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Why do women get lower Auto insurance rates?

Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money.

   








Getting a license in another state will they check to see if my car insurance has expired?
Do you pay car insurance every month or every six months?
What would insurance cost for a 16 year old?
Why so many insurance questions with just in"?"
Will you buy the Life Insurance ? Why? How much?
What is a good cheap auto insurance?
What is the best way to insure a car with a salvage title?
Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?
In health insurance, what does gated/non-gated mean?
I am loooking for car insurance. But its so expensive. Can anyone recommend a company?
Do you think if I worked at McDonalds I could be able to afford a mustang GT and pay for car insurance?
Take away driver insurance!?
Unfair car insurance?
Under home owners insurance , if my shingles blow off my roof what would?
When you buy a car, what payments do you to pay and how much would insurance be for a 17 yr old?
Can you register car w/o insurance & 1967 Mustang Steering wheel..?
Life Insurance Agents?
As a female will my insurance go down when I turn 21? and if so, how much might it go down?
Car insurance for 20 year old?
If I get into a wreck and did not know my insurance policy ended and their car is totaled, will I at least be able to buy their car?
What is the best way to find or reach a target audience for customers searching for insurance?
Best Car Insurance for 17 year old.?
Which is the better pet insurance?!?!?
Life insurance and accidental death benefit?
Can an auto insurance company deny coverage if the driver doesn't wear seat belts?
Should i purchase insurance when renting a car from the rental company?
How do I find the best insurance company?
No Insurance means i cant get temporary plates? MTO !!?
Am I able to buy another car recently being in an accident? (The car that was wrecked still being financed and has GAP insurance)?
Lapsed car insurance ?
Affordable health care?
Insurance for modified car advice !!?
Which of these 2 would be a good first car?
Which of these 2 would be a good first car?
Canceling car insurance?
Car Insurance for a Corsa?
Is the affordable health act actually making healthcare affordable for everyone?
Can i get my drivers license for another state that i am moving to online in my current state as long as i have an address to where ill move?
Will my car insurance cover this?
Who is looking for affordable health insurance?
Can you have insurance in two state?
I think I messed up with our home owners insurance?
Can I save money on insurance?
What is the cheapest car insurance ?
I lost my Health insurance and I need to find affordable coverage asap?
Which is the best free or cheap web hosting site for a small business?
I want to buy a Mazda RX8 with 69xxxx miles. is it a good car and how much does insurance cost for these cars?
On average, how much does the insurance go up for a 16yr old boy?
Do I have to get recomended surgery in order for auto insurance to pay for other medical treatment?
Wats a great car to buy for a new driver?
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How much would insurance be on a 99;-00' mustang gt for a 17 year old?
I'm buying my first car and i'm determined to get a mustang...i'm truly working my butt off to buy it. and i was just wondering how much insurance would be on it. the car would be added to my parents policy under one of there name's, but i would be driving it. so i was just wondering how much a month i'd be looking at paying. Additional details: -eagle scout -A B student - no wrecks, tickets, anything thanks for the help!"


"How much would it be if got allstate insurance for a new 2009 nissan altima. im 20yrs old, live with my parets?
my parents have allstate. this is my first car under my name.


How much insurance coverage does the average Christian private school have?
They have 120 employees. How much insurance (on average) in dollar amount, would a private Christian school obtain for worker's comp claims, discrimination claims, etc?"


Giving Insurance company VIN to ensure flood damage titled car.?
So I am planning of buying a Brand new vehicle from an area that was declared a Nation Flood Region. Many cars in the area received flood damage however there were many vehives at dealerships that their cars were NOT damages. However the dealerships sold the cars at greatly discounted prices with a Flood"" branded title with $0 worth of damage. My question is insurance related. I have called AllState"


I live in new york city can anybody tell me who has the cheapest car insurance in the city?
I live in new york city can anybody tell me who has the cheapest car insurance in the city?


Breast Reduction/Will my insurance cover it?
I submitted my request through my primary doctor and of course they denied it. However, they sent me an approval to see a plastic surgeon, so I went. She said I was a great candidate and that she will send pictures and notes to my insurance. The insurance hasn't approved the reduction, but again they sent me an approval to get a mammogram done. is that normal? i got it done and of course everything is fine. I called the PS and they are resubmitting my request a long with the mammogram results. Am i on the right track? Do you think they will approve it?"


