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What exaclty are the purpose and definition of INSURANCE?

Why did people invent insurance, what was their reasoning behind it? And why did we make auto insurance mandatory...or the insurance for your home? Wasn' t it conceived to help in case of catastrophic events? Isn't the purpose of health inurance similar..to help pay for the catastrophic or complex diseases? How is making this mandatory different from making auto insurance mandatory?

   








Whats the cheapest car insurance company in Michigan?
What happens if you wreck a car that you still owe money on with no insurance?
Theists, why do you need health insurance?
Am I being cheated by the car insurance company?
How much would car insurance be for me?
Driving with out insurance?
How much will i pay per year in motorcycle insurance?
Is Insurance Gonna be expensive on a 96 cobra if its my first car.?
What is a cheap motorcycle insurance company for a srteet bike?
Cheapest car insurance for you a young driver?
Can a sprinter Van/Cargo Van converted qualify for RV insurance?
I hit my neighbors parked car and it's going to cost $2400. How much will my insurance go up?
I'm mad that my husband AGAIN offered to cook for another woman?
How do you get insurance?
How much would average insurance cost me?
Cheapest Auto Insurance Humanly Possible?
How can I get some insurance?
Do I have to get health insurance?
How much is PPD rating schedule for %13 lumbar spine discs and knees, If my insurance company was putting me?
Can I use medicaid as a secondary insurance?
17 year old student Car Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005?
How important is it to get the best rates Term Life Insurance company?
What is the best pet insurance?
1 Day Car Insurance?
Please answer a question regarding Cobra insurance.?
If you have a job which isn't secure can you get insurance to pay you if you lose the job? Also, mortgage insurance?
Small Business Insurance?
A question about car insurance?
How long will I have to work until I can get a car, and insurance?
Health Insurance Card Info. What is my group number?
What is a good health insurance plan/company for a family of 4, 5yr old and 2yr old....income is 31,000/yr?
Where can I buy the cheapest animal insurance?
Will my insurance raise if neither party gets paid damages?
Will my insurance raise if neither party gets paid damages?
Rough estimate of Health/Dental Insurance Cost of family of four?
How much is car insurance for male teenagers in australia?
I'm looking for a car insurance in Michigan that's cheap?
Car Accident, Insurance won't pay up .. Any advice ?
Is it worth it to get long term care insurance?
Someone hit my car with no insurance?
I am a new driver looking to buy a car and insure it tomorrow. What do I need to do to in order to be able to drive on the road legally?
How much is your car insurance?
Am i paying to much for car insurance?
Question about health insurance. Medicaid and bcbs of il.?
What are real differences between Dwelling Insurance policy and Home Insurance policy?
What do home insurance companies fear the most?
Best Insurance Price I Could Get?
Is getting renter's insurance a good idea? How about with Balboa insurance?
What is the difference between whole life and term life insurance?
Aetna insurance terminated coverage?
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Been priced out of insurance AGAIN!!?
Ok thought i would be getting a car, but kept on getting 6,000-8,000 quotes which is ridiculous. So then i thought o well lets leave the car alone for a few years. Found a fantastic bike that i tested for 1,500 LEXMOTO XTR S 125. Drum role please INSURANCE 2,000!!! people told me i was suppose to be getting 500 odd for insurance for a 125cc bike. i live in london :|. age:17"


Insurance will only cover 1000$ of dental issues?
My friend's parents haven't taken her to the dentist in 10 years. Now she has 21 cavities. She says that it will cost 6000$ and insurance will only cover 1000$. Is there anyway she can separate the fillings so that insurance will pay (almost) all of it?


Does anyone know of cheap car insurances for new drivers i am 17 years old.?
Does anyone know of cheap car insurances for new drivers i am 17 years old.?


What are some cheap auto insurance companies in Phoenix Arizona?
I have an older car it's a 89 Ford Crown Victoria and I do have 10 points with my current insurance company (Progressive).


"How do I report my health insurance on my taxes, if all income received is a gift?"
Update: The gift amount did not go over $14,000."


Free health insurance for 20 year olds.?
I know that no doctor is going to see me if i don't have insurance and i don't pay... that is why i am asking if anyone knows if there is an insurance that will NOT take as long as thirty days to let me know if i qualify for there health insurance it would be helpful if some one could let me know if that is available. I am sick and i cant wait thirty days. i would like to know immediately if i qualify.


