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When do insurance rates on your vehicle go down?

I'm 22. In my 5 years of driving, I have NEVER been in an accident and have never gotten a ticket. My parents are paying around $60 a month whereas I'm still paying $117. I don't drive a fancy car neither. Just an older 2004 Camry. Is it because of my age bracket is why my insurance still hasn't lowered any? I'm with Allstate and in California if that matters.

   








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People who say u cant enter a auto insurance policy contract if you under 18?
true but you just need ur parants to sign it over you i have spoken with a auto insurance agent so thats how i know.area i reside in is california


Wondering whether to pay my car insurance monthly or annually?
I have taken a loan out at 5.9% to pay for my new car, and will have a bit left over. Now I'm trying to decide whether it makes more sense to use whats left to pay for the insurance in one payment, or to just pay it monthly, and have a little of bit of spending money put aside. i know insurers charge interest on paying monthly, but im not sure how much it is. If it's over 5.9%, I may as well use the loan, if its less, I'll prolly just keep the cash aside for myself. Any advice?"


Car insurance Help for a 17 year old?
OK i'm not a troll to start off with i'm just have good bit of money, anyways i i'm 17 and i live in Ireland i have 7.500 euros to spent on my first car and car insurance anyways this is the car i want http://www.carzone.ie/search/Toyota/Celica/1.8-VVTI/201203206625052/advert?channel=CARS so do u know a car insurance that would insure me and i can go up to 15.000 euros if need to"


Car insurance?
i hold a foreign ( non EU ) drive license , and all insurance companies ask for ( claim bonus certificate ) and i explained for them that insurance is completly different in our country than the irish system, but no one listen, and i dont know what should i do if i need to drive a car in Ireland ...can any one help ?"


Can my boyfriend add me to his health insurance?
Basically, I've been paying through the nose for health insurance and my boyfriends gets his through work and pays a reduced rate. He just got his insurance paperwork (they said today is the last day, seems a little late for open enrollment but ok whatever) We are unmarried and he has BCBS and we live in Florida. I don't want to get married because then it would mess up my Pell Grant front school. Is there some legal way around this or do we need to get married/domestic partnered for this to work? I am 22 and he is 35 if that makes a difference."


How bad would a 2006 nissan altima be on insurance for an 18 year old?
I'm on my moms policy right now as the primary driver of a 20 year old sports car and it costs 900 a month. I used to be the primary driver of a small 2002 kia rio sedan and it cost about 700 a month. How much will it be if i am now the primary driver of a 2006 nissan altima? Also how much would the insurance for the actual car be? My mom drives an 06 taurus and she pays 800 so i'm guessing around that price?


Will my car insurance pay to fix the damage that i caused accidentally?
i am no the insured on the car i live in mass, my dad owns it ,,,i was at market masket shopping and when i left to drive aay i forgot there was a cement median divider in front o me couldtnt see it from the inside of the car it was about1 foot tall however i went striahgt hit it and turned a inch right and destroyed my rocker panel on the drivers side and in turn it smashed in the bottom of the car door cant open it at all i have full coverage on my auto insurance will they pay for it,,i will have to pay the 500$deductable...."


What is the average insurance cost for a 04 lexus rx 330?
What is the average insurance cost for a 04 lexus rx 330?


What is a good affordable health plan to get?
I am a single 25 year old healthy male. Are there any truly affordable health plans out there for me? And don't say that $300 a month is affordable, because its not. I don't need any major medical coverage. I haven't had insurance for 6 years and haven't been to the doctor in those six years. However, my eyesight isn't great, so vision coverage would be good. I also want dental coverage as well. Any suggestions?"


Putting someone on my car insurance policy?
Can i add my brother and his car to my insurance policy? He doesn't have insurance cuz he can't afford the whole big down payment to start his own policy. Can i just add him and his car to mine? I don't drive his car and he doesn't drive mine, so would that work?"


How much is the insurance on 50cc scooter for a 16 year old?
Please could you tell me the amount for full comp, cheers"


How expensive is health insurance?
My girlfriend is only 20 years old, and her parents are jobless, hence she has no insurance. I want to help her try to pay for it, but have no clue what the price range is. I know it depends on a lot, but I'm just looking for ball park ranges so I know some type of figure to expect."


Do U think it's fair women's insurance is cheaper because they have an 'innie' and men have an 'outie'?
Many answers to this question tell of studies showing women have lower accident rates. What of the studies showing men are stronger, smarter, and have more endurance? Therefore, women should be paid less."


Looking for best auto Insurance rates on the net?
Looking for best auto Insurance rates on the net?


