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How flexible are life insurance quotes. Can I negotiate with company for a better rate.?

I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates.

   








Personal loan insurance?
Should i tell my car insurance?
How long do you have to pay a car insurance bill when the due date says payment upon receipt?
Is it the law to have health insurance?
I hit a parked car a few weeks ago should i pay out of pocket or thru my insurance?
1965 Insurance Estimate/quote?
Health Insurance for adults!?
Which is the best dental insurance that covers orthodontic treatment?
Where is the cheapest place to get car insurance for a 17 year old male?
Insurance with 6 points?
Will I be arrested if my parents do not include me on their car insurance policy?
Amica car insurance........?
How much insurance should I have on my car?
How much would insurance be for a 17 year old girl driving a 2003 350z?
Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?
1999 Chevy Cavalier convertible insurance price?!?
UK car insurance cost for 17 year old female?
What insurance companies call sports cars?
Can I put my Progressive Auto Insurance on hold if my car is out of commission?
Buying a car . any advice?
Lapse in insurance... payments still owing to the bank?
Passed driving test recently... going on parents insurance question?
Health insurance?
Car Insurance?
How much does a new tag/insurance cost for a new driver ?
Anyone know of low cost health insurance in NJ area?
How much might mototcycle insurance cost a 20 yr old male?
What do you pay for car insurance?
Health insurance cost?
What's this 50 cash back with a car insurance quote all about?
What is the best health insurance cover in United States that money can buy?
Cheapest car insurance???
Can I sue my car insurance?
Can I sue my car insurance?
I want to start a staffing agency how much does it cost? What type of insurance do I need.?
Want the cheapest and most affordable insurance in Florida (Tampa) !!!?
Motorcycle insurance is so expensive?
What, if anything, is in the ObamaCare bill that will keep insurance premiums at an affordable level?
I need cheapest auto insurance?
Please help. Is it a must to get a car insurance in order to use and drive my car?
Auto Insurance Licence?
HO6 the condo owners insurance?
Best motorcycle insurance coverage and cheapest in PA?
Can you deposit the insurance premium in advance?..?
Is it possible to stop my mortgage company from paying my taxes/insurance?
Healthcare Insurance: True or False?
I'm getting my licence next week and I was wondering how much insurance cost for teens.?
As an insurance agent, how do i cancel an appointment with the insurance company?
What if my medical insurance has expired and i still have refills?
What is the cheapest auto insurance for a 19 year old female?
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Where can I get liability insurance for my dog?
My boss has liability insurance as well for her dog and for her business.


How much does your rate go up with Auto Insurance when you hit someone? I had 2 incidents this year.?
I filed a small claim in April 2007 for total damages about $1500. There was no damage to my car but I hit my babysitters car who was doubleparked in front of my townhouse. Now I just hit someone else and the estimate is about $1000 for his bumper. I am wondering if it is worth it to go through my insurance and have another claim against me or if I should just handle it out of packet? My insurance fro the year now is very good only $1062. But for some reason this is a bad year for me. I have 2 kids (1 with autism) that is always driving me crazy while I drive . I don't want to hurt myself by going through insurance. Thanks


Will my insurance go up that much if I buy a Camaro?
I currently have a 96 Pontiac Sunfire and I have Erie insurance which through them I have liability only on my car and my rates are $60.00 a month....I am 18,19 years old next month and I found on craigslist a guy who is desperately wanting to get rid of his camaro and is willing to trade it straight up for my sunfire,as he and his gf are having a baby and she wants him to get rid of his toy....now this camaro is a 95,fully loaded automatic,t tops, leather interior etc...and my sunfire is the basic model,manual windows,locks etc....so obviously Id be making out very well in value....now I am on my own insurance and my mother chewed me out when I told her about me maybe trading for this camaro...will my insurance go up THAT much?"


What are the best car insurance comparison sites you have used in London?
What are the best car insurance comparison sites you have used in London?


What do i do with no insurance? when i go to the doctor and no insurance?
i work at mcdonalds part time, and have no insurance or health benefits, how do i get insurance to pay for doctors visits? How can i afford health insurance or where do i apply 4 health insurance?"


Child only health insurance?
Is there any company in Utah where I can purchase health insurance for my child only?


How much did your health insurance go up this year?
12% for me after a 40% increase over the last 2 years. When can I expect the $2500 annual savings Obama claimed we would get?


What cars would you recommend for a 17 year old?
Hi, I would like to get a car when I pass my driving lessons. What types of car are cheap, look good, and are of good quality? cars sold in the uk. If anyone has any answers or suggestions, please post an answer, thank you x"


I do not have any health insurance. Where can I find a psychiatrist to talk to in VA that is affordable?
I do not have any health insurance. Where can I find a psychiatrist to talk to in VA that is affordable?


Can I put my daughter's car insurance in my name after filing for bankruptcy?
My 18 year old daughter just got her license and is now getting her first car. Her car insurance rates would be crazy high if she gets it in her name because she's young and a new driver. I would like to put it in my name so it will be cheaper for her, but I'm going through a bankruptcy right now. Can I still put the insurance in my name? She has a full time job and would be paying for the insurance on her own."


