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Dealing with auto accident insurance settlement?

Got rear ended by a drunk driver white sitting at a stop light. He tried to flee, was caught by the police sitting at intersection. His car sustained $2500 in damages, ours only $500. The impact speed was at 25-30 mph. Our bumper was destoyed, his car was destroyed. We are three people in auto. We were taken to hospital. Total hospital bill =$3000. Followup medical care=$3000 per person. Total medical =$12,000. Insurance co offered us $5300, leaving me with about $7000 in unpaid medical expenses. Is the first offer given by an insurance co usually their last? Or is this there throw it out there and see if it sticks.". I countered with a letter

   








Car Insurance: Driving Parents Car?
Is this the only way I can get cheaper car insurance at 17?
What is the average limits that you have on you auto full-coverage insurance?
Does your car insurance pay, if you get struck by a train.?
What all does someone under 18 need to get car insurance?
Does changing the alloys to black affect insurance?
Cheap and best insurance for me.?
Which Term Life Insurance policy to cancel?
How to lower price for car insurance?
Home owners insurance on vacant property?
Can you sue someone without car insurance?
What is The Age Limit To Use My Medical Insurance?
Is my son covered on my car insurance?
How much did your car insurance rate increase when your 16 year old began driving?
How long is my health insurance active after I leave my job?
I want to take a trip to europe how much do motorcycles cost there and how much is insurance?
Claim from insurance for windscreen?
Something humana health insurance have a grace period for payment?
Would insurance be high for a 1999 VW Jetta? My first car, 16y/o girl?
Home insurance question?
Cheap Car Insurance in Fl?
I've just had a baby boy, and my girlfriend and I need term life insurance, can you help me find a great deal?
My parents know all about this and have life insurance on me and my sister and boyfriend have been poisoning me keeping me sick, I went to cops and they do nothing, help me?
How much would it cost for insurance for a 18 year old with a 2001 toyota celica? Monthly and yearly?
How safe are 2006 Scion xB's for a beginner teen driver?
What effect does not being at fault in an automobile collision have on your insurance premium?
What's the cheapest sr22 insurance in Alaska?
Motorcycle Insurance Question?
Are insurance rates higher if you failed the road test?
Is there a way to not have auto insurance when you will not be driving your car for a year?
Is the VW Jetta good for a teen?
What's the cheapest new car in terms of insurance?
Do you need insurence to perform a play at a senior center/hospital?
Do you need insurence to perform a play at a senior center/hospital?
can i take out term insurance at my age? I am sixty-nine yrs ?"
What are some variable expenses for an insurance brokerage business?
First car, What are good and cheap cars?
Can I sue my home insurance company?
How do people driver around without car insurance and get away with it?
How much would insurance cost around for a 2002 ford explorer for a 16 year old?
Can someone use a P.O. Box when applying for auto insurance?
Would insurance be higher for a 2003 Mitsubishi Lancer ..OZ Rally than for 2004 Pontiac Sunfire?
Can a leased car be taken out of state by a person who is on the insurance but not on the lease?
How much do you pay for car insurance?
Where can I find affordable health insurance?
Is a $500 deductible the norm for renters insurance?
Wat is the average cost of medical malpractice insurance for the small business in new york, or across the US?
Calling all home insurance agents......?
Car Insurance Firms NOT on Comparison Sites?
Car accident involving two parties with same insurance company?
https://alliacritetta.wordpress.com/2017/05/06/cost-of-car-insurance-in-michigan-with-the-full-time-driver-being-18/

https://tersrelronephwho.wordpress.com/2017/05/28/how-much-will-insurace-cost-me-on-a-2005-jaguar-type-s-or-on-a-2006-audi-a4/






























































Why are my wife's health insurance rates going up?
2 days after Obama signed the new health care law, my wife received and email from her health insurance company. Her monthly rates, and her deductible will be going up. Ah.. wait a minute... isn't the new health care law supposed to make health insurance more affordable????"


Cheapest auto insurance?
Cheapest auto insurance?


Pulled over by the police today without no insurance and no driving licence in the uk?
today i got pulled over by the police without a driving licence and no insurance the car had insurance but it was in my moms name and i only had a provisional license how much points will i get for that and will i get a band?


How do we get life insurance?
im 45 & my wife is 42 we have 2 kids one is 18 and one is 20 we never had life insurance before 1.how does it work? 2.is it expensive? 3. how much money can you get? 4. what company is the best to choose? 5. can we still get life insurance? please answer all my questions dont put stupid answers :)


Advice needed on Car Insurance?
I'm a 18 sixth form student who is learning to drive. I am currently looking at getting car insurance to make it easier to pass and then for afterwards but what would work out cheaper? - Get insurance on my mums car fully comp, as she doesnt want it wrecked! - Or buy a cheap little car for under 1000, and then insure it third party, to get my no claims bonus. Just ideas would be appreciated as well as advice. Cheers!"


