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Where does the money go that everyone pays for car insurance?

If I pay $100 a month for car insurance for 20 years that's $24,000. I know 5 people in my family who pay approximately that so that's about $120,000. So with everyone who drives pays about that, where does all that money go? To pay for car wrecks? Government? What? (No, I've never had a wreck or used the insurance to pay for anything)

   








How much coverage could you get if you spent the following amount each month:?
Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?
Insurance company trying to scam me?
Is insurance cheaper if you have had experience on the road?
How is your experience with progressive auto insurance?
Will having a hidden kill switch in my car make insurance cheaper?
Buying Insurances with a G1 licenses in Ontario.?
Speeding ticket in Ontario, How much will an increase be on my insurance per vehicle?
Insurance denied my spinal fusion surgery, what now?
What is a 2005 Mazda RX-8 insurance rated at?
Don't want to renew Virgin car insurance but having problems contacting them?
How much would Liability cost on my car?
Car insurance?
My 17yr old niece has just passed her driving test, any ideas re cheaper insurance?
Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?
State Health Insurance?
I'm 19 and pregnant and wondering if I will get better insurance rates if I get married or stay single?
Motorcycle Accident And Insurance?
Will my insurance go up from a VERY MINOR fender bender?
How much does auto insurance cost in Texas?..?
Can auto insurance company refuse to cancel my policy?
Personal dental insurance - finding personal dental insurance?
How much of a difference per month for car insurance is there between a sports car and a regular car?
Is Marxist Communism or Socialism right for me?
How can I find cheaper manufactured home insurance?
I would like to my mom was Blathe Danner,because she is very caring and loving lady.Your opinion?
Should I get rental insurance for my apartment?
Questions about motorcycle insurance?
How much does a full body scan cost and is it covered by insurance if taken electively for prevention?
Looking for a health insurance for my dog. he is 1 yr old bichon frise,plannig for neutering him,so looking for a good insurance for him.?
Do I qualify for my parents health insurance?
If i got a car as a gift and dont have insurance and a car hits me is that ok?
Everyone is talking about Obongocare insurance premium but not the deductible on the insurance.?
Everyone is talking about Obongocare insurance premium but not the deductible on the insurance.?
Why do auto insurance companies ask for annual mileage when they base your insurance rate off of usage or accident history?
Car insurance - how short a time can you buy insurance for?
Insurance amount for Dodge Charger 1970 Muscle Car?
Car insurance= cover all drivers?
Sports car with low insurance cost?
Which Home Insurances Cover Pit Bulls?
Im looking for car insurance?
16 year old insurance drive sports car?
Is it really illegal not to have medical insurance?
Kia Cars are they good for high mleage?
Car insurance company sent me a second property damage check, should i cash it?
Extending an existing term life insurance policy?
Can you have two insurances?
Should I get Car Insurance before I get my N?
I filed life insurance claim with Metlife on my family member's policy who passed away in a foreign country in July 2014.?
What happens if I don't pay for a second driver of a rental car. Considering that person has insurance too.
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Life insurance question?
my grandma left my dad a life insurance policy, the problem is that the payment is due tomorrow but its closed tomorrow. So we went to pay it online and the put in the policy number but the policy number keeps coming up invalid, what do we do???"


What happens if a driver is added to an auto insurance plan?
I know that the rates will go up, but what happens when a driver is added during the middle of a 6 month coverage period?"


Insurance for pre- existing condition?
My friend was recently diagnosed with a brain tumor, she has scheduled a MRI for march and then they will determine whether she can go through surgery. The problem is she had recently exchanged jobs (just prior to the tumor news), and apparently cannot be covered with her present Insurance company as her condition is pre-existent. Now, the tumor is located in the fourth entricle of the brain (where the spinal/cerebral fluid is housed). She will probably need Chemotherapy. Can she be re-insured or covered by a different plan.? Can a single mother qualify for medi-care instead? She is in TX"


I got into a car accident and im at fault. How long will it take for my insurance agent to call me?
I got into an accident 2 nights ago and the cops were called. The cop came down and filed a report. He than told me to wait to hear from my insurance and that was all. When will I hear from them? Thanks.!