Where can I find reasonably priced car insurance for a 17 male?
Thankyou for the replies all were useful, tried Quinn-Direct as recommended but the online system wouldn't give me a quote, so I phoned them and ended up with an 8000 quote! Thanks anyway. My parents don't drive so I won't be able to get listed on someone else's policy. Anyway, thanks for all the help. for now I just better keep saving as it looks as if I will be paying 2340, at least it will go down as I get older and more experienced."


Can't afford Health Insurance...?
I'm looking for advice...and hopefully someone to tell me that I'm not screwed. My boss graciously offered to find group insurance for all of her employees and she is willing to pay 50% of the premiums. The problem is that she went with the most expensive plan on the market (that I've seen) and I simply can't afford it. The premium is $340 a month, so I'd be paying $170 which isn't bad...but the copays are at least +20% on everything and doctor visits range from $35 to $55 a visit, so I wouldn't be able to afford to use my health coverage often. It also doesn't include dental, which is what I really wanted/needed. I am 21 years old (and all of my coworkers are in their 20s), so I don't really understand why the payments are so high. I'm right in the midst of paying off student loans, I don't get paid very much, and I was hoping to start saving money to purchase a car and be able to go back to school. I was going to use my income tax return as a down payment on a car, but if I opt out of healthcare this year at least a fourth of that return will be taken as the fine imposed to coerce people to sign up for the Affordable Care Act. I seriously don't know what to do. Neither of my parents have health insurance, so I can't be tacked onto their coverage. I was planning on telling my boss to opt me out, but she went ahead and signed me up so I'm looking at getting $170 taken out of my check right before Christmas either way. I actually found out how much it was after she signed me up...I don't even know how she did that without confirming everything with me. Am I completely screwed? What would you do?"


What is the cheapest auto insurance you have found for Louisiana?
We by far are one of the highest rated states in the US. I am looking for ways to save money and I am sure this is a good way. What company works for you?


If I hit someone else car and they have insurance why Is my case being extended for restitution purposes?
I went to court today because the lady car I hit had damage to the side door ! at the scene of the accident she said it was a estimated $5,000.00 damage (BULLCRAP) I barely tapped her !!!she had insurance... and she try to claim her back was hurting cause she just got out of the hospital for back problems smh but at court he asked did I have insurance cause at the time of the accident I was driving my friend uninsured car! I was practicing driving in a shopping center parking lot , I kno how to drive, but on march 24th I have an arraignment so what could be the worst case scenario and also should I be contacting her insurance company because if I have to pay I want to set up some type of payment plan cause when I called her she said its thru her insurance company. but I left her a text asking for the info but she ignored me ...what can I do so I wont be in deep legal trouble , or wait until march 24th court date !!"


What used 4 door sedans are cheap on insurance?
Im 18 years old, turning 19 in december and need a car for college, what would be a good 4 door sedan that is good on gas, cheap on insurance and cheap on repairs. What would be a good first car?"


How flexible are life insurance quotes. Can I negotiate with company for a better rate.?
I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates.


Pregnant teen Phoenix Arizona: what resources?
My 17 year old sister is 15 weeks pregnant. My mom can't help her she has no medical and hasn't even been to the doctor. They won't qualify for state insurance and baby Arizona is her last hope. What resources are out there for pregnant teens to have a healthy pregnancy? She was thinking abortion but it's a no go and adoption sounds good but she isn't set on it so can't get help through adoption agency and it's too early to force her to decide. What can we do? I'm going to take her to planned parenthood so she can get her pregnancy verified and get wic but what about the rest of her pregnancy?


Which insurance company is cheapest for young drivers?
im trying to insure a ford ka as my first car and the cheapest quotes im getting is around the 4k mark.. pretty sure i can do better but not sure where..


Which is the best insurance which i need to take for my parents who visiting USA?
My parents are coming to US and need to take a medical and dental insurance for them. please advise


Insurance quotes and reviews?
l've found a reasonable insurance price on a Vauxhall Corsa 1.0 litre Club, but l was curious as my Dad has never heard of this company so l reviewed it and it said 1* for most websites! Should l go by reviews or does it matter? l want to make sure that it is a reliable insurance company just in case anything was to happen! lt's called Brokerking. Thanks in advance xxx"


Will my parents insurance go up if I get my Leaning permit to drive?
Will my parents insurance go up if I get my Leaning permit to drive?


Advice onCar insurance?
which cart insurance is best for two 19 year Olds? I have never had insurance of my own and I have never gotten a ticket or been in an accident. My boyfriend will be 20 next month and he has had insurance but not recently. We are on a fixed income and would prefer to only spend around 150 per month. Any advice on insurance for a 2000 4x4 2 door Ford explorer? It's a 6 cylinder engine..automatic transmission.


Car Insurance in the UK?
When your car insurance expires are you no longer covered or do insurance companies keep the policy going until you cancel the cover?


