pay-out. This policy will be for the benefit of my two children."


Car insurance/old car?
My parents have had this old minivan 2000 Ford windstar since 2001 to current. It is almost defunct- it will take three grand to get back to normal/ run.. Our family doesn't think it is worth it to pay so much for an old car for a repair that's not going to last very long. We have a car insurance on the minivan. is there anyway we can get a new car out of the insurance policy?


How to get cheap insurance on a nissan 350z for a 17 year old?
How to get cheap insurance on a nissan 350z for a 17 year old?


Frequent shopping for auto insurance and credit score?
I changed 3 auto insurance companies in 6 months. Does it affect my credit scores? Or is it going to affect me adversely somewhere?


Firebird insurance question easy best answer?
Im 16 years old with a 2.2 gpa and liberty mutual insurance... Uhh I am getting a 96 firebird with ttops and it is red... Can anyone find out about how much my insurance would be?


What is the cost of insurance on this?
ok well there are a few motorcycles i am looking at right now. But i was wondering in michigan if you can drive a motorcycle on a salvage title, or a rebuilt title. And if you can would the insurance go up or would it stay the same?"


"Life Insurance: Variable Life vs Whole Life, which one is really better?"
Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I should go with Variable Universal Life. He said Whole Life premium is always higher than Variable Life. He generated a printout for Variable Universal Life but not for Whole Life. I just want my premium to remain fixed in my old age and dont want the death benefit to fluctuate hence I prefer Whole Life. He stated that the death benefit is guaranteed for VUL. Is it really? I have a feeling it's not and that the premium for VUL will increase in my old age since it's dependent on my market investment. I'm beginning to think that his commission for selling Variable Life is more than selling Whole Life. I'm 37 female, non-smoker, in good health. I dont believe Whole Life premium would be that much higher than VUL. Any input is appreciated."


How much do you pay for car insurance?
how old are you? what company you with? what car you drive? are you the only driver under this insurance?


What would the insurance on a 2004 audi a4 be?
i am a highschool student and i was wanting to know the insurance rate on the a4, it is a 1.8t, sportpackage, automatic. if this helps im a 4.0 student. any ball park estimate would be great. thank you"


Insurance for a teen?
Okay so would a 4 cyl. Mitsubishi Eclipse gs, be higher in insurance for a teen than a regular car that isn't considered sport?"


Insurance on Subaru STI?
I know i can go to my insurance company to find a quote. Im just curious on what other people are paying. Thanks though


Why is good dental insurance so hard to find?
Why is good dental insurance so hard to find?


How can I find out if my landlord has insurance on a home?
Well I see you all don't understand , I had a lawyer and they told me I have a case but they the lawyers are greedy they want millions and home owners insurance is who they go after, they asked him if he has insurance as a person he can file say he is broke and my lawyers will not make money off him, for myself I dont want money for me I'm looking at the money to cover what happens to my son as he gets older, my niece were poisoned and all have mental retardation now thanks to the lead"


If you change your homeowners insurance to a lower rate does your escrow rebate you the difference?
We have a policy with Travelers that was $1047.00 a year. I shopped around for new insurance and now have a new policy for $538.00 for the same coverage but the house value has been adjusted to what it is actually worth now (it seems that they were still working off of the value during 2006 when we got the policy). The new policy will become effective as soon as the old one ends on July 1, 2009. However I've paid into my escrow all year for what the anticipated bill of 1000 was going to be for homeowners, now there is going to be extra money in the escrow account, as well as all the money that is in there for my taxes (enough is in there to fulfull that obligation as well). My question is will Countrywide (now BOA) refund me the overpayment into escrow? I wouldn't mind if they put it towards the principle of the home but I would rather put it as a payment against my credit card (also through BOA) instead. And also, how long does it take for the Mortgage company to readjust my payment as my insurance is now lower (in the past when my premium had gone up they adjusted the mortgage payment to put more into escrow), but now it will not need as much. AGain, I wouldn't care if more was put towards principle but I would like to get my CC paid off sooner and it has a higher interest rate than my mortgage.


Insurance Drug Test- I am being drug tested for life insurance and need some help?
I am a 16 year old kid and my parents are getting life insurance for themselves. I will receive the benefits should anything happen but I was just informed that I too will be drug tested for this. I have a numerical 4.0 GPA and it is expected of me by my parents to go to a good college but at times I vaporize marijuana or consume it through tea or food and also take adderall which I am not prescribed for. My first question is why am I being drug tested if that doesn't affect the liability that my parents are to the company and also, what happens if both of those show up positive? The last time I consumed THC would be 4 weeks before the drug test and the adderall would be 8 days. what should I do? I do not want to let my parents down as they would be devastated."