Can I withdraw an accident claim if they want yo total my car?
So my car was parked in my driveway and a mailman backed into my car. I have a 2000 mitsubishi eclipse and the damage was only cosmetic. The repairs are 1500$ the retail value of my car is 4000$. Can the at fault insurer (the mail man's insurance) total my car and if so can I refuse and withdraw my claim and keep my car? I'm very anxious and I would like to repair the damage however if they choose to total it id rather just repair it out of pocket and keep my car. Is that possible? And do you think it'd be totalled? I'f so can I just withdraw my claim? And if I can are there any repercussions?


What is the difference between dental insurance vs. dental discount plans?
I'm trying to figure out which one is most affordable for someone one a budget and beneficial for my needs? I'm 35 years old with 1 dependent child 12 years old and we both need braces, I need a bridge, crowns, root canal, replace over sized silver fillings.. etc.. any advice? Oh and I live in Southern California"


Insurance cost on Audi TT 16yr?
I currently drive a Jeep Grand Cherokee (2002) to and from school but im in need of something that gets better gas mileage... I am currently very interested in an Audi TT because it is an inexpensive fun looking car and gets approx 28mpg. I am looking for around a 2000-2002 model Hard Top. How much would insurance cost for a 16yr Male Good Student while driving an Audi TT? Is there a huge difference between that and driving a Jeep Grand Cherokee? Thank You


Where do I find good health insurance for my parents?
I've tried ehealthinsurance.com and some other websites. I'm paying $500/ month for just basic health coverage for hospital emergency only. They're 56 and 61 years old and finding anything with good coverage and affordable is impossible. Anyone know what I can do to find better coverage?


How much to insure a C category written off car?
We're looking at repairing a Citroen C1 from a Cat' C write off, does it affect the insurance?"


Can I pay for therapy without insurance even though I have insurance?
I am eighteen and would like to go to therapy. I can go to a clinic and pay the money but I can't use my insurance because my parents would find out I'm seeing someone if I used it. What would I do? Would I say I have insurance but I don't want to use it, or say I don't have insurance when I really do? HELP?"


Dodge Stealth insurance with a salvage title?
How will the fact that the 1991 Dodge Stealth I'm planing on buying has a salvage title affect my insurance? I got quotes from Progressive Gieco Esurance and Allstate from anywhere from 675 to 780 for 6 months. So anyone have any ideas on how its going to change or if I can even get it insured? If it matters the engine went out and was rebuilt.


How much would car insurance cost for me?
Im seventeen. And female. The car is a black 94 Jetta standard (if that has anything to do with it) Im just confused about insurance. People are saying it would be very expensive but I turn 18 in a month should I wait until then? Also people say insurance is cheaper for girls. Is this true? And what insurance company is cheapest?


Does New York require lenders of leased cars to include GAP insurance within the cost of the lease itself?
Was under the impression that this was the case, however, after recently leasing a vehicle in NY, the dealership told me otherwise."


What exaclty are the purpose and definition of INSURANCE?
Why did people invent insurance, what was their reasoning behind it? And why did we make auto insurance mandatory...or the insurance for your home? Wasn' t it conceived to help in case of catastrophic events? Isn't the purpose of health inurance similar..to help pay for the catastrophic or complex diseases? How is making this mandatory different from making auto insurance mandatory?


Are insurance companies to blame for high medical cost?
I know there are other factors such as smokers/obese people, lawsuits, and people who don't pay their bills. But i'm wondering if insurance companies are one of the biggest reasons to blame for the ridiculously high cost of medical services and equipment? The reason I wonder is because the prices of medical care are so ridiculously high, but it seems like doctors can simply charge any price they want, no matter how ridiculous, because the insurance company will simply pay it. Unlike if someone was actually paying out of pocket and would actually say your out of your mind for charging that much"


Is car insurance required when getting a car or license?
I going to work on getting a driver license and i want to know if insurance is required for driving or owning a car?


"I don't have insurance, can I drive another persons car who does have insurance?"
So I'm planning to DD tonight, I don't have insurance. The persons car im planning to drive does,is that legal to do?"


