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Can u sue insurance for more than what a person is insured for?

my wife was hit by a drunk driver she was 8 mths preg.received broke collarbone concussion,both feet were damaged.the insurace company agreed to pay the minimum of what the vehicles owner was insured for.it was not the drivers vehicle.a lawyer told us we could not sue for punitive damages or compensation.our insurance has paid her med.bills up to whyat we was insured for,but we had to buy another vehicle and are now getting med.bills.i feel like my wife ought to be compensated something for her pain and suffering.so my question is can she sue for pain and suffering and punitive damages even though they agreed to pay for what the other vehicles owner was insured for,which was only 25000.00?

   








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https://suppsifopilllearn.wordpress.com/2017/06/06/can-a-person-get-medicare-insurance-at-62-years-old-what-are-the-options/

https://chodzzasecatinc.wordpress.com/2017/06/04/auto-insurance-questionteen-driver/






























































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Can u sue insurance for more than what a person is insured for?
my wife was hit by a drunk driver she was 8 mths preg.received broke collarbone concussion,both feet were damaged.the insurace company agreed to pay the minimum of what the vehicles owner was insured for.it was not the drivers vehicle.a lawyer told us we could not sue for punitive damages or compensation.our insurance has paid her med.bills up to whyat we was insured for,but we had to buy another vehicle and are now getting med.bills.i feel like my wife ought to be compensated something for her pain and suffering.so my question is can she sue for pain and suffering and punitive damages even though they agreed to pay for what the other vehicles owner was insured for,which was only 25000.00?


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Can u sue insurance for more than what a person is insured for?
my wife was hit by a drunk driver she was 8 mths preg.received broke collarbone concussion,both feet were damaged.the insurace company agreed to pay the minimum of what the vehicles owner was insured for.it was not the drivers vehicle.a lawyer told us we could not sue for punitive damages or compensation.our insurance has paid her med.bills up to whyat we was insured for,but we had to buy another vehicle and are now getting med.bills.i feel like my wife ought to be compensated something for her pain and suffering.so my question is can she sue for pain and suffering and punitive damages even though they agreed to pay for what the other vehicles owner was insured for,which was only 25000.00?


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Can u sue insurance for more than what a person is insured for?
my wife was hit by a drunk driver she was 8 mths preg.received broke collarbone concussion,both feet were damaged.the insurace company agreed to pay the minimum of what the vehicles owner was insured for.it was not the drivers vehicle.a lawyer told us we could not sue for punitive damages or compensation.our insurance has paid her med.bills up to whyat we was insured for,but we had to buy another vehicle and are now getting med.bills.i feel like my wife ought to be compensated something for her pain and suffering.so my question is can she sue for pain and suffering and punitive damages even though they agreed to pay for what the other vehicles owner was insured for,which was only 25000.00?