How do I dispute the replacement costs that home insurance companies calculate for my house?
We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?"


What do you see as the purpose of health insurance?
Should there be limits on the amount of health care provided? If yes, what criteria should we use to ration health care? If no, how should health care be financed so that everyone has access?"


Insurance Prices on a Antique 76 Corvette?
I have a '76 Corvette Stingray that I will be getting soon. I'd like to know what your insurance price are for those who have similar cars. In florida a car must be at least 30 years old to be considered an antique. The vette is. Will i get any nifty insurance breaks? if you have a older antique corvette or similar car... what do you pay for insurance?


"Insurance Claim estimate lower than expected, what do I do?"
An elderly lady backed up into my car a few days ago and we decided it'd be best to file an insurance claim. After the claim was ruled in my favor I was sent to a body shop for an estimate of the repair. The damage was to the rear quarter panel of my car which consisted of a scrape across the panel and a quarter sized dent in the panel. The insurance adjuster gave me an estimate and check for 855$. My question is in regards to the repairs, I feel that since this is 100% the other party's fault and since I am the person who has to drive the car that I am entitled to the maximum premium in repairs. I have been reading on Paintless Dent Removal (PDR) and most will say that its the cheap way of making a repair. Does anyone know if it would be possible to go back and get a new estimate/settlement for a new rear quarter panel? Basically my logic is this, if you damage any of my property it should be 100% my call if I want to settle for a compromise or not."


HELP! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?
Also, I asked this very same question like a month ago but I didn't get very good answers. I NEED to know because if I do not get insured by August 6th, State Farm said that they will automatically add me to the bill and it will be insanely expensive. I heard of some type of insurance/coverage that people who do not own cars, and drive very little can get. Is there a certain name for it?"


"For health insurance plan, is it good to have a low deductible, but a higher coinsurance?"
I'm looking at a health insurance plan with a premium of $76 per month. The deductible is $500 and out-of-pocket maximum is $2,500, which doesn't include deductible. Coinsurance is 30% after deductible. I get the first 3 doctor visits for $30 co-payment and then pay 30% after deductible. Does this plan sound okay? I normally see a doctor once a year. Thanks!"


What kind of car is cheapest to insure?
I'm a 16 year old dude looking for a car. I've been looking for a few weeks now and I've noticed different cars cost different amounts to insure. Also I was looking for a used car that's around 3000$. So I was wondering in general what kind of car ( body style, make, model, color, automatic/standard) would cost me the least to insure because I have to pay my own insurance."


Is it mandatory to inform my insurance company about modifications done to my car?????//?????//////?
Is it mandatory to inform my insurance company about modifications done to my car?????//?????//////?


Possible Home Insurance Fraud - What to do?
I own a home which I am selling. It is being sold through owner financing so the buyers give me the payment and I turn around and pay my mortgage company. We have had no problems with payments throughout these 5 years; however, there have been 2 electrical house fires within the past 3 years. The 1st one seemed to be accidental but the same situation has happened. I have the home insured through my end to make sure it is insured but I found out that they also had their own insurance on the home. Their insurance company paid out the claim on this house fire a few months ago so I didnt bother calling my insurance because I thought they would fix the home. Now they have disappeared! with the money and have not fixed the house. I do not know what to do. If I call my insurance company will they pay out the claim? Do they cover fraud like this? I spoke with an adjuster and was told that the only thing to do is call my insurance comoany so that they can pay half of what the other insurance company already paid. He says they will not pay out another claim. Is this true? If it is, what other options may I have? I really need help with this...thanks for any advice!!"


How much would it cost for someone to drive a moped?
other than the moped and gas how much would insurance usually cost for a 17 year old going on 18 to drive a moped and what kind of license will i need to have what kind of restrictions i have a clean driving record but if it helps i am in New York State.


Dealing with auto accident insurance settlement?
Got rear ended by a drunk driver white sitting at a stop light. He tried to flee, was caught by the police sitting at intersection. His car sustained $2500 in damages, ours only $500. The impact speed was at 25-30 mph. Our bumper was destoyed, his car was destroyed. We are three people in auto. We were taken to hospital. Total hospital bill =$3000. Followup medical care=$3000 per person. Total medical =$12,000. Insurance co offered us $5300, leaving me with about $7000 in unpaid medical expenses. Is the first offer given by an insurance co usually their last? Or is this there throw it out there and see if it sticks.". I countered with a letter


What is an affordable pet insurance for a cat in New York?
I have a cat with chronic condition and he's growing older so there'll be more problems along the way. What is the most popular affordable pet insurance for him?


