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CAR TITLE/INSURANCE VS BANK LOAN?

Hi, I wanted to make sure this is legal before I take part in it. So a friend of mine who I have known now for about 15 years wants to get rid of his car because he can no longer afford it. He has about 8k left to pay on the loan for it, and hasn't driven it in about a month because he let the insurance lapse. To get the car off of his hands, he is offering it to me for free, i'll just take over the loan. Here's the thing...my credit is currently rebuilding and I know his bank will probably deny me during the application process. So, I was told by a family friend, that in this case...as long as he has the title in his name (which he does, no liens)...he can sign over the title to me, and i can then insure the car in my name. And, i'll just make his current payments for him for the loan (which is still in his name) until it's paid off.....this is legal, correct? I just want to make sure before taking part. Does the loan, title, and insurance HAVE to be in his name? OR does the bank just want to get paid back regardless of who is paying?....thanks for all your answers. And i am in nyc and a 25 year old male, if it matters. Thanks.

   








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Question about ticket and insurance rate?
(speeding ticket)


When is it too late to make a car insurance claim?
About 3-4 months ago I was parked in a supermarket car park. My mum, opened the passenger door where the wind blew and hit the car next to us. Upon packing the car, the passenger in the alleged 'chip' car stated that their car was damaged- the damage was barely even visible- something you would expect as a driver to occur. I even questioned whether that 'damage' was the fault of ours because the car was that battered. Anyway, 3 months later I received a letter stating that I was involved in an accident on the 21st of June. This date is also incorrect where this 'accident' actually happened on the 1st May (my car insurance renewal date). My insurance know this happened in this time as I called them to ask what may occur. Could anyone provide me with details of when it is the latest time to make a claim. Also, what would usually happen for the 'chip' in question since I know this day that it allegedly happened was a lie. (UK answers only please)"


Do I need to get new car registration and insurance if I just had a title transfer?
I live in Minnesota. My dad was the previous car owner. He gave me the car as a gift. Do I need to get my own new insurance and get a new registration?


NCAP rating effect on car insurance.?
I'm looking to buy a car and noticed that some of the models I favour, such as Ford Puma; Vauxhall Tigra, have not been crash tested by NCAP. Does a car which has not been crash tested by NCAP necessarily attract higher insurance premiums?"


If you get a speeding ticket in the company car does it affect their insurance?
If you get a speeding ticket in the company car does it affect their insurance?


License in insurance?
What would it be for? How would I go about obtaining one, and is it a solid field to get into? I currently work in member service for health insurance and am looking into getting into a different type, but I see a lot require a license in insurance."


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I am 50 years old and am looking into Life Insurance.?
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What happens if you get caught driving without insurance?
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Who can give me the name of some good health insurance companies or health insurance assistance programs?
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Producing Group Health/Life Insurance - How do I aquire other's book of business?
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CAR TITLE/INSURANCE VS BANK LOAN?
Hi, I wanted to make sure this is legal before I take part in it. So a friend of mine who I have known now for about 15 years wants to get rid of his car because he can no longer afford it. He has about 8k left to pay on the loan for it, and hasn't driven it in about a month because he let the insurance lapse. To get the car off of his hands, he is offering it to me for free, i'll just take over the loan. Here's the thing...my credit is currently rebuilding and I know his bank will probably deny me during the application process. So, I was told by a family friend, that in this case...as long as he has the title in his name (which he does, no liens)...he can sign over the title to me, and i can then insure the car in my name. And, i'll just make his current payments for him for the loan (which is still in his name) until it's paid off.....this is legal, correct? I just want to make sure before taking part. Does the loan, title, and insurance HAVE to be in his name? OR does the bank just want to get paid back regardless of who is paying?....thanks for all your answers. And i am in nyc and a 25 year old male, if it matters. Thanks.


