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Life Insurance Agents?

Is anyone in the industry as an independent life agent doing consistantly well?? If so what are you doing to get appointments? I have my own direct mail equipment and have the capability to get direct mail leads. But It seems that lately, its of no use. No one replys to life insurance mailers, Mortgage Insurance (for obvious reasons) or Income Protection. Any bits of advice? 10 years in the business and still open to anyones advice here...

   








As a female will my insurance go down when I turn 21? and if so, how much might it go down?
Car insurance for 20 year old?
If I get into a wreck and did not know my insurance policy ended and their car is totaled, will I at least be able to buy their car?
What is the best way to find or reach a target audience for customers searching for insurance?
Best Car Insurance for 17 year old.?
Which is the better pet insurance?!?!?
Life insurance and accidental death benefit?
Can an auto insurance company deny coverage if the driver doesn't wear seat belts?
Should i purchase insurance when renting a car from the rental company?
How do I find the best insurance company?
No Insurance means i cant get temporary plates? MTO !!?
Am I able to buy another car recently being in an accident? (The car that was wrecked still being financed and has GAP insurance)?
Lapsed car insurance ?
Affordable health care?
Insurance for modified car advice !!?
Which of these 2 would be a good first car?
Canceling car insurance?
Car Insurance for a Corsa?
Is the affordable health act actually making healthcare affordable for everyone?
Can i get my drivers license for another state that i am moving to online in my current state as long as i have an address to where ill move?
Will my car insurance cover this?
Who is looking for affordable health insurance?
Can you have insurance in two state?
I think I messed up with our home owners insurance?
Can I save money on insurance?
What is the cheapest car insurance ?
I lost my Health insurance and I need to find affordable coverage asap?
Which is the best free or cheap web hosting site for a small business?
I want to buy a Mazda RX8 with 69xxxx miles. is it a good car and how much does insurance cost for these cars?
On average, how much does the insurance go up for a 16yr old boy?
Do I have to get recomended surgery in order for auto insurance to pay for other medical treatment?
Wats a great car to buy for a new driver?
Help with Car insurance?
Help with Car insurance?
How much will insurance cost for these cars?
In Alabama, is it hard to get insurance for a Jeep if...?
Health Insurance Qualifying Life Event - Amount of Time allowed after life event to notify employer of change?
What is the best life insurance com?
How much is car insurance for a 16 year old girl ?
State farm just dropped me for poor driving history, what insurance company should i go to now?
Where can i get cheap individual health insurance in florida?
Which is the more important between health and life insurance?
Safe car, under 5,000 dollars?
Best Family Insurance plan for a family with a 2year old boy?
When will we start having to buy health insurance for this new law ?
Inifiniti G37 insurance for 18 year old?
How do insurance companys know you annual mileage?
How does home insurance works...?
LoJack on a motorcycle or comprehensive insurance?
Average cost for home owner insurance ?
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How many people think this new health care plan will give them low cost insurance?
those of you who think it will be lower please state where it says that? i keep hearing 12000 annually for gov. health care premiums. for the liberals thats 1000 a month 231 a wk. my references are the democrats saying this not fox. i work construction and i have had many different insurance policies thru them and in no way has my insurance been that high, 5 family plan with dental."


How would insurance companies make money if they didn't constantly rip off their customers?
How would insurance companies make money if they didn't constantly rip off their customers?


How much does insurance run for a 16 year old in North Carolina?
My Son gets his Licenses on August 17 of this year. So i am trying to figure out about how much its gonna run for him to have car insurance


Car Insurance Question?
I involve in a car accident and it was my fault, it was very minor that just cause scuff in the bumper, the other driver agree with me verbal that we solve is within us, He send me price estimated and later I told him we had to meet in the shop first, when I about to go. I check in my insurance system and find out the accident is been reported, he didn't told me about it. So now is up to the insurance right? no way to redo?"


Car insurance and deductibles?
Do I have to pay what they are asking or can I just pay for the supposed damage?


What is Commercial Combined Insurance?
Simple...what is it? I can't get a straight answer from any insurance company websites without it being specific to the policies they offer. I just want a straight forward definition. So, what is it, what sort of risks does it cover, etc?"


"What is the best way in get more horse power from my 3.8L firebird, while still leaving it naturally aspirated?"
I want to squeeze everything possible from this car while still having affordable insurance, and without swapping engines due to the high dollar figure and headaches that come with. I already have a good air intake system, the car is kept in perfect condition, fresh tune up, performance plugs and wires, 3 exhaust. Any other ideas for me?"""


