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Type of insurance covers this scenario?

A company does business nationwide cleaning pools (service) using independent contractors. They say all of their independent contractors are insured and bonded; however in the application" process of becoming a contractor for the company it only ask basic questions related to experience but does not request insurance from the contractor leading me to believe that the company has some kind of "blanket" or "umbrella" policy in place that covers all of the contractors working on behalf of them. Does anyone have any insight as to how they are able to advertise that all of their people are insured without getting individual policies for each person?"

   








What insurer would insure me for around 200?? And what car would that be?
Do men drive better then women or women better then men or even steven?
Does a classic muscle car cost more to drive?
In Connecticut, Return Licence plates first? or end car insurance first?
American Income Life Insurance job?
Can I insure a under 25 driver on my motability car?
How much will it cost for liability insurance for property maintenance, residential construction and masonry?
Cheap car insurance for 17 year old?
My friend applying for education loan of 20 lacs.Bank manager said we need to take insurance equivalent to 20l?
When buying a new/used car, will the dealership make you have insurance before driving it off the lot?
Affordable Dentistry for someone without insurance?
Does anybody know where to get cheap auto insurance for a 18year old?
Lost health insurance and am 37 weeks pregnant?
Registering a salvage motorcycle in california?
Looking to buy term life insurance?
Proof of Insurance for Driver's Test?
How do I show proof of car insurance from USAA?
I got ObamaCare Blue cross/Shield dental insurance in april , now after much dental work my dentist office is saying they don't accept it...?
Average car insurance for 21 y/o f?
Can I get my Cigna health insurance company to pay for a vasectomy reversal if it's for a medical issue, such as discomfort and pain?
Car insurance?
Best insurance provider for a learner driver?
Where do i get health insurance if i am a student in school?
Australians heading home travel insurance?
Affordable health insurance for a 19 year old?
Huntingtons life insurance?
Ticket for no proof of insurance, because of no insurance card?
I can't get car insurance because of where I live what can I do?
Health insurance for non-residents of US?
Cheap car insurance for teens?
Crashed with no auto insurance?
Car insurance question?
How much does a chiropractic adjustment cost?
How much does a chiropractic adjustment cost?
Why does having access to more than 1 car put your insurance premium up?
New Driver Auto Insurance?
Do I need to have insurance to drive my parent's cars?
Good car insurance sites?
Do you have to be on someone's insurance to drive a car?
Which came first, the incredibly high medical fees--or the insurance companies?
Can an insurance company cancel the insurance after they found out that there is something wrong?
How to start a dog breeding business?
Affordable Residential Areas near Santa Monica - LA?
Insurance quote? Is this right? New driver? Just passed?
Why Are Some People Do Not Have Health Insurance?
Who has the Cheapest libility Car Insurance in Chicago?
Is renter's insurance required for tenants in california?
Will car insurance go up if I'm added to my parent's policy?
Life insurance for young couples...?
Can someone help me with my TAX and National Insurance figures?
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"If I fill in a online Auto Insurance quote ,give them information like my SS# am I at risk for Idenity Theft?
I have had several people tell me that it is too risky to give out my personal information online especially for Auto Insurance Quotes. Two have had their identity stolen. Is this common?


Do 'normal' car insurance companies insure exotic cars as well?
I've gone to multiple popular car insurance agencies websites and tried to get a quote for a Lamborghini, but in the drop down menu there is never an option for it. I'm beginning to wonder if they even do insure these kinds of cars?"


Extending an existing term life insurance policy?
can i extend an existing term life insurance policy if i am now terminally ill ?


Car Insurance Question?
OK, so Im taking my test soon, and I was wondering if I could do this. As a result of my gender, my insurance would be considerably high; up to 6,00 to be exact. However, if I insure my car on provisional licence, it would cost LOTS cheaper. But, if I do this now, and pay for this provisional licence"" cover"


Can i park at my aunts to get... a good price on the car insurance?
The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?"


Where can I purchase affordable dental insurance that is effective immediately?
I would like to get braces or Invisilgn=]


Should I keep my insurance for future benefit after selling my car?
I bought a car on July 09 and sold it on Sep 09. My insurance agent told me to keep paying the insurance so that I can pay less in the future when I buy the other car. However, I don't think I should since I am not driving now. Should I pay for a car I no longer drive to get a lower rate later or should I cancel it?"


Questions on Mental health and Insurance.?
I am doing an eight page paper on health insurance in my abnormal psychology class. I can honestly not think of anything to write about. I need help brainstorming ideas to fill this paper up with. Any questions or ideas are apreciated.


Motorcycle Insurance?
Sweet thanks for not answering my Q Hormawhatever. But thanks anyways.


