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Health Insurance: Duplicate Coverage?

I have a job where my health insurance premiums as well as my spouse's are covered without cost to me. However, my wife is insurured through her work as well because she is requiried to be insured under her employers plan even though she is already covered under mine. She chose an HMO because it was the least cost to us because we would want to use my insurance (PPO) as the main provider, that way she can choose her own doctors. She recently went to the doctor using my plan, but now they will not cover the visit because of duplicate coverage. Can someone give me advice as to how I can rectify this situation. We would prefer not to even use the HMO because it is expensive and restrictive, but the PPO will not cover because of the HMO coverage

   








22yo motorcycle insurance?
Is there any insurance company that accepts sr22 insurance required cdl driver who need just bobtail insurance?
Business Insurance?
Mandatory health insurance provision?
How long will car insurance...?
Do you think I'll be able to get insurance again?
Car insurance.. new driver 4x4?
What is car insurance?
Why is car insurance for girls cheaper than for guys??
Should Military Buy Private Insurance?
How much insurance is for a sporty car?
Geiko car insurance?
Question about insurance?
Will Insurance Replace the entire fence?
Cancelling Car Insurance?
Why doesn't Obamacare cover Male Contraception: Condoms and Vasectomies. I thought the war" was against women?"
What is the best learner motorcycle, cheap on insurance and good quality?
How much is car insurance?
In state of Georgia how much is ticket for no insurance?..?
What is is average premises insurance cost?..?
Can a dealership sell you a car without car insurance?
Car insurance?
Whats the cheapest car insurance for a young male?
Car insurance for age 17?
What is the cheapest car insurance for me?
What is the best auto insurance for teens?
About coupe car insurance.?
Will my Progressive Ins. rate go up with speed camera tickets?
Can I add my son's girlfriends car to my auto insurance policy?
I am 16 almost 17 and am looking for a car and am wondering what the insurance rats would be on a porsche 944
Cashing in a my life insurance policy?
I have taken out car insurance last month,i have found a cheaper insurance,i want to find out if i can cancel ?
Gender Studies: should health insurance provide birth control? Why or why not?
Gender Studies: should health insurance provide birth control? Why or why not?
Idea of what monthly insurance rates are for new drivers?
New car financing?
Health Insurance for Small Business Owner?
Low car insurance monthly payment for a teen?
Who here would oppose the cost of their health insurance premiums going down by say 50% or more?
Does your insurance go up after getting a speeding ticket?
If we repeal health insurance, can they do auto and home insurance too?
Can you take off car insurance?
Insurance and financial help?
Life insurance?
Where would i get cheap car insurance male age 19?
What are the different types of life insurance available and what do they cover?
Domino's Pizza Delivery Driver- do you need commercial insurance?
What is the cheapest car insurance in Minnesota?
Insurance for my baby?
Where to find cheap motorcycle insurance?
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Can I drive my mums car if I have comprehensive insurance?
I have been driving just over a year and have comprehensive car insurance am I able to drive my mums car?


Canceling car insurance?
im 19 and have had car insurance for 4 months or so. i had a bunch of money from working with my parents.( own their business). well there business is bad due to the economy. plus a month ago i injured my ankle bad and it still gets a little swollen if im on it for long periods of time. so i cant get a job unless its one where im sitting and there isn't much with just sitting. so i have been thinking of canceling my insurance till my ankle is better and get a job then. my question is how much will my insurance go up when i get it again? my parents are saying its bad too do but i don't see any other option. if i don't cancel it the insurance and gas will drain my bank account in a couple months and i wont have a choice but to cancel it...


Can you get life insurance if your already sick?
I have life insurance, and my children have the gerber grow up plan, but my husband doesn't have any and now he's sick. He's 21 - in case his age matters - he was tested for lymphoblastic leukemia last night - but no results yet. Probably because it's Saturday. If he ends up having this, can he still be approved by life insurance?"


How much does a root canal cost with insurance?
I do not have insurance right now. I went to the dentist's office recently and was informed that I have two wisdom teeth grown in. I have a job that offers dental insurance but I have to wait 3 more months to receive this benefit. I don't know if I should wait a few more months and pay less to get my wisdom teeth removed or if I should get it treated now and pay over $2,000 for 2 root canals and make a monthly payment of $200 for 12 months. How much would I save and pay if I were to get 2 root canals with dental insurance?"