.I was rear ended . my insurance had expired and now they want to suspend mi license HELP !?
I was rear ended which made me hit the driver in front of me. the car and insurance in on someone elses name. Unfortunately the insurance had expired. Upon calling the insurance company they are still going to help fight my since i was not at fault. Either way the state want to suspend my license for not having the insurance in my name. Is there anything i can do so it wont suspended


How much will health insurance costs rise in your state?
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Im over 18 and I need to help out my family by getting a Drivers Liscense. Do I need to have Car Insurance, even though I will not have my own Car?"


What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?
When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers


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Hello, I've baught a car two months ago, but I havn't insured it yet because insurencse is so expenive. I'm trying to find the cheapest deal and I need your experince in that. My car is Honda, accord, year 1999. My age: 23 Single State: Virginia City: Richmond. I'm international student and I don't have social security number I'm not sure if that would make a difference ! I've just got the driving license. I need reliability insurance if this would make a big discount. By the way, my GPA is very good. If you can help me out with agencys phone numbers or any guess about the insurance It will be greatly appreciated Thank you in advance"


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I have enough money to buy my first car, I'm going for a car with a small engine around 1.2-1.6. when getting insurance quotes however, the cheapest quote i've found is around 1700 quid. help?? surely i can get insured on my own car for less than this?"


Redlight violation?! Any way to lower the $381 fine and not raise insurance?
Help! This Saturday, I was in Fremont to pick up someone at the Bart station. I was on Mission and Mohave going straight towards the entrance to 880 when the light turned yellow. I started to stop but I felt that if I kept stopping I'd end up in the middle of the intersection so I pressed gas again and went through. I thought I made it on the yellow, but I saw the huge flash meaning the lovely camera took a picture of me. ): The fine is $381 according to http://www.fremontpolice.org/redlight/redlight.html plus a higher insurance, right? I'm freaking out. I'm a 17 year old high school student (I've had my license for over a year already) at a private Catholic school, straight A's in all my classes, super clean record, and I've never gotten a ticket before! I know I have to go to court but is there any way that the fine will be lowered and my insurance won't go up? If I go to traffic school will it be cheaper and keep my insurance down? Help please!"


Which car would insurance be higher on?
Hi, I'm 16 and I'm getting my first car. I've saved up a chunk of money to make the down payment and 2 or 3 of the monthly payments (my parents are paying for the rest). I've narrowed it down to 2 cars of about the same price. A 2004 MiniCooper and a 2005 mustang (v6). My parents will be paying for my insurance so I was hoping you could tell me which one would have a lower rate so I could make it easier on them? I already know it's going to be high because I'm a teenage driver so whatever helps really. A mustang is kind of, sort of, sports car-ish (I'm not big into cars people, ignore my ignorant terminology) so I figured that would have an effect on the insurance. On the other hand, a minicoop is very small and I don't believe they're made in the U.S like a mustang is so parts and stuff would be higher if I'm correct? Thank you very much for any help!"


Good health insurance?
Looking for good affordable health insurance.


Car insurance!?
how long before the policy expires does your insurance company send you the delightful letter detailing how much your insurance will cost for the following year!! im looking around for cheap quotes, and i want to know what my insurance with my present company will be, but typically i cant get the quote to proceed off the first stage on the internet! so im going to wait for the letter :)"


Car Insurance rates after speeding ticket.?
It's not that I speed all the time... The first time I was only going like 10 over and the cop was in an undercover SUV and started tailgating me. I sped up and switched lanes and he did the same, and finally turned on his lights. The second time I was the only one on the road, and I just pulled out so I sped up really fast and slowed back down. The cop just happened to be pulling onto the road for the 10 seconds I was speeding."


How much would motorcycle insurance cost?
20yo. No accidents or speeding tickets. Right now I'm bike shopping and leaning towards a sport bike. I understand that there are different factors that can come into play like engine size, model, year, and whatnot. But coukd anyone give me a general idea of insurance costs for me? I have also ccomplted the motorcycle saftey course"


"Virginia car accident, no car insurance (accident not my fault)?"
I was involved in a car accident yesterday that was by no means my fault. The other car lost control, hit one car and then that second car hit me on my back driver door. The crazy driver then caused a 12 car pile up on the interstate. I know I am wrong for not having car insurance (my last one was cancelled due to my financial state while I was in school) but I am just wondering what are some possibilities of what can happen? The police officers said we might not hear anything until next week."


