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Please explain how universal life insurance works in details?

is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want to increase your coverage, you just add a yearly term insurance?How do you increase its coverage? Will it affects the premium if you want additional coverage? I understand variable life insurance has a range of minimum to maximum coverages for a given premium, is it the same with universal life?please explain in details how the entire process works.

   








Why has my car insurance quote shot up overnight?
My son just got braces put on last month. I signed a contract with the orthontist stating it would be $2250?
Is Globe life insurance any good?
Temporary car insurance problem...Help!?
Insurance company won't let me upgrade to Fully Comp. Why not?
Can I buy life insurance at age 20?
Should I change the deductible on my auto insurance?
Best second home homeowners insurance?
How much lower would car insurance be if I started driving at 18 not 17?
Health Insurance ????????????
What is the cheapest car insurance company?
Cheap car insurance for 7 star driver?
What happens if you forget to update your car insurance when you buy a car?
Can I get my license without my parents insurance going up in VA?
Can my daughter be put on my insurance?
Is there affordable insurance that covers pre-existing pregnancy?
Will my car insurance be high because of an accident last year not in my car?
How much would the insurance cost on a 50 cc moped for an 18 year old?
Is insurance for a motorcycle alot?
Has anyone heard of the Mutual Life Insurance Company of New York?
Type of insurance covers this scenario?
What insurer would insure me for around 200?? And what car would that be?
Do men drive better then women or women better then men or even steven?
Does a classic muscle car cost more to drive?
In Connecticut, Return Licence plates first? or end car insurance first?
American Income Life Insurance job?
Can I insure a under 25 driver on my motability car?
How much will it cost for liability insurance for property maintenance, residential construction and masonry?
Cheap car insurance for 17 year old?
My friend applying for education loan of 20 lacs.Bank manager said we need to take insurance equivalent to 20l?
When buying a new/used car, will the dealership make you have insurance before driving it off the lot?
Affordable Dentistry for someone without insurance?
Does anybody know where to get cheap auto insurance for a 18year old?
Does anybody know where to get cheap auto insurance for a 18year old?
Lost health insurance and am 37 weeks pregnant?
Registering a salvage motorcycle in california?
Looking to buy term life insurance?
Proof of Insurance for Driver's Test?
How do I show proof of car insurance from USAA?
I got ObamaCare Blue cross/Shield dental insurance in april , now after much dental work my dentist office is saying they don't accept it...?
Average car insurance for 21 y/o f?
Can I get my Cigna health insurance company to pay for a vasectomy reversal if it's for a medical issue, such as discomfort and pain?
Car insurance?
Best insurance provider for a learner driver?
Where do i get health insurance if i am a student in school?
Australians heading home travel insurance?
Affordable health insurance for a 19 year old?
Huntingtons life insurance?
Ticket for no proof of insurance, because of no insurance card?
I can't get car insurance because of where I live what can I do?
https://prophusgibrieprok.wordpress.com/2017/06/06/is-there-a-website-where-i-can-view-my-credit-score-and-report-without-having-to-sign-up-for-monthly-payments/

https://lighbedmoturkind.wordpress.com/2017/06/03/i-am-only-17-where-can-i-get-a-payday-loan-i-only-need-500-dollars/






























































Can I drop my Health Insurance and pursue the Affordable Health under the Obamacare program?
... and would it be wise to do so?


Which insurance company covers breast reduction surgery?
BTW I actually did go to a doctor for a consultation and he deemed it medically necessary for me to have the reduction and they still said NO...any advice?


Should I make a fake transcript for my insurance company?
I have state farm car insurance and have a discount fort my grades being at a 3.0. I recently enrolled in college and ended up with a 69% in one of my classes... This brought my GPA to a 2.8 and I will not be covered for the student discount anymore. Is it worth it for me to fake a copy of good grades, or should i somehow try to pull the extra 300-400 out of my butt for the next 6 months on top of paying tuition, text books and car fees for an old vehicle working a part-time job as a 19 year old?"


Cheap pet insurance?
we're thinking of getting cheap pet insurance for our dog, he's only seen a vet for grasseeds, fleas and recently a seizure is it worth it? does it mean that they pay your vets bills if your dog is unwell? why would they do that? i wish we'd had it cos he just had to pay 100 for his blood test and consultation there. whats the best company?"


Will my insurance rates go up for a traffic ticket?
I have a restricted license and i got a ticket going 38 in a 25mph school zone. The cop reduced it to 34 and it is $80.00. Im almost 16 and i have state farm. Will my rates go up. Should i just go to the office and pay it. I have no defense i know i was speeding. WIll my parents find out?