"Seniors, did your home/car insurance go way up when you hit 65?"
My mothers insurance for her home and car are through the same company. Her rates just doubled in the last bill - she called the agent and they said it was because she just hit 65 and because Medicaid wouldn't pay anything for her healthcare if she was in an accident. That makes no sense to me. Seems more like insurance company blundering that needs to be cleared up, but I wondered. Thanks."


Will my mom's car insurance go up because of my speeding ticket?
Ok...I was driving my mom's suburban truck...I was doing 45 in a 35. I am not on my mom's insurance but the ticket is in my name in my mom's truck. The ticket is 81.50...I only had my license for a year...my mom never had a ticket...ever...so her insurance is like cheap...she gas state farm...will her insurance go up? I don't want to tell her.


Motorcycle insurance for a 16 year old male?
I'm 16 and live in Texas. I will be getting a gsxr 750. Can I get on my moms car insurance plan with the motorcycle? How much will my insurance be?


Should I become a Start Farm agent and start an agency? I don't have insurance expierience but I'm willing to work really hard. Help!?
Should I become a Start Farm agent and start an agency? I don't have insurance expierience but I'm willing to work really hard. Help!?


Lying about age to get car insurance?
Hello i was just wondering what would happen if i lied about my age only to get car insurance because my mom is having a hard time splitting an account with me and her on it but different payments. I only wanna pay mine, and she wants to pay hers."


California speeding and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick"" and cited me for speeding and the no proof of insurance as non-correctable. It this accurate? I don't think his radar reading is accurate. How can I challenge this?"""


Car insurance when buying a new car?
Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?"


Why the health insurance are different than car insurance?
I mean insurance is protection and give you money when you got into situation that cause loss or expenses. But why car insurance are less picky and more willing to give money to pay out than health insurance? Why more rules and more restriction and more reject the coverage with health than car? I mean I understand insurance is business and for profit so they has to refuse the claims if loop hole. But it shouldn't be any different on health or car coverage.


Home insurance costs in Hernando County Florida?
Looking at homes in Hernando county Florida, does anyone have an idea of what home insurance and taxes cost?"


Why do women get lower Auto insurance rates?
Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money.


"If AIG bankrupt, what happen to my life insurance?"
I have life insurance with AIG which I pay annually, what happen if AIG bankrupt. Any similar experience?"


Is there such thing as temporary car insurance?
My grandparents are coming from montreal and staying for a couple months. I was told by my grandfather that I could use the car they drove down in while they are staying with me. Seeing as I'm not apart of their insurance policy, is there any way to purchase temporary auto insurance? I doubt it exists, but I guess its almost like renting a car and buying temporary insurance. Im confused can someone help?"


Obama wants every citizen to prove they have insurance?
Armchair godess is fullofshit....Scotus is going to hear the mandate portion so her argument is mute.


What is the average cost for lasik eye surgery? Does medical insurance cover any of it?
i have blue cross blue shield health care through my union if that matters.


Does it cost more to insure a house with a pool?
We are thinking of buying a house with a pool but we heard that it costs a lot for home owners insurance.Is that true? How much more compared to a home without one (approximately). Thanks


Car title and insurance question?
If my name was put on the title of a car (I'm 18), would it affect the insurance rates even if the car was insured under my parent's policy as a occasional driver? Does the insurance company have the right to change the rates on a car depending solely on whose name is on the title?"


I have insurance for a car I had for 6 days. The insurance co. says it's a total loss. They gave me a value?
4 guys drunk & screaming out of the window could of bashed in the side. There was a parked in the lane I had to move to. A gas box. Or the wall but thanks for the sensitive reply. They did not even look at the site. To see what items there were to hit. As far as gap insurance it's 12,000 miles or one year on A NEW CAR. The dealership does not have to carry it. Plus for a used car it's not feasible they charge a fortune & they don't carry on a used car."


Car Insurance Payments?
Is the car insurance still in act even if I don't pay for it on the day the payment is due, or does the insurance stop and resume until I pay for it? And, if I don't pay the car insurance on time, will they charge me until I pay them?"


Are you still paying full price for auto insurance?
Are you still paying full price for auto insurance?


What's the average price of metal braces with/without health insurance?
dental insurance*


How much does Ice Cream Van Insurance Cost (On Average Per Month)????
I need a vague Idea of the Insureance cost!


