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What is life insurance?

I'm not looking for a detailed answer, just a very basic (simple!) idea of what it is. I understand other types of insurances, so I get how it works, but I'm just confused.. is it supposed to help your family when you die? Does it give them money to live off of? Thanks!

   








My car insurance has been cancelled?
Does home owners insurance cover rotted wood siding.?
About how much is insurance gonna cost for a 15 year old who just got his license?
Does anyone know the average insurance quotes for 2007 Nissan Altima in North Carolina?
Is a lesser known auto insurance company trust worthy?
Does anyone know of a home owner's insurance with true replacement cost coverage?
Auto Insurance Quotes?
How do i get a cover note for my car instead of insurance for my car?
Would insurance be cheaper then normal for this car?
How much should it cost to insure a new teen driver?
Can my home insurance be sued to cover damages to a parked car in front of my house?
Whose insurance is responsible for the auto accident?
What's the typical cost of auto repairs and maintenance? I'm doing a project. Thanks?
Where can I get temporary car insurance in Ontario, Canada?
What do I put on my tax return if my parents bought health insurance from the marketplace?
I Need Braces But My Mom Says I Have No Insurance?
How much does treating ABSCESSED TOOTH cost without insurance?
Lower Deductible before claim?
Life Insurance: What does the blood test reveal?
Can I cancel my insurance through my employer anytime and apply for insurance through the Marketplace?
How will this go with my insurance??
Which Insurance is better in Canada?
What factors affect how much i will pay for auto insurance?
Cheap car insurance for occasional driver"?"
Explain insurance deductibles, please?
How much should a teen pay for car insurance (10 pts in 24 hrs!)?
What home insurance company insures homes with knob and tube wiring?
How much would it cost a 25year old to insure a ford fiesta?
How much will car insurance be for me if I am under 18 and I live in California?
Aren't the only people that will get affordable" insurance out of Obamacare the ones getting a free ride?"
After a 10 year term life insurance expires, should the premiums double for the next 10 years?
Motorcycle insurance question?
Why car insurance quote from tesco is 550 whereas competitors quote over 1000 ?
Why car insurance quote from tesco is 550 whereas competitors quote over 1000 ?
Do you know in California lawsuits, pain and suffering damages are capped at $250,000? Has insurance costs...?
In dire need for cheap car insurance!?
As of next year will all cars older than 7 years have their tax and insurance costs doubled?
Does auto insurance do this? Pay or Scam?
Which is better humana,aetna,or united america insurance coverage?
How much does it cost to get insurance on a motorcycle?
Cost of Insurance for Nissan 350Z?
How much would a 17 year old new driver roughly be paying for insurance?????????????????????...
Do I need my car insurance for an oil change?
How much would insurance cost for this car:?
Should people be required to carry health insurance?
I just got in a car accident and I do not have car insurance. Now what?
Insurance on a Corolla for Teenager??!?
Insurance on a Firebird?
Can you get away with basic car insurance on a financed vehicle in NY?
How much is boat insurance?
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What kind of health insurance do I need?
My family is looking for health insurance. I do not understand premiums and such. This is our first time getting or looking for health insurance. It will be for myself (21yearsold) , my wife(19yearsold), and my 8-mo old son. We are all in perfectly good health. We will only be using the insurance for typical well-visits, up to date on shots, and the possible emergency visit. What is the best place to get quotes and what kind of premiums should we look into? Obviously, we are young and need something affordable. I need help! :("


Need advice: Parked car hit - Car has no insurance?
Ok, so last night my friends car was hit by a driver who fell asleep. the car was in front of our house and pushed 40ft and his flipped over. Both cars totaled. He has insurance, but my friends that was parked and hit, does not. Will this be an issue for her, or will his insurance be paying for everything since he was 100% at fault? Please help!"


Where can i get a cheap affordable full car respray in london.?
I was planing to respray my ford escort into a different colour from what it is now. I have been told about how expensive it would be and was wondering whether anyone knows a place around London or near ilford which does it for an affordable price. Thanks for the help.


Will my insurance skyrocket after this ticket?
I got my first speeding ticket the other day.. 70 in a 50. I'm 20 and only a few months away from turning 21 (when rates go down a little). I know there are other things that factor in to this but how much can I expect my insurance rates to go up? Should I pay the court fines and just request supervision to keep it off of my record?


What is the best website to reseach and compare auto insurance quotes?
What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?


Car insurance question.?
Okay, so if a car has no insurance is it legal to still drive it as long as I myself am insured?"


How can I obtain my lost wage report from my employer so I can give it to the insurance company?
I was injuried in a car accident and lost work. I contacted my employer to get a copy of my lost wage report, she told me that a lawyer normally requests it for his/her clients. I said I'm representing myself in my claim, she said she couldn't help me. What else should I do? what department should I ask, and when I do, is there certain language I need to use? Don't I have a right to that information since it involves me?"


Is the contact lens exam covered by insurance?
If not, how much is the average cost of the exam. I have healthfirst insurance btw..."


How does one go about beating a nicotine test for a life insurance policy?
Its a cotton swab test, not a urine test."


