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Should I change the deductible on my auto insurance?

I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.

   








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What is the best web site off of which to buy life insurance?
I don't want an agent. Just a website, to buy a term life insurance policy. The sites I visit demand I contact an agent. I'm not interested in paying for an agent's services."


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Sorry I meant *starting The car I'm considering getting is 1996 VW Golf GTI 2.0


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Yes, it was my fault. Another question: If I don't want to repair my car (I have only minor scratches, I can live with), I don't have to pay deductible correct?"


Isn't the responsibility of employer to insure it is posted and mailed by jan 31st?
Isn't the responsibility of employer to insure it is posted and mailed by jan 31st?


What is the most affordable Health insurance that covers maternity?
My wife and I want to have a baby and we are trying to find an affordable health insurance that covers all the prenatal costs and the birth. Which company offers the best and most affordable plans? For how long do we have to have the plan before my wife gets pregnant?


Do cops know if a car doesnt have insurance ?
Do cops in california know if a car doesnt have insurance if they scan the car plates ?


Can someone please explain car insurance groups to me.?
Can someone please explain car insurance groups to me.?


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What exactly is term life insurance?
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How much does credit affect the amount paid for car insurance?
How much does credit affect the amount paid for car insurance?


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I'm mad that my husband AGAIN offered to cook for another woman?
I am very upset with my husband. My elderly friends works in his office, where he is a high level executive. I've also read his work emails and he's been inappropriate a number of times with a younger, married girl. He has cooked for her specially before and now she's planning a potluck at work. He never cooks bc he's too busy, but She sent a request saying that they were working on the menu BUT already had volunteers! He still wrote her back Not sure what to cook. Let me know... Like a new challenge."" Was he flirting?! This girl is very attractive and he didn't introduce me to her when we ran into her and her husband once. What did his ""challenge"" remark mean? Was he asking her to tell him what to cook?!"""


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Should I change the deductible on my auto insurance?
I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.


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My girlfriend recently got a new used"" car and her driving record is not good"


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Can anyone tell me find cheap medical insurance & home insurance ?


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I have a disrespectful, irresponsible 18 yr old that dropped out of school during his senior year. I am on unemployment and the money is very tight. I had internet for while I was taking online classes to finish my Associates Degree. My son dropped out of public high school in September. I was against him dropping out and urged him to stay in school. He left anyway thinking that he could enroll in an online class for free immediately. He found out that he could not start until the next semester in December. I told him if he wasn't in school he had to get a job. I finished my Degree at the beginning of the month and my parents just gave me a car for a graduation present. Now I have a choice to make based on the following: 1) as stated he willingly dropped out 2) he has not made an honest attempt to get a job (he put in one application with a list of restrictions) 3) internet costs $54/ month 4) car insurance costs $55/month 5) I can't afford both the internet and insurance on unemployment 6) unemployment will run out in 3 months He honestly thinks that I am wrong because I am cutting off the internet so that I can get the car insured and use it to get a job. He is worried that he will not be able to talk to his girlfriend in the chat rooms more than him going to school. I am trying to show him that I am being practical and responsible not vindictive. So I am seeking unbiased opinions on what I should do."


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Like if i was to be pulled over which I plan on not being because I drive very carefully but with cops now a days they will pull you over for no reason and just follow you and pull you over for no reason just to do it like especially at night (thats the impression that i get). But do they even ask for insurance or just the registration card and license i thought only? If they did ask for insurance couldnt i just say well my dad said i could drive it he has insurance for the car and just kinda act like i thought the car is automatically insured cuz he has insurance or what would i be screwed or would they possibly let me just drive home with a a warning or what?


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What kind of insurance would I need to start a home improvement referral service?


If I lie to my insurance company about who lives with me is that considered insurance fraud?
I have a relative who lied about who lived with her on her insurance application even though it does not affect her insurance and I was just wondering would that still be considered insurance fraud.


WHO HAS THE CHEAPEST CAR INSURANCE (FULL COVERAGE) AND THAT'S NOT GEICO?
I just had geico and I would like to change car insurances. Whose rates generally have lower down payments and monthly?


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I mean the company Safe Auto. You know the jingle 1-800-SAFEAUTO


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I will be turning 18 in august, and i was just wondering how much my car insurance will be. I have to wait till august to get my license, My GPA is about 3.50gpa, I'm planning on buying a used scion tc. Can someone give me a estimate how much i have to pay for 6 month insurance?"