Why did my insurance company call me?
I received a call today from my JOB PROVIDED Health insurance company. The representative asked me a number of questions about what I have done about my epilepsy and what medications I am currently on. Why did they call me? My mother said that they do this to determine if they are going to drop you or not. Can they drop me even though it is provided threw my job?


When do insurance rates on your vehicle go down?
I'm 22. In my 5 years of driving, I have NEVER been in an accident and have never gotten a ticket. My parents are paying around $60 a month whereas I'm still paying $117. I don't drive a fancy car neither. Just an older 2004 Camry. Is it because of my age bracket is why my insurance still hasn't lowered any? I'm with Allstate and in California if that matters.


What is the cost of insurance if i buy an evo at 17 years old?
im currently 16 and my parents promised me that i can get an evo if i do wll on my sats, andi turn 17 late feb and i will be getting my license early march. i am also an a b student mostly a's. my question is.... what would my cost of insurance be if i buy the evo and put it under my parents name (both never get tickets or into accidents), i know that the insurance company will still charge me extra for even having that car in the policy, but would my insurance be like 3k for a year? being that i am a boy in an evo"


Are Volvo's Expensive to maintain?
I'm interested in purchasing a VOLVO S40 2.4 2010 with 44000 miles. Its my first car so I'm scared to do the wrong choice. I'm interested in the vehicle because (1) I like the model (2) It has another 15000 miles of warranty including service (3) Its within my budget. Anyone that has owned Volvos or even an S40? please share your experiences and their reliability & expenses. Thank you very much, BTW if possible offer other suggestions"


"Cost of horse insurance, vetting, a little stuck :)?"
Im a bit lost at the prices of a horses health. Owning a horse is a very expensive business and i dont understand the costs of the vetting and insuarance etc. I understand that insurance usually costs around 25-30 pound a month, however i dont know what this covers? if a horse fell ill, would my insurance cover every vetting fee? or would i have to pay for it upfront? i understand that every illness would make the costs differ greatly. I'd just like an explanation of the usual costs of a vetting system, if a horse needed emergency care. All answers will be a great help thankyou :)"


Does getting car insurance quotes lower your credit score?
I was wondering if getting multiple insurance quotes can significantly lower your FICO score due to inquiries..especially if you have a limited credit history..


Best non-owner liability coverage insurance?
I've been renting cars a lot lately and want to buy a decent liability coverage to save some $. By best"" I mean - a good combo of price and coverage."""


"OMG, Men and car insurance!?"
Teenage boys have to pay more for car insurance, If it was the other way around and women had to pay more Feminist would throw a fit, This is a freaken double standard. How do you feel about this. p.s. I know that the rates for male teenage is higher then female teenagers but if this was switched the feminist would be pist."


Does Allstate use insurance credit scores ?
My score is good, just curious. Another unrelated question: My insurance has gone up the last 2 times after going down every 6 months for a few years. I cant find any reason for it on my end. Is everyones rate going up at allstate ?"


So can I lie about my grades to the car insurance company?
So im 17 and getting my license in a couple of days. Apparently i need car insurance to drive by myself. Seeing as how my parentals want to pay less, they want as much discounts as possible (who doesnt?). So i kinda have like a 2.5 GPA and you need a 3.0 for the discount. So, im thinking i can get a report card, scan it and change the grades. When i do that, i just give it to whatever insurance company and they'll give me the discount. Sounds fool proof. Now, is it? Can the insurance company find out my real grades? i doubt they actually look. So can someone fill me in?"


AT&T insurance cost money?
My AT&T phone is water damaged, so would I be able to replace it with my insurance? And if I can replace it, is it free or does it cost money?"


How much is your car insurance?
I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!"


Cheap but good health insurance????
I am uninsured and need health insurance. I am middle aged and and have some preexisting conditions. My credit isn't the best due to some fraud I had to deal with and I don't have much money to spend. Please, does anyone know where I can turn? I live in Texas. Thank you!"


Order of Car insurance and buying a car?
I am going to buy a car but can I get insurance before it is signed over to me? I will be trying to do it all on the same day


Home Insurance and escrow....?
We just purchased our first home on Jan 22 2009, we had ADT security installed which dropped our home owners insurance by 35 a month, our house payment is 806 including mortgage,insurance and taxes. Will my payment be changed or will the extra 35 a month just go into escrow .. example will my payment go from 806 to 771 a month?"


Immediate Medical Insurance Help Required?
Hi I am Rishika from Bangalore. I am new to this place. I had got a medical insurance done for my parents but It got expired one month back. Unfortunately, my mom is due for a surgery in the next week and I am looking for any quick medical Insurance help that I can get. I understand its too late to get a medical insurance done. I can arrange for the medical expenses by hand as of now. Is anyone aware of any policies from which I can reimburse the amount later. Or is anyone aware of any medical insurance people from whom I can make a deal and make it a cashless transaction using the insurance policy?? IM confused like hell. Please please help :(((((( :( Yours, Rishika"


Vehicle hit while parked will insurance rate go up????
I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????"