$600 Fine For Expired Car Insurance? BC Canada?
Today I got a $600 fine for a week expired car insurance and my car got taken away to an impound . Is that the right price for British Columbia, Canada?? Because I've heard that its supposed to be 100-200 first time, 300-400 second time, 500-600 third time? This is the first time I've ever had a ticket because of expired car insurance so why is it so dam expensive? Can I get some of my money back at least? Seriously $600 is way too much"


Got into a car accident! ): Will my insurance go up?
I got into a car accident a few hours ago..I was turning in to park into a tight space, misjudged the space, and ended up hitting the rear of the car that was parked on the right (I scratched it slightly)...my car had a slight scratch on it too. I gave the guy my insurance info and all that...but im worried..ive been driving for 3 years and never had this happen before, the damages are minor but will my insurance go up? Im also getting my motorcycle license next summer, will the insurance for my motorcycle go up?"


"What should i expect as a new driver, my insurance on an older truck.?"
Im planning on getting a truck as my first vehicle and id like to know what to expect. i am not going to get collision, so what should i expect to pay each month? it will be an f 150 most likely. please help, a,lso is there any way for my insurance to be extra cheap?"


What is average cost of roofing insurance in indiana?
I am thinking of starting my own roofing business, but I would like to know what I should be expecting to pay in insurance before I start doing my budget. I have little experience in finance and would like to carefully scrutinize the numbers before getting too invested. Before contacting agencies, I would like to have some idea of what they charge. Thanks!"


Looking for car insurance?
Im 18 and Ive only been driving for a year. No accidents or mishaps and Im looking to buy a car. However, I have to pay for my own insurance and was wondering around how much that would cost a month? And is it possible for me to be under my parents insurance (I still live at home) but with my own car? Would that be cheaper? p.s. I live in California"


Whats The Cheapest Car To Get Insurance For?
Whats The Cheapest Car To Get Insurance For?


Type of insurance covers this scenario?
A company does business nationwide cleaning pools (service) using independent contractors. They say all of their independent contractors are insured and bonded; however in the application" process of becoming a contractor for the company it only ask basic questions related to experience but does not request insurance from the contractor leading me to believe that the company has some kind of "blanket" or "umbrella" policy in place that covers all of the contractors working on behalf of them. Does anyone have any insight as to how they are able to advertise that all of their people are insured without getting individual policies for each person?"


"I have AETNA insurance full coverage, and my hospital bill is $42,519, will my insurance pay all of it???"
i was in a sever car accident, lost control hit a tree. and my hospital bill is $42,519, for only 5 days in the hospital. No broken bones, no surgies. i only had a minor head concussion, and a few bruises. i have AETNA full coverage insurance and i am a full time college student. now will aetna pay all of the hospital bills..or do i have to pay some. im really confused."


HO6 the condo owners insurance?
I the HO6 condo owner insurance a new thing now? i had never heard of it. is it a requirement mandated by law? my refinance didn't go through because i don't have this insurance. are insurance companies finding new ways to scam people now? real frustrating... thanks


How much money does the average US citizen spend on ..insurance?
How much money does the average US citizen spend on insurance?


How much is the cost of a health insurance policy for a family of 5 in USA?
lets assume Joe (38years old) and Sally (38years old) public both work and make a total of $70,000 a year between them. They have 3 children, Todd, 15, Gwen 13, and Gina 10. They have to buy their own health insurance since their employers do not provide it. They want a plan that does the following: max $25 dollar deductible for any visit to a doctor....and then 80% of all cost after that up to an individual maximum cost per person per year of $2000 at which point the insurance will pick up 100% up to $300,000 per person per year. Dental and vision coverage is a flat 80% of all procedures after $25 deductible. If this family goes out in the market place to buy this insurance, how much will it cost them per month."


UK: Car insurance for 25 year old (average)?
So i passed my test a month ago. Found a nice runner i am interested in buying (Citroen Xsara 1.8l 1997). It's a nice price from a reputable seller, but i am having troubles with insurance quotes. When trying numerous insurance companies, they come up with ridiculous prices like 2500-7000+. There is no way it costs that much, i am not insuring a 700hp Ferrarri and I'm not a underage driver neither. The only thing i can think of is, when doing the quotes - i have no number plate to provide because the plate is not visible in the pictures unless i go to the car loft and enquire about it. But being a carer i can't just nip out anytime, plus the car loft is in another town. Is there anyone in similar age and situation like me who just passed and bought a car to share the average cost? I know I'm maybe rushing things, but we desperately need a car fast and i don't wanna be scammed by some greedy insurance company by paying a price that is worth 3 times more than the car itself. Thanks!"


Can anyone suggest me a auto insurance company?
i have japan based luxury car. my friend saying pay insurance in a good company. so i am searching company? thank you.


