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How come I haven't been forced to buy car insurance?

I keep hearing from some people on here that the government forces us to buy car insurance. How come nobody has forced me to buy it?? My roommate also doesn't have car insurance. We live in the city and take public transportation so we always thought we didn't need to buy car insurance. Are we breaking the law? Also, my brother lives in New Hampshire and he drives a car but said he doesn't have car insurance!! Is he breaking the law?

   








Car insurance for 17 year old?
What are full time jobs that have full health coverage?
Getting a 250-300k mortgage with 27k/yr salary?
My life insurance policy and my insurer?
I need advice on car insurance?
Where can I get affordable health insurance in New York State?
What site can i visit that will help me find the right health insurance plan for me and my son?
I'm an employer and I need assistance regarding Illinois Workers Comp Insurance?
Why are drivers often required to carry car insurance even if their cars aren't worth much?
Passing a drug test for life insurance?
Who is the no. 1 insurance company?
How much would insurance cost?
How do I get points taken off of my license?
How much is motorcycle insurance?
How much will my insurance would cost if i would get a 92 miata. or 92 integra?
Car insurance for MERCEDES BENZE?
Car Insurance for a Month?
Whats the rule of driving someone elses car??
Is auto insurance legally required to drive your motorcycle in NYC?
A car without insurance in California?
Insurance cost?
Will women protest being forced to pay LESS for life and auto insurance than men?
Won't cheap government health insurance put free market insurance companies out of business?
What insurance information do I need for my driver's test?
I need cheap insurance for me and my baby?
Your salary vs buying a car?
How much is the insurance for a business property (15000 sq ft)?
Find the application for geico insurance?
Should I be able to get disability?
How much would the insurance cost for me?
Is term or whole life insurance better?
Insurance problems please help?
Insurance cant get ahold of driver who rear ended me?
Insurance cant get ahold of driver who rear ended me?
How much will car insurance run for a 17 year old male?
Do you get a criminal record for driving without insurance?
Car Insurance. I've been in a car accident and need advice. Please helppp!!!!?
How much would it cost for car insurance for someone that's 19 years old?
Convertible insurance?
What is the cheapest auto insurance for undr 25's in Texas?
Why are insurance rates going up even if its not your fault?
Can insurance Car repo?
How to promote life insurance to the bank customers more effectively in this tough market situation?
Will most health insurances cover laser eye surgery?
Do police check with your car insurance to make sure it's valid when you're pulled over?
Motorbike insurance quote 1202 (UK)!?
Car Accident without Collision Insurance?
Why does anaface rate me so high?
Whats the best, cheapest drivers insurance out there?
Does Texas have a state health insurance for children?
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Does comprehensive on my auto insurance cover theft?..?
Does comprehensive on my auto insurance cover theft?


I am looking for a good company to go to for life insurance. What company doesn't increase their premiums?
I just received my yearly premium from Chase Insurance. It has gone from $354.00 to $1759. It only stayed the same for 5 years. Now it will go up each year. I am looking for a company that will give me a policy that will not rise every year. Can you recommend a good company to go to, I am looking for a life insurance policy for $50,000.00."


Was it wise for me to cancel my car insurance?
I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?"


Hiring an employee / health insurance?
If I hire an employee in California do I have to pay for their health insurance? Is there some threshold like 40hrs/week where I have to start paying or what?


NO CLAIMS BONUS ON CAR INSURANCE?
I've just got insured on a car and I paid the deposit over the phone with the card I was then insured driving the car. the insurance company asked me to send a copy of my licence which 6 months down the line I havent got around in doing but I'm still insured I was wondering if they ask me to send my no claims certificate and I never sent it would I still be insured until I have an accident in which case they request a no claims bonus or would they cancel the policy strait away?


Insurance comparison websites. Why can't I ask about a theoretical car?
Confused.com require this information. Tried them.


Why is it so hard to compare home/fire insurance rates?
I've asked this question here and elsewhere before but have never received a single solitary answer (except spam). Why is it so hard to find a site or get a response from someone saying--yea I compared about 5 insurance rates and the cheapest was ABC Insurance"". You would think tens of thousands of people have the same question. (Auto and Life insurance comparisons are a dime a dozen so why not home/fire insurance--is there a conspiracy?!.) Surely at least one person has actually done a price comparison of homeowners insurance and shared the results! Why then is this info so impossible to find anywhere? Thx."""