"On Average, How Much are braces without insurance?"
I Love my top row, they are just fine, but my bottom front teeth need alignment. i want to get braces for the bottom half only, and i wonder how much it would cost, due to the fact i don't have dental insurance."


How much does it cost to put car insurance on a bugatti?
on a new 2009 bugatti veyron Pur Sang 2dr Coupe AWD (8.0L 16cyl Turbo 7AM


Good sports car for teen?
I'm beginning to take an interest in cars because of the maturity and responsible phase I will have to be going into. I've been looking at cars for quite a while now, and I saw the new 2013 Porsche Boxster S. As I researched the car, I began to have quite a desire for it. Although, I still don't know if it's the right car because I was thinking if there's another car just like it but asked at a lower price. Also knowing that the car may have a high paying insurance, I began to have my doubts. Although I will have a job to support gasoline, check ups, and insurance. I just don't know how much the insurance is. I like luxury or sports cars like Mercedes, Ferrari, any. I'm not so sure so far. Give me some advice and suggestions. Also, if I bought the Porsche I wanted which is around $60,900 , how much would that be monthly? Here's the link to the 2013 Porsche Boxster S. http://www.porsche.com/usa/models/boxster/boxster-s/"


Help me about my car insurance please?
I havnt paid my car insurance for 4 months but I have enough money to pay it in a few days. I just got the letter that they cancelled myinsurance . I'm wondering if I pay the remaining balance, could i stay at the car insurance company?"


What is the estimated insurance for this car?
2-Door Coupe 1989 BMW 6 Series Coupe 2D 635CS, costing $6,000 new 16 yr. old driver.15-20000 in coverage."


"Would it make sense to cash in whole life ($18,000 cash value) and then get term life?"
Would it make sense to cash in whole life ($18,000 cash value) and then get term life?"


Can I take out a life insurance policy on my friend?
My friend somehow got my social security number off one of my pay stubs and memorized. Now when we get drunk he has a song that he's made including my SS #, this makes me very angry. I want to take out a life insurance policy on him to scare him, is this possible? I'm thinking maybe 100k policy (he's only 26 so it should be cheap), I think the sheer fact of him knowing if he dies I get rich will bother him more than it bothers me that he has my social. Is this legal, can I take out a life insurance policy on anyone I choose?"


What do I put on my tax return if my parents bought health insurance from the marketplace?
What do I put on my tax return if my parents bought health insurance from the marketplace?


Do you know any affordable health coinllege students. My parents don't have insurance and?
my college doesn't have a health plan


Does a person really need an health insurance agent?
It doesn't seem to me like they can do much more than I can in telling me about plans. None of them are any good in the individual market for someone paying for everyone else to have it. I wouldn't mind at all having an agent but it seems they don't do much other than sell me a plan I could buy myself. If they aren't going to help with claims then what good are they? I'm sure they're too busy to deal with claims but so am I having to work two jobs. It is very time consuming having to deal with mistakes and games played by an insurance company. I wish insurance companies would go out of business.


Please explain how universal life insurance works in details?
is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want to increase your coverage, you just add a yearly term insurance?How do you increase its coverage? Will it affects the premium if you want additional coverage? I understand variable life insurance has a range of minimum to maximum coverages for a given premium, is it the same with universal life?please explain in details how the entire process works.


Forcing to get car insurance?
Two years ago, my ex and I bought a car under her name. It was registered in her name, and the loan was in her name. The insurance was in mine. We split up, and now neither of us drives the car. She didn't have a license at the time of purchase, and she still doesn't, but I did. The dealer told us that we could get the loan in her name, and register it in mine, even though she didn't have a license. When we got the plates, it was registered in her name. The dealer said that was fine, and it was nothing to worry about. We found out that this is illegal to do in New Jersey. We tried to get the dealer to rectify the situation, but they wouldn't touch it. Now, the car doesn't have any insurance or a registration, and a representative from the bank says that they can force her to get car insurance, even though she doesn't have license. Is this legal? Can a bank force someone to get insurance, even if they aren't even legal to drive in NJ? Please help me with this."


How do i register my car in my name if its in my mothers name?
She bought the car for my birthday and it is insured through me but i need to know how to go about getting it registered to me so it can lower my insurance.


What is the cheapest car insurance ?
I don't bundles or savings plans or other insurance or different policies or tow truck things or on star stuff or accident forgiveness or anything like that, I just flat-out want car insurance. Insurance for a car that I have to pay for every month and that's it. the cheapest kind there is. Basically I just want a piece of paper (or whatever form it comes in) that I can show the cops when or if I get pulled over so I won't get arrested. So , nothing fancy or expensive , I just want the basic car insurance at the cheapest price. Any suggestions?"


