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Insurance denied my spinal fusion surgery, what now?

These are all great answers...thank you. My surgeon completed a Peer to Peer with the insurance to argue a denial that was issued last week. So, the appeal process has already begun and they still denied it. I am worried about the permanent damage of the pinched nerves. I think I will file a complaint to see if that gets me anywhere. I will keep you posted. Again, thanks for the kind advice.

   








What is a 2005 Mazda RX-8 insurance rated at?
Don't want to renew Virgin car insurance but having problems contacting them?
How much would Liability cost on my car?
Car insurance?
My 17yr old niece has just passed her driving test, any ideas re cheaper insurance?
Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?
State Health Insurance?
I'm 19 and pregnant and wondering if I will get better insurance rates if I get married or stay single?
Motorcycle Accident And Insurance?
Will my insurance go up from a VERY MINOR fender bender?
How much does auto insurance cost in Texas?..?
Can auto insurance company refuse to cancel my policy?
Personal dental insurance - finding personal dental insurance?
How much of a difference per month for car insurance is there between a sports car and a regular car?
Is Marxist Communism or Socialism right for me?
How can I find cheaper manufactured home insurance?
I would like to my mom was Blathe Danner,because she is very caring and loving lady.Your opinion?
Should I get rental insurance for my apartment?
Questions about motorcycle insurance?
How much does a full body scan cost and is it covered by insurance if taken electively for prevention?
Looking for a health insurance for my dog. he is 1 yr old bichon frise,plannig for neutering him,so looking for a good insurance for him.?
Do I qualify for my parents health insurance?
If i got a car as a gift and dont have insurance and a car hits me is that ok?
Everyone is talking about Obongocare insurance premium but not the deductible on the insurance.?
Why do auto insurance companies ask for annual mileage when they base your insurance rate off of usage or accident history?
Car insurance - how short a time can you buy insurance for?
Insurance amount for Dodge Charger 1970 Muscle Car?
Car insurance= cover all drivers?
Sports car with low insurance cost?
Which Home Insurances Cover Pit Bulls?
Im looking for car insurance?
16 year old insurance drive sports car?
Is it really illegal not to have medical insurance?
Is it really illegal not to have medical insurance?
Kia Cars are they good for high mleage?
Car insurance company sent me a second property damage check, should i cash it?
Extending an existing term life insurance policy?
Can you have two insurances?
Should I get Car Insurance before I get my N?
I filed life insurance claim with Metlife on my family member's policy who passed away in a foreign country in July 2014.?
What happens if I don't pay for a second driver of a rental car. Considering that person has insurance too.
Should parents pay for their kid's car insurance?
How much would it cost for insurance for a c6 corvette Z06?
How much insurance a month would I have to pay?
How much coverage do you get with salvalge title car? And how much does insurance run with salvage title?
What is life insurance illistrations?
What are some reasons why Americans do not purchase medical insurance other than the cost?
Cheap car insurance? and cars that are cheap to insure?
Who are good for cheap insurance without any no claims?
Would Obama's plan mean free (or affordable) comprehensive health insurance for everyone, no matter what?
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Does it cost to cancel car insurance?
I have state farm insurance and I was wondering if there was a fee for canceling the insurance. Like with cell phones for example.


"CAR INSURANCE FOR A 17-YEAR-OLD, 5000 quotes. Genuinely can't find any quotes less than 5000?"
I live in the best type of area according to the post code checker, I would have it on a drive way, my parents have 5 and 7/8 years no claims each, I'm female. I don't understand how it could be any better. Also, I have a tracker, alarm and immobiliser. Car safety to the max there, and still getting ridiculous quotes."


Do you hav to hav insurance to drive a car?
jaffa_cake_mmmm i'm not saying i'm going to try and push my luck i'm saying is it LEGAL to drive with out insurance


Health Insurance in the Philippines?
I have noticed that a lot of Filipinos do not have health insurance. Is it very expensive to get insured there? How do families cope? What types of health insurance are available and what type of coverage do they have? How much are premiums ( on the average) for different types of insurance? For an individual and families? Who are the biggest providers? Any such info would be very useful.


What is the best health insurance plan out there?
i am a 53 healthy woman i have never had health insurance before. i am not on medicare. i need insurance for individual that includes dental.. there is so many health insurance plans out there need to know which ones are the best thanks


Can having dual insurance cost more?
I have insurance under my parents. They used both to try and cover as much of the cost for getting my braces but they say that it didn't help and that they had to pay more. How is that possible?


