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New auto insurance policy has new items that i do not understand?

We just switched to a new auto insurance to combine with our home insurance. The new policy has some items/coverages that we did not have in our old auto policy and its increasing our monthly payments to almost $100. The items are: Bodily injury to Others; Personal injury protection; Bodily injury caused by an uninsured auto; damage to someone else's property. Can someone please help me understand what these items mean and if they are really worth to keep in the insurance. Thank you

   








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There such a thing as personal driver's insurance (without owning a car)?
There such a thing as personal driver's insurance (without owning a car)?
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Where to find affordable health insurance?
I need blood presser pills but cant afford lab work or doctor fees


Do you have health insurance?
if so, How much is it per month? How old are you? What kind of deductable do you have? Feel free to answer also if you do not have insurance, also, do you support obamacare?"


Should I get life insurance??
I am going to be 20 and I am having a beautiful baby boy in January....would it be a good idea to get life insurance?


Can you stay with COBRA coverage if you land a job and health insurance is not offered or is delayed.?
Can you stay with COBRA coverage if you land a job and health insurance is not offered or is delayed.?


Does anyone know difference between mid wife and ob? What is a mid- wife? Is it less expensive if you have no?
insurance?


Should I report my car stolen and cancel my insurance?
I live in NJ. I was in an abusive relationship. My mother sold ME the Jeep I had been driving. I bought insurance in my name, bf is not covered, and I pay for it. I then went to the DMV, with my bf, to get it registered and a new title. While filling out forms, he told me to add him as co-owner, or he would rip everything out of the Jeep, smash the windows, and hook [me] so hard [my] jaw would break."" So"


"Cost of auto insurance in Lexington, Kentucky?
I don't why this question is here....I live in Texas....not planning on going to Kentucky anytime soon. Weird.


Do I need Liability insurance?
I live in So california, and just brought lots In Texas,Arkansas and Utah.The lots are vacant land. Im being told that laibility insurance might be wise. is there someone out there who knows for sure."


Where can I get consultation for health insurance?
I have been having a lot of insurance problems after about a year ago I went to a PCP for chest pain. They charged me for a general check up ($100) and referred me to 3 places, a hospital for an ultrasound (hospital bill $3500, doctor bill $750), a place for x-rays ($75), and a thoracic surgeon consult. The surgeons office was the only one to warn me that my insurance would not pay for their consult. My insurance, UnitedHealthcare, has only put in about $2000 towards the ultrasound and I am left with a lot of bills that I had no idea I would have until months after these was all done. Now I feel very frustrated and I do not feel like I can trust any insurance company to help me. I was wondering if there are businesses that can help me get the best insurance for me and explain how much everything will cost as I do it. I find it way too confusing to figure out on my own. I have a thoracic disorder which I was born with and I may need surgery. I have had health insurance under my parents until 23, then I got this insurance with UnitedHealth care when I turned 24."


Will I get any insurance money?
Today I was driving down the road and a shelf blew off the back of a truck in the opposite lane and hit the SUV behind it then it came into my side of the road and put two holes in my hood. The truck drove off but the lady in the SUV gave me her number and tried to find the truck but couldn't (after checking on me she went looking for it). The only problem is I only have the minimum for car insurance so i don't know if I will get any insurance money to help pay for the damage. Thanks for the help!


Do i need insurance to title car?
do i need insurance in order to title the car to my name so i can sell it?


How much life insurance should I get? What should it cost?
Im a recently divorced mother of two


"I am turning 16 soon and I am a guy, What is a car that is sporty, but is safe and has low insurance?"
my price range is between $8,000 to about $13,000 because i will be getting it used more than likely.. also I want it to look nice, because i'm an average high schooler."


"Wow, car insurance is like 3-4 times more expensive than car payments.?"
I was looking to lease a new lexus is 250 which would cost me 369 a month but i went to get a quote from geico, it said that the insurance would cost about 1600 a month. I think that is pretty insane considering you could finance a porshe 911 for that much money. I am 20 and got my license last summer. is there a time period when the cost of insurance goes down?"


How to get Insurance on a permit and without owing a car?
how to get Insurance on a permit and without owing a car and 25 years old in north Carolina


New auto insurance policy has new items that i do not understand?
We just switched to a new auto insurance to combine with our home insurance. The new policy has some items/coverages that we did not have in our old auto policy and its increasing our monthly payments to almost $100. The items are: Bodily injury to Others; Personal injury protection; Bodily injury caused by an uninsured auto; damage to someone else's property. Can someone please help me understand what these items mean and if they are really worth to keep in the insurance. Thank you


How is the Hillary Clinton helth plan version 2 anything like car insurance?
Car insurance: 1) Need to get it if you choose to drive. 2) Government bureaucracy does not force you to choose only in-state car insurance. 3) Coverage is meant to protect others from damages. 4) You choose how much coverage you want. 5) Does not violate freedom of religion. 6) Taxpayers don't pay for people who can't afford car insurance. Hillary Care: 1) Need to get if you choose to live. 2) Government bureaucracy limits the choice of provider. 3) Coverage only protects you and not others from damages 4) Government mandates what is covered, not you. 5) Violates freedom of religion for those whose beliefs prevent them from getting hospital care. 6) Government steals taxpayer money to supplement those who cry poor. Hillary supporters: Is it even possible to argue this? Go ahead and try. See you after Hillary loses the general election!"