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Will getting married affect me being on my parents car insurance? My mom knows we are engaged"" my dad won't even know that until December. My husband and I just got married yesterday but our ceremony is not until August. I realized today I am on my parents car insurance. Am I still going to be on there or are they going to send a letter to them saying I am married or something? He already paid the premium until April 2012 with me on it so I don't think they can take me off til then? Maybe at the end of the 6 months I should tell them since I am getting married in 4 months I want to get my own car insurance since it wont be the full cycle done before I am married. IDK I just wanna know if the company will say your married daughter cannot be on your insurance??? I am kinda freaked out."""


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what will life insurance cost me? im just looking for a ballpark price. i know i know . factors. just say im 40, a little over whight, non-smoker, 90,000.00 i have 10 at work. so if i die my family gets 100,000.00 what is this called. life term? or something. like i said just looking for a W.A.G. per month 10$? 20$? 5$? 30$? Thanks "


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If not this car what is a good 4- passenger 2-door car for me??


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i have geico insurance and my teen is about to turn 16. i am wondering how much my insurance will go up when she gets her license. she has very good grades, as i know that helps lower it a little"


Should I change the deductible on my auto insurance?
I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.


Cheap car insurance for 17 year old in u.k?
can anyone tell me how to get cheap car insurance for my 17 year old in u.k


Riding a friends motorcycle without insurance?
My friend says he has insurance on his bike(ninja 250) that covers him, any other riders and any damages to the bike. He wants me to ride his bike but i have no insurance only my motorcycle permit, my question is, is he just miss understanding his insurance or is he correct about it? Thank you for any help! Also i plan on getting insurance in the next month."


Why do I have a car insurance renewal arrangement fee?
Why do I have a car insurance renewal arrangement fee?


Choosing a good car which has cheap insurance---I live in CANADA?
Car choosing help--I LIVE IN CANADA.? I need help choosing a car that is going to be low insurance for me. I'm 22/female/college grad/part time worker/full insuranceG""/ Went to driving school. Thanks in advance."""


How long does it take to get billed for an ambulance ride?
I was given an ambulance ride back in April. My insurance had covered it and I am supposed to pay the co-payment as soon as I get the bill via mail. To this day, I still haven't received the bill and I'm told that the billing depends on the ambulance company when I call and ask about it. Does the billing usually take this long?"


Where can I get moving insurance?
I'm moving cross country. This involves lots of companies, packing, boxing, loading, unloading, car haulers, etc. Does someone sell a blanket moving insurance?"


Law firm for small claims court/auto insurance claims in Hollywood florida?
im trying to find an attorney/laywer for an auto insurance claim, but everywhere i look i keep finding laywers that represent people who were injured and i wasnt injured. the only thing that happened was that the insurance claim was labeled as my fault even though there were witnesses that said it wasn't. who do i talk to?"


'i have 5 years of experience in insurance process but there is a gap for 3years how to explain in the interview?'?
'i have 5 years of experience in insurance process but there is a gap for 3years how to explain in the interview?'?


What is the best online source for shopping for health insurance?
My son is 20, full time college student in a different state (PA.) Home state is Ohio. I am on disability so my insurance (and my husbands') is through Medicare.. I am shopping for an individual plan for my son, and there are so many sites which offer so many choices...Not only do I need to get the insurance plan, I need to find the best web site for the query. (tried einsurance, etc..)"


What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?
What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?


Is life insurance a scam?
I was told to stay away from all life insurance company and that they are just taking my money and that there's no reason I should pay to have myself buried when I die of age and that long term care is better. Was he right?


Looking for an affordable medical repricing company instead of health insurance. Know of any?
Looking for an affordable medical repricing company instead of health insurance. Know of any?


What are out-of-pocket policy premiums in a term life insurance?
What are out-of-pocket policy premiums in a term life insurance?


What do I do if I lost my health insurance card?
I'm under my parent's insurance, but I lost the card. I know thats bad but I think I accidently threw it out. Besides telling my parents, is there anything else I could do?"


Car Insurance Companies That ONLY Look Back 3 Years?!?
So I've been looking for car insurance but I keep coming across companies that look back 5 years. My driving record is only clean for the past 3! So I need to know of some of the companies that only look at the last 3 years. I know they exist :) Thanks in advance!


Should I change the deductible on my auto insurance?
I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.