Motorcycle insurance?
my motorcycle insurance policy is about to expire next month, so im just looking into companies/experiences to see if i should switch (since getting quotes isnt as easy as they make it sound!!). ive been with progressive for a year and pay 93$ a month. i was honest when i joined and said i had less than a year of experience-- i'd literally learned how to ride right before signing up with them, though because i learned with one of those motorcycle safety courses, i got a small discount with them. so, now, i have a year of experience as well as a year of owning my bike (which i paid for in full and am the sole owner of). i'm 20 year old female, have a kawasaki ninja 500r, use it for pleasure purposes. my driving history, unfortunately, is not pristine. in 2009 i got a speeding violation for MORE than 10mph over the speed limit (that was in my car), and last month, sadly, i was in an accident that was my fault (also in car) (no injuries). i havent had any infractions on the bike. i have a motorcycle endorsement on my license and, as i said, passed a motorcycle safety foundation course. i got a quote with geico, and their prices were really just obscene. so, basically, i just want to hear from other ppl who deal with the same thing. how much do you pay for bike insurance? have any good recommendations for companies? what companies are known for being a little bit more forgiving about accidents, seeing as i just had one (again, in my car, not my bike, but i know it matters). any tips, etc? i know being young and not having a lot of experience are not on my side, just thought id try :)"


Do you believe medical insurance should pay for breast implants?
Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?"


Can I buy insurance through the exchange if my employer insurance choices are too expensive?
Can I buy insurance through the exchange if my employer insurance choices are too expensive?


What happens if I got pulled over without insurance on my motorcycle?
Its a nice day today for December and I bought my bike this fall so I could have it ready for spring and summer I bought insurance for a month and a half because I paid the bike off in cash so I don't have to pay insurance all year. I didn't think it would be this nice of weather in December still but I really want to take my bike out and ride today. Would I get in a lot of trouble or would a cop understand? I also haven't gotten my motorcycle permit yet only because I knew it would be garaged for winter so I'm waiting until spring to get it


Should I pay someone to do the body work on my car or file a claim and watch my insurance rates go up?
So I bumped into an SUV the other day, and the other person's car was totally fine, so they decided not to file a claim. I drove off with a messed up hood though.. So now I don't know what to do... pay cash for the damages (roughly $2500 which i don't really have...) or file a claim and have the crash go on my record for 5 years and watch my premiums increase. I have asked my insurance company and they cannot give me an answer as to how much my insurance will go up so its a guessing game at this point... I have a good driving record and having never crashed before... Please Help!"


What can happen if you drive with just a permit and no licensed driver?
What can happen if you drive with just a permit and no licensed driver?


How long will it take for me to claim my moms life insurance?
Okay. So my mom passed waaay back in 2008. And a little after we found out she had left me life insurance. And they said I couldn't access it until I was 18. Im turning 18 this month, the 26th. And I have plans for the money. Buy my first car, already have one basically saved for me. Some of it is going to college, because im graduating as well. And just other stuff. I just wanna get a like estimate on how long It will take. I assume it will be quick, but then again I dont know. And the though of it taking really long hasnt left my mind. Any opinion will be greatly appreciated c:"


I need urgent health insurance advice?
I need urgent health insurance advice?


Best Car Insurance For ME?
I am nineteen years old, have a child, am married, and am in college. Does anyone have any recommendations on CHEAP car insurance? I plan on getting a used vehicle that I can pay cash for on the spot."


Insurance denied my spinal fusion surgery, what now?
These are all great answers...thank you. My surgeon completed a Peer to Peer with the insurance to argue a denial that was issued last week. So, the appeal process has already begun and they still denied it. I am worried about the permanent damage of the pinched nerves. I think I will file a complaint to see if that gets me anywhere. I will keep you posted. Again, thanks for the kind advice.


How much do you pay for car insurance?
I know that you cant tell me exactly how much car insurance would cost for me so I am asking how much you pay for car insurance? If you are around 18 years old and drive and older car and have good grades how much do you pay per month for car insurance?


Is Obama gonna make health insurance more affordable?
Is Obama gonna make health insurance more affordable?


Car insurance quote help?
i'm getting a quote for a vw polo and when it comes to asking how long you've held your licence for does it mean how long i've had my full licence for or how long i've held a licence since my provisional


Which car Insurance do you recommend?
The cheapest, but also good at the same time."


Whats the procedure for claiming a new Laptop on home insurance?
Whats the procedure for claiming a new Laptop on home insurance?