Anybody familiar with Primerica life insurance?
I asked this question last night but I wanted to get some more opinions. I have been approached by someone who works for Primerica and he wants my family to switch life insurance from State Farm to them. They (Primerica) do offer more coverage for the money, but for some reason I'm still a little skeptical - before I talked to this guy I had never heard of Primerica! Also, apparently they are a subsidiary of Citigroup - aren't they in danger of bankruptcy or something like that? And could that affect the life insurance policy? I'm all about getting more bang for my buck"" but I'm just not sure I'm ready to switch - it might also make my other premiums at State Farm go up if I drop life insurance. Any advice?"""


CAR TITLE/INSURANCE VS BANK LOAN?
Hi, I wanted to make sure this is legal before I take part in it. So a friend of mine who I have known now for about 15 years wants to get rid of his car because he can no longer afford it. He has about 8k left to pay on the loan for it, and hasn't driven it in about a month because he let the insurance lapse. To get the car off of his hands, he is offering it to me for free, i'll just take over the loan. Here's the thing...my credit is currently rebuilding and I know his bank will probably deny me during the application process. So, I was told by a family friend, that in this case...as long as he has the title in his name (which he does, no liens)...he can sign over the title to me, and i can then insure the car in my name. And, i'll just make his current payments for him for the loan (which is still in his name) until it's paid off.....this is legal, correct? I just want to make sure before taking part. Does the loan, title, and insurance HAVE to be in his name? OR does the bank just want to get paid back regardless of who is paying?....thanks for all your answers. And i am in nyc and a 25 year old male, if it matters. Thanks.


Health insurance questions?
I am under 26 but I am not on the plan with my mom and dad. Not sure if I can even go on their plan. Many young people I know are not on their family plans but they pay a couple hundred a month or so for their own plan. I never signed up for my own health insurance plan and now I am feeling sore near my ribs and I am worried. Should I look into signing up for health insurance now or will I have to go have a physical? Does that mean if they find something wrong then I won't be able to get health insurance? is my only option to go to the emergency room? I really just want a x ray or ultrasound to make sure I'm okay. How much would that cost? should I talk to someone in the billing area and talk with them ? Something happened to someone I know and the hospital took care of all the bills since they lived at home with their parents and had no job but was a college student. if the emergency room doctors refer me to a specialist then will the specialist doctor offer a low payment plan since I have no health insurance?


Can a person that is temporarily non-UK tax resident to be the policy holder in her own car insurance policy?
In May this year , my wife got a job in a joint venture abroad. Her contract is for 3 years after which she will return home Due to obvious reasons , for the above period she is a non-UK tax pay resident. The insurance policy of the car she is the owner and policy holder of is about to expire very soon. Is she legally allowed to renew her policy as main policy holder or not?"


Why can't responsible working people get low-cost health insurance?
Here's my big fault: I have no fatherless children, in fact, I have no children. Yet I have to hear a girl that I work with (who makes more than I do) talk about how she has state health insurance (I believe Medicaid) at an extremely low cost, since she made the decision to have a child with a man that she knew was a criminal, and is now serving time in prison. (And oh yeah, I drive an 11-year-old car, she just recently got a new one. But I know, that's easy when you get a free ride for the necessities.) So, why can't there be affordable health insurance for everyone, even if you did not choose to pump out a child (or children) you knew you could not afford to take care of?"


Car Insurance: Insuring myself on a car registered with someone else?
My boyfriend is planning to buy me a car under his name, he doesn't want to be insured on it as he already has his own car. We don't live together, but I am at his house almost all the time. When I get insurance, do I use his address? As this is where the car will be parked most the time and will also be where the car is registered."


"Which car would you prefer? 2006 Volkswagen rabbit, 2006 toyota corolla, or a 2006 honda civic?
which do u think would be a suitable car for a university student and cheap on insurance and gas.