How is the Hillary Clinton helth plan version 2 anything like car insurance?
Car insurance: 1) Need to get it if you choose to drive. 2) Government bureaucracy does not force you to choose only in-state car insurance. 3) Coverage is meant to protect others from damages. 4) You choose how much coverage you want. 5) Does not violate freedom of religion. 6) Taxpayers don't pay for people who can't afford car insurance. Hillary Care: 1) Need to get if you choose to live. 2) Government bureaucracy limits the choice of provider. 3) Coverage only protects you and not others from damages 4) Government mandates what is covered, not you. 5) Violates freedom of religion for those whose beliefs prevent them from getting hospital care. 6) Government steals taxpayer money to supplement those who cry poor. Hillary supporters: Is it even possible to argue this? Go ahead and try. See you after Hillary loses the general election!"


Obama waives auto insurance?
Obama waives auto insurance?


I can health insurance information?
This past weekend I saw Billy Mays advertising health insurance. I'm looking for the contact number & a website link. I can't seem to find it online. I'll give best answer to the person who posts the information thanks.


Looking for best insurance product (LIC) which returns guaranteed & handsome amount on maturity along with acc?
Age : 35 yrs., married Premium Amount : 90 99 K per year Premium term : 25 to 30 yrs best lic plan combo plan"


Buying insurance for cat with a cancer ? Please read I really need your help?
My cat has developed rabies vaccine sarcoma. I was wondering if any pet insurance company will let you buy their insurance for a cat with cancer ? I took her her regular vent and then to another one to get second opinion. My question is if I give them info of her first vet that doesn't know that my had has cancer could they find out that I went to the second vet that diagnosed my cat with sarcoma.


Cheap Insurance for 17/18 year old in UK?
Currently I'm 17, going for my practical soon, I checked insurance for myself and it's over 15000 for a Vauxhall corsa 1999 reg. Does anyone know where to get cheap car insurance for under 25's?"


How much would car insurance cost ?
I was just wondering how much it would cost for car insurance for a 17 year old Male in England Also in no that there are different types of insurance what do they all do These are the cars I'm thinking of buying Ford ka sport Fiat punto Vauxhall corsa Citroen Saxo Roughly how much would they cost and whats the best insurance option to take ? :)


Am I paying too much for car insurance?
IM 19 years old, I pay $100 per month with geico, I have not had any speeding tickets, I have not been in any accidents, I had my license for about a 3 - 6 months now, I own a 1997 ford Taurus. Am I paying too much for car insurance?"


Car insurance quotes?
im just snooping around through car insurance websites figuring out which 1 is the cheapest for my ride...so imade a quote or did a quote at a car insurance website which it said how much ima pay each month but ididnt want car insurance yet..so my question is when imade that quote do ihave to each month which the website said NOW? or is it just telling when isign up for that company thats how much ima pay?...(iwant car insurance but looking for the cheapest so imade that quote in accident)


Does anyone have health net insurance?
I love in Virginia, but I will be attending college in South Carolina."


Insurance for honda civic?
I live in the UK, Male 2 its a door, type r."


How to provide references for a car loan?
I am going out of state to buy a car in a few days and they asked me to have two references...what does that mean? How do I provide references? Have people write me letters, or just have their name/addresses/phone numbers, etc?"


What exaclty are the purpose and definition of INSURANCE?
Why did people invent insurance, what was their reasoning behind it? And why did we make auto insurance mandatory...or the insurance for your home? Wasn' t it conceived to help in case of catastrophic events? Isn't the purpose of health inurance similar..to help pay for the catastrophic or complex diseases? How is making this mandatory different from making auto insurance mandatory?


"How much would 100,000 libility insurance cost? roughly or estimate?"
I'm looking to start a security company and am trying to figure a monthly premium. I know I need at least 100,000 of libility insurance. I don't have my license yet, so insurance companies wont even talk to me util I can give them more info. The prob is, I need a rough estimate of start up costs. Thank you"


"Insurers are anticipating large health insurance price increases next year due to Obamacare, how will libs try to spin it into a positive?
http://news.yahoo.com/u-insurers-fear-ba...


Truck hits curb due to icy road..Damage is extensive. Will insurance pay? ?
I was heading down a hill; the road was icy. The truck wasn't stopping properly. It slid into a curb; damaged the wheel (rim). Now, the truck swirves to the left when I drive. I thought I needed an alignment. Went to an auto shop; turns out I need to replace a control arm ($569 just in parts) and some frame pulling is needed....AND an alignment. Total cost: $1750 (with labor) I do have comprehensive coverage with a $500 deductible. I just called my insurance and am waiting to hear back from a claims rep. (they said within 24 hrs); can they deny this for any reason? I really need the truck fixed soon.... Also, will my premiums increase? By a lot???"