Average auto insurance rates?
I'm doing a cost of living project for my Pre-Calculus class, and I need to find monthly cost for auto insurance. The project is hypothetical, and so far I have been unable to get any sort of estimation as my legal information is not accurate to my hypothetical information. So, I'm asking what would be a typical or average rate for a twenty-two year old female college graduate, relatively good driver, and first time buying insurance would be. The coverage should include Comprehensive and Collision, and it's just one driver, one car. Thanks a ton, and if you could tell me where you got your information, citation or personal experience, that'd be great as well."


How much will it cost me to send an used laptop from US to India? including insurance. Is insuring a must?
I don't mind even if it takes a couple of weeks to reach me. How much will the entire process cost me?


What does your credit score have to do with your car insurance premium?
Why do some some insurance companies base their rates on credit scores? What does that have to do with driving records?


Can you get car registered without is being insured?
I couldn't afford to pay my cars insurance this month because I just moved a couple weeks ago. I have to pay my registration next week so I'm gonna try to do that but there's no way I can pay my insurance by then, will they give me my tags if my car isn't insured at that time?"


How do I find out my cars auto insurance points rating system?
Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?


How much will insurance be for me per month for a used nissan 350z yr 2003-2004?(full coverage)?
I am 19yrs old and this will be my first car. My credit score is 662 and I work full time earning 9$ an hr for 2 yrs now. Will insurance be a lot for me? How much averagly? 200? 300? 400$? I need to know before I buy it from the dealer... thanks!


A better way acquire an affordable health insurance to cover my family?
if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?"


How much would it cost for insurance on a 2004 350 z and the car?
Im 15, a female, and I live in texas. I want a 2004 used nissan 350 z, or some sort if sport car like it. About how much do the z's run, and if I payed for the insurance my self how much would that cost. My mom said she would put it under her name if I needed, but I would like to pay for it my self. So on both accounts how much would it run?"


Get SORN first or cancel car insurance?
Hi, might be worth checking this thread out first: http://uk.answers.yahoo.com/question/index;_ylt=AiWBX1zk4PVIcYSG9D1wU2AhBgx.;_ylv=3?qid=20130624061149AAg0TyU I've got the MOT done. But financially, still struggling. My Road tax notification came in and also got an insurance renewal reminder. Road tax expires on 31.8.2013 and car insurance on 3.9.2013 I want to get the car off the road so intend to go down the SORN route. Do I cancel my insurance first? Then get the SORN or vice versa or does it not matter which way I go first? Secondly, if I cancel my insurance, any likelihood I might get some cash back if they pro-rata the insurance for the year? Thank you."


Driving without Insurance charge - I have Insurance?
A couple of weeks ago I got pulled over for an outdated sticker. When I handed the officer my insurance, it was last years paper (I cleaned out my purse the week before, I obviously took the wrong paper out). He gave me a ticked for the outdated sticker and a court summons for driving without insurance. He told me that if I brought proof of insurance to the station, he would cancel the court date (proof I had insurance before that date). So I brought the paperwork to the station, had another office photocopy it and leave it for him but I haven't heard anything. I don't want to assume that it's been dropped without having been told it is. Should I show up to court on the date just in case? What can I expect if I do? BTW I live in Ontario if that helps."


Insurance denied my spinal fusion surgery, what now?
These are all great answers...thank you. My surgeon completed a Peer to Peer with the insurance to argue a denial that was issued last week. So, the appeal process has already begun and they still denied it. I am worried about the permanent damage of the pinched nerves. I think I will file a complaint to see if that gets me anywhere. I will keep you posted. Again, thanks for the kind advice.


"What should i get Fiesta ST, Mazda 3 OR BRZ? and why?"
Looking to purchase a new car! Just to note: I HAVE driven all three of these cars (Plus many, many others) I realize these cars are all very different but i have narrowed my search down to these three: 2015 Mazda 3 i sport - Affordable, Luxurious, Poor performance 2014 Subaru BRZ (because of financing options) - FUN, Quite the looker, Most expensive costs and insurance 2015 Ford Fiesta ST - Enjoyable, pretty fast, moderate price but its a ford.. I really cant decide and would like to hear some input, Ive never heard of a comparison of this nature. (If I could wait for the new eco mustang i would.. but i cant because my car was recently totalled and need transportation..)"


