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Teenagers and car insurance again?

so i just posted a question asking if insurance costs more for a 18 year old. i loved all the answers they were really helpful. so the story is my friend thinks she's gonna insure a car and pay only 60 a month in arkansas but my moms insurance company says me being 18 i would pay over 100 dollars because im so young. ive had everyone tell me that thats right so it sounds pretty impossible for a new driver 18 years old to pay such a cheap price right? please give me some insight!!!

   








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Truck driver health insurance?
Why!!!!! Are all these answers so nasty?? FYI we used to qualify for family health plus but now we are way above it since we couldn't get it renewed! We live in a very nice neighborhood and we qualified for state help, and all I was thinking was, were these benefits good enough? Y dad is an m.d and he even said they sucked!!!! So my husband did find another job that does offer better benefits from a known company aka bc/bs!! We are NOT white trash, we do well for ourselves but started off rough a year ago! So now we are going to be paying a few hundred a month with less of a deductible and we don't qualify for state help!! So for everyone saying we were dependent on state help and beng rude... **** u!!!!! What is wrong with people these days?"


Auto Body Insurance Settlement?
A person rear ended me. Fender bender damage. I reported accident to both insurance companies. My insurance company recommended a few auto body shops. One auto shop gave me an estitmate for $1300 dollars. Another shop told me to work with the other parties insurance because I would have to pay a $500 dollar deductable. The other parties insurance estitmator gave me a settlement for $1000 dollars. $300 dollars less than it would take to repair. But hear is the punch line. The auto body shop said sign for the settlement. Take the money and he would negiotiate with the insurance carrier for any additional costs. But according to the fine print the settlement is final and I would not be able to collect any more money for unforseen additional costs. This is in New York state does anybody know if the auto repairer and the insurance companies are trying to cheat me! Please anybody?


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I was turning left from a stop sign and hit into another car (checked both ways, had some parked cars blocking view but I inched forward to check before driving.) My car only has minor scrapes, his car has a broken headlight and some bumper damage. However, he told me at the time he has no insurance and wanted me to just give him cash on the street. I told him no, I would not pay anything unless we called the police which he did not want to do since he has no insurance. I am fully insured. We ended up both just leaving and I have his license plate number, name, and phone number. He has my license plate number only. Without insurance, can he try to get any money from me? Just wondering if anything should be expected of this situation..."


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My daughter Ashlynn has just turned 16, and shes begging me to allow her to get her a learners permit. I'm all for it, but i want to know how it will affect my insurance. I heard that a teen with a learners permit doesn't have any affect and in some cases you don't even have to notify the insurance company. If it helps, i have Esurance. Also i live in southern California. If anyone has any information it would be greatly appreciated. Thanks -Lauren."


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I need to get car insurance, the company I was with wanted way, way too much money to renew my car insurance (even though I didnt have any driving problems whatsoever).. Wherever I go though, they keep saying theyre unable to insure me because I dont have 3 years of driving under my belt. HOW am I supposed to get 3 years experience if I cant afford the only car insurance company to accept me guts me dry on a monthly basis. Does anyone know a car insurance place that dont require 3 years? I tried allstate, req 3 years I tried statefarm, req 3 years I tried the general, wanted me to pay 600 a month (rediculous) I HAD unitrin which billed me 180 a month, for 1 person on my 2 person household. Im employed full time, 22, almost 23 year old female, who is financing a car and has her own apt, who got her license at 21. Anyone know or have advice? And no, I dont have parents to leech onto for 3 years."


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If u wrote-off a $5000 car, on average how much would ur insurance company give you back?"


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Originally, i wanted to ask what was the cheapest autoinsurance. But now I wanna ask what auto insurance is the most worth it. I'm 21 and i was in an accident were i was at fault. I had my liscence since i was 18 and i was just wondering which insurance company i can get the best bang for my buck. I'm currently insured with all state."


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How much did your car insurance rate increase when your 16 year old began driving?


Teenagers and car insurance again?
so i just posted a question asking if insurance costs more for a 18 year old. i loved all the answers they were really helpful. so the story is my friend thinks she's gonna insure a car and pay only 60 a month in arkansas but my moms insurance company says me being 18 i would pay over 100 dollars because im so young. ive had everyone tell me that thats right so it sounds pretty impossible for a new driver 18 years old to pay such a cheap price right? please give me some insight!!!