What company has the very cheapest car insurance for Tennessee?
What company has the very cheapest car insurance for Tennessee?


Speeding ticket and insurance?
just got a $241 speeding ticket for going 15 over. im not listed under my parents insurance or registration. what will happen to their insurance? cant remember if my dad has the insurace as my mom and dads name with 4 drivers...not listing my name or my sisters or just my mom and dad alone


Arizona Law on insurance pulling your driver record ?
does anyone how long (in term of years) can an insurance company pull your driver record? i know here in Arizona i can pull my record from servicearizona.com for 39month. but some people tell me they can pull up to 5 years from your record.


What is the most affordable Health insurance that covers maternity?
My wife and I want to have a baby and we are trying to find an affordable health insurance that covers all the prenatal costs and the birth. Which company offers the best and most affordable plans? For how long do we have to have the plan before my wife gets pregnant?


Question about car insurance?
My husband made a dent in his car when trying to park. He now wants to fix the dent. Can car insurance cover this?


Looking to get a car insurance but.....?
Looking to get a car insurance but i am not sure what it covers and what should i ask my insurer to include in my policy?


What is the best pet insurance company for my puppy?
I just got a 2 month old beagle puppy. What insurance company would be the best for my puppy? And what coverage would I really need?


Which car 's insurance is cheapest?
Which car 's insurance is cheapest?


"What is a good site for getting a quote for insurance on a moped, 50cc in the UK?"
I need to insure a 50cc moped in the UK, does anyone no anywhere I can get some good quotes"


Can a lender file a claim against your insurance company after repossession?
My car was repossessed on 9/11. I attempted to get my car back..but Wells Fargo played games..such as saying the car is on its way to the auction...no, its still there and we can't place a hold on it..it leaves for the auction in a couple of days. So, I went and got me another car. Now, today..I find out that they are filing a claim for the very day that they took the car. The claim was filed at 1:06 today. However, the car was not insured on that very date. Also, I had to sign some papers to reinstate the policy to the effect that no claims would be filed because NO accident occurred. Will the lender be able to file against my insurance policy under these circumstances?"


Will my car insurance company know about this accident?
I got into an accident last friday. A guy ran into me and tried to say it was because I ran a red light. I didn't have insurance at the time of the accident but got it the next morning. When I applied I did not tell them about the accident the night before because it was still in the air. The following Monday I got a call from the insurance of the guy that hit me, and so far they think I am at fault. Most likely, my car won't be fixed by them. But I am wondering if I can get my insurance company to fix it if I tell them someone just did a hit and run on me. My question is, will they find out about this accident last Friday?"


Health Insurance: Duplicate Coverage?
I have a job where my health insurance premiums as well as my spouse's are covered without cost to me. However, my wife is insurured through her work as well because she is requiried to be insured under her employers plan even though she is already covered under mine. She chose an HMO because it was the least cost to us because we would want to use my insurance (PPO) as the main provider, that way she can choose her own doctors. She recently went to the doctor using my plan, but now they will not cover the visit because of duplicate coverage. Can someone give me advice as to how I can rectify this situation. We would prefer not to even use the HMO because it is expensive and restrictive, but the PPO will not cover because of the HMO coverage


How much would I pay for car insurance?
I am a male, 24 years old (turn 25 in july), student.... what is the cheapest car insurance you think I can get?"


"My car's registration is in California. When I move to Virginia, I bought the Virginia Insurance.?"
I try to renewal my registration this year. I couldn't. California's DMV suspending my registraion. They said I don't have insurance since last August. So should I try to the registration to Virginia, or I can just send my Virginia insurance to california DMV. I don't understand why each time when I move to other state, I have to change car's registration and insurance?"


Can I be added to my boyfriends health insurance?
Me and my boyfriend are in a commited relationship, and have a daughter on the way. I am still on my parents insurance, but that will expire at the end of the year. Our plans our for me to stay at home with the baby, and him work. Therefore I wont be able to be employed and earn my own health insurance. Can I be added onto my boyfriends health insurance even if we are not married? I know each plan may differ, but I want to see if with any plan it's possible before I call and ask about it. Thanks!"


What is General Insurance?
Need clarification and knowledge about the car insurance? What is it and is it mandatory?