What is the point of getting collision auto insurance?
The law requires everyone to have only liability. I also have comprehensive incase my car gets stolen. But i dont think a tree is going to fall on my car for me to get collision. If someone hits my car their liability insurance will fix it so what does collision do for me? I thought comprehensive covers me if i hit a fire hydrant.. or it that what comprehensive is for if i hit a wall or run into something?


Can i change my provisional insurance over to full UK manual 2 months in?
I am with 1st central, rung them but was on hold for about an hour and half so gave up, anybody? thanks"


How much does it cost to delivery a baby without any insurance?
Hi, I'm currently living in Miami, Florida. My girlfriend is pregnant. Can she still purchase parental insurance? Both of us are international students. Can she get any benefit from government or local healthy department? Also, I'd like to inquire the cost of delivering a baby without an insurance. I hope somebody who has experiences can help me out, thank you!!"


Car insurance question?
My car is currently under my parents name any under my parents insurance. It was a gift from my parents but we never bothered changing the ownership over and it wasn't a big deal since we live in the same home. I am planning on moving out soon, do I need to have the car put in to my own name to get my own insurance and to make it legal? I've heard that continuing to pay through their plan without living in there house would make it void. If I don't change my ID right away would it still count as me not living there?"


Why do women get lower Auto insurance rates?
Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money.


Does anyone know a cheap liability insurance company for an 18 year old?
Please let me know asap. Thank you!


I got approved for the car loan but the insurance is more than the car note?
i am so mad. okay i got approved for an 05 pontiac grand am se. that barrier has been brought down. now im stuck with this insurance deal. since i am so new, its hard for me to get a good insurance quote. most places want 600-800 down and i dont have that kind of money. my car note would be around 330 but the insurance is mor3 than the car note. what am i to do? im checking progressive and they quote me at 161 monthy/1000 for 6 months. i cannot pay 360 a month for car insurance. im so sick right now..."


Insurance for 1998 Corvette for 18 Year Old Male?
Okay, so this question is one of those, if you have to ask you can't afford it"" type of questions. Now I have loved Corvette's since I was old enough to identify cars. I have always dreamed of owning on"


What's the cheapest and best health insurance?
Can anyone tell me what's the cheapest and best health insurance for the money in the 94704 area? I'm aiming for a $100 a month or cheaper. Thanks!


Insurance price.?
health insurance


Should I buy life insurance from Transamerica?
I have read that AEGON owns Transamerica Life insurance. There is a posting that both are potential scams. One warning was about health insurance. Is there a connection between the life insurance and the health insurance? The Transamerica building in San Francisco is shaped like a Pyramid. Wouldn't it be something if........


Why do I have to pay first year homeowners insurance?
I'm in the process of purchasing a home. I'm taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I'm making a monthly payment on it anyways? Will I being paying twice? Can someone please explain"


Scooters-insurance etc?
Scooters-insurance etc?


How much I have to pay for car insurance in Tokyo?
well, mah dad gifted me a new Camaro Giovanna. How much to pay for its insurance. Thanks in advance."


Best pet insurance that covers the most?
I am wanting to get insurance for my two labs. One is three (almost four) and the other is one (almost two), and the oldest one has been spayed, both are around 46-48 lb. Neither one of them have any health concerns that I am aware of. If possible, I want to have a plan that covers the actual exam costs and everything that I can have covered. I have never dealt with pet insurance before, so I'm not quite sure how it works. Thank you."


What is the best dogs health insurance?
i have a few dogs, and need health insurance for them."


How much would a street bike cost to insure?
like a gsxr 1000. Just the price range.


"Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?"
I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance."


What is a cheap affordable coupe for a teen?
i understand the insurance issue. im 17 . I absolutely love the 03 g35 coupe, but im starting to realize i cant afford to maintain, insure and repair it :( what else similar is a little more affordable. please help im losing my mind!"


I am planning to leave the country for two years and have a car insurance question.?
I will be out of the country for two years doing a peace corps type volunteer program, I am currently on my father's car insurance and don't own my own car. I pay about $400 a year to have the right to drive one of his cars. Is it worth cancelling my insurance for two years or will the uninsured penalty be worse. I am currently 22 and a recent college grad. Thanks for any help."


Why do women get lower Auto insurance rates?
Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money.