What is the cheapest insurance company?
Ok so I'm 16 years I have an 08 Kawasaki ninja 250 and I live in rural California what should I expect to pay for liability only


Can't afford healthcare but make too much for medicaid?
We do not live in the greatest country in the world, sorry. People in all of Western Europe, NZ, Australia and Canada and many other countries have all of the same rights that we do, including free social services. If more American people traveled, they would realize this. Honestly I was in Thailand a few years ago and got fantastic medical care, much better than I have ever received in my entire life in the states - the doctor spent over 3 hours helping me and it cost NOTHING. I guess a move is in my near future because I do not agree with the way healthcare is handled here."


For Chrysler 300 Owners Only!! How much is the average cost on insurance on a Chrysler 300?
I'm 28 and i'm thinking of getting a chrysler 300 with a V6 (3.5 liter) engine. What I want to know is, How much would I pay on insurance? An average estimate."


How many years does an accident remain on the records with an automobile insurance agency?
How many years does an accident remain on the records with an automobile insurance agency?


Can you have two insurances?
So I'm only 17 and my mom has insurance that covers me but I'm going to get a job working at the Waffle House down the street and I wanted to know is if waffle house offered insurance benefits would I be able to use them if I'm still under my mom's insurance from her job or if I have to use the insurance that I get from the Waffle House


How much for car insurance?
Ill be getting my permit in a year and drivers license in 2. Im from Minnesota and i was wondering how much car insurance would be? I already have a car, its a 2006 Sebring Chrysler. Sooo any ideas?"


How can i get heath insurance?
affordable very cheap


What are the cheapest car insurance companies in florida?
I live in geneva, but not too far from orlando. Could you give me a list of insurance companies to call? I had a 3 month suspicion for 18 points within 18 months. I called API express, they were who I had before and they were pretty cheap...I called them yesterday and they said since I had 20 points on my license, my down payment would be $551, and 6 payments of $416. They said they could only find one insurance company that would insure me..."


Life Insurance Agents?
Is anyone in the industry as an independent life agent doing consistantly well?? If so what are you doing to get appointments? I have my own direct mail equipment and have the capability to get direct mail leads. But It seems that lately, its of no use. No one replys to life insurance mailers, Mortgage Insurance (for obvious reasons) or Income Protection. Any bits of advice? 10 years in the business and still open to anyones advice here...


I bought a pop up camper but the seller didn't transfer the title into their name. I have a bill of sale can I get the title in my name?
I bought a pop up camper but the seller didn't transfer the title into their name. I have a bill of sale can I get the title in my name?


Does Obamacare have a provision to cap insurance company profits?
If we are forced under threat of tax penalty to buy insurance shouldn't there be a limit to how much money the insurance companies can make? If Obamacare really is about helping the less fortunate and not about making rich people richer it seems like it would be appropriate.


What is no claims discount in car insurance?
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What is The Cheapest Auto Insurance for A Beginner?
....


Im confused about car insurance process?
Does any body know if its standard for the other person car insurance company to know the social security number of the not at fault person? Also, can they deny paying all the medical bills for the accident? Thanks for your inputs."


What kind of car details will lower the cost of insurance?
I have to buy a car and the insurance will be costing more than the actual car. Some factors I can't change like the fact it will be my first year with a full GB licence, my gender, age, where I park it, etc. But when considering the car I will buy, what factors might lower my insurance costs? Keeping in mind my price range for the car is 450-900 pounds, - what makes/models are hardest/easiest to break into? - what security devices would make a difference to the cost of my insurance, and how much would they cost? - what year of car is considered to be built more securely than in the past? (harder to break into...I understand older cars are easier to break into, but what is the general cut-off line of old""?) - style or colour of car? - any other factors?"""


Had a car accident other persons fault insurance pays car rental but enterprise wants mw to pay deposit
shouldn't that be the insurance responsibility and not mine


Can I register and insure my can with my permit?
Can I register and insure my can with my permit?


"I am in the market for home owners insurance in OH. I have USAA for all my other accounts, other suggestions?"
I am in the market for home owners insurance in Columbus,OH. I have USAA for all my other accounts, other suggestions? I have heard horror stories about USAA hiking up rates on people without any claims for no particular reason to the point where they actually dump them to go with someone else 4-6 years down the road. Like I said I'm located in Columbus, OH, so I'd like to go with a company who has some familiarity with the location. I am considering MapFre, Cincinnati Home so far. Any other suggestions? Has anyone ever had a claim with MapFre? Pleased / displeased with their service and issues with them? Totally relying on the network of Yahoo on this one because everyone I know has someone different and they all feel about the same way on all of them. Any help with MapFre advice and or other companies is appreciated!!!"


