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Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?

   








I want to take my new car abroad for 12 months, how do I get cheap car insurance?
Gerber life insurance company?
Life insurance dividends?
I need health insurance i want medcaid but have no kids my parents have too expensive insurance help!!?
Does any one out there know how to help process a UCC injury claim against a major insurance company ?
Can a health insurance company decline your request to cancel?
Question about Home renters insurance policy?
Which insurance companies hold driving records the shortest?
Universal Health Care- Insurance Companies?
Barely tapped a car I have no license or insurance I checked the kids car nothing even happened to it not eve?
Question about my car insurance?
Can you purchase Life Insurance on someone without their knowledge or approval?
Therapy isn't helping me?
What is the cost for home insurance based on?
How much is car insurance?
How much does a salvaged title make your auto insurance go up?
How much can I expect insurance rates to go up?
Can i put my car under my dads car insurance?
If I pay child support for two children and carry insurance and for clothes shoes everything at my house too, will a judge allow me to claim one on my taxes?
Leaving my car sit for 6 months. need to winterize it and decide what to do with the insurance.?
Will my monthly premium for car insurance go up?
Would any car insurance company insure a 17 year old with a 1988 BMW?
Question about health insurance and chiropractors?
CAR INSURANCE for a17 year old??
Cheapest car insurance companies for young adults?
Can insurance companies renew car insurance without owner`s permission?
If I have full insurance on my car, am I covered if I drive a car that does not have insurance?
Is there real money in flipping cars?
CAN AN EMPLOYER LET INSURANCE LAPSE WITHOUT NOTICE?
Do I need insurance if my license is suspended?
How much will auto insurance cost for a 16-year-old boy ..to drive a truck?
Where does a self-employed small businessman find affordable, reliable health insurance?
Will my home insurance premium go up if they pay our roof from hail damage?
Will my home insurance premium go up if they pay our roof from hail damage?
A new car loan with a 13% interest rate.?
Where can i find cheap Auto Insurance Providers in Missouri ?
Is it cheaper if I put a car in my parents name?
Can I drive with my grandma when I have my temps in Wisconsin?
Im 18 and i need car insurance cheap?
If you live in the US, & against the Affordable Care Act, do you want more affordable healthcare insurance and healthcare goods and services?
What insurance companies will insure a Lamborghini gallardo, bently, Mclaren, or any other expensive cars?
Will my disbalitiy insurance through medicaid get shut off if i get married?
Looking for a new Auto Insurance?
Car Insurance????
Car insurance for a new driver + sports car?
How much would bike insurance cost me per year?
Ohio Car Insurance?
Does any body know affordable insurance?
Whats the average percent a life insurance make and ...?
Cheap car for a junior in high school?
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If private insurance companies are so bad...?
Seldon, I'm sorry to have to tell you this, but pulling numbers out of you butt no longer works. People flock to this country to participate in our system, they know their greatest chance of survival is to be here. The people of America also know this governments history of overspending and corruption. Remember Medicare? It was sold in the 60's of only costing 9 billion dollars by '94. It cost 57 billion then. So, take the 1.5 trillion dollar cost, and multiply it by roughly 6, and even former MENSA members can figure out that 9 trillion dollars is too much to pay. It will bankrupt this country. I apologize again for kicking your butt so bad in our debates, but I warned you, and you said you were smart, so... next time we'll debate something easier, like cash for clunkers."


Whole life insurance opinion?
Can you purchase whole life insurance that is good no matter where you live so say you spend a couple of years in europe then back to the states then off to asia . are you always really covered by these policies that you take out in one country . Is there some kind of stipulation about having a residence .I am not interested in travel insurance as it is a waste


"Do I have to insure my 19 year old son, if he doesn't drive my wife's vehicle or my own?"
Do I have to insure my 19 year old son, if he doesn't drive my wife's vehicle or my own?"


What country has the best and most affordable health care system in the world?
it cannot possibly be the united states. in the united states the only ones that can afford healthcare probably cannot actually afford it, their insurance covers it. take away insurance give to many by their jobs and who in the united states can afford to visit a doctor? who can afford to break an arm? who can afford to be diabetic? i just want to give up my citizenship and go where the government takes care of its own people."


How will my fine for no health insurance be used?
I'm just curious as to... If it will cover someone else that qualifies for government-sponsored"" healthcare or what? Will it go against our country's debt? Will it cover a golf-shoe cleaning for the president? 1% of my annual earnings equated to about $320. So... Where is it going? Am I allowed to know?"""


Cheap Health Insurance for an independent 20 year old?
Basically, I'm looking for a decently cheap priced health insurance. I don't really know how it works. Do they take money out of my pay check each week or something? I'm 20 years old, I don't know if it's more because I'm young... Thanks . P.S - is ObamaCare my best bet? Or a private company type of thing?"


Insurance on financed vehicles?
is it true that after 3 yrs. of financing a vehicle you no longer need to purchase full insurance? you can only do liability insurance. Is that true I think someone said that is the case for Allstate Insurance.