Home insurance companies are evil!?
Well, some tweakers broke in and took 4,850 in electronics. A new triple core pc, hdtv, sony dream theater system, xbox360, to name a few. And even busted and damaged the door completely! Anyway, the insurance just called and offered me 1,606!! I have gave them some but not all receipts, pictures, etc. I cant settle for that amount! This is just another constant reminder of the idiots that broke in to my home and ruined my life! Im supposed to call the adjustor tomorrow and talk about this measly settlement. I know im not getting all the full amnount, but the offer they gave me was just an insult. What should i tell him? I cant believe i pay a hefty amount to have this insurance, and this is how they disappointed in my time in need!"


Where can I get low cost health insurance in the state of PA?
I'm poor and unemployed, my working class parents are going to be paying for my insurance. I need medical insurance for next to nothing, for prescriptions, counseling, dental care, etc. basic stuff. I'm thinking $80 a month at the most, preferably less. Can anybody direct me to low cost health insurance?"


Car Insurance increase after moving?
I have just moved house and my car insurance has increased by 160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie - why the area is higher risk) are they obliged to provide me with it?


How much does child birth cost out of pocket WITH insurance?
I'm just curious because my future brother in law and his wife just had a baby and their out pocket expenses were $7000! Is that normal?


Which car in Canada has the lowest insurance rate?
I'm not talking about new cars btw, I'm talking about the old cars from 95-2002 the shitbox cars, I'm a student and I plan on getting my first car with my first insurance so I need to know what's a good starter/shitbox car with the lowest insurance costs. Thanks"


What does it mean to have full coverage?
It's too late to call a auto company so I am asking it here, I live with my girlfriend and was wonder about getting full coverage on my car, we want to know if I get full coverage would she be able to drive my car legally without putting her on my insurance?"


How much should it cost to replace and paint a totaled bumper for a 98 honda accord?
My husband and I just returned home from the store in his car, when he noticed my car that was parked across the street had been crashed into on the drivers side bumper. Plz give me advice should i call insurance even though I dont know who did it, or should I just fix it myself. and how much will it cost."


What do I do if a car insurance company overpays on a claim?
My parked car was hit last week. The gentleman who hit it gave me his information, and his insurance company assessed the damage and wrote me a check to pay for its repair. When I took the car to the Toyota shop it will be repaired at, the worker analyzed the car and the report filed by the insurance agent. He said that one of the repairs was not completely necessary. If I choose not to get everything on the insurance report fixed, what do I do with the extra money? Can I keep it, or do I have to return it to the insurance company? Can I get into trouble if I do not return it in a timely fashion?"


Whole life insurance policy cash in value on taxes?
My wife quit her job. She was contributing around $10 a month to a 25,000 whole life insurance. We got a letter that said the cash value was around $700. If we cash it in is there a tax cost to us? The letter stated that the cash value will be used to pay the insurance cost till it is depleted then the policy would be closed. If we cash it in do we have to pay capital gains or other cost on it. Or the monthly amount she has been contributing offset it??"


Type of insurance covers this scenario?
A company does business nationwide cleaning pools (service) using independent contractors. They say all of their independent contractors are insured and bonded; however in the application" process of becoming a contractor for the company it only ask basic questions related to experience but does not request insurance from the contractor leading me to believe that the company has some kind of "blanket" or "umbrella" policy in place that covers all of the contractors working on behalf of them. Does anyone have any insight as to how they are able to advertise that all of their people are insured without getting individual policies for each person?"


How does renters insurance work?
I am renting a room in an apartment, and I have a lot of valuable things that I want to get insured in case of fire or theft. I'm sure it's easy to claim my laptop and tv and electronics, but the biggest thing I'm concerned about is all of my clothes. How would I prove that I owned expensive clothes? Would they think I was lying? I don't have receipts for all of my clothes. Also, books and other random knick knacks...how does insurance cover it?"


How much does it cost on average to get teeth cleaning at a dentist with no insurance?
will dentists be willing to do a teeth cleaning for someone without insurance?


What is the difference between wc and health insurance?
besides the fact that worker's compensation covers you for job related injuries... Also, if you have both, then can you get covered by both? And if you have health insurance, can you still sue the person liable?"


Life Insurance for elderly?
Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated. He has a soon to expire term life insurance policy at the present. He wants the best for his money. Is a term insurance policy still the best type of policy or would another policy be better?


How much typically does car insurance cost per year if i'm a first time driver and car is brand new?
How much typically does car insurance cost per year if i'm a first time driver and car is brand new?


How much does car insurance cost for a teen driver in AZ?
I'm 17 & I Just Bought A 2002 Chevy Cavalier LS. & I Need To Pay My Own Insurance. If I Want Full Coverage How Much Will That Be? I Know Some Insurance Companies Take Grades Into Consideration & I'm An A&B Straight Student


"How much does it cost to live on your own in Sacramento, CA?"
I need to move out when I turn 18 due to problems at home and with my family. How much would it cost, realistically, to live on my own in a studio apartment in sacramento, roseville, citrus heights, rocklin or the surrounding area? I mean the bare minimum cost, including car insurance, rent, food, medical insurance, etc. I would be paying for everything on my own. Thank you for the input!"