Motorcycle Insurance?
I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex"


Is van insurance really so high in UK if using van for non-commercial activity?
I read a lot about people who are homeless or facing homelessness, living in a van converted to a home. But I also heard that as vans are regarded as commercial then the insurance is really high compared to a car. So what is the alternative? If much cheaper for a car, that wouldn't be as good for converting and less safe as the person could be seen and would be vulnerable. Why is a van, not used for commercial activity, more expensive than the same size car then? It doesnt seem very fair."


What kind of insurance coverage should I get for my motorcycle?
I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get."


Why won't insurance pay for nuclear stress test?
I checked to see if our employer based group health insurance would cover cost of spouse's cardiac nuclear stress test next week. The answer was a whooping no! The cost out of pocket for us would be high. The cardiologist wants the stress test and echocardiography in one day. The insurance will pay almost all of the echo. We are seeing another cardiologist next Tuesday for a second opinion. The condition is minor. Thanks


How does car insurance work in Canada BC? (read description)?
How does it work, for I've been told you can only go with government ones ICBC? or BCAA? is that true, I'm just confused on this all. And if so, then does every new driver pay close to the same amount as other new drivers (can you give me an estimate of how much you paid?). (Is it where the cars parked/which type of car/ which country the cars built? two door?) Also can you tell how much these to cars would cost to fill a tank of gas in this day an age. Honda civic 1995 1989 BMW 735iL Thanks (Five starts for answering most my questions)"


Can you claim your car insurance if your car needs repairs not caused by an accident?
If you have fully comprehensive insurance can you make a claim even though you have not been in a crash or other accident? The car in question has an MOT however it needs extensive repairs and is not drivable. The repairs are going to cost more than the car is worth and so it really just needs to be scrapped or sold for a ridiculously small sum of money to someone who can fix it up. The problem is that there is still a huge outstanding balance for the loan repayment of the car! Can anyone help please?


I would like to know about the insurance business in VT & up state NY. How profitable it is.?
Which is the most profitable commission wise (auto, health, property, business, workerscomp)? Where should it be located visible road or inside a commercial center? What is the most effective advertising method?"


Need advice on good medical insurance company?
Wanting to purchase medical insurance for a family member. Looking for a very good company who could provide major medical insurance with at least a $2,500.00 deductible. Just mainly looking for some basic coverage. Thank you for whatever advice you can give me."


How come I haven't been forced to buy car insurance?
I keep hearing from some people on here that the government forces us to buy car insurance. How come nobody has forced me to buy it?? My roommate also doesn't have car insurance. We live in the city and take public transportation so we always thought we didn't need to buy car insurance. Are we breaking the law? Also, my brother lives in New Hampshire and he drives a car but said he doesn't have car insurance!! Is he breaking the law?


Is there ANY way a 19 year old male can pay less than $200 for car insurance for a:?
Is there ANY way a 19 year old male can pay less than $200 for car insurance for a:?


How much would Car insurance cost per month for a new teen driver driving a sport car?
I might get a Honda Prelude or a Honda Civic and a prelude is more sportish than a civic. But how much would it cost for car insurance per month for either cars ?


I have an insurance policy with Penn National - how much of a premium increase should i expect?
Yesterday I was driving down an un-plowed road when i hit a massive patch of ice. I lost control of my car and slammed into the guard rail. The guard rail was fine but the right side of my vehicle incurred about $2000 worth in damages. (Back bumper is shot, both my doors have an indent, and the front bumper took a hit as well) No other vehicles were involved. How much of an increase should i expect if I take money from my policy? I have a $500 deductible, so i'm pretty sure it's worth filing a claim to my insurance company. P.S My premium for $500 collision deductible is $198 and $100 for the car that got damaged."


How much does Yasmin birth control cost without insurance?
At Walgreens, Yasmin costs 60 dollars without insurance! It just costed 50 dollars a few months ago.... is the price different at other pharmacies such as Walmart?"