If you quit your job and have no health insurance?
This isn't me. It's for a friend who is mentally breaking down and mentioning death and it frightens me. They refuse to help themselves in life at all. What are your options in this situation? When you're completely broke and are more than seven days late on rent, power will be shut off any minute, you have overcrowding in the bottom row of your teeth and are overwhelmed financially by doing even simple things for your significant other and have to keep on maintaining your car as well as basic household essentials. And as for health coverage, in a simple way I need this explained), what can be done? This is occurring in Florida by the way. Medicaid doesn't have extended coverage in this state so since my friend quit his job for some ungodly reason (he claims he wasn't happy) he doesn't qualify. Obamacare simply confuses me and to be honest it looks overwhelming and I have a very basic understanding on health care and I can't read all that crap in my mental state right now since I'm burned the hell out. Food is being taken care of only right now via food stamps and it isn't even his. I'm helping him out. I'm lending him things. What should he do? by now this is serious. I'm taking it seriously when I see my best friend leaving. He's popping two Tylenol's in every day for headaches and sleeps for only five hours and is addicted to coffee and goes through a pack of cigarettes a day and he sells weed to survive currently and it's nothing grand scale at that. Just bags."


How much life insurance do I need?
We have recently applied for 2 million in life insurance and I am wondering if this is a good amount for us. It is a 30 year term and is only in case of death of husband. Thanks for the help. Facts: Husband 31, Wife 26 Wife- not working, will be starting nursing school next year but has a bachelors degree if needed to use. Husband- Income ($100,000) We plan on having two kids in the next 5 years. Debt- two cars ($70,000) Student loans ($20,000) to be paid off next year. Savings ($100,000)"


What is the average cost for motorcycle insurance in the state of Texas?
18 years old


How much does car insurance in u.s.a. cost I need to know or i'm sincerely screwed so please help I loove you?
Hello I'm about to go the u.s. to work in production. anyway what I'd like to know is what's the cost of car insurance. I'm a male whose been aged 21 years old since august 2010; and if i get a car over there it will probably be me fist. just want to know can you give me an average price - is it expensive or would it be under $5,000. for example i know you'll say it depends but please just give me a rough guestimate or average THANK YOU P.S. I LOVE AMERICA."


Individual medical insurance plans?
I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself."


Are auto insurance deductibles generally per incident or per year?
Is one's auto insurance deductible amount generally for each incident or accident that occurs or is it per policy year? If my comprehensive deductible is $1,000, does it make no sense to go through my insurance company for a cracked windshield?"


Can I purchase a car in my name but put the insurance in someone else's name?
I plan on purchasing a car soon, but I want to put it on my fathers insurance because it would be cheaper to pay. Is that possible? also does it depend on the state that you live in? If so can someone tell me for the state of Virginia? Thank You."


"How do I know if Health Insurance Premiums are pre"" or ""post"" tax earnings on W2's?""
I already know that Health Insurance Premiums can be tax deductible. It depends if the premium is taken out of taxed or nontaxed moeny(earnings). I'm just not sure how to tell the difference when looking at my W2's. Please help and thanks.


Are the cost of cobra insurance rates lower?
Is it possible that the continuing coverage (COBRA) insurance premium is actually lower than what a person is paying through their employer? It seems odd to me that this person was offered COBRA insurance at $370.00 per month, yet was paying $426 per month through their employer. I don't think this is true?"


Claiming insurance for a vandalized car?
a car is 23 years old and in standard form worth about 800. due to the amount of mods done to it, it is insured for 4000. if it was to be vandalized to the point it needed a full respray at a cost of around 1500 what do u reckon the insurance company would do. pay for the respray or write the car off, and payout how much?? its not an agreed value as such, its just thats what was paid for the car so thats what they said to insure it at."


Car insurance company gave me money why?
I got into a car accident and filed a injury claim the person behind me rear ended me as has progressive insurance. I met up with their adjuster to discuss feb injury claim. I have insurance so they are refunding my insurance company for my physical therapy. They also gave me a personal check for 750 as a sorry gesture. I have never heard of this? Why would they give me a personal amount of money ??


How much does it cost to add a teenager to a car insurance policy?
Teen in question has a 4.3ish GPA and is involved in many extracurriculars.