"Would insurance be cheaper for a '04 nissan sentra, '08 toyota prius, or '08 honda fit?"
I am making payments on my '04 nissan sentra and i'm running the numbers to see how much more or less it would cost if i owned a new prius or fit. so far for expenses i'm just figuring in payments and gas and that my nissan will need about $1,000 of work in the next 3 years"


Can my insurance be cancelled if the vehicles in the policy are garaged at different addresses?
Can my insurance be cancelled if the vehicles in the policy are garaged at different addresses?


Where I can find home owner Insurance policy for my Rental Property?
I have a rental property, which i want to insure? wher I can get help."


Can i get car insurance in my mom's name without her present?
My car insurance is through the roof as i had an accident at fault last year. I'm 24 years old. I'd it possible to get insurance under my mother's babe if she lives :/ another state. I'm in Massachusetts and she's in Florida. She has agreed but I'm not very savvy on this subject. Does she have to be present? Can we do it over the phone or online? What companies allow it?


Do all car insurance rates drop when you turn 25?
When I turned 25 everyone told me congrats that my car insurance rate would drop. I never heard of this. I asked around and some people said that that is not ALWAYS true. Is it? I use Esurance Auto Insurance. Do i need to call to get the discount. Is there even a discount. Do insurance companys automatically do it? Hmm.


Cheap car insurance in norfolk VA?
I'm tired of paying $200 for 2 old cars. Anybody know where I can get cheap liability insurance from?


Life insurance for parents?
Hi I was reading up on the site about life insurance and am very hesitant as to how and if I should pursue this. The only thing I may think of is my dad had an insurance policy on me in early college or so I was told. I would like to get one on them both but they at times suggest it and at others seem offended to say the least. They are in substantial debt and in many ways increased my debt by breaking promises. I am reeling from the debt currently. The thing is Thank God both of them are healthy at 60 & 62; yet I know God forbid anything happens I can't afford funerals or much to begin with. I have been contemplating this on and off for a few years now and more recently more so. I need to know how and if someone is able to purchase life insurance for their parents and it may have to be without their knowledge though on a good day they want to be involved but it waxes and wanes. What is the best way to find an affordable option (premium wise and length of time wise). I would appreciate any advice. Thanks.


How much does it cost to get insurance on a motorcycle?
whats the average cost? do you know the cost in vancouver, canada?"


Is motorcycle insurance less than car insurance?
Alright so I am 18 and I just purchased a 2001 GSXR 600 and some tell me that it will cost more to insure than a car..and some say less..I personally think it will cost less considering that a bike will cause much less damage than a car would. Please help me out and tell me about how much a month this bike will cost, thanks!"


Whats the name of the song on the geico motorcycle insurance commercial with the cavemen?
whats the name of the song on the geico motorcycle insurance commercial with the cavemen?


http://answers.yahoo.com/question/index?qid=20130507203316AARK9qB
Motorcycle insurance?"""


Health Insurance: Duplicate Coverage?
I have a job where my health insurance premiums as well as my spouse's are covered without cost to me. However, my wife is insurured through her work as well because she is requiried to be insured under her employers plan even though she is already covered under mine. She chose an HMO because it was the least cost to us because we would want to use my insurance (PPO) as the main provider, that way she can choose her own doctors. She recently went to the doctor using my plan, but now they will not cover the visit because of duplicate coverage. Can someone give me advice as to how I can rectify this situation. We would prefer not to even use the HMO because it is expensive and restrictive, but the PPO will not cover because of the HMO coverage


"I need information on FBK Home Insurance, under Universal.?"
What is know about the home insurance company called FBK, under Universal insurance?"


I was recently stopped for speeding. My insurance payment was pending and went through 2 hours after I was stopped.?
Am I going to be fined for not having insurance? 12 years ago I was in an acc identify and had no insurance and lost my license and 10 years ago was pulled over and charged with driving under suspension. How much trouble can I be in? I live in Ohio. I hate that stupid childish mistakes of my past and one slight oversight could cost me my license. What do I do?


Is it worth getting Home content insurance ?
I have about 6k worth of home cinema gear , Should i get insurance ? My main question is , say someone steals it how easy is it to make a claim ? Do these insurance companys pay up ? like Tesco ect "


Gap insurance why the company did not return all my money when I paid off my car early?
Gap insurance why the company did not return all my money when I paid off my car early?


What insurances are affordable when persuing Gastric bypass surgery?
I am at the beginning of my journey to have gastric bypass. I am having trouble finding a insurance that is affordable and will cover the surgery, any and all suggestions are welcome. I also welcome any advice people can give as this is something that i have researched for 4 years."