Forcing to get car insurance?
Two years ago, my ex and I bought a car under her name. It was registered in her name, and the loan was in her name. The insurance was in mine. We split up, and now neither of us drives the car. She didn't have a license at the time of purchase, and she still doesn't, but I did. The dealer told us that we could get the loan in her name, and register it in mine, even though she didn't have a license. When we got the plates, it was registered in her name. The dealer said that was fine, and it was nothing to worry about. We found out that this is illegal to do in New Jersey. We tried to get the dealer to rectify the situation, but they wouldn't touch it. Now, the car doesn't have any insurance or a registration, and a representative from the bank says that they can force her to get car insurance, even though she doesn't have license. Is this legal? Can a bank force someone to get insurance, even if they aren't even legal to drive in NJ? Please help me with this."


Travel and Medical Insurance Quotes?
I'm looking to find affordable and quality travel / medical insurance. Any suggestions about companies? I will be travelling for three to six months abroad in China starting this september.


Needing to go to the doctor/hospital without insurance?
My brother has been have chest pain for a week he say's it's just gas that always does this but when it comes on it always make his let arm hurt I'm hoping it's not a heart attack.My question is should he go to the hospital since he doesn't have any insurance or should he get checked out?


Who has the best pet insurance?
Who has the best pet insurance?


"Insurance and I didn't agree on the payout for total loss which goes to dealership, can they send the amount anyway without my consent?"
Insurance and I didn't agree on the payout for total loss which goes to dealership, can they send the amount anyway without my consent?They also lied about the mileage on the 2014 sentra"


How much does home owners insurance cost?
Me and my husband are looking at buying a home. We have been pre approved for an FHA loan and made an offer on a house. They made a counter offer of 125,000 and I am trying to figure out how much our payments would be including insurance and PMI. If it makes any difference it is a double wide mobile home on 10 acres, it does have a foundation. The loan itself would be for 118,000 and taxes are about $670 a year"


Being on your parents insurance and having a baby?
This is completely random for me, but me and my mom were just talking about this and wondering... Say a 17 year old gets pregnant while on her parents insurance. Would she have to get her own insurance? Would she have to pay as an adult would have to? Any personal experiences? Just wondering! Thanks :)"


What life advice would you give to someone in their twenties?
Wow lots of good answers, this is gonna be a tough one. I like so much of the advice that you guys gave, everything from credit cards to academia."


"1998 Honda civic, had a car accident, back tire smashed in back Axel is bent how much will this cost me?
Any chance my insurance company will decide to total it out?


Home Insurance excess paid premium?
I paid home insurance for 12 months, after 4 months i canceled. How much do i get back from the excess paid premium by law?"


Best place to get business Insurance?
Were is the best place to get a $1 Million general liability insurance policy and a $1 million Error & Omissions policy for my company?


How will my insurance premiums be affected?
I got into a minor fender bender. No scratch on either car but the person I hit (I rear-ended them) is claiming that I caused their airbag light to go on. Now they are going through the insurance process and it is not known yet whether they will claim against their own insurance company or go through mine. How do you think my insurance premium will be affected by this? Thanks for your help.


Insurance question minor accident no damage to my car?
Hi, A driver made a reverse and hit my bimper. nothing happenned to my car but his step bumper is a bit bent. not the secretary of the company called wants me to pay around $2000! or she will involve insurance. Should I actrually involve insurance first since it is not even mny fasult? shoul dI also report to the police? will it benefit me in any way to report to police VS. not report to police. VS them reporting to police first? how will insurance company make a decision who is at fault if I say he drove reverse and he says i drove at him? THANKS."


Is my son even covered under our car insurance?
My 21 year old son not only is no longer in college he also got married 3 months ago. I have not canceled him from our multi-car policy, I guess just so he will have car insurance (liability, required in our state), but I know he was supposed to be removed when he got married, as he is no longer in our household. I also would like to remove him so I can benefit from a lower premium. He keeps saying he can't afford it, so I keep paying the bill each month, that includes his car on it. I guess I am asking if he got into an accident would the insurance even be good, as he isn't even living in our house and he's married. I may have wasted my money these last 3 months anyway, but don't want him to get caught with what appears to be uninsured, without a valid insurance card in the glove box."


Insurance denied my spinal fusion surgery, what now?
These are all great answers...thank you. My surgeon completed a Peer to Peer with the insurance to argue a denial that was issued last week. So, the appeal process has already begun and they still denied it. I am worried about the permanent damage of the pinched nerves. I think I will file a complaint to see if that gets me anywhere. I will keep you posted. Again, thanks for the kind advice.