Can you get insurance on a vehicle if your license is suspend?
Can you get insurance on a vehicle if your license is suspend?


I have impacted wisdom teeth but no insurance or way to pay in cash what can I do?
I have impacted wisdom teeth but no insurance or way to pay in cash what can I do?


Should I get owners title insurance?
This is optional. I know people who have and also have not opted to get it. I am closing on a home soon and want to know if I should pay and get it. It costs about $800.


Which car do you think has higher insurance?
For my first car i want either a Subaru Impreza rs 2001(gc8) or a Toyota Corolla 2007 CE. The Toyota will be new. Which one do you think will have cheaper insurance?


How do you adjust a W2 form for group term life insurance?
I'm working on a project for a payroll class. Our company provides group term life insurance to the employees. The group insurance is carried at 1.5x the annual earnings of the employee. The employee pays $.30 for every $1,000 in group life insurance each month to pay the premium. The remaining premium is paid by the employer and debited from an insurance expense account. The whole project, we haven't made any employer premium expense entries. We've only focused on the employee's entries and the credits into the group insurance premiums collected liability account for said deductions. Now, at the end of the year, preparing the W2 forms, I'm at a loss for how to treat this. Is the amount over $50,000 added to the wages, tips and compensation for the income tax paid on it? I've read through the W2 instructions but I just don't understand it that well if someone could explain it."


Health insurance/medi-cal options for independent full time university students?
Are there insurance options for independent university students? Prior to my 18th birthday I was part of a Kin-Gap program. I remember I received a letter saying I should go on ca.gov to see what benefits I can receive but I'm having a hard time navigating through it.


What is life insurance?
I'm not looking for a detailed answer, just a very basic (simple!) idea of what it is. I understand other types of insurances, so I get how it works, but I'm just confused.. is it supposed to help your family when you die? Does it give them money to live off of? Thanks!


"Moving to CO from another state in a month, how do I go about switching my car insurance? ?"
I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy. I'm moving to CO on the 18th of next month and want my new insurance (USAA) to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will AAA pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill twice in one month for both companies."


Car insurance for new driver 16 years old?
my son just got his license and he is 16 and he will be insured on a 1962 vw bug and i was wondering what the average cost would be a month for insurance and what is the best but also cheap insurance he could get help?


How much would motorcycle insurance cost for a 17 year old with a Kawasaki Ninja 250 in Texas?
How much would motorcycle insurance cost for a 17 year old with a Kawasaki Ninja 250 in Texas?


"How can i get free medical insurance? I have some pain and all indications point to gallbladder problems,?"
I don't have any insurance and i'm not currently employed. I was in the Marines for 10 month but i got honorably discharged for foot problems, can the VA help me?"


Safe to buy Insurance over the phone ?
I need car insurance , is it safe to give my credit card information over the phone ? What would they ask for ? Just the card number ? Will they want the expiration date and 3 digit code on the back ? Do they need my SSN number ? I know they will need an address , phone number and drivers license number. The people that answer (I have called 6 places for a quote) seem like the type you do not feel safe giving all this information too."


Would your get refused insurance on a Toyota supra as your first car? (uk)?
just wondering?


25 years claim free on car insurance but no no claims discount..?
Is there any insurance company that doesn't need proof of no claims? I mean we all know they know damn well if you've claimed or not and this NCB is a money spinning scheme (you have to be with the same company for a full year, you have to provide proof and if you can't you pay triple, they only record max. five years NCB etc) but surely there are some companies that aren't taking the p****..??"


How long do I have to pay this expensive premium?
oh and I know there is no such thing as a free ride atleast for broke people that is.


Tips for cheaper car insurance?
I'm 19 next month and just passed my test in October and now also got a pass plus certificate but insurance is still sky high like 4000 a year Just for a 1.2 Vauxhall Corsa sxi.


Home Insurance Companies?
There is a home in Arlington, MA and I am looking at different local insurance companies. What is your general feedback or knowledge regarding these companies: Merrimack, Commerce, Metlife, and Citation (although I think Citation is part of Commerce). Were they easy to deal with, etc. If you feel that none of these companies are good, which ones do you recommend?"


What kind of car insurances exist?
I know there is the one required by law, the liability, in which you'll cover another car's damage, and one where you ensure your own car (I don't know the specific name of it). What other kind of car insurances exist, and what are they called?"


I've been cancelled by Intact Insurance Co.?
I got cancelled for non-payment in 2014. I would like to go with another company (Economical)... Can I still go with the company economical? The reason why I ask, is because people have told me that if i've been cancelled then I cannot go with another company for minimum 3 years. Any answers will help! Thanks!"


"Car Insurance - 18 Year old added as a driver to parents car Insurance cost, high?"
My mum who doesn't drive very much is considering selling her crappy car which is probably gonna fail the MOT. But since I have a reasonably good paying job at 18, I thought, may as well spilt on a car, get something I want and will maintain, and she can use it as long as long as part of the insurance is paid off. So my mum pays around 50 a Month on a Daewoo (very small and crap car, 1.0L) I have a motorbike, so experienced on the road (could count towards a discount), but only got my driving license fully a week ago, passed with flying colours. So my mum with like 4 years no claims, and an 18 year old on a Subaru Impreza? What you reckon?"