Good insurance for a small liquor store/market in Los angeles county?
I am looking for a good commercial insurance company for my newly purchased small liquor store/market in southern California. It's a tiny 850 sqft store. I am looking for one that is reputable & lower price. Anybody know? What kind of coverage should I get? approximate cost? best most helpful answer gets full points!


Car insurance question?
right now I'm driving a 2008 saturn aura xe, I'm 17 and my insurance is around 200$ a month. I'm looking into buying a new car. i recent ran into money on the stock market. I'm looking into buying a 2008 c-300 mercedes they go for around 15,000-17,000. will my insurance go up a lot? thanks"


I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...
I'm 28...but as you can tell I haven't a clue about all that goes into buying a car. I just got my license less than a year ago. I got approved for my loan to pay for the car...have to go for my appt at the bank Monday. But I don't have the insurance...I've tried calling about quotes but since I'm a new driver and never had insurance before they said I needed to buy the car before I could get a quote. Is that right, if so how can you drive the car off the lot without insurance. It doesn't make sense at all. Please help me. I would really appreciate it."


Car insurance in Michigan?
I currently am a primary driver on my car which is thru AAA. My boyfriend and I recently bought a car and insured it thru progressive for cheaper than it would have been at AAA. I am the primary. Is this legal to have 2 insurance companies? Or is this like a double jeopardy?


Does residency matter in determining auto insurance for a college student?
I'm a current college student in the middle of transferring schools and getting a new insurance policy. I have two schools in mind, one is 5 minutes from home in a suburban neighborhood and the other is 200 miles away in an urban city environment. Depending on where I attend, will this affect my new insurance policy? Will living at home going to school close-by have a lower insurance rate than going to school outta town and living by myself?"


How much does it cost be to cryogenically frozen?
How much does it cost be to cryogenically frozen?


I got a speeding ticket in somebody car well his car insurance go up?
I got a speeding ticket in somebody car well his car insurance go up?


Insurance claim....... cooker?
erm... fwf...... would you care to tell me why


How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan?
How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan? The bank is charging me 4 months of prepaid taxes and an additional 6 months of prepaid taxes and 2 months of prepaid homeowners insurance and 1 year prepaid of homeowners insurance. I will also be paying them in my monthly statement.


What does mean by lien holder in the terms of Insurance?
What does mean by lien holder in the terms of Insurance?


Insurance cost on Audi TT 16yr?
I currently drive a Jeep Grand Cherokee (2002) to and from school but im in need of something that gets better gas mileage... I am currently very interested in an Audi TT because it is an inexpensive fun looking car and gets approx 28mpg. I am looking for around a 2000-2002 model Hard Top. How much would insurance cost for a 16yr Male Good Student while driving an Audi TT? Is there a huge difference between that and driving a Jeep Grand Cherokee? Thank You


Does sprint phone insurance cover a cracked iPhone 5c screen?
Help! My Daughter dropped my new iPhone 5c and the screen totally shattered!! Is this covered??


Why is my car insurance ridiculously expensive?
I've been using go compare for a Peugeot 206 1.1 litre petrol, and have been given quotes of about 6-8 thousand pound! I know for young drivers (im seventeen) car insurance is expensive but I was expecting 2-3 grand, am I maybe using a bad site?"


Whole life insurance face value?
My mother has five whole life insurance policies on siblings. These policies have been paid over the face value and the insurance company is still continuing to collect premiums for these policies. Can they do that? What verbage in the policy do i look for that says this is legal? If this is not legal can an attorney help? What type of attorney do I need? Thanks to everyone in advance for your response.


If you change your homeowners insurance to a lower rate does your escrow rebate you the difference?
We have a policy with Travelers that was $1047.00 a year. I shopped around for new insurance and now have a new policy for $538.00 for the same coverage but the house value has been adjusted to what it is actually worth now (it seems that they were still working off of the value during 2006 when we got the policy). The new policy will become effective as soon as the old one ends on July 1, 2009. However I've paid into my escrow all year for what the anticipated bill of 1000 was going to be for homeowners, now there is going to be extra money in the escrow account, as well as all the money that is in there for my taxes (enough is in there to fulfull that obligation as well). My question is will Countrywide (now BOA) refund me the overpayment into escrow? I wouldn't mind if they put it towards the principle of the home but I would rather put it as a payment against my credit card (also through BOA) instead. And also, how long does it take for the Mortgage company to readjust my payment as my insurance is now lower (in the past when my premium had gone up they adjusted the mortgage payment to put more into escrow), but now it will not need as much. AGain, I wouldn't care if more was put towards principle but I would like to get my CC paid off sooner and it has a higher interest rate than my mortgage.