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I was charged dui + my insurance company doesn't know, should I notify them for $1700 coverage for road work?

I was in an accident involving a highway railing but no other automobiles except my own. This was six months ago. My insurance company was not notified and as of now has no information regarding my accident or dui. I totaled my car and have gladly stopped driving as I live in a city and can bike, walk and ride public transportation. My question regards an outstanding bill I have for $1,700 to the state highways for repair to the railing I hit. Should I pay out of pocket? or file an insurance claim and have it covered as part of my property damage liability? I have heard the insurance company would increase my insurance rate for 3 years, but I don't plan on having a car anyway. I could use the $1700, however, I've come away clean thus far and am reluctant to bring this to my insurance company's attention if I don't have to, though it may be just a matter of time before the insurance company learns of the accident anyway. I have moved to a different state and have a different drivers license and plan on discontinuing my insurance at the end of the month when the policy runs out.

   








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https://woodssiwithsverre.wordpress.com/2017/05/04/how-much-does-the-general-auto-insurance-cost/

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I was in an accident involving a highway railing but no other automobiles except my own. This was six months ago. My insurance company was not notified and as of now has no information regarding my accident or dui. I totaled my car and have gladly stopped driving as I live in a city and can bike, walk and ride public transportation. My question regards an outstanding bill I have for $1,700 to the state highways for repair to the railing I hit. Should I pay out of pocket? or file an insurance claim and have it covered as part of my property damage liability? I have heard the insurance company would increase my insurance rate for 3 years, but I don't plan on having a car anyway. I could use the $1700, however, I've come away clean thus far and am reluctant to bring this to my insurance company's attention if I don't have to, though it may be just a matter of time before the insurance company learns of the accident anyway. I have moved to a different state and have a different drivers license and plan on discontinuing my insurance at the end of the month when the policy runs out.


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I was charged dui + my insurance company doesn't know, should I notify them for $1700 coverage for road work?
I was in an accident involving a highway railing but no other automobiles except my own. This was six months ago. My insurance company was not notified and as of now has no information regarding my accident or dui. I totaled my car and have gladly stopped driving as I live in a city and can bike, walk and ride public transportation. My question regards an outstanding bill I have for $1,700 to the state highways for repair to the railing I hit. Should I pay out of pocket? or file an insurance claim and have it covered as part of my property damage liability? I have heard the insurance company would increase my insurance rate for 3 years, but I don't plan on having a car anyway. I could use the $1700, however, I've come away clean thus far and am reluctant to bring this to my insurance company's attention if I don't have to, though it may be just a matter of time before the insurance company learns of the accident anyway. I have moved to a different state and have a different drivers license and plan on discontinuing my insurance at the end of the month when the policy runs out.