Can I Drive without Insurance? I have a license and my car Is Insured under my parents name?
Okay so I really need your help.. well help from whoever has the correct Information.. So I'm 19 about to be 20 In May, I have my driver's License, and I have my own car that I got as a present for my 18th Birthday, but It's under my parents name, but anyways my question Is, Can I drive without Insurance? I mean My Car HAS Insurance just not for me. It's under my parents Name, and I mean I Need the car for school, It's not for anything more than that? what can I Do? I know I can get Insurance but It's like expensive for me that I Don't work, and I have to be making payments for my school every month, and I know I Should have a Job, But I'm a full-time student..so yeah you can Imagine.. so yes.. who can answer this?"


"If I switch to my dads health insurance, will my pre existing condition be covered?"
I have health insurance through work but it's quite expensive and coverage is minimal. My dad is employed by the government and gets significantly better coverage for less then I pay. Since I'm 23 he could still cover me through his plan which would save me almost $200 a month. My only concern with making a switch is that I have a preexisting condition. I have to take medication daily but no other treatment is needed. The meds unfortunately are expensive. Typically, would his insurance help pay for the cost of my medication if I switched? Also if not would this change in 2014 with obamacare? I live in Minnesota."


How much would insurance cost for a 16 Y/O Girl with a 1997 Nissan Maxima GLE?
I'm buying a Maxima and I'm turning 17 in February. I plan on getting the car on the road next month and I have a 10% discount from my driving school for taking drivers ed. How much would insurance cost (roughly) per month for a 16 year old girl with a 1997 Nissan Maxima GLE?


It is true a third party insurance company can prosecute you for a reply I posted in a news facebook page?
I was a pedestrian in downtown Chicago; a driver hit me. I'm about to become disable due to that accident. The day of the deposition this driver and his mom said all kind of things to me. I could barely walk. The night of the accident this driver and two of his friends were coming back from a concert night. Per driver I didn't see her; I didn't see the pedestrian sign"" and also ""I saw her and her shoe flying in the air."" I ended up on the pavement unconscious for a little bit. The comment I made was about this driver being drunk or high the day of the accident and his mom is overprotecting him. At the hospital they did an alcohol test on me = results negative = I don't drink. The police took the driver and the two friends to the station police didn't do an alcohol/drugs test on the driver. Now the driver insurance company is forcing me to take the post down"


Why is my insurance so cheap?
I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?"


Premium tax rate on car insurance cancellation?
I want to cancel my insurance policy. I am currently paying monthly with insure to drive. I have had the policy for 3 months and reading the cancellation points it says a 35 cancel fee and premium tax rate. I currently pay 133 pounds a month for insurance if that means anything (totalling 1600 a year)


Cheap dental insurance to cover root canal?
Hello, im hoping someone could help me. Im 19, a college student and live on my own so getting under my parents plan cant happen. Can anyone recommend a cheap dental insurance that would help me cover a root canal procedure? Right now Im considering UNI-CARE 100 Discount Dental Plan, its only $80 a year and covers root canals. Any other plans anyone happens to know about and willing to share would be appreciated!!"


Car title and insurance help?
Here is my situation,my sister recently gave me a car but the title card has my dad's name on it.The plan was to put the car under my dad's name so I could practice my driving but my dad has not gone to the DVM to finalize it.I now have my license and debating on whether I should put the car under my name or just let my dad put the car under his name since he will be paying for the insurance.Another problem with the car title is the insurance. I am not sure if he should add me to his policy or get my own policy instead.I don't want him to be affected if I were to get into an accident.I am not a minor if that helps."


I'm insured under my wife's health care where she works. When my taxes are filled out how do I prove this so I won't be fined?
I'm insured under my wife's health care where she works. When my taxes are filled out how do I prove this so I won't be fined?


How much would i pay for car insurance?
How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago"


Court summons for no insurance or SORN?
but, the SORN declaration had been sent to DVLA 2 days before the 'offence' was committed. The vehicle was on my front lawn, not used on a public road at all. Sent off tax disc and declared SORN on 7 May, fine is for having uninsured and taxed vehicle on 9 May... seems a little unfair?! can anyone advise what will happen when we go to magistrates court?"


How come I haven't been forced to buy car insurance?
I keep hearing from some people on here that the government forces us to buy car insurance. How come nobody has forced me to buy it?? My roommate also doesn't have car insurance. We live in the city and take public transportation so we always thought we didn't need to buy car insurance. Are we breaking the law? Also, my brother lives in New Hampshire and he drives a car but said he doesn't have car insurance!! Is he breaking the law?