How can I find out if I was a beneficiary in a recently deceased life insurance policy? (Please read details)?
In Feb of '15, my finance's previous employer and close friend passed away. She was an accountant's assistant for him and the company was owned by his father, who was also our landlord (we rented an apartment above the office). My finace was terminated from her job about 3 weeks prior to her friend's death. Due to her termination, the owner put an eviction into process and he started stealing our mail. Now, because we lived in a building addressed to a business, the P.O. didnt recognize the apartment upstairs as a seperate address, so all of our mail went to the business. The P.O. would not allow us to forward or change our address either, I guess due to the fact that it is still a current business. I still do not understand this and it still causes me a lot of frustration. The P.O. told us that we had to individually contact people and notify them of our change of address in order to get our mail and said they would investigate the matter as to why we weren't getting our mail. Frustrating. Now that I got that out of the way, My fiance was told by a friend of hers connected to the business, that the owner was angry because his son named my fiance as a beneficiary on a new life insurance policy that they didn't know about and was looking to use a lawyer to thwart the policy. The family of the deceased resented his relationship with my fiance and only harass us every chance they get. Since, we moved out of state and we have no way of knowing what company he used. At a loss..."


$360/month for car insurance?
I'm trying to finance my *first* vehicle, but between a $200/month car payment, and $360/month insurance, I doubt that I'll be able to afford it. The car payments I could handle, but the insurance seems a bit ridiculous, seeing as how I'm trying to get an 8 year old, 4 cylinder, manual transmission, Ford Ranger with 150k miles. Any ideas as to why my insurance is going to be so much? I'm 21 and I've never had my own vehicle or my own insurance policy, nor have I ever been on anybody elses insurance. I've been driving my uncle's truck that has everything in his name, and just giving him $60/month for insurance. I have no tickets at all, or anything else against my record. My uncle only pays $130/month for two vehicles with full coverage, and he has multiple tickets against him."


Insurance through my work...?
Well im 19, and I just got a full time job through the city. Theyre wanting me to fill out their insurance papers and get on theirs, but im still on my dads insurance which is better coverage. Im covered on my dads until im 26. Im just not sure if I go on the cities what will happen to my coverage with my dad if it will just cancel me or if I will be on both or what. Idk. The cities insurance is free to me too so that isnt a factor. Thanks!"


How much is motocross insurance?
Hey guys just wondering how much a motocross insurance quote would be im just looking for coverage if i get an injury im 16 and need affordable quotes thanks


Anyone in Florida with a 220 insurance license?
I want to study for the 220 insurance test but before going to the school i needed to get a head start, and was looking for some study material can anyone help or send some lititure to study??"


Car insurance advice..We bought a 97 dodge ram for my son that he picked out for his first car.He is taking?
auto body etc so it was something he was excited about fixing up.He had it looking pretty good still needed work but the other day my husband was driving it and was hit in the back and it wasnt his fault.They are trying to say it is totaled because the repairs exceeds a certain amount.So my ? is is there any way of keeping this truck?If so is it like a buy back thing and how much would it be? I know I should be asking the other insurance but the adjuster for them is not answering or returning calls.My son still wants to keep it is fully drivable and alot of work has been put into it and wants to eventally re fix it.Thanks for your time.


Car insurance help please for under 3 years experience..?
I need to get car insurance, the company I was with wanted way, way too much money to renew my car insurance (even though I didnt have any driving problems whatsoever).. Wherever I go though, they keep saying theyre unable to insure me because I dont have 3 years of driving under my belt. HOW am I supposed to get 3 years experience if I cant afford the only car insurance company to accept me guts me dry on a monthly basis. Does anyone know a car insurance place that dont require 3 years? I tried allstate, req 3 years I tried statefarm, req 3 years I tried the general, wanted me to pay 600 a month (rediculous) I HAD unitrin which billed me 180 a month, for 1 person on my 2 person household. Im employed full time, 22, almost 23 year old female, who is financing a car and has her own apt, who got her license at 21. Anyone know or have advice? And no, I dont have parents to leech onto for 3 years."


What is the cheapest car insurance for a teenager?
How much is it?


Type of insurance covers this scenario?
A company does business nationwide cleaning pools (service) using independent contractors. They say all of their independent contractors are insured and bonded; however in the application" process of becoming a contractor for the company it only ask basic questions related to experience but does not request insurance from the contractor leading me to believe that the company has some kind of "blanket" or "umbrella" policy in place that covers all of the contractors working on behalf of them. Does anyone have any insight as to how they are able to advertise that all of their people are insured without getting individual policies for each person?"