Which is the best term insurance....risk insurance....?
i am 31 and can pay a premium of 12K yearly. I can explain the scenario... i want a insurance so that my wife get the benefit, incase of my death due to any disease, accident or in case of my sudden death... please let me know the best term insurance i can opt for this kind of scenario"


"On average, how much do YOU spend on utilities each month?"
I'm a college student getting ready to do into dental school. & I was wondering about how much do you spend on gas, electric, rent, insurance....etc. Please name what it is and about how much you pay. Do you have any money left over?? I'm like freaking out here because right now, I live in a dorm & I don't pay anything."


How much is average car insurance 4 a 17/18 year old?
How much is average car insurance 4 a 17/18 year old?


Someone hit my car and driver has no insurance i have full coverage will my insurance cover me?
my cousins roommate reversed into my car with his friends truck and he said he doesn't have insurance. i have full coverage with a deductible of 500 will my insurance cover me even that it wasn't my fault and driver has no insurance?


Car insurance running out?
My car insurance 'inception date' is the 7th of May. Can I drive my car until midnight on the 7th?


How much life insurance is sufficient?
my husband just got a raise and we are thinking about raising our life insurance. I have 6 children. what is the best way to estimate how much is enough.


Does insurance cost more on a dodge truck with a hemi?
Versus the base 4.7L. The truck is a 2006 if that makes a difference.


How can a teen get lowered insurance rates on a sports car?
How can a teen get lowered insurance rates on a sports car?


Cheapest car insurance for a 18 year old?
I am currently looking for a car, such as fiat punto 1.2 or vauxhall orsa 1.0 - 1.2. I have only passed my driving test about 5 months ago and I'm thinking about purchasing a small first car. The only issue is the the expensive insurance, could any recommend me a good insurance company that supports young unexperienced drivers. Please don't include comparison websites such as confused.com, because they don't really help. So far I've found co-operative car insurance company really good with a really good deal for young drivers. Thanks everyone in advance!"


What does BIPD 25-50-25 and UM BI 20-40 mean on your ..auto insurance?
What does BIPD 25-50-25 and UM BI 20-40 mean on your auto insurance?


Which car models have good insurance rates?
I'm asking this question for a friend and she's curious to know some car models with good insurance rates. Any suggestions will be greatly appreciated :)


Where does the money go that everyone pays for car insurance?
If I pay $100 a month for car insurance for 20 years that's $24,000. I know 5 people in my family who pay approximately that so that's about $120,000. So with everyone who drives pays about that, where does all that money go? To pay for car wrecks? Government? What? (No, I've never had a wreck or used the insurance to pay for anything)


What is the average car insurance cost for new drivers in NJ?
17 yr old driver male extra cost cost per year on parents insurance?


If my insurance approved my braces does this mean i still have to pay?
If my insurance approved my braces does this mean i still have to pay?


What are six basic types of auto insurance coverage?
What are six basic types of auto insurance coverage?


A car crash into my car on purpose when my car was parking!!??INSURANCE!?
I got 1 ticket since i was driving til now will my insurance rate go up??? thankx


I am a police officer and I want cheap car insurance...any company suggestions?
I am a police officer and I want cheap car insurance...any company suggestions?