When do insurance rates on your vehicle go down?
I'm 22. In my 5 years of driving, I have NEVER been in an accident and have never gotten a ticket. My parents are paying around $60 a month whereas I'm still paying $117. I don't drive a fancy car neither. Just an older 2004 Camry. Is it because of my age bracket is why my insurance still hasn't lowered any? I'm with Allstate and in California if that matters.


How much does a checkup usually cost with insurance?
I just want to have a yearly checkup, and we have medical insurance. I know each place is going to cost more than another,etc. but what's a generaly price for a check up with insurance in alabama?"


How Can I Get Cheap Auto Insurance?
im 18 i just got my lisence i have a 93 ford ranger that my dad can put in my name. my parents are seperated. my mom has excellent driving record and good policy. if i get on her policy. can i drive the truck if its in my name ? im not sure im just trying to get auto insurance. and i have no one to help :(


What is the cheapest car to insure for your first car?
im going to be hopefully doing my driving test in mayish and im just wondering what would be the the cheapest car to insure, im looking for something a little decent but i just need a few ideas of whats avaliable with these:- - 5 door car - Hatchback - Buying used car price- under 1,000 - Cheap insurance, maintenance and tax - Power Steering - Automatic taa for any help/advice"


What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?
What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?


Does my contractors liability insurance cover roofing subs?
Does my contractors liability insurance cover roofing subs?


"When starting new car insurance, can insurers decline no claims bonus due to 2 motorway speeding convictions?"
Hello, I am trying to arrange vehicle insurance. I have contacted A&L with regards to their car insurance. Basically I have just changed jobs, where I had company cars for the last 6 years with no claims. I asked A&L if they would accept this as no claims, and they said they would if I could provide a letter from my previous employers stating dates, that I was sole user, that I no longer have policy and that it expires within last 3 months etc. I have provided them with the letter which covers all areas requested. They have now replied back to me saying that they can't accept the no claims, as I have 2 SP30 (Motorway speeding) convictions within the last 5 years, which means they will not accept the no claims. Is this acceptable? I though no claims were only relinquished if a claim in made against a policy, not because I have a couple of run-of-the-mill speeding convictions. Thanks in advance, James"


How do I get maternity insurance?
We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we're worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I'm pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!"


They they cancel my insurance if I resign?
So I'm about to put in my 2 weeks notice and was wondering if my employer had the right to cancel my insurance during the last 2 weeks that I work? I do have some important appointments in the next few days and I just want to make sure I'll still have insurance until my last day!


How much does insurance cost on a car for someone that is under 21?
Would if cost in the thousands?


What is the best type of car to get for cheaper insurance?
What is the best type of car to get for cheaper insurance?


Auto insurance claim question?
I live in CA. If i get rear-ended (I'm not at fault) but i did not carry auto insurance at the time, but the faulting party did have insurance. How does that affect my claims on medical injuries, loss of car use, settlement, etc? basically does it make a difference if i have insurance or not if i am not at fault? I hired a lawyer because ididn't know how to deal with the situation at the time. Just wondering if the lawyer was honest. Please answer only if you are certain. Thank you for your time."


Where can I get SR-22 insurance?
I got a DUI and am now required to get SR-22 Insurance in Illinois. I called my local Insurance companys and most of them are saying I need to have insurance with them prior to this so I can't get it through them. Any ideas on some good companies that would do this, and the cheapest way to go about it?? Much thanks!! Mandy, Illinois"


How much is car insurance usually?
and what makes it change? car type and age of owner?


Whats a good car with low insureance and good gas mileage!?
and the car has to be under 5,000"


19 Year Old Female & NO health insurance.. HELP!?
I am 19 years old, I am female, and I am BROKE. I live on my own. I live in Missouri. I work part time (or LESS) and only make minimum wage. I have no insurance and can't really afford any right now. I really need to visit the doctors. I've looked at a bunch of different insurance that the state offers, but unfortunately it doesn't really apply to me because i'm NOT pregnant and i DON'T have kids. What can I do? Is there anything I CAN do?"


When do insurance rates on your vehicle go down?
I'm 22. In my 5 years of driving, I have NEVER been in an accident and have never gotten a ticket. My parents are paying around $60 a month whereas I'm still paying $117. I don't drive a fancy car neither. Just an older 2004 Camry. Is it because of my age bracket is why my insurance still hasn't lowered any? I'm with Allstate and in California if that matters.