How much is car insurance for a 19 y.o?
Hey, I know people are going to say I'm dumb for asking, but I'm wondering how much car insurance would be for a 19 y/o. I want to get a car, but I need to pay the insurance. I'm not looking for a great car, so I'm sure I'll pick something insurance friendly. Also, would it be cheaper if I still had my parents insure the car technically"" and paid them the amount?"""


What's the best gadget insurance?
Hi, as I have just bought new headphones valued at 150 and have an iPhone, I was wondering what you yahoo'ers believed to be the best value for money and troublesome free gadget insurance company around in the UK. I'm worried that if they break or (touch wood) I have them stolen off me then that would be devastating. Suggestions please peace"


Ca insurance help with a dispute with another driver?
I've just had a minor accident,there were no witnesses but a van just pulled out of a parking space on the side of the road and hit me as I was driving up the road,I was going real slow as I was looking for a space to park myself,in fact I was driving right in the middle of the road as there was a massive lorry parked before the van and he took up so much of the road,you had no choice but to drive over the middle white line (just to point out there were no cars in the other lane).My car is fine but his van has smashed,mirror,lights,dents etc...He went mad saying it's his brand new works van and his boss will go mad and make him pay for the damage and he was stationary but I know he wasn't and there are no witnesses,the only vehicle around was the lorry and the driver was in the shop.How do I stand with this as I've never had anything like this happen before,also I did agree to swap insurance details and gave him mine first as soon as he had mine,he jumped in his van and sped off,luckily the company he works for was written on the van,as it's evening now I can't get hold of anyone but will telephone tomorrow morning to get his/their insurance details."


Penatlies for lasped car insrance?
Im having problems with my bills and my car insurance payment is due. I want have the money until I get paid in the next couple weeks. what should I do, and if my insurance lapse what are the pentalies for reinstating my coverage??"


Average car insurance rates for people under 21 years old?
Average car insurance rates for people under 21 years old?


Car insurance cost for a 17 year old?
I'm going to start driving next year and will probably be driving something like a p reg civic (1.4) does anyone have an average insurance price for a car around this size (1.0-1.6) and around this age (m-51 reg)


What is the cheapest/best insurance for a 24yr old student/ stay at home mom?
My 3month old is covered under medicaid, but I need help finding an affordable insurance for myself. My fiance is covered by his work for free, but it would be $200 a check for him to add me and we cannot afford that at this time."


Life insurance question?
What is the best life insurance to buy. Which one guarantees the amount that will be paid. Say a policy is listed as $30,000 how long does it have to be in place. If someone is not know to be terminally ill will it still be paid. Also, what is the difference between whole and term. Thanks in advance for all relevant advice."


Does Car insurance in Canada discriminate on the basis of sex?
Does Canadian car insurance discriminate based on gender like they do in most U.S. States?


"Is it a good idea to purchase a used acura coupe 1999 with 155,00 miles?"
Also, what is a good car car to buy used? This is my first car and I want to make sure that I', buying a good car. or should I buy a brand new car and make payments? But I'm in college So what should I do?"


CAR TITLE/INSURANCE VS BANK LOAN?
Hi, I wanted to make sure this is legal before I take part in it. So a friend of mine who I have known now for about 15 years wants to get rid of his car because he can no longer afford it. He has about 8k left to pay on the loan for it, and hasn't driven it in about a month because he let the insurance lapse. To get the car off of his hands, he is offering it to me for free, i'll just take over the loan. Here's the thing...my credit is currently rebuilding and I know his bank will probably deny me during the application process. So, I was told by a family friend, that in this case...as long as he has the title in his name (which he does, no liens)...he can sign over the title to me, and i can then insure the car in my name. And, i'll just make his current payments for him for the loan (which is still in his name) until it's paid off.....this is legal, correct? I just want to make sure before taking part. Does the loan, title, and insurance HAVE to be in his name? OR does the bank just want to get paid back regardless of who is paying?....thanks for all your answers. And i am in nyc and a 25 year old male, if it matters. Thanks.