How much will I pay for car insurance as a 17 year old in CA?
I am a 17 year old girl, who is going 2 get a nissan versa. I make about $600.00 a month at my job. My parents said they would get me the car. I have to make monthly payments, which would be $250. They have really good credit. How much would insurance cost? What is the best deal I can get? What company should I go to?"


Does life insurance cover drug overdose? considering a policy?
I'm considering getting a life insurance policy to leave to my mother in the case of my death. I overdosed and survived recently, and if it happens, intentionally or not, I want to leave something to her"


New auto insurance policy has new items that i do not understand?
We just switched to a new auto insurance to combine with our home insurance. The new policy has some items/coverages that we did not have in our old auto policy and its increasing our monthly payments to almost $100. The items are: Bodily injury to Others; Personal injury protection; Bodily injury caused by an uninsured auto; damage to someone else's property. Can someone please help me understand what these items mean and if they are really worth to keep in the insurance. Thank you


Question about my car accident and insurance?
Last night I was involved in a 4 car pile up. I was stopped at a red light when i was hit. I felt the impact of all the cars behind me. The lady who caused the accident was drunk. She was arrested. I have state farm full coverage. She has state farm insurance also.. So here is my question: I owe 7000.00 on my car. The car is valued at maybe 6000.00. Even though I was no way in the wrong, will I have to cover the difference if my car is totalled. (which it probably will be) And also, have severe neck pain. I contacted an attorney. As much pain as im in, im scared to miss work. Will this affect my case if i miss no work. (And if i did miss, it would only be for a couple of days)"


"What would be a cheap car insurance company for me,19 yrs old?"
I did some quotes but some companies couldn't give me a quote.. don't know why though but I am trying to find out what would be a cheap good company for me. The car I was going to buy was the Pontiac grand am year 2000-2002. If you know anything, please let me know. Thanks!"


"Can this be a deduction, health insurance premium?
Yes he does itemize his return


Is there such a thing as affordable health and dental insurance for someone that is 60 years old?
I would like to have a $500 deductable. Thanks


What cars result in cheap insurance for young drivers?
What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf's or the Civics's. I would like to know male attracted cars. Thanks in anticipation


What are the safest and low expensive insurance wise for cars?
Im 18 and want to find a good car that would help lower my insurance!!


Which state in the United States is car insurance NOT required?
seen some yes and no....anyone got proof on the ones that aren't required?


Insured driver drives uninsured vehicle and crashes into my car. Is her insurance responsible?
Basically a woman who has her own insurance drove her friends uninsured vehicle and crashed into two parked cars including mine. Will the drivers insurance par for the damages or will they get out of paying? I have my own insurance, but I don't want my rates to go up because of this moron which is why I would rather have the drivers insurance pay for it. Any advice would be appreciated."


Which insurance company is the cheapest?
i live in ontario canada and i wanna know which company has the cheapest insurance. my insurance expires this month? please help........................


"Who, out of the two of us, is likely to pay more for car insurance?"
My partner and I don't live together, but we share her car. She has just recently had 6pts added to her driving licence, as for myself, I have always had the use of a family car now and again, I have been insured to drive, but haven't owned my own car, for over 25 years, which of us will have to pay more for insurance, at roughly what percentage?"


How much would car insurance cost for a first time buyer?
I'm 20, male, and buy a brand new car and it will be my first time driving, how much would I expect to pay for insurance in the first year?"


What old car is cheap to insure for 19 year old?
Hi, I would just like to know what old car is cheap to insure foe a 19 year old male. I have a 1993 vauxhal astra 1.4 GL and insurance for me on this car is over 1500. So if anyone knows of an old car that is cheap to insure for a 19 year old male then please let me know! Thank you!"


How much is health insurance for a baby?
Ballpark please, don't need exact numbers. Teen parents, how much is health insurance for the baby gonna be?"


Can i sue my city for flooding my house?
I live in dearborn michigan yesterday our whole city got flooded because of a huge rain storm and some how all the sewers had a problem and backed up all the toxic dirty water into everyones homes!! We were all on the news and many homes were destroyed!! What can we do?? I don't have house insurance all my drains aren't clogged up too! Even our citys highways were flooded and many cars drowned and people had to be rescued. Anyways what can i do with my home please help...i have no insurance because its too expensive and my home is 74 years old and every company told me if my house ever got damaged the pay wouldn't be a lot because it was probably too old and meant to break down soon...basically i would be paying alot of money for house insurance and the coverage would be low and wont be worth it. Anyways please help any advice?


"Best car insurance, in your opinion?
I'm getting my car insured by myself for the first time and would appreciate any advice!!


New auto insurance policy has new items that i do not understand?
We just switched to a new auto insurance to combine with our home insurance. The new policy has some items/coverages that we did not have in our old auto policy and its increasing our monthly payments to almost $100. The items are: Bodily injury to Others; Personal injury protection; Bodily injury caused by an uninsured auto; damage to someone else's property. Can someone please help me understand what these items mean and if they are really worth to keep in the insurance. Thank you