Does it cost to remove someone on your insurance ?
I wanted to drop my sister off my insurance plan because she found a cheaper insurance company, does it cost to remove her ?"


What is a single man who works everyday but cannot afford health insurance and isnt able to get it threw work?
Why can we not get adequate and affordable health care for the working class single men. I currently receive medicaid and food stamps because I am disabled to work but my X husband who works everyday to pay his child support and taxes and is not ablr to get insurance from his job not able to get affordable insurance so he can be healthy to work to support his family. I also have elderly parents who live on a single income have to pay 1200 a month to get good health insurance? Also why is it not acceptable to give funds to the private schools where my mom worked as a teacher for 30 yrs and is now out of a job because no one can afford to put their children into a chridtian school. I appreciated what you said tonight but want to know how are we as the ppl and you as the government going to fix these many issues. Public schools are getting worse with the fights and drugs and I would love to see the private schools get some kind of funding for the future of our kids and what they will become as adults. I understand you were thrown into a mess of lots of situations but these things really need to be addressed also. I think all military and their spouses and children should receive free health care for life also . so Thankyou for trying Sincerely


In dire need for cheap car insurance!?
So, I have recently passed my driving test and purchased a new car ('03 Renault Clio) and therefore need to insure it. This is where the problem lies. I have checked multiple compare sites, insurance sites, phoned them, asked my friends who they had their insurance under blah blah blah. The lowest quote I have had was 4000!! This extortionate amount is even with my pass plus certificate, saying I keep the car in a garage and having a low annual mileage (up to 6000). I really need some help here! If the car isn't insured for any time longer, and is just sitting in the garage I think im going to murder someone! Any good companies out there???????? Thanks a lot :)"


I got declined for auto insurance whats the best thing I can do ?
I live in ontario canada and got a quote over the internet, i wanted to insure the car the day i was gonna get it. so then i called TD insurance and asked them to insure me and i told them i never had any tickets in the past 3 years but they found a major driving offence in may 2007. i got caught driving with no licence at all. so then the insurance company found out and they said they can only insure new drivers with clean record. but the record was before i got my actual g1 and g2. I called a broker and it ended up to be 3 times more than i was quoted for TD. whats the best thing I can do ?"


Why are car insurance companies allowed to discriminate people by age and gender?
So do they disregard the Civil Rights Act of 1964?


How much an insulin pump costs with insurance?
How much an insulin pump costs with insurance?


Auto Insurance Penalities In Ky?
If you were without a car and insurance for a period of time, (2 years ) how can you get penalities for not having auto insurance. How do you insure something you don't have?"


I applied for Car Insurance and...?
They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?


Canceled Car Insurance?
So, I found out today, that State Farm canceled my car insurance. My coverage was good through Feb. 1st. My billing date is also Feb. 1st, but they usually charge me a day or two late. They charged me today for my renter's insurance, which is how I found out that I have no car insurance. State Farm never informed me that they were canceling my policy. They said I have had too many incidents. I have had 2 accidents and 1 ticket in the past 2 years. One accident was my fault and the other was not. The ticket was because of the accident. My question is: What can I do to get insurance with another company when I have not had insurance for the past 4 days (even though I didn't know it) and is it going to be a lot more expensive because I do not have a current policy?"


Home insurance functions?
in class we are learrning about insurance and the function and characteristics and which companies are these things under.


"I don't have car insurance, is it illegal to drive someone else's cars which has car insurance?"
My dad lets my use his car which has car insurance, i just want to know if its illegal to drive without insurance in california because i don't have insurance."


Trouble getting auto insurance Florida?
Trouble getting auto insurance Florida?


What exaclty are the purpose and definition of INSURANCE?
Why did people invent insurance, what was their reasoning behind it? And why did we make auto insurance mandatory...or the insurance for your home? Wasn' t it conceived to help in case of catastrophic events? Isn't the purpose of health inurance similar..to help pay for the catastrophic or complex diseases? How is making this mandatory different from making auto insurance mandatory?