Where can i find the cheapest insurance??
im 19. i live in california. ive never been in an accident and ive never gotten a ticket. i drive a 2004 suzuki forenza and i pay almost 200 dollars a month for insurance!!! i have to have full coverage because im still paying off my car, but come on i think thats a little ridiculous.. its more than my car payment. Any idea where i can get it cheaper and if so, how do i go about changing it?? any help is greatly appreciated!"


I need help with car insurance?
Btw I live in a town where I can only make minimum wage (7.50 per hour) and work 15 hours a week (5 hours on Friday, Saturday, and Sunday) till I'm 17."


Will they let me use my insurance card?
im 17 and pregnant. my mom has me on her insurance plan but i have my own card with my name on it. if i go to the doctor and show them my card will they except it?


About how much will insurance be for a 2004 Mazda RX8 for a 16 year old?
Also I live in Michigan


How does life insurance work?
I need to know how life insurance and term life insurance works. Like if the person dies does it only cover burial or does it fully pay out everything? I know your all gonna say like Who are you going to kill? "" but no my Dad is around 69 years old and wants a lot of stuff built after he dies. A family cemetery/mausoleum also a chapel for his religion either Christian or Yahweh and also to pay off the land we live on and want to keep. So a lot of stuff. So please explain it clearly also I know it takes time for the cash value of a life insurance policy to build up so for a 1 million dollar life insurance would take a few years."""


Ok if you have a life insurance for one million and a will that sz that only for kids in marriage would?
My husband and I are planning to get a life insurance and to make a will leaving only benefits for the kids in marriage, that is from his first wife my kids and our kids in our marriage, he has a daughter outside of marriage, that he does not see or communicates about. and he knows how the mother is and we talked about it that God forbids nothing happens to us while our kids are little to leave him or me stranded, my health is not good and i am preparing my self and my family. my questions is can the mother of the child out of marriage sue who ever is alive to get part of that money or benefits lefts?"


What is long term insurance?
can someone explain in detail about long term insurance?


What is the best health insurance company in Canada?
i know that. but would we still require to buy additional health insurance on top of that? i am confused. please also see my last question about actually needing it?


How much will auto insurance cost a 16 year old girl with ..a brand new 2009 Toyota corolla?
How much will auto insurance cost a 16 year old girl with a brand new 2009 Toyota corolla?


What Cheap car insurance do you use?
What car insurance do you use?


How do the candidates expect to make everyone buy health insurance?
Health insurance costs are extraordinary, Hillary and OBama want to force people to buy health insurance (and subsidize the costs for some) but they fail to address the reasons health insurance is so expensive. Medical malpractice insurance costs doctors more than most people make a year, and Insurance companies answer to their stockholders before their customers are two of the main reasons it is so expensive. It seems that insurance companies are the ONLY winners in the field of medicine. The democrat solutions to the health care crisis"" only masks the problem."""


I just moved and am looking to find some cheap Massachusetts Auto Insurance. Can anyone recommend a place?
I just moved to Massachusetts from Rhode Island and recently purchased a new car. I need cheap insurance for my car because I am young and don't make a lot of money. Has anyone reading had a good experience with a Massachusetts Auto Insurance Agency? I really would prefer to do this all online instead of on the phone. Websites are welcome! Thanks!


Please explain how universal life insurance works in details?
is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want to increase your coverage, you just add a yearly term insurance?How do you increase its coverage? Will it affects the premium if you want additional coverage? I understand variable life insurance has a range of minimum to maximum coverages for a given premium, is it the same with universal life?please explain in details how the entire process works.


I am looking for insurance for a multi family home?
I am looking for a multi family home insurance police in PA. Names of companies


Whats the cheapest car insurance?
I am a 23 year old male, with one wreck on my record from a few years back, I have a 2012 Mazda 3 what do you think would be the cheapest way to get car insurance? I currently have geico, with a 1000 deductible for basic comprehensive and collision, and I'm paying 175"


How much is car insurance for a 25 year old female?
How much is car insurance for a 25 year old female?


Student Car insurance?
Does anyone know of a good insurance company that is suitable to students? I am off to university in september, I'm not taking my car with me however, I will be home every other weekend and will want to use it then as well as when i'm home for christmas etc. I am looking for an insurance company that is suitable for this kinda thing as I dont want to be payin lots for insurance when I hardly use the car. Thanks"


Auto Insurance in Alabama?
Can someone tell me what the minimum liability limits for car insurance in Alabama would be?


A cheap car insurance? USA?
im looking for the minimum required.


