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How a car insurance works? minor car accident?

Hi, everyone. This morning, I had a minor car accident in the grocery parking lot. A lady's car hit the front seat door on the right side of my car. The lady's car is fine, but my car door got dented. For your information, the lady's car was parked in the parking space and I was backing up behind her side-way when she reversed and hit my car. I think she was careless. Anyhow, We exchanged year, make, mode, plate number, insurance information, personal info(name, phone number) each other. Now, I don't know what would happen if I report the accident to my insurance company, GEICO. If I report the accident, I get repair money for the lady's insurance company? if so, how much would I get from the insurance company? and if it's not enough I have to use my own pocket money? Does this count as my fault and would increase my insurance payment? And, I did not take any photos of the cars at the time. How can I prove the accident if the lady insists the accident did not happen? Sorry, it's a lot of questions. It is my first time ever to get into a car accident since I started driving. I'd really really really thank you if you can please give me your advice or share your experiences. and one more thing, if you get your car to a repair center, how long does it usually take to get your car repaired? I live on California, and it's very inconvenient without a car. Thank you so much for your help. and also I didn't not call the police to file a legal accident report. and I didn't call the insurance agent yet. I'm really worried that I have no proof of the accident. Thank you for your help

   








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Hi, everyone. This morning, I had a minor car accident in the grocery parking lot. A lady's car hit the front seat door on the right side of my car. The lady's car is fine, but my car door got dented. For your information, the lady's car was parked in the parking space and I was backing up behind her side-way when she reversed and hit my car. I think she was careless. Anyhow, We exchanged year, make, mode, plate number, insurance information, personal info(name, phone number) each other. Now, I don't know what would happen if I report the accident to my insurance company, GEICO. If I report the accident, I get repair money for the lady's insurance company? if so, how much would I get from the insurance company? and if it's not enough I have to use my own pocket money? Does this count as my fault and would increase my insurance payment? And, I did not take any photos of the cars at the time. How can I prove the accident if the lady insists the accident did not happen? Sorry, it's a lot of questions. It is my first time ever to get into a car accident since I started driving. I'd really really really thank you if you can please give me your advice or share your experiences. and one more thing, if you get your car to a repair center, how long does it usually take to get your car repaired? I live on California, and it's very inconvenient without a car. Thank you so much for your help. and also I didn't not call the police to file a legal accident report. and I didn't call the insurance agent yet. I'm really worried that I have no proof of the accident. Thank you for your help


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How a car insurance works? minor car accident?
Hi, everyone. This morning, I had a minor car accident in the grocery parking lot. A lady's car hit the front seat door on the right side of my car. The lady's car is fine, but my car door got dented. For your information, the lady's car was parked in the parking space and I was backing up behind her side-way when she reversed and hit my car. I think she was careless. Anyhow, We exchanged year, make, mode, plate number, insurance information, personal info(name, phone number) each other. Now, I don't know what would happen if I report the accident to my insurance company, GEICO. If I report the accident, I get repair money for the lady's insurance company? if so, how much would I get from the insurance company? and if it's not enough I have to use my own pocket money? Does this count as my fault and would increase my insurance payment? And, I did not take any photos of the cars at the time. How can I prove the accident if the lady insists the accident did not happen? Sorry, it's a lot of questions. It is my first time ever to get into a car accident since I started driving. I'd really really really thank you if you can please give me your advice or share your experiences. and one more thing, if you get your car to a repair center, how long does it usually take to get your car repaired? I live on California, and it's very inconvenient without a car. Thank you so much for your help. and also I didn't not call the police to file a legal accident report. and I didn't call the insurance agent yet. I'm really worried that I have no proof of the accident. Thank you for your help


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How a car insurance works? minor car accident?
Hi, everyone. This morning, I had a minor car accident in the grocery parking lot. A lady's car hit the front seat door on the right side of my car. The lady's car is fine, but my car door got dented. For your information, the lady's car was parked in the parking space and I was backing up behind her side-way when she reversed and hit my car. I think she was careless. Anyhow, We exchanged year, make, mode, plate number, insurance information, personal info(name, phone number) each other. Now, I don't know what would happen if I report the accident to my insurance company, GEICO. If I report the accident, I get repair money for the lady's insurance company? if so, how much would I get from the insurance company? and if it's not enough I have to use my own pocket money? Does this count as my fault and would increase my insurance payment? And, I did not take any photos of the cars at the time. How can I prove the accident if the lady insists the accident did not happen? Sorry, it's a lot of questions. It is my first time ever to get into a car accident since I started driving. I'd really really really thank you if you can please give me your advice or share your experiences. and one more thing, if you get your car to a repair center, how long does it usually take to get your car repaired? I live on California, and it's very inconvenient without a car. Thank you so much for your help. and also I didn't not call the police to file a legal accident report. and I didn't call the insurance agent yet. I'm really worried that I have no proof of the accident. Thank you for your help