What is the best Pregnancy Insurance Available to a already expecting Mom w/no health coverage at the moment?
Health Insurance for Pregnant Women!


Car insurance question?
Do automatic and manual transmission cars differ in insurance prices.


What is a cheap auto insurance for a 20yr old male student?
What is a cheap auto insurance company for a college student 20yr old male, good grades"


I got a ticket the same day as I got insurance?
I got pulled over but didn't have proof of insurance. I got a ticket, but only have to go in to the highway patrol to get the paper signed when I show proof of insurance. I got insurance that same day, will that work?"


"If I never had a car (or car insurance) before, do I need to buy car insurance before buying a car?"
So I'm getting ready to buy my first car. It's located in the next town over. But if I just go over and pay cash and get it, there wouldn't be any insurance on it. It's illegal to drive without insurance. Don't I need to drive without insurance first? If so, how would I explain to them that I don't exactly have a car yet?"


"If the mandate to buy health insurance wont stand the supreme court review, why am I forced to buy...?
car insurance in the state of California?


Using black box insurance.?
If I drive carefully when using a black box insurance will my premiums and overall cost of insurance be cheaper due to proof that I am a good driver. I am a careful driver as it is and have no intentions of racing around like an idiot. ...it is my first car that ill be getting insured on and have no poor markings on my licence (and don't intend on getting any).


Girlfriend as spouse for auto insurance?
What could happen to me if I claim my girlfriend as my spouse on my auto insurance quote to get a better quote?


Are insurance premiums negotiable?
My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?


Do Different Car Insurance Companies Really Have Different Rates?
I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?"


I have a question regarding the state disability insurance in california ?
i am supposed to have a foot surgery next month. i am a dental assistant and the doctor just retired last week and sold the office to another dentist. i am still at the same office working with the new dentist. so will i still qualify for state disability when i get my foot surgery if i am now working with a new doctor? THX


"What is the best health insurance for a single women who hasn't a job but doesn't want Government aid. I live in Los Angeles, CA. Thank You?"
Thank you everyone for your comments. After I asked this question, I learned that I am exempt from the mandate, which was great news ;-D thanks again."


I want to take a trip to europe how much do motorcycles cost there and how much is insurance?
Im thinking of going to the EU, as kind of like a backpacking trip, but on a motorcycle! I was wondering how things work in regards to prices of Bikes there, and insurance that covers anywhere I might plan to go! I need some help making this idea a reality! Oh I'm 18 and i have both my drivers licence and motorcycles licence, I reside in BC, Canada. Thanks!"


Car insurance for a 1969 Camaro?
I'm 20 and was wondering about how much a 69 camaro would cost me a month under my insurance.


Cheap car & insurance for young male driver?
My brother is 23. He has passed his licence 2 years ago and his pass plus 1 1/2 years ago. He's still struggling to find a car & insurance that he can afford. He's not fussy about the type of car so long as it's not a girls car (ie chiqichenco). The insurance can be third party etc. He has a budget of 400 for the car, what should he buy? The insurance quotes so far for various 1.0l-1.3l cars have all been over 1000 which is out of his price range. Any help would be greatly appreciated. xxx"


Cheap insurance?
ok my partner has hes test next week and we are looking for a car costing about 1000 thats cheap on insurance / cheap to run also a 5 door, the best we found so far is a deawoo matiz witch isnt even a 1.0 but the insurance is 1400 for a year! witch is the cheapist we have found as its a 2002 model. any other cars thats we can get thats cheap and around the same year? thanx ~x~"


Help!!!! I need a cheap car insurance for a day as my annual insurance isn't due till Monday?
I'm looking for a cheap day insurance for tomorrow as my annual insurance doesn't start until Monday ...


What does 50/100/50 represent?
its for insurance need to know for my final for school


I need help car insurance?
Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.


What is the cheapest term life insurance and what do you have to go thru in order to get it? ?
What is the cheapest term life insurance and what do you have to go thru in order to get it? Any help on that would be appreciated thanks; i am 33 years old; i am in ok health i tried to get life insurance before and was turned down; i have this pain in my groin that noone can figure out its not lethal; i take lortab for the pain and xanax for the stress; what would cause them to turn you down for insurance; thanks in advance


Health insurance?
Its expensive! If you don't have it you can lose your shirt first time you have a major problem. If you do have it, the premiums are ridiculous. Are the public hospitals required to admit regardless of insurance of not? I still can't get over the fact I was in Honduras last september and had to go to the emergency room after having breathing problems from congestion due to a cold. My bill was $55. Saw a doctor, nurse and got a thorough look at. Was even put on a respirator. And no, insurance or filling out papers was never done. I was never asked to show an insurance card or even if I had insurance. My friend that lives there asked me what I paid. I said $55 dollars. She said, oh they charge you double because you a tourist. I was fully expecting to have to pay several hundred dollars or more. I was more than happy paying the $55 dollars. Same treatment in U.S. would have run me well over several thousands dollars without insurance."


Car insurance question?
To cancel car insurance will be 480 plus 50 admin fee to cancel this now ive lost my job. ive had insurance for 2 months and know they are all doing this cancellation fee now but i only got a car for work purposes and now they've made me redundant how i am expected to pay the 530? what can i do is there any options because i simply cant afford that amount.