Help with car insurance.?
Help with car insurance.?


Im 15 in texas (male) how much would it cost for insurance on 2005 mustang/2004 audi tt/2003 g35/2004 acura tl?
please leave separate answers example... 2005 mustang $999999999999/month...


How much woul i pay for auto insurance on 2007 Hyundai Tiburon?
V6 2 door coupe. Im 18. 2 tickets, 1 for running a red light. Other was a car accident, 9000$ cost to insurance on property damage. No injuries, or if anybody owns one let me kno hoe much you pay so i know the bapp park"


Do you normally get home owner's insurance before you close on a house?
I am buying my first home and am completely confused about the home owner's insurance aspect. My lender told me to go ahead and start looking for insurance but we haven't even closed yet, is this the way it's done? Can I go ahead and buy it now? My home was appraised at $230,000 and I was told by the lender to get at least $155,000 in coverage. Where does this number come from?? Can someone help? I am scared that if I ask the insurance people for this info they will have me getting a bunch of stuff I don't really need or way more coverage than I need."


How will a poor person purchase health insurance when Patient Protection Affordable Care Act goes into effect?
@ Noah, so you wont be fined for not buying it>?"


How does Geico offer low rates with all the $ spent on ads?
We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money on advertising?"


Help picking car insurance?
Help picking car insurance?


Does liability auto insurance cover arson?
My fathers van was intentionally caught on fire lastnight.He has Ky farm bureau insurance liability and i was wondering if we get a police arson report if insurance will cover this.


How flexible are life insurance quotes. Can I negotiate with company for a better rate.?
I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates.


What is your car insurance rate?
Monthly or yearly? And who is your car insurance provider? I am just comparing and looking around for differnt insurance companies


More to pay for tesco car insurance after 1year?
I have tesco car insurance and now after having 1 year tesco car insurance they wanna increase me to pay more monthly . why ? I have same car and same conditions . should i change car insurance?


Will my car insurance rate lower once I turn 25?
I heard that once I turn 25 my car insurace rate will lower. Is this true?


Motorcycle insurance?
I live in Southern California, what insurance compnay can I contact that will provide really cheap motorcycle insurance. Some of the rates out there are unbelieveable"


Do you have to have a AAA membership to get AAA insurance?
I got the insurance first and the lady asked me if I wanted it. I told her no and she never said anything about needing it. Now this guy is calling me from AAA saying that to continue my insurance I need to have the membership. I already paid all the dues and the fees and now they're telling me I have to have it! Is this true?


Which is the best and cheapest auto and home insurance policy in US?
I wanna know about the policies available for home and auto, and wanna know the company which is giving the both as well. .Thank you"


Whats the difference between term and permanent life insurance?
Whats the difference between term and permanent life insurance?


How come they want this much for car insurance??
My brothers leasing a 2013 Buick Regal GS, They want $1900 a year from him for full coverage. They want $2000 from my dad a year ONE WAY for a 2008 jeep commander v6.. Both with perfect insurance records no tickets."


Can I insure more than one limited company on one business insurance policy?
I need to know if you can have one UK business insurance policy, which includes employers liability, that covers more than one limited company. I am getting quotes for three limited companies and some insurers are happy to do ABC Ltd and/or DEF Ltd and/or GHI Ltd, whereas others are telling me that I need three separate policies (at three times the cost!). Help please........"


Question about health insurance?
Is it possible to buy health insurance, get an operation, and then cancel the insurance? What would happen if I did that?"


19 new car questions carloan insurance etc !!!!!!!!!!!!!!!!!!? !?
19 new car questions carloan insurance etc !!!!!!!!!!!!!!!!!!? 19 new car questions carloan insurance etc !!!!!!!!!!!!!!!!!!!!P? okay im 19 have job and all that i want to get a new car ford 18,0000 i have no credit and natha! but my parents would give me insurance so all i need is a loan i was reading some girl went in a lot and they said they would instantly give her one if she had a job and was 18 so i could get a loan ofcourse after hearing that so whats next how much a month etc etc etc !"


Is there a way to send package overnight in US and insure for $14000?
Is there a way to send package overnight in US and insure for $14000?


Need a Contractor Bond for Oregon CCB license?
This is the first time I get a contractor license in Oregon and I need a $15,000 bond and $300,000 liabilty insurance. I have bad credit and have been denied the bond from one company and the rest are around $1500. Does anyone know of a more affordable company that offers bonds to bad credit customers? No advertisement please, only from your personal experience. Thanks."


What doctors or insurance that accepts MEDI-CAL CARE IN CALIFORNIA?
I LIVE IN SF IN THE BAY AREA, ANY DOCTORS OR INSURANCE THAT CAN TAKE THIS?"


How much would insurance be for me?
Im 16 year old girl in Georgia. 2004 black Nissan 350z. How much do you think insurance will be monthly


How flexible are life insurance quotes. Can I negotiate with company for a better rate.?
I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates.