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HIV+ and Life Insurance?

My partner has been covered for life insurance by his employer for 15 years. About 5 years ago he contracted HIV and has lived a normal life. 3 years ago he go melanoma cancer and sadly dies 3 weeks ago - the death was not related to HIV. He has a life insurance policy - he died of melanoma, but could the payout be refused as he did not inform the insurance company that he was HIV? He contracted HIV 12 years after he started the policy so I am hoping we will still qualify for the payout.. We are based in the UK.

   








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What happens when you get a ticket for no car insurance and you have no car insurance?
My boyfriend was recently pulled over and he has a court date for next month, he was pulled over for speeding and for no insurance and he has no car insurance, what will happen?"


I got charged with dui however not convicted. when getting insurance do i need to state a dui on there or not?
I got charged with dui however not convicted. when getting insurance do i need to state a dui on there or not?


How much life insurance should we get?
My husband and I both work; our income split is about 60/40, he being the higher paid. We will both turn 50 within the next year. No children living at home. No substantial debt: Car loan: $185 monthly Student loan: $102 monthly Mortgage: $2,000 monthly No other debt. We never carry a credit card balance. We have about 3 months worth of savings in the bank. Should I base our life insurance on how much we make, how much we have in debt or both? We are living paycheck to paycheck, and if either one of us were to die suddenly, the other would only have a few months to sell the house before we could no longer make the payments. In this market, I don't think that's realistic. I was thinking that we would need enough to pay for a funeral, pay off the smaller two loans, and still have enough to live on for at least a year if the house doesn't sell. Does that sound right? Or should we not worry about paying off the loans...just calculate enough to replace the other's income for XX many months? If so, how many months should we plan for? Finally, at what rate is life insurance taxed? Is it added to your income and then taxed at the rate for your total income for the year? or is there a flat rate tax? (I think I know the answer to this one, but I want to make sure)."


Should I trust car insurance comparison sites?
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What happens if you got into a accident and have no insurance?
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Homeowners Insurance cost in Florida?
My husband and I just got an acceptance for a house we put an offer on. The house is in Orange County Florida, 82810 and has 2 beds 1 bath and 1005 sq ft. It was made in 1940, updated plumbing and electrical in 1989, House (not the land) was appraised at 55,000 in 2007, but i'm sure this has gone down in this economic weather. No pool, no garage tell me if you need more info to help me out on how much you think it could cost. I can't seem to find anywhere online for quotes for home owners insurance, just numbers to call and we need to find someone by Monday morning. I'm going to call in the morning but i don't know how much time I'm going to have before we go into the Real Estate office. My questions are: Do you know of online homeowners insurances in Florida that have an online quote system? How much do you think insurance for a year would cost on a house this size? What homeowners insurances generally have the lowest rates? Thank you so much for your help!!!"


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thank you to all who respond!


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HIV+ and Life Insurance?
My partner has been covered for life insurance by his employer for 15 years. About 5 years ago he contracted HIV and has lived a normal life. 3 years ago he go melanoma cancer and sadly dies 3 weeks ago - the death was not related to HIV. He has a life insurance policy - he died of melanoma, but could the payout be refused as he did not inform the insurance company that he was HIV? He contracted HIV 12 years after he started the policy so I am hoping we will still qualify for the payout.. We are based in the UK.


If a 20 year old doesn't have insurance on his car and get's into a car accident is the state of Illinois.?
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hello. i am 18 years old, i have been driving for 8 months now, since june 07. i own a daewoo matiz 800cc 2001 se+ i really cant afford the insurance im paying now. i am paying 125.04 a month and this is really out of my bracket. is there actully a good insurers out there with cheap quotes?? im with ensleigh at the moment"


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Does home insurance cover a overflowed sink on hardwood floors?


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How much does home owner's title insurance generally cost?


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Can anyone explain the difference between state, federal and private health insurance if you're unemployed?"


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I graduated from a University of California last quarter and now I'm applying for health insurance. For my last year as a student, I took advantage of the counseling services offered at my school. I took part in therapy because it helped me get through the stress of an extremely difficult course load during my last few quarters. To be honest, I would not have gone to therapy if it hadn't been 100% covered by my student health insurance. I was never prescribed any medication, I'm not seeing a therapist at the moment, and I don't intend to start seeing one again any time in the foreseeable future. Obviously, I have no choice but to write that I've seen a psychologist for mental/emotional reasons. The question is how do I explain it so that it causes the least harm to my application? Do you think this is something I should be concerned about?"


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I parked my car last night to my friend house's driveway. There was a lot of Icicles on next door house roof and one of them fall down on my rear windshield and crashed my windshield. Also i have little dent from incident on my rear side door. I claimed to the insurance company and im just wondering if i can claim the next doors insurance ? Their gutters was blocked since gutters were blocked and metling snow water wont go from the pipes instead of that it melted out from the pipes. My friend house had no icicle or anything. So it should not be a nature thing. So you guys think that i can claim the next doors insurance company instead of pying 500$ for deductible ?


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I got pulled over for a DUI in Texas. I refused the breathalyzer test so I got an automatic 180 day license suspension. I was under the limit and never charged with a DUI. But since I refused the breathalyzer I still got my license suspended. I'm trying to get my occupational and of course I need SR22. Since my case never got filed, will the cost of SR22 not be as expensive as it would have been if I got convicted DUI?"


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For those who think we're making insurance affordable for the poor
do you know they haven't even decided?


HIV+ and Life Insurance?
My partner has been covered for life insurance by his employer for 15 years. About 5 years ago he contracted HIV and has lived a normal life. 3 years ago he go melanoma cancer and sadly dies 3 weeks ago - the death was not related to HIV. He has a life insurance policy - he died of melanoma, but could the payout be refused as he did not inform the insurance company that he was HIV? He contracted HIV 12 years after he started the policy so I am hoping we will still qualify for the payout.. We are based in the UK.


"Home Insurance Sworn Proof of Loss: Whole loss and damage was""...?"""
I intend on disputing the amount that the insurance company has given me to rebuild. The insurance company wants to give me $92, 000, but my contractor says it will take $109, 000. Under whole loss and damage"" should I put the insurance company quote or the contractor's quote? Also"


How much is tenant liability AKA renters insurance?
I'm thinking about renting a house with a month to month lease at very low cost. These are houses for sale that want income until they are sold. They require $300,000 liability insurance. I know that reputable insurance companies do a credit check just to give a quote that dings your credit rating if you have too many inquiries at the same time. Can someone give me a guestimate? Thanks in advance!"


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free lessons (video) how insurance works: http://proxyorg.cn/health-insurance.html


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Who has the best car insurance in NJ?
Who has the best car insurance in NJ?


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Is a physical or any type of exam required when you purchase term life insurance?
Is a physical or any type of exam required when you purchase term life insurance?


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Health Insurance and Auto Insurance.?
Just wondering how this works. Let's say this happens one day.... I cause an auto accident and I'm injured. My insurance will cover up to $5,000 for my medical bills. I have a heath insurance policy that has a 3,000 deductible and once that limit is reached, the health insurance company will cover everything else. (0% coinsurance on my behalf). Will the auto insurance be used towards my health insurance deductible if the above said scenario should happen?"


AUTO INSURANCE COMPANIES IN MA.?
LOOKING FOR AUTO INSURANCE


Is one family one child policy good idea?
Is one family one child policy good idea?


"When my primary insurance (group) has paid how does my secondary pay? It has a $5,000 deduct. Will any of the bill paid by the primary ins.?"
When my primary insurance (group) has paid how does my secondary pay? It has a $5,000 deduct. Will any of the bill paid by the primary ins.?"


HIV+ and Life Insurance?
My partner has been covered for life insurance by his employer for 15 years. About 5 years ago he contracted HIV and has lived a normal life. 3 years ago he go melanoma cancer and sadly dies 3 weeks ago - the death was not related to HIV. He has a life insurance policy - he died of melanoma, but could the payout be refused as he did not inform the insurance company that he was HIV? He contracted HIV 12 years after he started the policy so I am hoping we will still qualify for the payout.. We are based in the UK.