Car insurance on your parents policy?
my family currently has 4 cars on Geico insurance. Im 16 years old and when i got my license, the cost of our insurace rose to $1200 more a year. Now, im looking to buy my own car but my dad claims buying another car will raise it to $1800. Can someone explain this to me please? Does your insurance raise everytime you buy a new car? And is the fact that we have 4 cars making my share of the insurance cost more?"


Ticket for no proof of insurance in FL?
I received a ticket for no proof of insurance, i did not have the card on me at the time but i do have insurance. When i go to court, will i have to pay the fine or will the ticket be thrown out?"


What is the approximate insurance cost on a vw polo X registration for a 17 year old?
hi just want to know how much roughley the insurance would be for a VW Polo on a X registration plate please


Does your insurance go up if you got a street sweep ..parking violation in NYC?
Does your insurance go up if you got a street sweep parking violation in NYC?


What will happen when I lose my insurance?
I'm 19 years old, and i'm currently receiving my dads insurance. He is on blue cross blue shield, and I can use his insurance until i'm 26 as long as i'm in college. Well...I'm moving in June and I will be taking a break from college. I'll also be moving out of state in which case I have no clue if the insurance will cover me there. I haven't done jack squat with signing up for my own insurance because I also have a health care card through the state. When I move and I lose my insurance how do I go about signing up for new insurance? I'm planning to get insurance through an employer and sign up once I finish my first 3 months. I don't mind being without insurance for a few months because i'm getting all of my health care/vision/dental done right now. I heard that the Affordable Care Act has deadlines and that you won't be able to sign up for a plan until 2015? Also does that mean I'll be fined for no longer having insurance? I'm so confused."


How much would insurance go up for a newer used car?
Age - 52 No accidents ever No tickets


Life Insurance Agents?
Is anyone in the industry as an independent life agent doing consistantly well?? If so what are you doing to get appointments? I have my own direct mail equipment and have the capability to get direct mail leads. But It seems that lately, its of no use. No one replys to life insurance mailers, Mortgage Insurance (for obvious reasons) or Income Protection. Any bits of advice? 10 years in the business and still open to anyones advice here...


CAR INSURANCE RATES HELP!?
hello I recently was in an accident and just got a call telling me I would have to pay TRIPLE what I was paying before for my insurance. I am a 16 year old male and am wondering how I can go from paying 75 dollars to over 230 dollars just after one crash. I am not rich and my parents don't help me with my bills so I cannot afford to pay this kind of money every month. I was wondering if wich insurance companies would be good to switch to or helped you when you had a problem like this? And also I have statefarm. And would Allstate or nationwide insurance take me under their accident forgiveness plan if I switched to them. And I think his is bullshit because the damages to the car were only 1500 dollars and I should not be paying 230 a month for the next 3 years to pay off that. And how long do insurance rates last for 16 year old before they would start to go down? Btw I ws at fault for the accident and under stand I'm an at risk driver now. They also told my mom they had to switch me to the primary driver of one of our cars or she'd lose her insurance? Can they do that ?


I need some help!!? Car Insurance prediciton:?
I am 16, and i have had my G2 for 2-3weeks....and got my G1 10months ago in ONTARIO. I am not the primary driver on a car(my parents have 2 cars....they are the primary drivers) Tonight i slid off the road and hit a tree( roads were slippery and wet as it was snowing) and maybe 3-4 thousand dollars damage was done to the front of the car!! How much will my insurance go up per month??( it was a 2007 hyundai elantra with snow tires)"


Car insurance?
Are there any cars which are very cheap to insure? I have at several but insurance is still quite high, how do i know which will be lower than others?"


Is AAA a car insurance?
is AAA a car insurance? and how much a year?


Car Insurance and Driving Restrictions?
Hey! I pay car insurance under both of my parents vehicles but don't actually own one myself. The cars are not registered in my name or anything, I just want to specify that I AM on the insurance and that I PAY for it (I literally use my own money) myself. My question is: If I pay to be on the insurance, am I legally allowed to drive the vehicle without permission from the owner, since I pay for the insurance. Any response will be much appreciated. Thanks!"