What is national health insurance scheme?
Disscuss the different types of health insurance scheme in different parts of the world with relevant examples


"My car got hit, older model car, no collision coverage what would insurance?
I have a 2001 Honda civic and my car got hit it wasn't my fault but I don't have collision coverage. What would happen? will my insurance go up? Will I get to keep my car? Help!!


What is life insurance?
I'm not looking for a detailed answer, just a very basic (simple!) idea of what it is. I understand other types of insurances, so I get how it works, but I'm just confused.. is it supposed to help your family when you die? Does it give them money to live off of? Thanks!


Can I Switch To Another Car Insurance Company?
I hate my current car insurance company. I was paying about $12 less every month with my last one for the same type of coverage. The only reason i got this insurance is because my last one was about to expire. I wanted to go shopping for car insurance and my GF's sister told me about this one and she didn't wanna give me a ride to look for cheaper insurance. I guess she just wanted to get her $25 the car insurance company gave her after i signed up. B*tch. Anyway, I am paying around $45 a month and i wanted to know if i could switch car insurance companies. My current car insurance does not expire until March 2011. Also, will i have to pay that first month down payment thing with the new company???"


"How much would basic homeowner's insurance cost per month on a $100,000 home?"
How much would basic homeowner's insurance cost per month on a $100,000 home?"


Health Insurance For Full Time College Students?
I overheard another student in class talking about how she gets free health insurance coverage because she is a full time student? Has anyone else heard of any programs or companies that do that? if so can someone give me some links to the sites of those companies? (Because since im no longer in the class with the girl, i cant get it from her)"


Where can I find affordable life insurance for sr citizen in-laws?
I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have no burial policy, and each is worried about leaving the other with burial expenses and debts. I have seen a few ads online, but when you get to the fine print, they seem mostly like scams. They probably wouldn't get a very good rating if a health exam were required. Probably $15 -$25K max would be the amount needed. They live in Texas if that matters."


Will you get a better quote on auto insurance if you are single or in a relationship?
I was just wondering if you get a better quote saying that you are single or saying that you are in a domestice relationship? or do you get a better quote if you are married? Also, do you get a better quote if the car is only used for pleasure or for work/school?"


Does your car insurance premium go up if you have a claim that didn't involve others but was over $1400?
Does your car insurance premium go up if you have a claim that didn't involve others but was over $1400?


Questions about insurance?
1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?"


How much will a medical condition load the car insurance?
if someone told the DVLA that the had a problem with drink, what would the insurance load be when they got their licence back?"


Negotiating with Auto Insurance Companies?
I was in a car accident last October, at the time of the accident I did not have auto insurance. I was at a stop sign and thought I saw the car in front of me pull forward. I began to check my ways looking left and right, rolling forward as I did. Unfortunately the car did not pull forward and I hit it going maybe a few MPH. I was so shocked at the time since I just got the money to pay for car insurance that day that I forgot to take a picture of the damage (which appeared to be very minimal, just a slight dent on the back right portion of her bumper). She was driving a Acura TSX that was probably a 2008 model or so. Anyways, I ended up getting the charges dropped for driving without insurance seeing is how I purchased insurance just a few hours after the accident. But my insurance geico"" was not able to claim me"


What is the most quality/cheapest insurance to get for a car in the US?
Like for someone in their mid 20s


"My parents are in the process of putting my name on the car insurance, can i drive it in the meantime?
I live in Pennsylvania


Someone backed into my car messed up my door on the left side i have tag number is there a way to find her insurance provider?
Someone backed into my car messed up my door on the left side i have tag number is there a way to find her insurance provider?


Do I need to switch car insurance for being out of state temperaily? Am I still covered?
I have car insurance in Florida, but I'm going to be going to school in New Jersey for probably for 2 years. Do I need to switch my car insurance or will I still be covered under FL rates? My DL has my Florida address and my car is registered in Florida. I plan on going back, so what should I do? Thanks (I'm with State Farm BTW)"


Does the first driver and second driver on an insurance policy have to live at the same address?
I am the second driver of the vehicle and my brother is the first driver and we live at two different adresses. The car is under his name and address and he is the registered owner and keeper When i entered my details as second driver it did not ask me for my address? Does this have any impact when asked by police if i get stopped, could it void my insurance? Thanks."


Drink driving insurance?
Just found this place http://www.drinkdriving.org/drink_driving_car_insurance.php. Cheapest so far. And yes, I sure have learnt my lesson, it was a morning after the night before, I thought I was ok, obviously I wasnt. Didnt drink and drive intentionally and recklessly, any more suggestions? btw is UK insurance companies I need."


What is life insurance?
I'm not looking for a detailed answer, just a very basic (simple!) idea of what it is. I understand other types of insurances, so I get how it works, but I'm just confused.. is it supposed to help your family when you die? Does it give them money to live off of? Thanks!