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Hi guys, I pay monthly installments on my car insurance and renewed my policy on 2nd February. Anyhow to cut a long story short I've bought a house with my fiancee and I work in Leeds now, and figured that it's cheaper to buy a monthly ticket for the train than it is to drive there, so want to cancel my insurance asap. I rang my insurance firm and they didn't give me an exact cost, only an admin fee of 29.95 to cancel, but mentioned that it is carried out on a 'pro-rata' basis. What does this mean and how much roughly am I looking to pay? I pay 51.00 a month at the moment...I'm confused.com! Thanks guys!! D"


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So basically I was stopped at a stop sign and someone came from behind my car and hit me. afterwards I looked at my rear bumper where I was hit and there was no major damage that I can see. Just paint from her car and a some scratches but no dents. Do I even report something like this? if I do does my insurance go up, because it seems like it is 100% their fault since I was going 0 mph at a stop sign."


BEST FIRST CAR?? for teen guy?
what is the best first car for an outdoorsy person with good gas mileage i go camping alot dirtbiking boating and it has to be able to tow a seadoo or a small boat im 15 going on 16 and it has to look cool and be safe preferably with 3 rows of seats but it doesnt have 2 and it has 2 be used my dad said he will match what i come up with so a new car is out


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Does anyone who has ever had a sunroof or panoramic sunroof to their vehicle, ever had any damages from the snow or ice in the winter? My car is always outside without a garage


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I know that the full insurance may be roughly 140-160 a month for me, but I was told by a friend that his insurance is only 80 bucks a months because he only got the liability insurance in which his insurance only covers the other car, but not any damage done to his own in the case of an accident. Keep in mind, he's male, and he is also 21. I'm looking to buy either a: 2000 sunfire 2000 cavalier 1995 jimmy 1998 chevy tracker 1993 bmw 325l ....and the idea is that I would get it with the liable insurance to save some money. How much may this cost me a month? I have no history of any driving infractions or accidents."


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Cheap health insurance for college students?
I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!"


How can I lower my insurance rate?
I got a speeding ticket back in july of '04. My insurace went up recently. I am past the traffic school time. I live in CA. Is there anything I can do to lower my rate increase


Pay out of pocket for my car or go through my insurance company?
I live on a hill. Last week, in a quirky weather situation, the street I live on got super-slick just long enough for my 2000 Toyota Camry to go into a 300' free-slide down the hill and crash into a curb and a tree. It was a one-car accident, no one was injured. The repairman can only give me a rough estimate at this time but he thinks it'd cost about $1500 to repair using old body parts, although he says it could cost more if he finds more damage as he goes along--in that case he thinks it might cost up to $2,000 to patch it up out of pocket. I asked him about the pros and cons of paying out of pocket vs. going through insurance in my particular case. He said that if I chose to go through insurance--which would mean getting a USAA adjuster out and all--that he was thinking it would probably cost $2500 to repair, maybe more if it turned out there was more damage that he could see at this time. But he pointed out that I'd have to pay the deductible (which I think is $500 for my car, not sure) and that my insurance rates would go up. But then you'd end up with a new-looking car."" [as opposed to a patched-up looking car]. My husband absolutely wants to pay out of pocket--he does not want to involve our auto insurance company"


Is there a fee for canceling a safe auto insurance policy?
Is there a fee for canceling a safe auto insurance policy?


What is the best Dental Insurance in California?
I live in orange county, ca. I need to see a dentist, and I will probably need major dental work. I was thinking of doing payment plans with my dentist, but someone suggested I pay for dental insurance, and pay the rest with a payment plan. I dont really know much about this, so what is the best dental insurance I can get? Like I said I need major dental work, close to 10,000 dollars."


Is it okay to drive your parents car but dont have insurance yet but your parents gave permission to drive it?
Like if i was to be pulled over which I plan on not being because I drive very carefully but with cops now a days they will pull you over for no reason and just follow you and pull you over for no reason just to do it like especially at night (thats the impression that i get). But do they even ask for insurance or just the registration card and license i thought only? If they did ask for insurance couldnt i just say well my dad said i could drive it he has insurance for the car and just kinda act like i thought the car is automatically insured cuz he has insurance or what would i be screwed or would they possibly let me just drive home with a a warning or what?


Teenagers and car insurance again?
so i just posted a question asking if insurance costs more for a 18 year old. i loved all the answers they were really helpful. so the story is my friend thinks she's gonna insure a car and pay only 60 a month in arkansas but my moms insurance company says me being 18 i would pay over 100 dollars because im so young. ive had everyone tell me that thats right so it sounds pretty impossible for a new driver 18 years old to pay such a cheap price right? please give me some insight!!!