Cheapest compulsory third party insurance?
I have got a 98 honda civic with no accidnet in the past 10 years and a clean driving record at Sydney NSW and its rego is coming, anyone know any good and CHEAP green slip company? preferabally around 300$."


Car accident with someone who will not respond back to the insurance for verification?
Someone with insurance rear ended me. I took his insurance information and called his insurance the following day to report the accident. The person who rear ended me did not call the insurance and he is not responding to his own insurance who are trying to get ahold of him to confirm the accident. It's been three weeks. His insurance called me yesterday and said that I need to use my own insurance for get my car fixed. I have a note written by the person who rear ended me admitting that he did cause the accident. What legal actions can I take against the person who rear ended me?


MG ZR 1.4 Car Insurance for 18 years old boy?
Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!"


"How much does it cost to live on your own in Sacramento, CA?"
I need to move out when I turn 18 due to problems at home and with my family. How much would it cost, realistically, to live on my own in a studio apartment in sacramento, roseville, citrus heights, rocklin or the surrounding area? I mean the bare minimum cost, including car insurance, rent, food, medical insurance, etc. I would be paying for everything on my own. Thank you for the input!"


Health insurance in NY? Minor children & jobs that don't offer healthcare?
My friend has twins that are 17 & they are having a hard time finding affordable health insurance like many people, she works 2 jobs that total around 2,300 a month & her husband makes around 3,000.. None of the jobs offer healthcare to the kids, they tried a insurance called Hudson health but ended up being told it would be about $600 a month which they can't pay, does anyone know any insurance that works with you, or that is more affordable? Any help is much appreciated :) thank you"


What is the average price of auto insurance with 1 adult and 1 teen driver with Allstate?
Im in Lexington KY


"I need insurance, but dont own a car, HELP!!!!!?"
Just like it says, need insurance to get my lisence here in NC but i dont got a car, HELP!!! I plan on gettin a car soon."


Need help with car insurance. ?
Im 16 and got my first car, i have been looking for a place to get cheap car insurance .... please tell me some good places to get the absolute cheapest car insurance."


"What is the average cost for home owner insurance in Athens,PA?"
What is the average cost for home owner insurance in Athens,PA?"


Any one bought Mass Mutual 10 payment whole life insurance before?
I would like to know more about Mass Mutual 10 payment only whole life program, Please let me know what good and bad.I did know most of the people will say don't buy whole life, go with term, but I was intresting in this 10 payment program. Thanks..."


How much should I expect to spend on full coverage auto insurance on a 2013 Cadillac Escalade ESV Platinum?
I am 15 years old, my grandfather is buying me a 2013 Cadillac Escalade ESV Platinum ($85,000 MSRP) for my 16th birthday. My mom told me she would only put $200 per month towards insurance and I want full coverage. I know I will have to get a job to cover the rest of the insurance but I'd like to know a range of what other people are paying for theirs. The car is going to be in my mom's name who has never had a ticket or accident and I will be on her insurance policy, does that help? I know nobody can tell me for sure what my insurance rates would be, so can you at least tell me what yours are (if you have a Cadillac Escalade ESV)?"


Can I have two different health insurance providers?
I would like to get my medical insurance from Geisinger choice (I live in PA and know first hand they are good insurance) but I want my dental and vision from Humana. Am I allowed to mix insurance companies??


How much does your insurance go up after getting a underage?
does anyone know how much the rates will go up? I didn't have my license when i received the underage and i still don't. I've never drove a vehicle. i don't have my license yet and im most likely not going to because my parents have told me the car insurance goes up now. I've looked online and it says that rates can double or triple. thank you for your answers.


Car insurance so expensive in the uk?
i am 19, i have a K reg 1.6 litre fiat tipo the car is only worth about 120. i have never had any accidents or had any tickets so why does my insurance cost 2600."


Do i have to have a motorcycle license to get motocycle insurance?
Do i have to have a motorcycle license to get motocycle insurance?


How come I haven't been forced to buy car insurance?
I keep hearing from some people on here that the government forces us to buy car insurance. How come nobody has forced me to buy it?? My roommate also doesn't have car insurance. We live in the city and take public transportation so we always thought we didn't need to buy car insurance. Are we breaking the law? Also, my brother lives in New Hampshire and he drives a car but said he doesn't have car insurance!! Is he breaking the law?