Is Insurance rates on red cars more expensive?
Is Insurance rates on red cars more expensive?


Can I cancel my health insurance and get coverage under my spouse's plan?
I have health insurance through my employer and my wife and kids are covered under the plan. My wife recently became eligible for insurance at her job in which spouses and dependents are eligible. Can I cancel my insurance and go under her plan? Her change of employment status is considered a qualifying event right?


Insurance Settlements?
I would like to read some of your experiences as far as settlement amounts for MVA with minor injuries. How much did you get, how long did it take to receive the settlement amounts, was the adjuster rude? My totals are as follows: Vehicle damage - $7,300.00 Rental - $2,600.00 Loss of wages - $1,640.00 Doc bill - $1,100.00 Total disabled - 1 week Partial disabled - 30 days Injuries: Bruises on lower back, contusion in left shoulder, neck & back sprain, light concussion. The other driver was at fault - ran a red light and T-boned my car"


Who has the best and cheapest auto insurance?
Who has the best and cheapest auto insurance?


How do you handle car insurance on a road trip with multiple drivers?
I'm going on a road trip from Canada to the US, and we have four people driving (including the owner of the car). Since any accident (no matter the driver) will impact the insurance of the car owner, what's the best way to deal with an accident? Driver agrees to pay direct costs associated, if anything were to happen? (though it may still impact their car insurance premiums in the long term?) Pre-pay an informal fee like $100, and if an accident happens you are absolved? If no accident, then it's free money for the car owner? How do you equitably handle it? The trip hasn't happened yet, but I figure it's best to iron out issues now rather than when it actually happens, then we become bitter enemies."


Only have Learners - Car and insurance?
Dear Wallace07...if you know your answer isnt useful and only derogatory then please refrain from answering. In Canada you must have you learners for at least one year before you can sit the test. As a newcomer to the country I applied for this as soon as I could, being 23 and without a license does not make me irresponsible for my agerather it makes me traveled and educated which is what I was doing instead of driving at 16, which i am assumning is your goal in life?!"


I need cheap car insurance!!?
i am 18, i have a 1990 accord worth about 1700, and ive been driving for 4 months now, no tickets or problems, i need some cheap car insurance since my dad wont insure me with his company.... i just need some cheap *** company, i dont really care if they dont really cover well. i live in California, in the southbay. is there any cheap insurance such as those little cheap looking stores you would see around your city?? the ones that have banners that say they offer insurance as low as 22 a month??....have in mind that i just need something so i can drive since i need it by law."


Where can I get insurance quotes online?
car insurance


Cost of Health insurance?
I have a 4 month old and currently have been staying home with him but me and my boyfriend can no longer afford for me to stay home without getting help from his parents and the gov :(. We have talked about me getting a job multiple times but I end up not getting one since if I do we lose assistance from the gov (i don't want it anyway) which would mean i would be basically working to break even after paying for everything they give us. Anyway I am trying to figure out about how much I would need to be making for this to work and how much hours i need to work. How much does Health insurance cost? We will be losing Medicaid for my baby and will have to get him it through one of our jobs. I just need an average price we live in the des moines area of Iowa if that has anything to do with it.


My wife is pregnant. Due date: 9/10/09. Our COBRA health insurance expires on 7/18/09. What to do?
2ND EDIT: Katie, thank you for your answer. But there are actually rules regarding the start dates for HMO's. All of them limit new enrollment to the 1st of the month only. I'm hoping for a HIPAA HMO (for cost reasons), but the only one I can find is Health Net. Are there others? It appears that most PPO's offer flexible start dates, except Health Net and Aetna (1st and 15th only). I might just have to go with a PPO so we can begin coverage on the 19th. source: http://www.davefluker.com/hipaa.html"


Health Insurance: Duplicate Coverage?
I have a job where my health insurance premiums as well as my spouse's are covered without cost to me. However, my wife is insurured through her work as well because she is requiried to be insured under her employers plan even though she is already covered under mine. She chose an HMO because it was the least cost to us because we would want to use my insurance (PPO) as the main provider, that way she can choose her own doctors. She recently went to the doctor using my plan, but now they will not cover the visit because of duplicate coverage. Can someone give me advice as to how I can rectify this situation. We would prefer not to even use the HMO because it is expensive and restrictive, but the PPO will not cover because of the HMO coverage