Can you get life insurance on someone without their consent?
My father in law is 60, and I think my he has dimencia or alzhiemers, but he won't go to the doctor. He won't get health insurance, and he won't let us as a family pay for tests. I also think there are a lot of other hidden health problems. He refuses to get life insurance, and only bought his first house 8 years ago, and has trashed it, so there isn't much equity on it. My husband doesn't sleep because he doesn't know how we can come up with the money for a funeral in a heart beat, and the $15000 it will take to make the house sellable. We have tried to get life insurance on him, and we can't find a way.... we need to do something, or WE could lose everything when he passes being that he won't take care of himself, and no one will go along with me to get him a legal guardian... or POA."


I have 21st century car insurance . They list some of the people that live with me as not rated?
I want to know what this means . They claim the drivers on this list can still drive my car , if they have their own car insurance on theirs cars . Is this correct"


Which of the following best describes term life insurance?
A. The insured is covered during his or her entire lifetime. B. The insured pays the premium until his or her death. C. The insured pays a premium for a specified number of years. D. The insured can borrow or collect the cash value of the policy.


Is gender discrimination in insurance wrong?
Should insurance rates be based on actuarial numbers and claims histories of groups or is it wrong to charge certain groups higher rates than others based on something they have no control over? A part of the new health insurance law seems to be that you must treat the genders the same (hence giving men coverage for pregnancy) and they charge both men and women who are otherwise the same risk the same. Yet for auto and life insurance men are charged more due to the perceived higher risk. Why is this allowed? Also, why is age discrimination allowed (something you can't control) in insurance, for example higher rates for young drivers or higher health insurance for older patients, but racial discrimination is not allowed, even in cases where the racial differences are extremely high?"


How much is the average cost of premiums for E&O insurance for a CPA firm?
I'm wondering what would be an average estimated cost for e&o insurance costs for a CPA firm? the firm has more than 3 people and more than $400,000 in revenue"


Best Choice for Car/Insurance Price?
Best Choice for Car/Insurance Price?


"I am 18 and i just got my license nearly 2 months ago, what insurance would take me?
i need insurance now but the rates are so high.. i am a full time high school student and i live on my own its not like i could put the insurance under my parents name. i need help !!!!!


"Can I keep the check from the insurance, and don't repair my car?"
My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!"


I am looking for a srs surgeon who accepts insurance?
my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas?


"Car accident 20 mnths ago, just finding out I have whiplash. What to do?"
I live In Michigan and had a car accident last year, feb 2013. No other cars were involved. Was just an unsalted road. Slipped on black ice and flew into ditch. Car was totaled and ins payed for it. Other than feeling a little shakin up, i felt fine. Yesterday i went to a chiropractor and found out I have whiplash. My ins covers so many treatments a year. Is it worth filing with auto ins? In MI I think u have up to 3yrs to file claim."


Home insurance policies?
thanks for answers so far, l would absolutely read the policy booklet if l had it, and l cant find it online either"


Is this a good insurance cost for a teenager for a GTO?
I got a quote from geico for an '04 GTO and it was 175 a month for a 17 year old driver. This suprised me, because I thought it would be alot higher. So do you think this an accurate quote? I put in all information accurately except for my age because they will not give a 15 year old a quote."


Do I need insurance just to keep the car?
I have a car in California, but I don't drive it right now because I moved to other state. (I asked my sister to keep it while I'm gone) But recently I received a Notice of Intent to Suspend"" that says DMV doesn't receive the report from the insurance company anymore"


Insurance costs on Lightning vs. Trailblazer SS?
I just wanted to ask a question about what It would cost to insure those types of vehicles. I currently have a 2006 Trailblazer EXT LS. The car is in my name and I pay for full coverage on it (25/50 I believe or whatever it is). I'm 19 years old fixing to go on 20 here in July. I have no speeding tickets or any accidents what so ever and I have all of the discounts I could possibly get through State Farm (except Multi-Car discount since its the only car I own and I live under my parents roof). I pay $798 every 6 months for the Trailblazer I have now. I just want to get an idea of what people in my age group or close to it pay for those types of vehicles since they're High performance"" vehicles. I hope you all can answer my question and Thank you!!!!"""


"Who are the best car rental company, insurance wise and cost etc London?"
there are so many to choose from, terms conditions insurance etc anyone use them a lot and know the best to use"


Teenagers and car insurance again?
so i just posted a question asking if insurance costs more for a 18 year old. i loved all the answers they were really helpful. so the story is my friend thinks she's gonna insure a car and pay only 60 a month in arkansas but my moms insurance company says me being 18 i would pay over 100 dollars because im so young. ive had everyone tell me that thats right so it sounds pretty impossible for a new driver 18 years old to pay such a cheap price right? please give me some insight!!!