How much insurance cost for 350z?
Im 18 and i have a clean record and what does the insurance cost in wisconsin ,Port Washington . For each insurance company if you can tell me please ."


Car insurance at parents address or rented?
I am currently down on a rental property contract at my boyfriends rented house, however he is the head tenant and I am down as being at the property, I still live with my parents and am there half of the time and my drivers license, finance info, bank statements and everything else go there, however I am not sure if I am registered at my parents and boyfriends, which I assume I am because my mum still puts me down on the electoral poll. I plan to use my parents address as my registered address however it asks where the car will be kept overnight, and there is not one set place, if I use my parents the insurance is cheaper and if I use my boyfriends it's 100pound more. Can anyone advise me on what address to do? As I am at both addresses different times of the week. Thanks"


What is the best insurance for Massage Therapists?
My state requires that I have massage insurance. What are some of the benefits I should seek when looking into purchasing the insurance? Also, should I worry about the Personal / Advertising Injury coverage? because i've noticed that some of the companies do not have that available in their plan. Thank you all in advance. Really appreciate the help."


Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?
HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't AFFORD to upgrade (windows, doors, a/c unit etc.) because you HAVE to be GREEN before you can LEGALLY sell it, would it just be better to 'accidentally' burn the house down and collect the insurance money? HYPOTHETICALLY.........."


"Okay, call me crazy. But exactly HOW does insurance work?"
Alright, I'm not informed about cars and insurance and the big deal. My question is, say I bought a Audi, or a car that doesn't cost more than 50 grand. Expensive much? Yeah, I know, I dream big. Anyway, How would insurance work around something like that, can you guys PLEASE explain it? Thanks in advance!"


How much will car insurance cost me?
I'm an 18 year old male. My GPA in high school was 3.4. No criminal record. I'm going to be driving my mom's Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers"" Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate."""


"I only have a learners permit, can I get auto insurance with just a learner's permit?"
I only have a learners permit, can I get auto insurance with just a learner's permit?"


Driving Someone Else's Car...Do I need Insurance?
Okay lets say that I have my license but I don't have car. If I have a friend or a family that lets me drive their car and I get into accident...who's fault would it be? Mines or the owner's? And If I do drive someone else's car..do I need insurance to pay for the owner's car if I accidentally damage their car? Or no?


What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?
What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?


I have liability insurance on my vehicle...?
and early this morning as I was driving out of a parking structure I hit a light that I didn't see. I got out out of the vehicle to see any damages, there ware scratches on the front bumper, and the light appears to be fine but inside the light compartment, it was damaged, the bulb fell out of its place, the whole inside of the light was cracked. Will my insurance cover this? I tried calling my insurance and they're aren't answering. If they do, what do I do next? Go to a repairshop? Go to my insurance agent? WHAT?! If they won't, how much do you think it will cost to repair the light and the bumper? There are not dents, just scratches."


"Got in a car accident driving someones elses car, they had no insurance.?"
got in a car accident driving someones elses car, they had no insurance.im 26 ive never been in any trouble and have a clean driving record. i was terrified and i left the scene and got cought, whats going to happen at court?"


How much does the average 19 year-old pay for car insurance?
In Canada (or more specifically BC)? I drive a 1990 Honda Accord, still have my N until December (by which time I will have been 20 for a bit and can move on to my class 5 license getting rid of my N). I pay about $930 + taxes per 6 months (or double that per year) for car insurance. That's the bare minimum basic coverage."


"Could I drive to the arctic circle from Toronto in a hire car, what might be the problem with that?"
The only decent way to travel independently and cheaply from the UK to Canada is with Canadian affair I have found, but my only destination airport is Toronto and though I am sure there is a lot going on in this great city, I hate cities and cannot really do much more than a day in one. I am not a townie. I would like to hire a car and travel for about 10 days, where would you head?, What would represent to you a decent 10 day fly drive holiday to Canada?, with the pick up and drop off airport being Toronto. I am single man and am comfortably off, but that doesn't mean I like pampering"" or any of that nonsense. I like driving. I like the wild"


My son's car was totaled and the insurance company offered us a very low price?
I have people telling me that they only owe me blue book. As stated in my paragraph above they did not offer me any where near blue book. There offer is 28 % below blue book. I have been trying for 2 weeks since the accident to find that car and no luck under $6000. I told them to buy me a comparable replacement car they said they did not do that. I left the guys manager 2 messages so far no return calls. I did a nationwide search on yahoo autos and autotrader.com. No cars below $7500 with the same options. I am prepared to go to court. I am literally tired of being screwed over by these companies.


