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Should i get AOPA's insurance?

i have my PPL and rent 152's and 172's from a local flying club. these planes get abused alot, especially the 152's and i dont want to do a good landing and then the wheel falls off and i might have to pay for it or something, i know they have an insurance but i think it only covers the engine and maybe the airframe, also if you break something they say you would only have to pay double your deposit fee ($2000), still sucks. is the aopa insurance reliable and isnt it about $90 a year

   








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Should i get AOPA's insurance?
i have my PPL and rent 152's and 172's from a local flying club. these planes get abused alot, especially the 152's and i dont want to do a good landing and then the wheel falls off and i might have to pay for it or something, i know they have an insurance but i think it only covers the engine and maybe the airframe, also if you break something they say you would only have to pay double your deposit fee ($2000), still sucks. is the aopa insurance reliable and isnt it about $90 a year


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Should i get AOPA's insurance?
i have my PPL and rent 152's and 172's from a local flying club. these planes get abused alot, especially the 152's and i dont want to do a good landing and then the wheel falls off and i might have to pay for it or something, i know they have an insurance but i think it only covers the engine and maybe the airframe, also if you break something they say you would only have to pay double your deposit fee ($2000), still sucks. is the aopa insurance reliable and isnt it about $90 a year


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Should i get AOPA's insurance?
i have my PPL and rent 152's and 172's from a local flying club. these planes get abused alot, especially the 152's and i dont want to do a good landing and then the wheel falls off and i might have to pay for it or something, i know they have an insurance but i think it only covers the engine and maybe the airframe, also if you break something they say you would only have to pay double your deposit fee ($2000), still sucks. is the aopa insurance reliable and isnt it about $90 a year