Help understanding insurance card?
I have us family health plan and online I need to fill something out for school if not they will charge me for insurance when I already have it. What I need is Insurance company Policy number Group name Group number What is on my card: Member id number Group number Rx group number Copay. Can you help me match what I have to what I need


Insurance companies for high risk driver?
hi, i am 16 and i burrowed my dad's car for a day and got into a left turn accident, the claim was for $5000. the problem was i was not insured and my dad himself had his G2(canadian) licence for less than a year, so now the insurance company we had said that they would not renew the policy. so does that mean that my dad's insurance got cancelled and could anyone reccomend a good insurance company for me to go with.. i live in Scarborough Canada. thanks in advance for help."


Are insurance premiums negotiable?
My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?


Car accident no insurance?
Long story short- we were in a car accident because this lady was trying to turn left over a double yellow line into the gas station and we hit her from behind. Well we didnt have car insurance at the time because my hubby was out of work for 3 months and you pick and choose your bills at that time. So, the cop gave us a ticket and we did a little damage on her car. Her insurance company called and said we are supposed to pay 1500.00 to fix her bumper. Well they said that we can pay a big lump-sum now and they wont take us to court or we can do payments. NOW- i understand that we need to pay for her damages, my question is that can they garnish my husband wages now that he is back at work. Or if we go to small claims court will the cost will be more then what they are offering? I DO NOT think she had that much damage. I took many photos."


Born abroad car insurance premiums higher?
I have been gathering quotes for car insurance online on confused and was delighted to see the price down at 615 for once as I have been getting car insurance every year since the age 18 and it has always been over 1000. However, just having a quick check over my details to make sure everything I had entered was correct and then I noticed I had ticked the resident from birth"" box. I was born in Spain as my mother went over there to work and then had me. I was born in 87 and she took me back home in 88 or 89 roughly. (She is a full British citizen born and raised in UK). As I have no contact with my father and I don't even remember being in Spain or nor can I even speak the language well"


How often do insurance companies pay policy limits? I was in a car accident other party's fault 100%. I have bulging discs and never damage.?
How often do insurance companies pay policy limits? I was in a car accident other party's fault 100%. I have bulging discs and never damage.?


Insuring cars that I am going to flip?
I am thinking about flipping a car or two, for some small profit not much, but I was wondering if I have to register the car in my name an get it insured. I would be transferring the title, but I would rather not pay to register or insure a car if i'm not driving it. Also if the car is not insured can someone take it on a test drive legally if they want to buy it."


Cheapest full coverage auto insurance?
Which companies offer low priced full coverage? Preferably around a $700 - $800 premium


Should college students be provides with free health insurance?
Answers some of the questions, I should clarify that I am referring to students between ages 18-24 specifically. Also I mean free to the student. And I choose this topic myself, the assignment on the paper was to choose a controversial topic that applies to today's society. I also know that most universities do offer discounted insurance plans and even on campus health care, but all of these these things you still have to pay for, and as a 21 year old college student without insurance who works and pays her own rent, car insurance, celll phone bill, school books, tuition, etc., health insurance is hardly affordable."


In California how much are you paying for insurance on a 2012 Camaro?
Which have the best offers? v6 only. And to be more specific location : Sacramento


Can someone over the age of 90 get a life insurance policy?
Can someone over the age of 90 get a life insurance policy?


Who receives the insurance payment?
About 10 months ago I totaled my car and was at fault. My parents said that the insurance company would NOT send me any money whatsoever. I finally got around to seeing if this was true and it wasn't, insurance does send checks if you total your car. Since the insurance was in my name, don't I receive the check? My parents used that check money and bought a new car with it. Can I legally sue?"


Got rear-ended but i had no insurance?
I was on the fwy stuck on traffic and this landscaping truck rear-end me from behind.he claims he stepped on a bottle under his seat accidentally. i took his driver licence and the company name and took a picture of the plates.the only bad thing if i have no insurance.He asked me to please not file anything with his company he did not want any problems. my bumper is damage whay should i do?


Is it legal to Drive a borrowed car without insurance?
Let's say my friend has this car, up to date tags, and insurance for himself, and all the works for FOR HIM. He lets me borrow it, I get pulled over or i get in a fender bender Aside from the ticket and the damages is there any legal problems there? Diving a insured car but me not having insurance and other stuff?"


What's the most affordable auto insurance when you have drivers under 25?
State they live at is New Mexico


What is electronic insurance?
details about electronic insurance


Insurance??
if i buy a new(used) car, wont the insurance papers in my other car cover my new"" car for a few days? i have heard this from many of my friends"


"Insurance companies send misleading cancellation letters, trying to hustle people onto more expensive plans...?"
....because they have healthcare conditions. The only insurance that won't ever do that to you is the ACA exchanges, because they can't by law. Will conservatives realize they have been lied to by Fox News before they do something stupid like go with no insurance?"


Are insurance premiums negotiable?
My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?