Insurance help for teenagers?
I just got my license today and my parents were wondering if i still had insurance coverage or not? We have Grange insurance idk if that makes a difference or not. Help please!=]


"If i get a car insurance quote form quinn direct in ire,for an integra 1.8 of any variety i wont get insured?"
tink dat car is bout 180bhp,yet i can get insured on a bmw 750i (5.4ltr Petrol) (350bhp) car and im only 21, try it yourself,i sed im 21 wit full lic and 2yrs ncb, tink it was 1700e aswell, da micra i had last yr was 2700e. also i can get a quote on a crx vti del sol (160bhp) but not the esi (120),insurance companies haven't got a clue! http://www.quinn-direct.ie/index.html"


Can I have 2 Health Insurances?
Can I have 2 health insurances?Edit My Information: - 23 years old, CA resident, Citizen, Not Student, Male Situation: Left California for Job (Blue Shield of California / Delta Dental) - Currently covered under my mother's health insurance until 26 (Blue Shield of CA believes I am still student) - Mother works at a hospital so I get 100% coverage at hospital and 20% max elsewhere (usually just co-pay) - great health insurance plan - All hospitals in MA are out-of network for CA insurance - I can go to urgent care when needed and services are covered...but long wait always -emergency fees are $100 tops Took job offer in Massachusetts that offers health insurance (Harvard Pilgrim / Humana) - it is the normal Harvard Pilgrim Plan - Have to pay premium (~$150/month) for PPO - primary care visits and specialized doctors are covered at 40% (i think...) - Expect to transfer back to CA office in 6 months - 1 year Current Health Conditions: - Teeth hurt (cavities) - Rotator Cuff injury (long ago still hurts) Decision: I have 6 days to decide, what should i do?! If I choose the MA one, I will likely lose CA insurance since they will see I am not a student."


Cheapest/quickest renters insurance?
I'm moving today into a new apartment but I haven't set up my renters insurance yet and its required before I get my keys. Any cheap quick webites to help me do this asap?


How to apply for a government health insurance?
my friend is on a student visa and she is to stay here for 8 months. She wants to apply for a health insurance just in case anything happens to her stay here in California. What are the steps to apply? is there a certain website where she can look for it? Does it include the medical, dental and visual insurance too? thanks"


Cancelling AAA insurance?
In trying to save money I recently switched my auto insurance from AAA to another company. My policy with AAA doesn't expire for a few more months. Am I going to have to keep paying both companies or get dinged with fees from AAA for cancelling before the policy expires?


Do landlords usually have homeowner insurance?
Do landlord usually have homeowner insurance? Also is it true that most homeowner insurance have liability coverage? And if they took out a mortgage does the mortgage company require them to have some kind of homeowner insurance?


How could I lower my motorcycle insurance?
I looked over some of the things that insurance companies look for in giving deductibles and so far i came up with things like: 1. alarms, security devices, etc. 2. lower amount cost of accident coverage 3. rider training courses im 24, and i heard insurance rates go down after you turn 25 but i'm not sure if this applies to motorcycles also. i don't make too much at my job (min. wage) so i need the lowest rate i can get. what else can i do to bring it down???"


I live i Delaware and have had my car impounded due to having no insurance.?
I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?


Affordable health insurance for a 19 year old?
I am a 19 year old white female, i live in California, i go to a community college part time, and i babysit and work part time as a substitute custodian(no benefits). Im looking for really cheap even free health insurance since I make roughly $120-$400 a month. I've looked at my school's health care, it doesn't cover what i want(just covers family planing and std test). I would like something that would cover doctor visits or i pay a small copay. If anyone knows what i can do or where to look, i would greatly appreciate it."


Where does the money go that everyone pays for car insurance?
If I pay $100 a month for car insurance for 20 years that's $24,000. I know 5 people in my family who pay approximately that so that's about $120,000. So with everyone who drives pays about that, where does all that money go? To pay for car wrecks? Government? What? (No, I've never had a wreck or used the insurance to pay for anything)


Can I deduct my insurance claim deductible from my tax returns?
I had a car run into my house in 2006 and opened up an insurance claim to help cover the damage. I received only a portion of my insurance deductible back - does anyone know if I can deduct the portion that I paid out of pocket on my tax returns? There was a section in Turbotax that covered accidents and expenses incurred, but I wasn't sure if the deductible was included? thx."


"When preparing a retirement financial plan, any thoughts on the average cost of health insurance?"
Many financial planners seem to be missing this 'line item' when preparing a plan. For many, this may be the biggest monthly expense at the time of retirement."