Ticket for no insurance while riding my motorcycle in california?
I got pulled over for speeding. i have no insurance but i have my motorcycle permit and my driving license. when he pulled me over he asked for my license and of course, i didnt have it. it was in my jacket and i didnt wear it. i had my permit for my bike though. gave him that and my registration. he asked for my insurance, and i knew i didnt have it. but i looked through my backpack and under the rear seat. so when he gave me the ticket he said that the no insurance and license was just a fix it ticket and to take it into the court and show them and they will sign it of and the other is speeding. when i looked at the ticket when i got home, in the part where they rite down if it can be corrected or not the license says yes and the insurance says no. my question is, if i buy insurance now and go in and show them that with the license will they sign it off. or what will they do if i dont have insurance? also the reason i dont have insurance is i dont have the funds to buy it. i just want an answer to my question please not a lecture. thank you"


Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?
I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life."


Applying for driver's license at 18 in Texas?
I'm planning on getting my license on my 18th birthday in a couple of months and have already completed the Parent Taught Driver Education course, but the Texas requires that I take an adult drivers education course. My question is, will my completed Parent Taught Drivers Education course count for the adult driving education requirement?"


Mustang insurance?
How much would the monthly premium be to insure a 2005 mustang for a 16 year old?


"1990 Camaro for a Teen, or suggest a car?"
I live in Illinois. And I was looking at buying a camaro, and fixing it up myself. I really like the 1968 camaro SS more, but it will cost more, as well as it will need more repairs. So if anyone here had/has a 1990's Camaro, how much are you paying the insurance? I want just an estimate on what to expect to pay, I will check a quote next year before I buy it."


Should I lie about my marital status for auto insurance?
I live in Michigan. I got married but my husband has a suspended license. I updated my marital status but because my spouse's license is currently suspended, they had to remove me from my insurance. We've been driving around ever since uninsured and the upfront costs to get new insurance is very high. Now we need a new car but I'm embarrassed to say that I don't have insurance . Claiming single on my auto quote requests could help but everything's in my new name. Should I wait or try it?"


Why do auto insurance companies delay medical payments?
Firstly 'Thank you ' to everyone taking their time to answer. One false statement the Ins.Co want signed is 'Doubtful and Dubious case' and the other is about any future medical treatment we may require, the right to claim for them if they are proved to be related to the accident. The Ins.Co admits their client at fault but will not accept liability for him...I thought that was what insurance premiums were for? What concerns me most is the total disregard of compassion in this process . Not everyone has health insurance and some health insurers will not pay for RTA's. It seems to be all about the money doesn't it? And about clogging up the Health system so hospitals have to wait for payment too, one nasty circle. We are being bullied and at a time we are most vunerable. I have the Complaint form from Insurance Commisioners Office. For us it's not the money it's the words on the settlement. I have the Right ..not to sign dishonest statements haven't I?"


What are the best health insurance companies with the best plans that covers everything?
Hello, I am in the State of Pennsylvania which is USA. What are the best health insurance companies with the best plans. I'm not happy with free, but people tell me I can't afford plans, and I still do it anyway. I looked at BlueCross. Well, both Highmark, Capital. Capital said they had a Senior PPO plan. I believe that's the name. They have a once year dental plan, but it doesn't cover anything else for the dental. They do have that plan for medical, vision, prescriptions, and the such. What companies, and what plan from that particular company would cover everything, but affordable? I am 29 years of age. I'll be 30 in January. I'm not qualify senior. I do have benefits coming for disabled Medicare of a disabled deceased record."


Whole life question?
Okay im just asking this question to get some idea of the price of whole life insurance. Im really not planning on going out and picking up a policy right now or anything so no one tell me to go get some term and invest the difference. I just want to know this for educational purposes. with your best estimate, what will I pay per year for whole life at a mutual company like mass mutual or Guardian for the following three whole life policy sizes. 100,000$ policy 250,000$ policy 1,000,000$ policy. I am 23 years old, Male and in perfect health and would probably get the best rate for the lowest price. i am a non smoker also. Please just give me your best estimates on the yearly prices for those 3 policy sizes for a man of my age and health. again dont try to talk me out of buying these policies because i am not actually planning on buying"


19 Y/O searching for health insurance advice?
I am 19 years old, I will be starting college in late August/early Sept. as a full time student at comm. college. I am not employed and my mother supports me. unfortanatly, she doesn't have health insurance, and most insurance companies claim that she makes too much, even tho she is a single working mother. i used to have united health care child plus but when i turned 19 it ended even tho i was a student. I was wondering if anyone had any advice on what i should do in my sitatuion, any websites, etc. thanks in advance!"


Life Insurance Agents?
Is anyone in the industry as an independent life agent doing consistantly well?? If so what are you doing to get appointments? I have my own direct mail equipment and have the capability to get direct mail leads. But It seems that lately, its of no use. No one replys to life insurance mailers, Mortgage Insurance (for obvious reasons) or Income Protection. Any bits of advice? 10 years in the business and still open to anyones advice here...