Dealing with auto accident insurance settlement?
Got rear ended by a drunk driver white sitting at a stop light. He tried to flee, was caught by the police sitting at intersection. His car sustained $2500 in damages, ours only $500. The impact speed was at 25-30 mph. Our bumper was destoyed, his car was destroyed. We are three people in auto. We were taken to hospital. Total hospital bill =$3000. Followup medical care=$3000 per person. Total medical =$12,000. Insurance co offered us $5300, leaving me with about $7000 in unpaid medical expenses. Is the first offer given by an insurance co usually their last? Or is this there throw it out there and see if it sticks.". I countered with a letter


Question about life insurance?
My father passed away 7 years ago and it was ruled accidental (even though it was suicide) My step mother said there was no life insurance, but she has been spending money like crazy since. Buying new houses, cars etc......How would I go about investigating and seeing if there was any insurance? If I need to consult a lawyer, what kind of lawyer?"


What do I do if The person who hit my car doesn't have insurance?
My car was hit today while parked. Smashed in my driver door pretty bad. A Honda ran a stop sign, hit a Celica that was going straight and the impact from the hit caused my parked car to hit by the Celica. The Honda that caused the accident doesn't have insurance, and didn't have his drivers license on him either. The cops cited him, but The Celica is totaled & my door is completely smashed in. I don't know how to go about this. He ****** my car, and he doesn't have to pay? I live in California. I do have insurance, so do I take care of it myself? I just don't think that sounds right."


Does Alaska have free medical insurance?
Oregon has OHP (Oregon Health Plan) for low income people, does anyone know if Alaska does? I can't find it through google. I know they have Danali childrens insurance."


How much is insurance going to cost me ?
Im 16 and want to know roughly what it is going to cost me to insure a 1.4 ford focus 2002. i have tried going on different websites but they are asking questions that i don't know the answer to yet. Any help will be good. Thanks


Insurance on a new and used car?
For somehting like a mazda, honda, or volvo"


Is a chevy impala a good car for a teen guy?
(the 2008 and up models)


"What is grandfathered"" health insurance coverage?"""
I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?"


How much would these roughly cost to insure?
17 year old girl, first car. -2000 Fiat Punto. 1.2L ELX. Petrol. -1999 Renault Clio. 1.1L, Petrol. So yeah anyone know roughly how much the insurance would be? If you know what does have cheap insurance please let me know! Thanks :)"


Any good dentists in the Houston area for people without insurance?
My teeth are in awful shape and I would like them fixed before they end up killing me. I hear that happens.


Questions about insurance in NJ?
I just got my probationary license in NJ, and have a couple of questions about insurance. My parents have put me on their insurance plan and today i was given two POI cards-- one for each of their cars. Now, the problem is that I mostly plan to drive my grandmother's car. She lives with us and is getting to the point where she does not drive much anymore. She was told by her insurance company that i do not have to be put on her plan because we live in the same house, but i'm just curious how i would go about proving that i am insured if i ever got into an accident in her car. Can i just hold on to a copy of my POI from one of my parent's two card (in my wallet) to show a police officer, or do I need something specifically for that car? Thank you for the help :)"


Are these charges on my whole life insurance policy typical or excessive?
I have a $1,000,000 whole life insurance policy. I'm wondering if the following charges are customary in the insurance industry or excessive? 1. The net cash surrender value is $24,990. 2. The expense charges are 15.5% of the premium. (Which seems high to me, but I never had life insurance before.)"


Insurance For Aprilia RS50: Im 16?
im 16 and im going to get an aprilia RS50 and i was woundering how much the insurance would be?? also? how much would the insurance be on a 50cc moped?


Is it compulsory to have comprehensive insurance for car or 3rd party ins is sufficient?
any diff for having insurance for new/old/second hand car?


Does the auto insurance company have to give me a check payable to me?
My car was hit. It was not my fault. Other driver admits fault. Estimate is about $1000. I'd like to get the cash and not fix the car. Does the other drivers insurance company have to give me a check payable to me or do they require a joint payee with the auto body shop also included as a payee?


"I live in California, How do I obtain a state license to sell auto insurance?
Pls. show a website were I can see what are the requirements to obtain a license and explain well what it is and what to do.... Thanx.


Dealing with auto accident insurance settlement?
Got rear ended by a drunk driver white sitting at a stop light. He tried to flee, was caught by the police sitting at intersection. His car sustained $2500 in damages, ours only $500. The impact speed was at 25-30 mph. Our bumper was destoyed, his car was destroyed. We are three people in auto. We were taken to hospital. Total hospital bill =$3000. Followup medical care=$3000 per person. Total medical =$12,000. Insurance co offered us $5300, leaving me with about $7000 in unpaid medical expenses. Is the first offer given by an insurance co usually their last? Or is this there throw it out there and see if it sticks.". I countered with a letter