How can I get affordable health insurance for my husband and I in the state of Florida?
I am a healthy 23 yr. old and my husband is a stable 32 yr. old.


Will car towing service affect my future insurance quote?
I had my insurance company tow my car today(roadside assistance), will the towing service increase my future insurance quote? Thanks."


Does this sound like a Fair price for Obamacare insurance in California?
Night zombie- you couldnt be more wrong, his cost to process insurance payments are much higher, because he has to pay 20% to a billing firm to process payment as well as have in house staff. But he gets about $140 from most insurances, thats a fra cry from the 200 you think doctors get."


Car insurance more expensive for men?
I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?"


Is there a site I can get insurance quotes online without someone calling me?
I'm trying to compair car insurance companys and renter's insurance, but I just want a estimate. All the sites I try tell me that an agent will contact me. I really just want to compare prices over the internet."


Is there health insurance that just covers serious conditions like cancer and is affordable?
I'm 55 retired & uninsured. I've given up hope of finding affordable health care. Recently I needed surgery and had to pay for it myself. When I told my MD he cut his fee from $22,000 to $13,000) and when I needed an MRI I was able to get a cash"" price of $350 if I had insurance they would have charged over $2"


What are the best health insurance companies with the best plans that covers everything?
Hello, I am in the State of Pennsylvania which is USA. What are the best health insurance companies with the best plans. I'm not happy with free, but people tell me I can't afford plans, and I still do it anyway. I looked at BlueCross. Well, both Highmark, Capital. Capital said they had a Senior PPO plan. I believe that's the name. They have a once year dental plan, but it doesn't cover anything else for the dental. They do have that plan for medical, vision, prescriptions, and the such. What companies, and what plan from that particular company would cover everything, but affordable? I am 29 years of age. I'll be 30 in January. I'm not qualify senior. I do have benefits coming for disabled Medicare of a disabled deceased record."


How much (Aprox.) would car insurance cost for a living in Iowa?
19 year old male living in Iowa, zip code 50659 '96 Camaro."


Can someone my age get life insurance? How?
I am a nineteen year old college student, and I would like to purchase some life insurance just in case I get in a car accident or something. It doesn't have to be a lot of coverage, just enough to pay for my funeral/getting rid of my stuff. However, I don't know anything about life insurance, and I'm not sure that companies would take someone so young. Also, I don't know if they will insure me, because I have a somewhat dodgy psychological history... and I don't know if it's in my medical records or not but I was almost committed to a mental hospital in 2005. So, would I be able to get life insurance? How would I go about it?"


"What the best private insurance in colorado, for a pregnet women?"
What the best private insurance in colorado, for a pregnet women?"


Relief based health insurance in MN...please help?
I am considering garnishing wages of someone that I won a judgement against. The court administrator told me that the person is exempt if they are currently or have recently been a recepient of relief based on need. She could not answer whether or not MinnesotaCare (health insurance) is relief based. The insurance related examples listed on the form she gave me are: Medical Assistance, General Assistance, General Assistance Medical Care, and Emergency General Assistance. I know that Medical Assistance and MinnesotaCare are separate things, but can anyone tell me if MNCare is considered relief based??"


Can I apply for Medicaid when im 18!?
So, im 18... and I live with my boyfriend right now. I would like to get on my own insurance so that I can have dental insurance and be able to afford braces. Is it possible to sign up for some sort of dental care that I could get on even if Im only 18?"


Does having a nissan 350z as your first car and a new driver added gonna make the insurance go up?
their are 3 drivers in my family and the insurance is like 200 i think would the bill go way up if a new driver is driving a 350z?


Where does the money go that everyone pays for car insurance?
If I pay $100 a month for car insurance for 20 years that's $24,000. I know 5 people in my family who pay approximately that so that's about $120,000. So with everyone who drives pays about that, where does all that money go? To pay for car wrecks? Government? What? (No, I've never had a wreck or used the insurance to pay for anything)