Cheaper insurance?
I'm 16 1/2 years old and will be getting my license in two weeks. I don't plan on driving regularly; in fact, I plan on driving AT MOST about 4-5 times a month just to get to social events. I qualify for the good student discount but even then, insurance costs a lot. Do insurance companies have any discounted rates for if you are only an occasional driver? Is there any way that I get a rate that's cheaper than $1500 a year? Also, if I don't get insurance, will I still be insured if I drive with my dad sitting in the passenger seat next to me?"


Need help to get the cheapest car insurance possible for a 17 year old?
I just turned 17 and I am gutted because I have had to hold off on my driving lessons as I have the money for the lessons and the car but the insurance is WAAAAY too expensive. for cars like a ford KA or a smart car the insurance is between 3500 and 5000! is there anyway to lower this? how much would it go down by if i went on a family members insurance etc. please help. what kind of car will have low insurance.


What is the best way to compare auto insurance quotes?
I am needing to find new car insurance, and I of course would like to shop around for the best deal. Can anyone recommend a good site that will compile your information and give you multiple accurate quotes from different companies? I am leery to enter my information into a third party database, so confidentiality, professionalism and no spam is a must. Thank you!"


Which Governor of California made car insurance a requirement?
I was just wondering why car insurance companies make millions in profits and suck the money out of us (car insurance payers). But Since it is not a federal requirement to have insurance. It exist in a state level. so yea which governor of california made car insurance a requirement to have ? :)


If you and your spouse share the same health insurance plan do you have to file taxes together as married?
If you and your spouse share the same health insurance plan do you have to file taxes together as married?


I want to buy a car insurance on my own and i am 18 years old.?
I want to buy a car insurance on my own and i am 18 years old. and i am going buy an used car (130,000miles). I get just have my driving license. i am a no experience driver. I live in EDISON NJ 08837, is it possible my car insurance is high than $2000/ year?"


Cheap car insurance for a non owner vehicle college student?
I'm about to start college this fall and I won't have a car with my on campus. I won't need a car on campus until my Junior year when I have to start internships. This January my parents want to kick my off their auto insurance cause my rates are pretty high I have 6 points on my record (but 2 of them will be dropped in March). I'm looking for cheap auto insurance for a college student who doesn't own a car. I will need the auto insurance for when I'm back visiting family i can use the family car my parents bought for my brothers and I.


Help with finance? Car buying?
Rhianna is buying a car for $14,390. She has a $1000 trade-in allowance and will make a $1500 down payment. She will finance the rest with a 4-year auto loan at 2.6% APR. Charts- http://prntscr.com/34x3r4 How much money will she borrow in an auto loan? What will her monthly auto payment be? What is the total amount of interest she will pay? What is her total payment for the car? Rhianna is 22 years old. She buys 50/100/25 liability insurance, and collision and comprehensive insurance, each with $500 deductibles. What is her total annual premium? Thank you so much in advance!!"


I suffer chronic pain and have trouble working. I'm 37. I have no health insurance. I need advice please.?
I'm 37, and I have degenerative joint disease of both hips (related to a childhood hip disorder). My hips ache, but I also suffer chronic back pain/strain from the effects of a car accident in '04. I have no health insurance, and I don't earn much money. I am forced to live with parents. Needless to say, my life is not very bright. I also suffer severe depression brought upon by my life situation. I returned to college last year, and I am working towards finishing my degree (English/ethnic studies). I need help, both medical/financial help, but I'm not sure where to turn. The job I have is an independent contractor job (I'm not a salaried employee); therefore, I have no benefits. I just drive around to local police stations, pick-up arrest records, transcribe them, and send them in to company. Very basic! My life feels like a living hell; the only thing that makes me feel better is that I am an active student (CSULB) who is about one year away from my degree (better late than never). But I have extreme difficulty functioning day-to-day because of my chronic pain issues and depression. Living with my parents at my age makes my depression worse. I would appreciate any advice. The last full-time job I had was when I worked for the city of Los Angeles (up to 2007), but I had to give that up because of my hip/pain problems. It was a civil service job, so we didn't pay into social security. I'm not sure what I qualify for, and trying to search around on the internet is exhausting. I'm basically in this position: little money - chronic/daily pain - ho health insurance - difficulty working a regular job Thank you to anyone who might offer some guidance or recommendations. I live in Southern California."


Please explain how universal life insurance works in details?
is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want to increase your coverage, you just add a yearly term insurance?How do you increase its coverage? Will it affects the premium if you want additional coverage? I understand variable life insurance has a range of minimum to maximum coverages for a given premium, is it the same with universal life?please explain in details how the entire process works.